This was posted 4 months 8 days ago, and might be an out-dated deal.

Related
  • expired

Qantas AmEx Ultimate: 100,000 Qantas Points ($5,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee

2980
Qantas AmEx Ultimate: 100,000 Qantas Points ($5,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee
Go to Deal
ninja2042 on 15/01/2025 - 00:33 americanexpress.com (7802 clicks)
Last edited 17/01/2025 - 12:56 by 1 other user

This offer was available only by referral until 11 March but is now available on Amex's website until 18 March.

Referral solicitation removed — Mod.

Card benefits include:

  • a $450 Qantas travel credit each year (for Qantas flights booked via Amex Travel)
  • 2 Qantas lounge passes after you book a flight with Qantas directly
  • 2 Amex lounge passes (for Melb and Syd international)
  • travel insurance
  • Qantas Wine premium membership
  • 4 free supplementary cards

Annual fee: $450

New Amex cardholders only. You must not have held a card issued by Amex Australia in the last 18 months.

Referral Links

Business Explorer Card: random (2)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (9)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Show 13 More
Financial Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points Travel Credit

Related Stores

American Express
American Express
Qantas
Qantas

Comments

    • chadleyshe on 15/01/2025 - 09:14
      +3

      The fact people negged this is just typical of today's society.

      I knew someone who was on the same flight with the same issue, they pushed back and got their full reimbursement after a few emails to and from with the Qantas Rep.

      Watch this for more insight and how to get it addressed.

      https://youtu.be/IijcjYnr8yg?si=ZV3pKmht9ZHHnrRA

      • bboz on 15/01/2025 - 09:18

        Hey, you mean the same flight as me? That's an amazing coincidence - small world! I hope they gave Qantas hell and everyone else on that flight did too. Disgusting behaviour by Qantas.

        Yes, I am stunned to see my comment so harshly negged this morning. I mean, what the hell? Is it Qantas bots? Pathetic Qantas fanbois? Real people who are actually talking Qantas' side here? Amazing.

    • Salternative on 15/01/2025 - 15:16

      Qantas has been Shite for a long time now.

      Few years back we were travelling to Syd from Tas via melb , 4 of us and with check in luggage included in the ticket price . We had small carry on suitcases and 2 of them came in at 8.5 kilos, told the qantas rep we were happy to make them check in as we had no check in luggage allowance anyway, the rep in Tas was dismissive and said not to worry.
      In Melb, a haughty Karen type demands to weigh the carry ons, we told her about the convo in Tas, she says with a smirk, I dont know what conversation you had in TAS, but you have to pay excessive carry on charges, ( around $120-$150 from memory). Told her to check out tickets that we had not used any of our check in luggage allowances, but they blackmail us by not allowing us to board while everyone has already boarded .
      When I hear of qantas staff having problmes with management, getting laid off, getting underpaid , I always think, I hope you got your just desserts , you Veeeyyyaaacchhhh.

      • bboz on 15/01/2025 - 15:42
        +1

        Yep been on a steep slide since that Irish idiot took charge. It's a real shame for the Qantas brand but unfortunately, I can see the same pattern with many companies. We seem to be living in a really bad period, generally speaking.

  • gazer on 15/01/2025 - 02:09
    +3

    Thanks OP. Been waiting for the bonus points to get back up on this card. Been like 60k for months AFAIK.

    My past experience churning with Amex is great - application process is quick and smooth and the best customer service I’ve had

    • alphas on 15/01/2025 - 08:32
      -3

      You need certified ID documents now though which are a massive pain.

      • txb on 15/01/2025 - 08:55

        Really? Anyone any corroborate you have to submit an attachment of certified ID documents?

        • Random Emu on 15/01/2025 - 12:14
          +2

          Yes, I applied back in November 2024 and needed to submit certified copies of my identity documents.

      • swiggity123 on 15/01/2025 - 09:04

        what?? since when

      • illusion99 on 15/01/2025 - 09:20
        +1

        No that’s just a you requirement. I submitted an application the other day and no need for certified ID.

