This was posted 1 year 7 months 18 days ago, and might be an out-dated deal.

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Spriggy - Increased Referral Benefit ($40 Each for Referrer and Referee)

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Spriggy - Increased Referral Benefit ($40 Each for Referrer and Referee)
Go to Deal
cooni on 03/06/2023 - 09:38 spriggy.com.au (2754 clicks)
Last edited 05/06/2023 - 16:02 by 3 other users

Free money! Increased referral bonus is live for June. Use the OzBargain referral randomiser below to sign up.

Spriggy is some financial app for parents/kids that gives them a physical prepaid Visa card so they can spend all your money. Love it or hate it, they're giving you $40 to try it.

Sign up, get a physical card, top it up ($10 min) and make a purchase on it to get the referral bonus.

They don't perform any form of KYC on your kids (obviously) so you know, you don't have to miss out if you don't have kids.

From the terms and conditions:

June 2023 promotion. Notwithstanding the immediately preceding paragraph, if the Eligibility Criteria is met between 1 June 2023 and 30 June 2023 (inclusive), for each Referred Member, you will receive $40 (rather than $20) paid into your Parent Wallet (or if the referrer is a Child, into your Prepaid Card). Each Referred Member will also receive $40 (rather than $20) paid into their Parent Wallet.

Spriggy is not a free service.

Mod 5/6 4pm: Referrals have been changed to PM only, as Spriggy does not allow sharing on deal sites, see comments. Please PM your friend on OzBargain to ask for a referral code.

Referral Links

Referral: random (29)

$20 for referrer and referee

Financial Pocket Money Prepaid Card VISA

Related Stores

Spriggy
Spriggy

closed Comments

  • Korban Dallas on 05/06/2023 - 16:25
    +2

    We have identified that you have either shared or used a Spriggy referral code or link in a way that may be considered distribution to strangers, or posting on a third-party deal or discount site.

    As this is in breach of our Spriggy Refer a Friend Terms and Conditions, we will not be able to make any referral payments to you as part of the ‘June 2023 promotion’.

    The Spriggy Refer a Friend Offer is designed so that existing Spriggy users can spread the word about Spriggy in the spirit of genuine referral.

    We welcome you to continue to use Spriggy with your family so that your kids can learn about money.

  • Jimbuscus on 05/06/2023 - 16:29

    We have identified that you have either shared or used a Spriggy referral code or link in a way that may be considered distribution to strangers, or posting on a third-party deal or discount site.

    As this is in breach of our Spriggy Refer a Friend Terms and Conditions, we will not be able to make any referral payments to you as part of the ‘June 2023 promotion’.

    The Spriggy Refer a Friend Offer is designed so that existing Spriggy users can spread the word about Spriggy in the spirit of genuine referral.

    We welcome you to continue to use Spriggy with your family so that your kids can learn about money.
    Team Spriggy

  • umoddbro on 05/06/2023 - 16:31
    +1

    Same here got that message….. Gonna close my account and bin the card. Haven't deposited anything yet. Also left a neg on play store, google and product review.

  • seanbaussie on 05/06/2023 - 16:34
    +1

    Two weird things now.
    1) Their website is devoid of any mention of any referral credit. Their T&C's wouldn't support that.
    2) If you google any link of 'refer a friend', it opens up a $40 referral code from someone called Tobias - (mod: removed code. Tobias is actually an ozb user) Who is Tobias and why is he on their referral page?!??

    • simplerick on 05/06/2023 - 16:39
      +1

      Yeah, a couple others I found too, like https://beanstalkmums.com.au/directory/spriggy/

      What is more concerning is reading the other negative reviews from previous customer's who have said there is no customer support line, accounts being debited without prior authorization, accounts being hacked etc.

      Not a company I feel comfortable keeping attached to my primary banking account with NAB!

  • impoze on 05/06/2023 - 16:38
    +7

    canceling is so convoluted!

    Should add canceling account instructions to the OP.

    settings - help & legal - cancel spriggy - start a conversation - select 'cancelling' - cancel whole spriggy membership - confirm cancel - select reason - confirm cancel again - lodge cancellation request

  • joeiwu on 05/06/2023 - 16:41
    +2

    Was getting excited. Even genuine referrals were cancelled. Not cool.

