ErlichBachman » posts

United Premier Gold (HSBC) How to Get Velocity Gold Too?

Hi For the next year I'm star alliance gold (United premier gold) so they have the benefits with virgin of lounge access I won't be putting enough through the HSBC card to qualify for the …

Best Time to Buy Mens RM Williams Comfort Craftsman Boots?

hi all looking at purchasing some rm williams for my next shoes instead of churning through cheaper ones constantly they are obviously quite expensive - historically, is there generally a best time …

Best '$$ back' mobile deals

Hi all Needing a new mobile plan shortly I'm aware of jb hifi and tgg who unfortunately now only have 24 month plans where you get a gift card back Woolies has 10% off a shop a month Coles …

First Home Super Saver Scheme Clarification

Hi all I'm quite confused by this scheme and the way it works tax wise after reading up a lot first so thought I would ask here please I'm in the 37% tax bracket for the 15k so my …

Huggies Ultimate Nappies OOS?

Hi all Last few weeks haven't been able to get any stock of these for our kids Our last box is close to finishing Not sure what's going on but the prices seem to have gone up almost …

Domestic Trip with Toddlers (Not Gold Coast)

Hi all Does anyone have any suggestions for a domestic trip with toddlers that isn't the gold coast? Regarding opinions about not going on holidays it won't be a holiday with toddlers …

eBay Australia

Afterpay eBay Discounts without Using Afterpay?

Hi all, this may be the world's dumbest question, but I'll ask it anyway There seem to be some significant discounts on eBay right now but it's saying have to pay through …

Trips within 4 Hr Drive of Sydney with Young Kids

Hi there Just looking for some ideas if anyone has any please With a 2.5yo and a 6mth old it won't be too relaxing wherever we go, not like travelling as a couple as years gone by, but our …

Categorising yearly bank account spending

Hi all Cba netbank does this but it's not very good I would find it interesting to do a yearly data dump of all transactions in netbank to categorise where money was spent and to identify any …

Factory Outlets for Food etc. in Sydney

Hi all Have just come on Facebook an Inghams chicken outlet in Brisbane but being in Sydney it isn't super relevant It did get me thinking though if there is a wiki page or anything that …

Services Australia

Hit Medicare Safety Net - How to Make The Most of It

Hi all Our family hit the extended medicare safety net amount due to high medical expenses so far this year, we now get 80% back for out of pocket costs for the rest of the calendar year. Just …

Discounted Fuel Gift Cards? Shell Coles Express?

Hi guys Caltex Woolworths GC seem to have limited availability where they can be redeemed I am wanting to get it as a gift, Shell seems like the best option but I can't seem to find any …

Moving All Super to Cash

Hi all With all of this talk about bubbles about to pop etc, especially by some big name people a lot smarter than me (eg Michael Burry etc) I am thinking of moving all of my superannuation out of …

nib

NIB rewards Gift card not working

Hi all Does anyone have any experience with this It's through lifestyle rewards/ edge loyalty Bought a $1000 Harvey Norman voucher yesterday through nib rewards to save 6% It arrived in my …

What EOFY Deals Are You Hanging out for?

Hi all Getting excited for EOFY sales here / fast approaching in conjunction with Prime Day Some big ticket things we are wanting to get this year New 65" 4K TV - most likely will wait until …

$1800 'Out of Pocket' for Family Health Insurance - Worth It?

Hi guys I have done some calculations on what our family (2a and an almost 2yo and an almost newborn) currently are spending on healthcare/extras and it works out at approximately $3500/year that we …

Please help me with my health insurance calculations

Hi all Currently I'm spending a fair bit on health related things. Through my new job, I have the ability to go on a choice of 2 corporate custom health insurance policies. I'm getting a …

Struggling to Focus Working from Home

Hi all I've recently changed jobs/employers and it is fully remote. There is an overwhelming workload and amount to learn and I find I am procrastinating and struggling to focus as much as I …

The Good Guys

The Good Guys Matching The Good Guys Commercial in Store?

Hi all Assuming a store has stock does anyone know if they will generally match TGGC prices so I can accelerate my bargain with discounted gift cards? Thanks

Best Family Vacuum Cleaner

Hi all We currently have the dyson big ball which is rubbish and seems to just flick things backwards instead of sucj them up A robot one would be cool but having a toddler I'm not confident …

Financial Planning for New Parents - How to Set up Children for Success etc

Gday Oz Bargainers My partner and I are parents to a 1 year old. We currently have some money sitting in a savings account earning market leading interest, but still stuff all. We contribute …

Ideas for my mum's retirement instead of shares please

Hi all I realise noone can give specific financial advice and I will preface this by saying that the replies in the thread will be used for general education and ideas to explore deeper only and …

[Solved] Is There a Way to Receive an Alert for Certain Items Getting Posted?

Hi there. I am in the market this year for the following: Discounted TCN / JB Hi-Fi gift cards Oppo X2 Pro A bargain on a 65" TV, reputable brand etc The $500 GC JB Hi-Fi Telstra deal coming …

Best Times of Year to Buy a New TV?

Hi all Unfortunately the black Friday deals aren't until November again Our Sharp TV, which is 10 years old, is starting to show colour fade up the top and bottom. We have been looking to …