      • LanceVance on 15/01/2025 - 14:15
        +3

        I just applied and got insta approved, no certified docs.
        How's your credit history?

        • alphas on 15/01/2025 - 18:50

          I am a churner, but I've don't have any negative marks on my record. If I had to guess they probably reversed the policy because I didn't continue the application and I'm sure many others didn't due to the requirement.

          • LanceVance on 16/01/2025 - 14:16

            @alphas: Fair enough, I'm a churner too, this will be my 3rd Amex.

  • jabroni on 15/01/2025 - 02:30
    -8

    is this a 12, 18 or 24 month "cant have held the card previously" term limit?

    • ts13 on 15/01/2025 - 02:45
      +18

      Says 18 months in post. These are also questions you can answer by reading description or doing a ctrl + f on the link.

  • avtr on 15/01/2025 - 02:37
    +6
    • a $450 Qantas travel credit each year (for Qantas flights booked via Amex Travel)
    • 2 Qantas lounge passes after you book a flight with Qantas directly

    Had this card previously, note these two points. If you use the travel credit to book a Qantas flight you can’t access the Qantas lounge! Bit silly IMHO.

    • nxllson on 15/01/2025 - 03:12

      I haven't seen this before

      after you book a flight with Qantas directly

      You should be able to link the pass to any booking as long as it's on a QF / JQ flight number.

      • avtr on 15/01/2025 - 03:30

        I think you only get the passes after you spend direct on Qantas. I’ve heard of some people buying Qantas wine to get the passes but not sure if true.

        If your only spend on Qantas flights is through the AMEX travel site to make use of your Qantas travel credit you do not get access to the passes.

        • Wimma on 15/01/2025 - 07:02
          +1

          I got the passes last year without booking flights, did buy wine and maybe book a hotel though? Wonder if it has changed…
          Great card though. Good points, easy application and approval.
          Might hold on to this one!
          Amex flight bookings for domestic when I've used have been very close to qantas direct (within $10) fyi.

          Remember to hit the referral link, help someone hit points club!

          • GregRust on 15/01/2025 - 12:06

            @Wimma: Yes they’ve changed it. Using the credit no longer entitles you to lounge passes. Confirmed with an Amex rep.

        • spirrowhack on 15/01/2025 - 08:51
          +1

          I paid for my seat allocation once and got them.

    • iscooljoey2 on 15/01/2025 - 07:55

      I think I've been able to buy carbon credits in the past!

    • D3m3nti4 on 15/01/2025 - 08:04
      +1

      Use your card to pay for seat selection, then you'll get it

    • qwerty-4321 on 15/01/2025 - 08:40

      I booked a Qantas flight through AMEX travel and received the lounge passes in my inbox after.

    • digitalbath on 15/01/2025 - 17:58

      I used this credit to book return flights at Christmas. Was able to enter the qantas lounge both flights….

  • adrianhughes1998 on 15/01/2025 - 03:24
    +12

    Beware.

    Despite the whole not having an Amex card in the last 18 months thing (I haven't had one since early 2020), good chance that if you're a churner, you're going to get rejected.

    Applied for an amex card last month and got rejected, took it to AFCA on the basis that they didn't ask for proof of income during the application process (yes I know AFCA doesn't help with rejected applications). Amex had a smug reply saying they have their own proprietary system to assess income that doesn't require uploading of payslips (errrrr first bank I've come across that's never asked me for payslips). The only good thing that came out of it is that my rejection and ding on my credit score was completely reversed, because I had complained to AFCA.

    There's lots of threads on AFF saying that churners have got rejected, and some here on Ozbargain. You might get lucky, but I wouldn't hold your breath.

    • onceupon8 on 15/01/2025 - 03:36
      -6

      Why would you care if they asked for proof of income or not? Banks can approve or reject people as they wish. You need to suck it up if you get rejected. Churning provides many benefits to you, and you need to accept that sometimes you may get rejected. PS. I was just approved for an Amex card after waiting a bit over 18 months since I closed my last one. I would have been OK it if they declined my application.

