Qantas AmEx Ultimate: 100,000 Qantas Points ($5,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee

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Qantas AmEx Ultimate: 100,000 Qantas Points ($5,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee
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ninja2042 on 15/01/2025 - 00:33 americanexpress.com (6482 clicks)
Last edited 17/01/2025 - 12:56 by 1 other user

This offer was available only by referral until 11 March but is now available on Amex's website until 18 March.

Referral solicitation removed — Mod.

Card benefits include:

  • a $450 Qantas travel credit each year (for Qantas flights booked via Amex Travel)
  • 2 Qantas lounge passes after you book a flight with Qantas directly
  • 2 Amex lounge passes (for Melb and Syd international)
  • travel insurance
  • Qantas Wine premium membership
  • 4 free supplementary cards

Annual fee: $450

New Amex cardholders only. You must not have held a card issued by Amex Australia in the last 18 months.

Referral Links

Business Explorer Card: random (3)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (9)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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Financial Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points Travel Credit

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Comments

            • sydonk on 15/01/2025 - 11:05
              +1

              @Bjay: Yeah most likely overleveraged then. You could try cancelling your current credit card before applying for a new one if you are trying to churn points, aim for the cards with minimum $6k credit limit or less (rather than the ones with minimum $15k credit limit).

              • Bjay on 15/01/2025 - 11:23

                @sydonk: That’s what I thought. I had no issues before but that maybe because I only had one home loan. Will stick to lower limit cards for now. Thanks

  • spikiii on 15/01/2025 - 08:14
    +1

    Hesitant to reapply for this one - freq. churn n burn here.
    Applied around this time last year for this card and just got a generic email with rejection after the "reviewing 5-10 days". Didn't call to enquire further as it appeared a lot of churners got rejected too.
    It was my first card rejection ever! and since then have had 3 other successful cards applied for, points earnt and card closed since.

    Good luck to the churners - would be keen to here your outcomes if you could share too.

    • linda1234 on 15/01/2025 - 08:20

      I applied for this card twice - first time I had the same experience. I called and operator provided no additional information. I checked my credit and saw they didn’t even make an inquiry or check. I applied again a few months later and was accepted almost instantly.

      For context, I’d just closed a credit card when I applied the first time and didn’t open any new cards in between the periods.

      • ozbargainerlife1 on 15/01/2025 - 08:36

        how many do you churn a year?

        • linda1234 on 15/01/2025 - 11:08
          +1

          Only around one a year - usually close at the 11 month mark so I was pretty surprised when I was told that I was rejected. But I’ve been churning for probably 4 years now.

        • spikiii on 15/01/2025 - 12:29

          3-5 cards depending on t&c's of 'previously held period'

          • ozbargainerlife1 on 15/01/2025 - 12:46

            @spikiii: yep I do 3-5 and hesitant to apply

            • spikiii on 15/01/2025 - 12:54

              @ozbargainerlife1: i'm not going to apply.

              as much as 100K bonus points is becoming increasingly rare - it's just not worth the ding to credit check because they don't like that i'm a churner…

    • stuartfaz on 15/01/2025 - 09:26

      Yeah I think I'll pass on this for the same reason. Rejected multiple times despite no issues with any other bank or CC.

  • bemybubble on 15/01/2025 - 08:51
    +1

    Also be aware you can't utilise the travel credit in conjunction with the free lounge passes. It's one or the other.

    Must book a QF directly through qantas to get lounge passes…!

    • Tock on 15/01/2025 - 09:08

      Can book using FF points and pay fees with AMEX to get passes. Previously you could also pay for things like carbon offset with the card and get them as it registers as a direct Qantas booking cost.

  • aldoboy on 15/01/2025 - 09:05

    I have amex explorer. Am I eligible?

    • turtleCatcher on 15/01/2025 - 09:17

      Yes if yo identify yourself as New Amex Cardholder :)
      New Amex cardholders only. You must not have held a card issued by Amex Australia in the last 18 months.

  • Mokr on 15/01/2025 - 09:07

    Wow there is no min salary mentioned

  • Moo Deng on 15/01/2025 - 09:31
    • 2 Amex lounge passes (for Melb and Syd international)

    Do these come through straight away? Are they transferable?

    • yabol on 15/01/2025 - 09:43
      +1

      Why not Brisbane, Adelaide or Perth?