  • MiscOzB on 05/06/2023 - 16:44
    +1

    Got the same email… shame.

  • PercyKK on 05/06/2023 - 16:51

    So I got baited into depositing $10??

    • bohn on 05/06/2023 - 17:01

      yeah I topped up $10 but not sure how long that takes.. it hasn't hit yet.
      they should refund it when you cancel

  • Chichiwu on 05/06/2023 - 17:02

    Same email

  • MiscOzB on 05/06/2023 - 17:03
    +2

    How do I transfer back to my Connected Account?
    If your kids have completed their savings goals, or you would like to transfer funds back to your Connected Account, here’s how to do it.
    Alice Kendall avatar
    Written by Alice Kendall
    Updated over a week ago
    If your kids have completed their savings goals, or you would like to transfer funds back to your Connected Account, here’s how to get it done.

    Before you start, first move the funds you want to transfer back into your Parent Wallet. Please also check that you’re using the most updated version of the Spriggy app.

    To transfer the money in your Parent Wallet back to your Connected Account, follow these steps:

    From your Parent login on the Spriggy app, go to ‘Settings’.

    Tap on 'Help' and then choose 'Member Help'.

    Tap 'Send us a message'.

    Choose ‘Top-ups, transactions or transfers'.

    Tap 'Transferring funds back to my bank' and follow the prompts.

    It usually takes 3-5 business days for the money to transfer back to your Connected Account. This is due to bank processes that aren’t in our control.

    If you have any questions you can contact us in-app, via web chat or you can email us at [email protected]

    Doing this now before cancelling.

    • SoccerPianist on 05/06/2023 - 17:50

      Any fees to do this?

      • MiscOzB on 05/06/2023 - 18:16
        +1

        Seems not.

  • Cave Fire on 05/06/2023 - 17:10

    Most of the referral deals on here —-> https://www.ozbargain.com.au/node/778648 in case you missed some. Doing one for Admiral Markets which is $25 each.

  • jayzee on 05/06/2023 - 17:10

    Can't help to draw a comparison to this Cheddar deal.

    Oh, boys, both backed by big banks, Cheddar certainly goes out on a high note, it even paid me the bonus with the cancelled order. Spriggy is certainly too stingy.

  • ozpoz on 05/06/2023 - 17:14

    Thanks for becoming a Spriggy member. Unfortunately something went wrong with your registration and we need to confirm a few details before your membership is up and running.

    What does this mean?

    You can't access your Spriggy Membership just yet.
    We apologise for the inconvenience this may cause but in order to proceed, could you please provide:

    Copy of your Medicare Card showing your name and your children's names.
    Child's DOB DD/MM/YYYY
    Copy of a utility bill showing your name and address

    You can just snap a picture with your phone and attach it when you reply to this email.

    Please note Spriggy may verify the information provided with the issuer of the document and by providing it you give us your consent to do so.

    We are stoked you decided to join Spriggy and can't wait to get you started as soon as possible.

    With thanks,
    Team Spriggy

  • lilkid28 on 05/06/2023 - 17:22

    Replied to their email and got this reply.

    "We're sorry we aren't able to honour your bonus, but as explained in our email, your referral (or the person referring you) was identified as being in breach of our terms and conditions (for being distributed by a stranger or via a third-party deal or discount site). This term in our referral terms and conditions has not changed. Our referral offer is designed so that existing Spriggy users can spread the word about Spriggy in the spirit of genuine referral.

    We will take reasonable steps to attend to your request, unless there is a requirement for the information to be held or retained by Spriggy to comply with our legal obligations or as may be permitted by law. The Spriggy Parent Wallet and Prepaid Card are financial products, issued by Indue Ltd and we are required to retain certain information as part of our obligations as an Australian Financial Services Licence holder. Further information on our privacy practices can be found by reading our Privacy Policy.

    Please reply and confirm you'd like to cancel your membership.

    Regards,
    Rosa"

  • cook99 on 05/06/2023 - 17:30
    +1

    It gets worse, they won't commit to delete personal details:

    We will take reasonable steps to attend to your request, unless there is a requirement for the information to be held or retained by Spriggy to comply with our legal obligations or as may be permitted by law. The Spriggy Parent Wallet and Prepaid Card are financial products, issued by Indue Ltd and we are required to retain certain information as part of our obligations as an Australian Financial Services Licence holder. Further information on our privacy practices can be found by reading our Privacy Policy.