      • adrianhughes1998 on 15/01/2025 - 03:39
        +1

        I've gotten rejected before, and I've managed to overturn a couple.

        Giving a PSA to us churners out there, sharing my experiences, and you need to suck that up. Don't need your smug attitude, where you're fine with being declined - some of us are fine with that, some of us aren't - it's a personal choice. I'd rather stay on topic and share my experiences in the hope it helps other people - you know, like what other people have done in previous credit card threads here on Ozbargain

        • onceupon8 on 15/01/2025 - 04:16
          +7

          I just think that it’s going too far and acting self-entitled to make an AFCA complaint for being rejected for a credit card. And even more so with a reason because they don’t ask for proof of income. That is a positive and makes the Amex application so easy. Most of us churners know that banks don’t need to give a reason for rejection. There are people with genuine complaints and resources are being taken away from them. Your PSA is valid about Amex becoming harder for churners.

          • alcadive on 15/01/2025 - 07:08
            +17

            @onceupon8: I reckon having a rejection on your credit history that has nothing to do with your financial situation is a genuine complaint.

            • illusion99 on 15/01/2025 - 09:35
              +2

              @alcadive: I don’t think the credit history says you were rejected. Mine just says an inquiry was made with no reference to it being successful or not.

          • adrianhughes1998 on 15/01/2025 - 09:01
            +2

            @onceupon8: I know they don't have to give a reason for rejection, but how are they to make a judgment on my financial situation if they don't have all the information required at hand. That is what my (and others have done the same with Amex) angle on the situation. This is the first and only time I've done it with AFCA about it.

            Other times with AFCA were about the banks not paying out velocity or Qantas points. And other rejections overturned was an internal complaints process with the banks lol.

            Overall, is what it is with Amex. Dark times for us hardcore churners, but will get through it…

            • illusion99 on 15/01/2025 - 09:19
              -1

              @adrianhughes1998: A credit card is not an essential good or service so it’s not like a bank legally has to give you a credit card. Like any other business they can choose whether to sell to you or not

            • Mydc5r on 15/01/2025 - 09:32
              -2

              @adrianhughes1998: Maybe you got declined due to character and not servicing capacity.

              Have you thought about that?

              • TightAl on 15/01/2025 - 10:19
                +1

                @Mydc5r: +1 he doesn't doesnt have the servicing capacity lol

              • adrianhughes1998 on 15/01/2025 - 10:49
                +1

                @Mydc5r: What a dumb comment making it personal. Grow up.

                • Mydc5r on 15/01/2025 - 10:59
                  +1

                  @adrianhughes1998: Why don't you grow up.
                  I was not gonna say it but I work for credit risk.

                  When a bank decides not to ask for income docs, that's because they have already decided to decline you for other reasons (reasons that they are not obligated to disclose).

                  Seeking payslips from you will add no value to the case. They do not want your business. Grow up and move on

                    • Mydc5r on 15/01/2025 - 11:41

                      @adrianhughes1998: How about a legal bet? Will get a solicitor involved and draw up the agreement.

                      $50,000 AUD.

                      If I can prove to you that I am a credit manager. I will provide you my Payslip and employment contract. Heck, even my salary credits.

                      I await your response.

                      • b0b0 on 15/01/2025 - 12:26
                        +1

                        @Mydc5r: Not sure what is going on here.

                        You are a credit manager and did you just make a comment that he might have been declined due to character not servicing capacity?

                        Good for you to have the power to do so without reasoning. But crap now I know what kind of people are in the credit assessment team. If you could provide your employer name I will avoid your financial institution…

                        P/S: I deem myself as a good character who volunteers in orphans home and organises charity visits overseas. But yes I churn cards, 8 cards last year

                        • Mydc5r on 15/01/2025 - 12:29
                          -1

                          @b0b0: We decline based on the following:
                          *Bad characters
                          *Busy credit histories
                          *Criminal records
                          *Bankruptcy

                          • b0b0 on 15/01/2025 - 12:31

                            @Mydc5r: Ahh, can you elaborate on the character bit? Legit curious (as a churner….)