      • Enjoy two complimentary entries to The Centurion® Lounge, plus two Qantas Club Lounge invitations each year after purchasing select Qantas products and services.*

      There are also Qantas Lounges in Brisbane, Adelaide and Perth

      • gkh84 on 15/01/2025 - 09:48
        +1

        because Brisbane, Adelaide and Perth do not have the Amex Centurion lounges

    • gkh84 on 15/01/2025 - 09:47
      +2

      I believe the Amex lounge (centurion) passes are tied to your card. You just show your physical card (not sure if the digital card will work) at the centurion lounge and they will let you in.

      Not transferable!

      • yoyo6 on 15/01/2025 - 14:00

        If you have a secondary card holder, they can use the pass

  • OzBerghainer on 15/01/2025 - 10:08

    Are they still declining Churners quite a bit?

    • preemo on 18/01/2025 - 12:14

      Yes.

  • daunce on 15/01/2025 - 10:16

    Can the Qantas travel credit be used for hotels booked via Amex travel, or does it have to be flights?

    That’s a whole lotta referral links. The referral links show different minimum spend amounts and points. Which referral link matches the posts title?

  • daclaw on 15/01/2025 - 10:55
    +8

    Hi all, just beware that the Qantas AmEx Ultimate does not cover rental vehicle excesses, don't book any hire cars using this card!

    • nonpop on 16/01/2025 - 16:39
      +1

      That's a big one to note. Thanks.

    • AquaDigger on 16/01/2025 - 22:12

      Saw this last night too, good pickup! Looks like the Amplify Qantas Signature does though?

      Any others out there worth reommending?

    • Smol Cat on 19/01/2025 - 02:23

      That’s very surprising and a bit of a shock. Would have never checked and assumed it was, thanks for the heads up

  • joerd102 on 15/01/2025 - 11:47

    Can the supplementary card be used by partner to get into Amex Centurion Lounge?

    • sydonk on 15/01/2025 - 13:28

      Read the first line. You need to apply via a referral link.

  • try2bhelpful on 15/01/2025 - 12:16
    +1

    As a retired person they won’t let you churn. It doesn’t matter what your Super pension is, your share dividends, money in the bank, etc. I suspect they want people with good incomes but likely to not pay the balance off each month.

    • Maybloomer on 17/01/2025 - 15:28

      I referred a retired person the other day and they got approved. They just need to see some Super details.
      This person wasn't a churner and I don't believe even had a CC.

      • vawiyoci on 17/01/2025 - 15:41
        +1

        Yeah being a churner is a bigger black mark for AMEX than having a lower/intermittent income it would seem.

    • sydonk on 15/01/2025 - 13:26
      +1

      LIMITED TIME OFFER | Ends 11 March 2025

  • Timtomtum on 15/01/2025 - 13:39

    Random question anyone have a recommendation for a good travel card with good exchange rates like 28 degrees without the fees?

    And a recommendation for a good visa qff points card?

    • techdave on 15/01/2025 - 14:31
      +1

      https://www.ozbargain.com.au/node/860487 for 28deg alternative.. I think Bankwest or Bendigo.
      - For ATM withdrawals I use ubank, which has good forex rates and very easy to set up (<10 minutes on a mobile app).

      I use Qantas Premier Platinum for places with no Amex, it's a mastercard tho.

  • OZoz123 on 15/01/2025 - 14:07

    Will the current standard offer of 50k points meant to expire yesterday be changed anytime soon?
    That way we could probably get more base points + the referral points?
    Or does the current referral offer already take into account the new base rate somehow?

  • Chridim on 15/01/2025 - 14:49

    Anyone that applied for this promo in October? https://www.ozbargain.com.au/node/869194
    Will I get the point if I apply and make first purchase before 31/1?

    • san87 on 15/01/2025 - 15:01

      I think you can earn an extra 20K Qantas points if your first credit card point transfer to your Qantas FF account is made before January 31. Did you activate it?

      • Chridim on 15/01/2025 - 15:22

        I did activated it. T&C reads "Qantas Points earned from the member’s first purchase must be credited to their Qantas Frequent Flyer or Qantas Business Rewards account by 31 January 2025"

        • san87 on 15/01/2025 - 15:34

          This is a good deal. Nowadays, there are no other 100K bonus point offers in the first year.

  • frankfu1122 on 15/01/2025 - 16:24

    Is there a QF points to dollar calculator for approximation somewhere?

  • retnup on 15/01/2025 - 16:48

    I applied and got instant approved for NAB signature yesterday but not yet spent/activated.

    Will this pop up and potentially cause an instant decline?

    • bohn on 15/01/2025 - 18:24
      +1

      no, their systems usually do not update that quickly, I have applied for multiple credit cards with a day or so gap between and got approved for both.

