Up to $4,000 Refi/Purchase Cashback, $0 Applic Fee, Variable 4.89% (CR 4.91%) or Fixed 2 Years 5.49% (CR 5.61%) @ Heritage Bank

30

Go to Deal

AssociatedLendingWorkshop @ Lending Workshop on 15/03/2023 - 00:05 heritage.com.au (176 clicks)
Last edited 15/03/2023 - 23:43 by 1 other user

$2,000 cashback for home loans $250,000 - $499,999
$3,000 cashback for home loans $500,000 - $699,999
$4,000 cashback for home loans $700,000 or more

Pros:
* Cashback is available for both Purchases and Refinances.
* Extra repayments and redraw allowed on a Fixed Rate loan.
* No Application Fees - save $600 until 30th April 2023.
* Same fixed rates for LVRs above 80%.

Cons:
* Cashback tiered to loan amounts.

You can combine this deal with our offer to bring effective rates down by 0.2% for first 2 years.

My fav rates - full list available via link
Owner occupier variable 4.89% (comp 4.91%). up to 70% LVR. This is before March rate increase.
Owner occupier fixed 2 years 5.49% (comp 5.61%) up to 95% LVR. - Combining this with our offer will bring your rate down to 5.29%

I do understand that this deal may not suit everyone, happy to work with you and workout the total costs for this deal vs other deals and recommend a solution.

COMPARISON RATE WARNING:
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Feel free to call or email any questions through. I will try answering as many as I can on this forum as well.

The best way to reach out would be to book an appointment in my calendar

General Advice Warning - The information contained on this web page is general in nature and does not take into account your personal situation.

Regards,
Roopali
Director | Mortgage Broker
Lending Workshop Pty Ltd
Credit Representative Number 544854| Australian Credit License Number 391237| ABN 98 663 429 598|Certified FBAA Member M-353524.

Email [email protected]
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Website

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Heritage Bank

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• 

  knuckle8 on 15/03/2023 - 07:37

  +1

  Wow banks are really pulling back the cash backs.

  2 months ago you could get $4000 with just a $250K loan.

  Now only $2000

  • 

    AssociatedLendingWorkshop @ Lending Workshop on 15/03/2023 - 09:39

    +1

    The are still options(ANZ,BoM/St.George etc.) available but you are right, not as many.

• 

  Slo20 on 15/03/2023 - 07:40

  +1

  For those who might miss it in the details

  Owner occupier variable 4.89% (comp 4.91%). up to 70% LVR. This is before March rate increase.

• 

  dan76n on 15/03/2023 - 07:41

  What is the average turnover for a pre approval for these guys?

  • 

    AssociatedLendingWorkshop @ Lending Workshop on 15/03/2023 - 09:48

    +1

    3-4 Business Days

• 

  mr_asstight on 15/03/2023 - 08:27

  No offset?

  • 

    AssociatedLendingWorkshop @ Lending Workshop on 15/03/2023 - 09:45

    There is an offset option available for variable rate loans. Need to get special pricing for that. It comes with a package fees of $350/annum.

• 

  Hasbulla on 22/03/2023 - 19:55

  Has this gone up today/tomorrow?

  • 

    AssociatedLendingWorkshop @ Lending Workshop on 24/03/2023 - 23:49

    +1

    hi @pentole, Thank you pointing it out. Heritage bank has passed the march increase and increased their fixed rates too. I will see if I can expire this deal.