This was posted 1 year 8 months 24 days ago, and might be an out-dated deal.

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$4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 5.14% (CR 5.17%) @ AMP

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$4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 5.14% (CR 5.17%) @ AMP
Go to Deal
AssociatedWilson Heroes HL @ Heroes Home Loans on 29/03/2023 - 16:34 amp.com.au (262 clicks)
Last edited 01/04/2023 - 14:05 by 1 other user

All Ozbargainers

AMP has extended their cashback offer to 30th of June 2023
**These are the latest rates (including the March rate increase)

Great cashback and great variable rates for refinance & purchase applications. Note that there is only one cashback per customer, irrespective of the number of properties.

Principal and Interest Owner Occupied HOME LOAN
AMP Essentials Home Loan 5.14% CR 5.17 % at 70% LVR
AMP Essentials Home Loan 5.24% CR 5.27 % at 80% LVR
Professional Package Variable 5.49% CR 5.85 %
1 year fixed - 5.99% (CPR 6.19%) FOR LVR <80%
2 year fixed - 6.19% (CPR 6.29%) FOR LVR <80%

Principal and Interest INVESTMENT HOME LOAN
AMP Essentials Home Loan 5.34% CR 5.37 % at 70% LVR
AMP Essentials Home Loan 5.44% CR 5.47 % at 80% LVR
Professional Package Variable 5.64%
1 year fixed - 6.09% (CPR 6.20%) FOR LVR <80%
2 year fixed - 6.24% (CPR 6.22%) FOR LVR <80%

Cashback’s conditions are:

• $4,000 cashback offer where home loan amount is $750 000 or more

Applicable for new refinance applications
Minimum refinance and or purchase home loan amount of $750,000
Only one cashback offers per eligible home loan capped to one cashback offer per applicant within a 12 month period from the last settlement date to the current application submission date.

We also offer the following product as well
St George- 5.24% for Owner Occupied + $4,000 cashback
Westpac- 5.14% variable rate for Owner Occupied up to $4000 cashback
Ubank- 5.24% variable rate for Owner Occupied up to $5000 cashback
ANZ - 5.34% variable for Owner Occupied + $4000 cashback

Expired Heroes Home Loans are also providing an additional incentive broker rebate of up to $4,000 if user our service (note this applies to all products). The broker rebate is based on the net loan amount ie (loan size minus redraw/offset etc). https://www.ozbargain.com.au/node/736812

Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to answer all finance related questions.

Wilson Yuan
Managing Director
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD
http://heroeshomeloans.com.au/

Financial Cashback Home Loan Loan Refinance

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closed Comments

  • Mkak on 29/03/2023 - 16:40

    Go direct with banks.

  • Skramit on 29/03/2023 - 16:43
    +6

    Man when i see these new rates, fixing for a few years at 1.79 during covid was so golden.

    • batrarobin on 29/03/2023 - 17:44
      +1

      At 1.79 you could only fix it for 2 years I think and those who did that are almost coming to their 2 year term.

      • Skramit on 29/03/2023 - 18:38

        Yeah im due in July.

    • AssociatedWilson Heroes HL @ Heroes Home Loans on 29/03/2023 - 17:44

      Lucky guy

      • sarahGhazi on 31/03/2023 - 18:37

        Hi OP, Is there an option for prepayment (in addition to the monthly payment amount) for AMP Essentials Home Loan? Also, is there any exit fee?

  • the-fuzz on 29/03/2023 - 16:53

    Rates seem pretty high

    • AssociatedWilson Heroes HL @ Heroes Home Loans on 29/03/2023 - 17:44
      +1

      That what happens when RBA increase the rates 10 times in a row.

      • the-fuzz on 29/03/2023 - 19:55
        -1

        my point being much better rates are available from major lenders today

  • Churna on 29/03/2023 - 17:51
    +2

    RIP people with 750 home loans in the last year

  • hamzie on 29/03/2023 - 18:16

    Need to refinance as soon as home construction is done
    Getting destroyed by Westpac and can't refinance until construction period is done

    • ScottyDont on 29/03/2023 - 21:27

      You can always call to ask for a better rate, worst they'll say is no. I still have a small amount to use on my construction loan with another bank and they dropped my interest rate from 6.44% to 5.3%ish, no need to refinance but you obviously don't get the cashback either.

  • impoze on 29/03/2023 - 18:19

    Wow min $750K for the $4K cashback

    • knuckle8 on 29/03/2023 - 19:39
      +1

      BAD!

      I just received my $4000 from UBANK for a 250K loan.

  • MikeHunt on 30/03/2023 - 08:58

    whats the best deal on owner occupied interest only. property worth $4.4m total loan size $2.4m. $600k P&I and $1.8m IO.
    Good servicing. IO loan was drawn for investment purposes.

    • AssociatedWilson Heroes HL @ Heroes Home Loans on 30/03/2023 - 11:31

      Hey MikeHunt

      Do you need offset account?
      Do you prefer to only deal with major lenders

      Are you able to send me an email to [email protected]

  • Goldsmen on 01/04/2023 - 23:17

    Question has anyone been able to successfully refinance more than 4 times in a year to maximize cash backs?

    What the rep listed is enticing deals for cash backs.

    Begin with ING. $3k cash back, then switch to westpac $4k cash back, then Shortly after that, ANZ for another $4k, and finally Ubank for $5k and park it there for the duration. Would this cause any consequences down the track if done within the year?

    • sarahGhazi on 03/04/2023 - 09:10

      I would like to know too..

      I wonder if there would be an exit fee, or a minimum term required to avail cashback

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