                          • jamie147 on 15/01/2025 - 15:23
                            +2

                            @Mydc5r: I worked many years in personal credit and this is a bizarre list. In all the institutions I worked and managed in, we lend or decline based on risk appetite. This is mainly based on their credit history but also took other events into account, such as how long someone had been in a job or a recent change to their finances.

                            Where do criminal records come in, which reference agency do you go to to check this and why would you? Someone who has a criminal records for assault with a strong credit history would be offered lending. Because the institution only cares about their money being paid back and profit being made.

                            'Bad characters' doesn't meant anything. What is the context and please give a case study of someone with good credit and not many recent credit searches being declined for being a 'bad character'

                            • Mydc5r on 15/01/2025 - 15:27
                              -6

                              @jamie147: This is why you worked in credit cards only.

                              I worked in risk for all products.
                              Cards
                              Personal loans
                              Commercials loans
                              Business loans
                              Home loans

                              We have systems in place that you do not even know about.

                              Let's end this here before you making yourself look stupid.

                              On Ozbargain, we are all keyboard warriors.
                              How much do we really know about each other?
                              I bet some of us are criminals or has criminal histories.

                              At the end of the day, a lender has the right to decline a loan for any reason.

                              Regulation and responsible lending laws applies to lending only. Maladministration affects irresponsible lending not declines.

                              Systems integrations and AI has allowed us to decline "high risk" customer based on they conduct and probability of default especially for unsecured lending.

                              • jamie147 on 15/01/2025 - 17:08
                                +1

                                @Mydc5r: Fair enough, my background was a few years back across personal unsecured debt and commercial debt. Perhaps it's changed significantly given the time I've been out of the industry.

                                And it's 'make yourself look stupid'… Sorry I couldn't resist given the context ;)

                            • Salternative on 15/01/2025 - 15:42
                              +1

                              @jamie147: Depends on the type of credit and the bank.

                              Grade A banks like the big 5 or the larger ones will easily decline a loan based on character , so if you have been a bankrupt 10 years ago, you will still be looked on with suspicion and a $100 Telstra bill that is unpaid might cause a $5 million loan to be declined , the rationale is if you do not want to pay the $100 loan because you think you perceive yourself as being wronged, what is to stop you stopping repayments on a $5 million loan for the same reason.

                              If the bank knows of a conviction , the it would be very strange of the bank to approve without digging further at least , unless its an asset lender or a private lender.

                              Multiple credit hits also showing closure in next 2 -3 months are a red flag and approval would depend based on the managements appetite for growth at the cost of profitability, obviously most banks are fine with it , but amex has drawn a line in the sand, thats their perrogative.

                              Even in Personal lending, I am surprised you dare not familiar the 5c's of credit.

                              • jamie147 on 15/01/2025 - 17:15

                                @Salternative: Absolutely, I moved from a large bank to a start up and it was ridiculous what got dismissed out of hand arbitrarily. It makes sense the risk appetite was lower than a start up, but the lack of flexibility could be frustrating.

                                My point was the OP listed "Bad characters" as a decline reason, which wasn't clear to me that he meant a poor credit history. It read as a personal rather than credit issue, which could have been my mistake.

                                I didn't comment on the credit hits apart from using it as an example at the end of my comment.

                              • uccoffee on 15/01/2025 - 18:20

                                @Salternative: which 5 are big 5?

                        • Mydc5r on 15/01/2025 - 12:31

                          @b0b0: Lol, just because you volunteer for charity does not make you a good person. A lot of rapists, child molesters also volunteers… So your logic is flawed.

    • aant22 on 15/01/2025 - 05:55
      +2

      Agreed. I’d be careful and probably think twice if you are a serious churner doing 5 or more cards per year. There are heaps of folk on similar forums with similar stories in the last year. I applied earlier last year for a new Amex card (where I had not held an Amex for almost 24 months) but was also instantly declined (they would be the first bank in what I would say would be 30+ cards).

