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Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

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Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers
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ham0718 on 21/02/2023 - 20:32 hsbc.com.au (213 clicks)
Last edited 21/02/2023 - 21:09 by 2 other users

Check your email if you have a home loan with HSBC.

Targeted Might be targeted or gone to everyone with them…

"Dear valued customer, We hope you’re enjoying banking with HSBC.

As a thank you for choosing us as your home loan provider, and to show our appreciation, here’s an eGift card valued at $150."

Activated and in my prezzee wallet in about 30 sec.

YMMV

Financial Gift Card Home Loan Loan

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closed Comments

  • easternculture on 21/02/2023 - 20:34
    +3

    thank you for choosing us as your home loan provider, and to show our appreciation

    Your paying for it .

    • ham0718 on 21/02/2023 - 20:36
      +1

      Definitely am! But to be fair this is the first time in 10 years of home loans across 3 banks any of those leeches have ever given me anything other than a headache.

      • El-Rhi on 21/02/2023 - 20:40
        +2

        How long have you been with them?

        • ham0718 on 21/02/2023 - 21:36

          @El-Rhi - I've been with HSBC a touch over 12mths. I believe our loan was finalised about mid Jan 2022.

      • easternculture on 21/02/2023 - 20:52

        Its sad that you can only buy a home these day without a loan. Not many people can buy outright. But if you did you are saving the purchace price of you home over 30 years

        • alvian on 21/02/2023 - 21:12
          +2

          The first sentence of this comment made no sense. Why is it sad that a home buyer can buy a home without borrowing? Who is sad? Are the banks sad because they didn't get to lend?

          • easternculture on 21/02/2023 - 21:18
            +1

            @alvian: Lol. I meant that its sad that the only way to buy a home is with a loan. If houses were more affordable, life would be more simple, or maybe not

            • alvian on 21/02/2023 - 21:23
              +1

              @easternculture: You meant to write: "It's sad that you cannot buy a home these day without a loan", or "It's sad that you can only buy a home these day with a loan".

              The Great Australian Dream has for many years become the Great Australian Nightmare. And rental affordability has also plummeted to a very low level.

            • tunzafun001 on 21/02/2023 - 21:27
              +1

              @easternculture: Still plenty of places you could buy a house without a loan. But they aren't in a CBD.

              Going out and living in the country was the best thing I ever did. 3 bed houses within 5 mins of a beach etc are still achievable for around $100k.

              We have just become CBD fixated.

  • clubhonda on 21/02/2023 - 20:44
    +1

    This is an automated reward for all their loan borrowers. You get it once at the X mark, and a second time at the X mark for X value.

    • [Deactivated] on 22/02/2023 - 03:33

      what does X equal?

  • matheous01 on 21/02/2023 - 20:59
    +2

    I'm also with HSBC for a bit over a year, I got a $100 gift card around christmas and another $100 a month later (for my first year home loan) !
    I know we pay for it but it still nice

    • mavack on 22/02/2023 - 07:12

      Also got nothing, probably 4 years with HSBC, never got anything like this.

      Rates i have are negociated regularly so on par with everyone else in the market.

      If only they had payid working….

  • whtsthenews on 21/02/2023 - 21:04

    I am with HSBC for almost 1.5 years, have 2 home loans, never got anything :-)

    • clubhonda on 21/02/2023 - 21:18

      That can't be right. Did you register your email with them? Reach out to them to investigate. There should be 2 tranches of them I believe, and generally anyone who's a newish loan holder will get them twice. Are your loans in a full offset position?

      • whtsthenews on 22/02/2023 - 05:53

        I believe my email is registered as I get all communication there. Both my loans are fixed and no offset at all

    • sharky_k on 21/02/2023 - 21:21

      I also never got anything… I think.
      What's the email subject say so I can search it?

      • ham0718 on 21/02/2023 - 21:34

        Subject line is "we want to say thank you"

    • ham0718 on 21/02/2023 - 21:35

      I've been with them a touch over 12mths so far

  • Trying2SaveABuck on 21/02/2023 - 21:47

    i didnt get one but they recently gave me 3k for not refinancing with a different provider so im not complaining i will be refinancing soon now i got the cashback

    • frostybite on 21/02/2023 - 21:53

      and how long have you been with them to be offered 3K for not refinancing?

      • Trying2SaveABuck on 21/02/2023 - 21:55

        i settled this house in Sept 2019 - yes i showed them a few other offers i was considering

        i 'will refinance' but i kind of feel i need to wait a least a few more months i got my 3k only a few months ago

        • frostybite on 21/02/2023 - 22:45
          +1

          nah don't feel pressured to stay with them longer after receiving the cashback.

    • cook99 on 21/02/2023 - 22:43

      Well played! I tried to get them to do this and they said they don't / can't. They called my bluff though lol

  • YasimKudomi Pape on 21/02/2023 - 21:52

    What can you spend with $150 dollars?

    • clubhonda on 21/02/2023 - 22:02

      Uhhh AA batteries?

    • dm02 on 21/02/2023 - 22:28

      you can spend $150

    • easternculture on 21/02/2023 - 23:00

      I can spend it for you

    • [Deactivated] on 22/02/2023 - 03:34

      bees

  • turk182 on 21/02/2023 - 22:02
    +1

    2 home loans with them. Got $150 about a month back and the other $150 2 months back. I like free money but will be leaving when my locked rate finishes. Shocking service/practices. During my last refinance with them they transferred the funds to my personal account and only took it out 3 days later when i told them about it

    • ham0718 on 21/02/2023 - 22:46

      I doubt I'll hang around either - happy to keep paying 1.88% for another 12mths though before the reality of 5%+ hits -_-

      • cook99 on 21/02/2023 - 23:03

        My 1.88% ends in about 6 months, was a lovely ride during all these rises… That 5% is going to be brutal hahah

  • Benoffie on 21/02/2023 - 23:54

    Have a loan with them and got nothing. Bet it's based on amount. Best thing Im doing is bailing. They are beyond painful to work with. Zero customer service.

  • davo_4 on 22/02/2023 - 06:59

    Geez i only got $100, must be the fixed rate loan, still happy as it helps reduce the package fee.

  • polarq on 22/02/2023 - 07:12

    I got $100 instead :)

  • Pythagoras on 22/02/2023 - 07:13

    Ive had a loan with then for about 2 years now ave haven't received anything ever!

  • dumkaze on 22/02/2023 - 10:36

    I received this gift card in November

    I think this gift card emailed after HSBC charged the annual home loan fees

  • clubhonda on 22/02/2023 - 10:52

    Seems like those with fixed rate loans aren't receiving the gift cards and only those on variable does…

    • ham0718 on 22/02/2023 - 11:36

      I've got two loans with them 65% is fixed and the other 35% is variable…

    • [Deactivated] on 22/02/2023 - 19:10

      i have a variable rate loan and never received this

  • mboy on 01/03/2023 - 11:23

    I got one in March 2021. Email subject "We want to say thank you" with an $150 Prezzee gift card. It was a nice surprise at the time, and yes I'm on variable.

    Meanwhile, the only email I got from HSBC in the last 24 hours was an advice notification saying they were passing on the full amount of the February RBA cash hike.

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