      Just don't do it with banks that share systems, eg, Virgin (citi, now NAB) and NAB branded cards, and Westpac and St George etc.

    • Moo Deng on 15/01/2025 - 18:25

      Unlikely because your credit report won't be updated that quickly, so it wouldn't show the NAB card yet.

      Best time to apply

      • retnup on 15/01/2025 - 20:52

        I just got a notification from credit savvy of a change and I checked and it's on there! Shoot!

  • Rosace on 15/01/2025 - 16:57

    Are we elligible for the bonus if we already have a business rewards Amex card?

    • spikiii on 15/01/2025 - 17:23
      +1

      t&c's:

       This offer is only available to new American Express Card Members. If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer

      reading that as including business amex as that's a card product issued by Amex Australia…

  • krazek on 15/01/2025 - 17:00
    +1

    I have a discovery Qantas card. When I generate my referral, it takes you to a page to apply for the same discovery card. But then you can select the Qantas Ultimate card and you get the 100k bonus offer. Will I get the 40k bonus points if I refer?

  • somebargainhunter77 on 15/01/2025 - 17:34

    Applied and got the will get back to you in 5-10 days email…. I'm guessing rejected?

    • shole on 16/01/2025 - 14:02
      +2

      I did it yesterday and got same email.
      Just got approved after submitting my payslips

      • somebargainhunter77 on 16/01/2025 - 16:00
        +1

        That's good to know, thank you! I'll stay optimistic then

    • beesquared on 16/01/2025 - 17:58
      +2

      Same, email about supplying pay slips and get back in 5 to 10 days, got approved next day

  • Moo Deng on 15/01/2025 - 18:25

    To activate the overseas travel insurance on this card, do you need to purchase a return flight in/out of Australia?

  • Brad002 on 15/01/2025 - 18:31

    Any idea if I can refer a supplementary card holder that I have on my account (wife)? They have never had an amex account

    • bohn on 15/01/2025 - 18:33
      +1

      Yes

  • FuzzyWolf on 15/01/2025 - 20:39
    +1

    It seems like amex is doing a few referral programs now. I see it available for the Explorer card as well with 100,000 MR if that interests people more, might be worth trying the explorer referral links too.

    “Bonus Membership Rewards® Points when they apply online using the referral link by 8 April 2025 for the American Express Explorer® Credit Card, are approved and spend $4,000 on eligible purchases in the first 3 months from Card approval date. New American Express Card Members only. T&Cs apply.“

  • firepowered on 15/01/2025 - 22:56
    +2

    you dont need referral code, this promotion is on the amex website

  • rogsamsy on 15/01/2025 - 23:14

    It's been a while since I've done an application. If you request a very high credit limit in the application, could this be a reason to get rejected, or do they just give you the highest they are prepared to give? I vaguely remember a option like "give me the highest you can based on my application" but I'm skeptical and think it's a waste of time getting a card like this only to end up with a ~$3K limit which is what happened to a friend and it's such a PITA asking for a limit increase these days…

  • Applause on 16/01/2025 - 00:22
    +2

    They had this offer last year, and last year there was a better offer at the beginning of Feb it was up to 120,000 points. Food for thought.

  • JustNotGod on 16/01/2025 - 08:24
    -2

    I cancelled my Amex in 2023, and using friends Add on since last 8 months. Am I eligible ?

  • CheapBrah on 16/01/2025 - 10:36
    -1

    Rejected, that's a first.

  • retnup on 16/01/2025 - 10:49
    +1

    Cleared through the gates. NAB QF Sig, and Amex QF Ultimate, instant approval both within 48 hours. Praise be

  • wce2018 on 16/01/2025 - 11:19
    +1

    I have been asked for 3 months of payslips, has anyone else had this? If so, once supplied were you approved?

    • joerd102 on 16/01/2025 - 12:29

      Yes and approved.
      all sorted in 1 hour.
      Excellent process.

    • Radar on 16/01/2025 - 12:59

      Approved in minutes. No payslips

    • shole on 16/01/2025 - 14:07

      yep just got approved fairly quick after submitting
      had to merge some payslips as I could only upload 5 at a time (fortnightly payslips)

      • wce2018 on 16/01/2025 - 14:10
        +1

        awesome, thanks! I got approved not long ago too, seems if you get to this stage you're sweet…

        • shole on 16/01/2025 - 14:11

          stupid question but I didn't see anywhere to set a credit limit
          Do they do it based on your salary?