      • alcadive on 15/01/2025 - 07:10
        +2

        Do you think it’s worth leaving Amex out of your churning loop and just keeping one of their no-fee cards for points and deals?

        • adrianhughes1998 on 15/01/2025 - 08:47
          +1

          Read somewhere that others have been declined even for them too

          • Shadowsfury on 15/01/2025 - 09:27
            +3

            @adrianhughes1998: I've been declined for a no annual fee Amex as I just wanted to get into Amex ecosystem for other, non-churning reasons.

            No Amex for perhaps 3 years, no churns in previous 6 months but heavy churner before that.

            • adrianhughes1998 on 15/01/2025 - 11:27
              +1

              @Shadowsfury: That's it, I got dinged for an Explorer card for some small MR points bonus, low credit limit card too. I think they just have it in for churners no matter the history. Guessing someone would have to wait a couple or few years without touching any credit cards

              I've got a mate who's never churned and only had one long term HSBC card, and he got approved the other month.

    • cuy on 15/01/2025 - 06:06

      I think I read somewhere that a frequent churner who had also been declined was also able to be approved after not having a single credit enquiry for 6 months.

    • retnup on 15/01/2025 - 08:19

      Just applied for NAB QF signature and no payslips needed

      • lechuck123 on 15/01/2025 - 08:53

        Strange, I just applied for the same card last week and it was the only thing they asked me to send. I selected that I was a contractor though, so maybe it's different if you choose permanent.

    • LanceVance on 15/01/2025 - 14:16
      -3

      Just applied and got instant approved for my 3rd instance of having this card.

    • Salternative on 15/01/2025 - 15:26
      +1

      Serial churner here as well.

      I agree Amex does not like churners, ( only card i have ever been declined for was amex).

      But banks are business, and can choose their clientale and who they want to take on. Honestly, if i had a business , i would not take you for a customer either , not making a cent to my business, acting entitled and clogging up AFCA with delays for those with genuine problems.

      There is No DING on your credit score with a refusal,my Credit score stayed constant after the amex rejection .

      Suck it up and move on to another card

    • sim777 on 21/01/2025 - 14:07

      My last AMEX card was in 2022 and I was rejected in 2024 (no reason given by amex but suspect because of some mild card churning). I wonder what my chances are of getting approved for this one now. Should I be worried about a denial and possible ding on my credit file or is this unlikely?

  • R3XNebular on 15/01/2025 - 04:02

    Would the extra 50k be expired. Says apply by 14th of January

    • Seven8Nine on 15/01/2025 - 04:25
      +1

      After going via referral link , ''Apply through this page and you can receive 100,000 bonus Qantas Points when you apply online via the referral link by 11 March 2025, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first three (3) months. T&Cs apply. Available to new American Express Card Members only."

  • GregRust on 15/01/2025 - 05:36
    +1

    Just a heads-up as I only found this out recently - Spending the $450 credit on Qantas flights through Amex does not qualify you for the 2 Qantas Lounge passes. You need to make an additional qualifying purchase through Qantas directly.

    Bizarre.

    • Save 50 Cent on 15/01/2025 - 07:21

      It isn’t bizzare though. They want to tempt you to book with qantas instead of the cheaper competitors to get the pass. Travel credit was to tempt you to apply for the card.

      • GregRust on 15/01/2025 - 12:10
        +2

        They changed it though. When I signed up I used the credit and got the passes as a result - this is no longer the case. Others may not be aware.

    • jeppetto367 on 15/01/2025 - 09:18
      +7

      Best way to get the QF spend is to buy carbon credits or seat selection for your flight once booked.

  • OfficerBarbrady on 15/01/2025 - 05:39
    +3

    Anyone getting automatically approved for this card? Mine says they are reviewing application and will get back to me in 5-10 days.

    • HamBoi69 on 15/01/2025 - 07:49
      +3

      Same.

    • Cheepcheep88 on 15/01/2025 - 09:10
      +1

      I got that message when applying for one last year. I eventually reached out after not hearing anything and got told my appication was declined. As with above comments it seems this was due to my churning history as there were no income or servicing issues.