    • easternculture on 05/06/2023 - 17:35
      +2

      Complaint to financial ombudsman should do the trick

      • cook99 on 05/06/2023 - 17:41
        +1

        They invited me to do that, even provided the email and phone number 😂.
        I guess Spriggy is having a bad day

        • bobwokeup on 05/06/2023 - 17:51

          What’s the email address? I thought you could only phone.

          • cook99 on 05/06/2023 - 17:57

            @bobwokeup: I just replied to their email saying referal won't be honoured.

        • tim_geo on 05/06/2023 - 20:18

          They are obliged to inform you of how to escalate the complaint, including ultimately to AFCA. I believe it's an offence in itself if they don't.

    • Roentgenium on 05/06/2023 - 20:29

      (I'm not super familiar with the laws, but my day job involves some interaction with this stuff)
      anti-money laundering/counter-terrorism financing laws say it has to be kept for seven years after you no longer are a client.

      i'm not sure if it would be on spriggy or indue for keeping the data

  • GreenRomeo on 05/06/2023 - 17:41

    I understand we won’t get any bonus for reference, but will we still get the $40 for our own account?

    • bohn on 05/06/2023 - 17:43
      +7

      ha ha ha ha ha

      good joke!

      You just got Spriggy'ed

    • umoddbro on 05/06/2023 - 17:50

      Lol no

    • WaywardOne on 05/06/2023 - 17:54
      +1

      I just want my $10 initial deposit back

    • GreenRomeo on 05/06/2023 - 17:59
      +1

      Just revoked my upvote. Everyone should do the same I think. Will never touch this brand again after I get back my deposit. It’s also great that I was meant to send the link to friends and family but haven’t got around to do so.

  • easternculture on 05/06/2023 - 17:47
    +4

    Just incase you dont go through all the comments, leave your 1 star review here

    https://www.google.com/search?q=Spriggy+google+reviews&clien…

    • cook99 on 05/06/2023 - 17:54

      I love they have been knocked down about half a star already 😂

    • RotundPolarBear on 05/06/2023 - 17:56

      Waste of time. Google will remove review bombing.

      • mantra on 05/06/2023 - 19:25
        +7

        set reminder leave review random day between 2 & 26 weeks? use ozbargains reminder feature right under the report and bookmark buttons of this deal

  • watwatwat on 05/06/2023 - 17:56
    +3

    They need to update their website:

    3.5 stars from over 280 Google reviews

    Nearly 80% of Ozbargain users surveyed agree, Spriggy steals people's money

  • onelove on 05/06/2023 - 17:57

    breach of terms and conditions by referring them to other people. Definitely cancelling the service.

  • RotundPolarBear on 05/06/2023 - 17:59

    Oh well, no $40 for me. No clicks on referral link so only missed $40.

    But deal poster said he had over 150 clicks, which would have been potentially $6,000 in referrals payment that were void.

  • Graffin on 05/06/2023 - 18:01

    Damn, this sucks.

    Now how do I unlink my payment method and cancel?

    It seems you can only do it via chat in the app?

    What a massive waste of time. Who's to say we don't know each other here on OzBargain?
    What's the definition of a "friend"… someone you know (even remotely, right?).

    Grrrr!

  • cocomelon on 05/06/2023 - 18:05
    +2

    I have cancel my account as well, bad move and marketing far out!!

  • easternculture on 05/06/2023 - 18:28
    +6

    @Adyb has gone radio silent after all neg reviews.

    Sorry Adyb, we dont negotiate with scammers.

  • drakarn_123 on 05/06/2023 - 18:55
    +1

    I also received an email that they won't honour the bonus. Very disappointing. I even genuinely recommended this to a friend try but now wishing I hadn't

  • Pinchme on 05/06/2023 - 18:57
    +3

    What a shame! I was planning to sincerely introduce this product to my daughter. Now I just want to cancel it.