          • wce2018 on 16/01/2025 - 14:12
            +1

            @shole: I had the option actually, let them set it or set it myself. I chose to let them set it

  • RyanMK on 16/01/2025 - 11:50

    Referral link doesn't seem to be working for me? I get an "Sorry, there was an error in accessing the application. Please try again using the link provided in your original offer." error.

    • AusGaz on 16/01/2025 - 12:17
      +1

      Tested from the link in the Deal/referral section and seems to be working for me.

  • MrThing on 16/01/2025 - 15:53
    +2

    got approved within 48hours, whoever's referral link I used, grats on your 40k points

  • Shaolinking on 16/01/2025 - 21:58

    Signed up few months ago 70k bonus not as good but got approved almost instantly, two days fully set up.

  • Faslane on 17/01/2025 - 08:26

    I recently got approved for this same card but with a worse deal! The card is here but I haven't activated it yet. Is there any way of cancelling this one to take advantage of the referral deal, or do I now count as an amex account holder for the next 18 months?

  • lasonic on 17/01/2025 - 11:02
    -5

    The offer IS AVAILABLE directly form the Amex website: https://www.americanexpress.com/en-au/credit-cards/qantas-ul…

    I don't mind doing referrals but I don't approve the lies about the "random referral" from OP. Just say you want to cash in the referral points.

    • vawiyoci on 17/01/2025 - 12:06
      +1

      lies

      Seems a bit melodramatic, I mean the website might have only just been updated so they were correct at the original time of posting 3 days ago? Also it's not like they deceptively linked their own referral account so what's the harm in gifting one of your random fellow ozbargainer some points anyway?

      • ninja2042 on 17/01/2025 - 12:15

        Thank you vawiyoci. I've updated the post now that the offer is also available on Amex's website with a different end date.

  • zxreth on 17/01/2025 - 11:27

    Does anyone know if strata payments via DEFT count as an 'eligible purchase'?

  • strong55 on 17/01/2025 - 13:31
    -1

    Did anyone apply, and get an email asking to call and give Amex a selfie? How to get around this if unwilling to give a selfie? Highly inappropriate to be asked for this and am shocked.

    • vawiyoci on 17/01/2025 - 15:44

      Yeah a relative did, must've tripped some verification flags so just supplying your licence number wasn't enough for them.

    • Nom on 19/01/2025 - 11:31

      How to get around this

      Call them and cancel your application if you aren't willing to meet their requirements.

  • Crowing on 17/01/2025 - 15:32

    How long does it take to get cancellation notification? I'm a big churner (4-6 cards a year) and have applied for this offer earlier today with the standard email stating they'll get back to me within 5-10 working days..

    • vawiyoci on 17/01/2025 - 15:42
      +1

      If you don't get approved or requested for income proof docs within a day then it's more than likely a rejection. They notify by snail mail so won't be any emails or texts about it.

      • Crowing on 17/01/2025 - 16:12

        Thanks mate, seems like some got rejected instantly and I didn’t. Fingers crossed I’ll be requested to send through income docs

        • Dunky on 17/01/2025 - 16:13

          you can call the number in the application confirmation number, and the rep will tell you if it's been rejected or not!

          • Crowing on 17/01/2025 - 16:17

            @Dunky: Thanks! Just called and declined lol

            I havent held an Amex card for few years now but have churned a lot of cards.. annoying but I guess no surprise there

  • pooks on 17/01/2025 - 17:20
    -2

    I currently have 3 credit cards, 2k + 15K + 15k. Am i likely to get rejected for having 3 CC? No issues with income

  • Unorthodox on 17/01/2025 - 18:06

    Damn declined after calling up to check

    Never had an Amex but have churned cards within the last 12 months with one card still active

    • winaxter on 19/01/2025 - 10:21

      Did they do a credit check? or declined before that

      • Unorthodox on 19/01/2025 - 13:47

        Hasn't shown up on my Experian but the AMEX person said they use Veda

        Current score is 800+ in excellent range on Experian

        • illusion99 on 20/01/2025 - 12:54

          Credit score doesn't mean anything. It's just an arbitary number. What the banks are looking for in a credit check is how many cards/loans you have, how many you have opened and closed and any missed repayments.

    • pooks on 19/01/2025 - 10:52

      @Unorthodox what was the limit of your one active card?

      • Unorthodox on 19/01/2025 - 13:45

        $6k St George one, but recently went through 2 NAB ones within the last 8 months

        Never had issues in the past with a bank issued black ($15k) + 2 lower 3-6k ones which were usually low rate/platinum offers

  • Wayne88 on 18/01/2025 - 13:45

    With the $450 travel voucher, can I book for myself and family? Or can it only be used for travel in cardholders name?

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