    • GY666 on 15/01/2025 - 10:06
      +3

      this means declined.

    • Tangenyahu on 15/01/2025 - 12:26
      +1

      I applied yesterday morning, received the same message as you about waiting 5 - 10 days, and was approved about an hour ago, so it only took around 24 hours to get approved.

      It was still only 60,000 points when I applied though, if I had of waited half a day it would have been an extra 40,000 points. FML.

      • watwatwat on 15/01/2025 - 14:00

        I got this message 1 year ago when I declined.

        And I just got it now, so I think I am declined again.

        • vawiyoci on 16/01/2025 - 14:39

          Yeah it's just AMEX being quirky and only notifying rejections by physical snail mail instead of email and texts like you would normally expect.

    • Tandas on 20/01/2025 - 17:48

      Called to follow up today and was advised it is declined.

      No avenue for reassessment despite and no email address provided even though I told them I closure letter for a credit card that was likely incorrectly taken into account due since it was recently closed.

      Keen to see if anyone was able to get their application reassessed?

      • OfficerBarbrady on 20/01/2025 - 18:03

        Surprisingly mine has been approved. They didnt contact me for payslips or anything. Just took 48 hours or so for them to approve it.

        • Navigator87 on 20/01/2025 - 20:48

          Hi mate, when did you apply? I applied on friday night and still waiting. Have churned quite a few cards last year, so wondering if its declined.

    • gazer on 13/02/2025 - 00:08

      Yeah I've been insta-approved the past times I've had this card, but just now got the 5-10 bus days… Havent been churning much this past year either.

  • U30004 on 15/01/2025 - 07:16

    To qll the churnees,how long free i close my cc drom another bank should i be applying for a new card with another?

    • Save 50 Cent on 15/01/2025 - 07:24

      I don’t think there is a clear answer. I have two cards with qantas points simultaneously and second got approved with no issues a month after the first.
      It will depend on your situation but I’d say two months gap if you want to play a safe game.

      • U30004 on 15/01/2025 - 07:34

        Hmmm..it took about 2 months for it to clear up from the credit history. So probably a safe bet

        • Save 50 Cent on 15/01/2025 - 07:56
          +1

          Yeah but you don’t necessarily need to wait for it to clear first. I have a car loan and two home loans and was still approved for two credit cards while my income is pretty average.

  • drillvoice on 15/01/2025 - 07:34

    Is it possible to ring AmEx and check if you'd be eligible for this deal? I applied for a card about 6mth ago and didn't get it but I'm not sure if that would affect my eligibility.

    • Save 50 Cent on 15/01/2025 - 08:04

      It shouldn't affect it. But if your circumstances haven't changed, then you are likely to get the same result.

  • san87 on 15/01/2025 - 07:46
    +1

    How long does it take for a refer bonus point to appear in a referral account?

    • clayaa on 15/01/2025 - 09:25
      +1

      as they open the account. had 3 succesful referrals

      • san87 on 15/01/2025 - 10:17

        Thanks!

  • Pab23q on 15/01/2025 - 08:02

    Amex platinum 275k points deal is better IMO.

    More than double the cost but solid benefits if you use them.

    • clayaa on 15/01/2025 - 09:29

      well if you play this right, your card doesnt cost you anything.

  • Bjay on 15/01/2025 - 08:06
    +1

    Can anyone share some insights on how to not get rejected with cc applications? I have been rejected twice in 2 years by st george and westpac. They sent a generic email why I was rejected. None of those reasons applied to me. Long story short, I protested and had my inquiry reversed. I have held 1-2 cards in the last last few years so I don't think I'm crazy with my applications. I have a mortgage and an investment property. Would this be the reason I'm getting rejected lately?

    • U30004 on 15/01/2025 - 08:25

      You have too much money already. They dont want you to give you more

      • Bjay on 15/01/2025 - 08:48

        Lol I wish. I was thinking if maybe it was the home loan. I'm just at the moment very hesitant to reapply

Login or Join to leave a comment
Login Join