  • vchoy on 05/06/2023 - 18:58
    +4

    "Spriggy turned Stingy" - lol

  • mantra on 05/06/2023 - 19:38

    were terms in pdf link of the opening post the same as when this deal was posted on OzBargain

    use the Referral Offer for any purpose other than referring your friends and family
    members for which it was intended

    does anyone have a copy of the initial terms if this is not the case?

    asking because document states

    Last modified 3 May 2023

  • pennypacker42069 on 05/06/2023 - 19:54
    +2

    I received the email notifying me I would not get the referral bonus.
    Then 20 minutes later I received an automatic email telling me I would get the referral bonus if I follow the required steps.

    I wonder if this email supersedes the previous one lol

  • itsasheep123 on 05/06/2023 - 20:20
    +2

    垃圾公司 🙂

  • cheapoguy on 05/06/2023 - 20:34

    They must've figured out a way to extract the OzBargain-specific referral codes.
    I didn't use the referral link/URL to sign up, but still got the email. I did use a referral code from OzB though…
    Either that or they just simply blocked signups within a specific time period.

    • bobwokeup on 05/06/2023 - 20:53
      +3

      Well they sent my wife an email saying her referrals won’t be paid out when she hasn’t even copied her code.

  • Empharand on 05/06/2023 - 21:01
    +7

    Just a reminder that you can revoke your up-vote for this deal here. Wouldn't let me change it to a negative vote but atleast I don't need to support this Spriggy BS with my upvote.

  • watwatwat on 05/06/2023 - 21:50
    +3

    Haha 3.9 down to 3.3 rating on google. I am impressed by the quantity of bad reviews coming in.

    • easternculture on 05/06/2023 - 22:29
      +1

      Should go down to 2.5 by end of week

      • b0b0 on 06/06/2023 - 08:20
        +3

        The recent 1 star Google reviews were removed when I look this morning. They are back to 3.9

        This is beyond comprehension. Google is helping them get away with this scam

  • nomikeynonomikey on 05/06/2023 - 21:53
    +1

    I was 2 minutes away from depositing $10 before I received the email. Messaged them on the app asking to close account, but they left me on read, so I emailed them and threatened to contact AFCA. They closed my account within 20 minutes lol

    • bohn on 05/06/2023 - 22:09
      +2

      Oh well. At least we created a lot of work for them

  • babecake on 05/06/2023 - 23:28
    +5

    Looks like they’re posting fake reviews on Product Review 😂
    Tam C and Louisa Thornton Davis couldn’t wait to join Product Review to leave positive feedback

    • rzg on 05/06/2023 - 23:30

      Damage control hahaha

    • cook99 on 05/06/2023 - 23:36

      Member since 5 June 2023.
      Sounds legit

  • savage bargain on 05/06/2023 - 23:39

    Got the same email - no referral bonus…

  • bcYield on 06/06/2023 - 00:05

    Now answer my question again:

    Can we get the money by the end of the 30 day trial?

  • wisdomtooth on 06/06/2023 - 00:57
    -6

    Did anyone else get this email? I had only shared my referral code with my wife!

    UPDATE: Oh, yeah, now I see in the thread heaps did. Perhaps the OP could address that in the description.

    We have identified that you have either shared or used a Spriggy referral code or link in a way that may be considered distribution to strangers, or posting on a third-party deal or discount site.

    As this is in breach of our Spriggy Refer a Friend Terms and Conditions, we will not be able to make any referral payments to you as part of the ‘June 2023 promotion’.

    The Spriggy Refer a Friend Offer is designed so that existing Spriggy users can spread the word about Spriggy in the spirit of genuine referral.

    We welcome you to continue to use Spriggy with your family so that your kids can learn about money.
    Team Spriggy

    • wisdomtooth on 06/06/2023 - 07:27
      -3

      Would the neggers care to elaborate what they mean by their neg?

      • bobwokeup on 06/06/2023 - 13:31
        -1

        I’d like to know too, but there are heaps of gutless people on this page so don’t worry about it.

      • wangasm on 06/06/2023 - 18:12
        +2

        I didn't neg you but it is probably because the same email was already posted 11 times before your comment. Yes I counted, and yes Ozb users can be petty lol

  • sebasg91 on 06/06/2023 - 05:40

    Disappointing and waste of time :/

  • Beef jerky time on 06/06/2023 - 08:38
    +8

    I'm constantly amazed at the ability for companies to underestimate the internet and not do simple stuff like cap their promotions.

    They offered money to get people to refer them, and that's exactly what happened. They gained a huge number of customers in a very short period of time. How those codes were shared should be irrelevant - signing up a random person is no less valid than signing up someone you know personally.

    So, if they were a bit smarter, they could have just put some limits on the number of referrals you could receive - they'd still get their signups, but they would only have to pay a smaller amount to the referring account. Then they also retain their goodwill, gain some new customers and increase awareness of their product, and not have to go into damage control to rectify their stuff up.

    FWIW, I had an account for my daughter already and it's not a bad product (and would have potentially received 15+ bonuses, being one of the referrers that was on here before this promo started). I would never pay a monthly fee for this though and only have it for the year that's free with a NAB account, after which I will move to Kit (which will have hopefully matured a bit by then and fixed some missing features).

    I genuinely know people who have kids the same age that have asked me for opinions on this (and also Kit), and thanks to them just refusing to pay out anything, i'm sure my future discussions will be painting Spriggy in a less positive light than I would have otherwise.

    • simplerick on 06/06/2023 - 09:10
      +3

      nicely written - positive in the light of dark

    • atlinus on 06/06/2023 - 18:35

      Kids Cba debit cards are free

      • Beef jerky time on 07/06/2023 - 08:26

        Yes, but there are some advantages to Spriggy and Kit for younger kids - we can pay the kids for jobs that they do, we can see when they're spending money and set limits, and they can set up their own savings accounts within the app to put money aside for something they want to buy. The main reason for us though, is it keeps spending money separate from their actual savings accounts which I don't want them to touch.

        But there's no way I would pay for this stuff. Banks and related banking products have plenty of ways to make money - charging fees to hold accounts is not necessary.

        • atlinus on 07/06/2023 - 08:33

          Cba has youth saver account that earns interest and a transation account that has debit card.

          It has age limit for kids to have debit card but its all free.

          They already close my account but refuse to delete my personal data.

  • Bizfro on 06/06/2023 - 08:50
    +8

    To the people trying to review bomb, you have to leave 2 star reviews, google/apple etc never seem to remove those when there’s a mass bombardment of negs

    • GreenRomeo on 06/06/2023 - 10:59
      +1

      So scathing reviews with 2 stars are more effective than 1 star with no reviews?

      • Bizfro on 06/06/2023 - 14:07

        Yep. I’m guessing companies and devs of apps find it easier to apply to google etc to get a bombardment of 1 star reviews removed. I’ve jumped on the review bomb thing on the past and my 2 stars never get revoked

    • Ruisu on 09/06/2023 - 11:31

      May not always be the case. I noted that 2 star reviews are being removed as well.

  • turk182 on 06/06/2023 - 10:39
    +6

    They created this card to teach kids about finance. They just taught mine to not trust banks. Mission accomplished

    • bobwokeup on 06/06/2023 - 10:42

      Damn good point.

  • truetypezk on 06/06/2023 - 10:56
    +4

    4.2 stars on Trustpilot, seems pretty good! A little too good to be true maybe?
    https://au.trustpilot.com/review/spriggy.com.au

  • bohn on 06/06/2023 - 11:18

    I topped up with $10 the other day, and it has left my NAB account, but gee it's slow to hit the Spriggy account.

  • OZBUser2022 on 06/06/2023 - 13:06

    i received the email yesterday, and submitted the cancellation request right away.
    i just received the cancellation confirmation email minutes ago.
    seems they do not want to burn money, then i am not going to use this service anyway

  • reloxation on 06/06/2023 - 13:16

    For anyone else wondering how to get $10 back, I just asked them to refund the amount and then cancel. Got it back instantly.

  • easternculture on 06/06/2023 - 13:21
    +14

    For those who want to complaint to financial and insurance ombudsman for these scammers to completely delete your personal data and send you proof of that, i will be posting a template tonight so you can just copy and paste it in the complaints form

    This will create some extra work for them and also cost them $$$ for every complaint. And will make them regret not honoring the referrals. They may also get a juicy fine pending ombusdaman investigation.

    The way i see it from old T&C is that only the original poster would not get their referrals approved. As terms state if individual X shares the referral in a way they dont approve. So initial $40 for signing up should be approved.

    • reloxation on 06/06/2023 - 13:25
      +3

      Is it really a scam though? I think they could've handled it better by authorising on sign up, and making it more clear, but the phrase about deal sites was in their TS&C's from the beginning.

      There are real people behind this company, potentially trying to fix a real problem that families have (at least I hope they're not just in it for a quick buck). Just worth asking yourself how much you care about not getting $40 before going all guns blazing.

      If they don't give you your $10 back I'd be mad though, but I had no trouble getting it back and assume that'd be the case for everyone.

      • easternculture on 06/06/2023 - 13:27
        +3

        I want my details removed. They are refusing.

        It qualifies for a complaint

        • reloxation on 06/06/2023 - 13:27

          Yeah fair enough! Is there not a 7 year requirement to keep that data by law though? Are there grounds for them to delete it?

          • easternculture on 06/06/2023 - 13:28

            @reloxation: Yes. They didnt approve the promotion. So no reason for them to keep my data.

            • reloxation on 06/06/2023 - 13:29

              @easternculture: Hmmmm but you kinda consent to all that stuff when you sign up right? I fully support removing your data, if you have some success please let me know!

              • easternculture on 06/06/2023 - 13:30
                +1

                @reloxation: Well they withdrew their part of the contract (promotion). You have a right to withdraw you consent.

                • haemolysis on 16/06/2023 - 22:50

                  @easternculture: You don’t have to “consent” to your data being held in Australia: in certain circumstances, it’s simply the law. There are data retention requirements which they have to abide by and termination of contract doesn’t exempt them.

                  They will be holding it probably indefinitely with nothing you can do.

        • atlinus on 06/06/2023 - 18:39

          I also requesred to deletw all my personal info i provide thwm and they reply with they are only complying with AFSL to keep records and pointed me to read tgeir privacy policy

          Can i habe a copy on how to force them in rem8ving all my details as i have no intention dealing business with tgem

      • bobwokeup on 06/06/2023 - 13:30
        +2

        Agreed, definitely not a scam but handled very poorly with no change management at all. The support is actually really quick and efficient! They’ve confirmed I will get my referral bonus but they did say they had members applying multiple times at the same address, so that’s understandable but again could have been handled much better.

        • reloxation on 06/06/2023 - 13:33
          +4

          Yeah a statement or something would have been nice. It's just crazy the contrast between how this was handled and something like Cheddar which was a five star experience. That being said, Cheddar shut down after their promo, so OzBargain seems to do well at bankrupting companies lmao. Ultimately Spriggy probably isn't getting many new paying customers out of this after OzB abused the shit out of the deal, so they probably had to do it.

          • bobwokeup on 06/06/2023 - 13:40
            +1

            @reloxation: Yeah I totally understand why they had to do it as they want paying customers at the end of the day but you’re right there’s a way to go about it.

            • easternculture on 06/06/2023 - 13:49

              @bobwokeup:

              they want paying customers

              i was genuinely going to use them for my son and even signed up for a nab bank account. Many of us did i imagine.

              • cook99 on 06/06/2023 - 13:51

                @easternculture: Ditto here, had already showed my kid the card they were getting… They just had to honour their advertised deal and they had me as a customer

        • easternculture on 06/06/2023 - 13:34

          They would have known about the signups within hours of being posted on ozbargain and could have paused the promo pending review.

          They chose to keep it going as to shareholders and new investors, these are good statistics which im sure they will use when they go for a round of funding.

          • bobwokeup on 06/06/2023 - 13:44

            @easternculture: They would’ve got an increase yes but to react that quickly and the right way is difficult, especially if it wasn’t setup correctly in the first place. I too was annoyed when it first happened, but now I totally understand it now. Plus they are still honouring those that sign up with one account per address.

            • easternculture on 06/06/2023 - 13:49
              +1

              @bobwokeup: I did one addy but no correspondence they will honor

              • bobwokeup on 06/06/2023 - 13:56

                @easternculture: Damn that’s not cool. They’ve replied to me a few times already, so why are they saying they won’t honour it or they just not replying?

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