pennypacker42069 » user profile

Member Since | 22/07/2021 |
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Last Seen | 59 min 38 sec |
Badges | 1 1 |
Recent Activities

pennypacker42069 replied to
Jugg.Judy on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

If you spend US$500 in July you are eligible for the rest of July and all of August. Click on “view rewards” in the card section and it…

pennypacker42069 replied to
Kai2020 on Deposit Min $1000/Month into Orange Everyday (First Deposit by 31/8), Get $15/Month Bonus until Oct (Activation Required) @ ING

You don’t need to leave the $1000 in the transaction account

pennypacker42069 commented on Deposit Min $1000/Month into Orange Everyday (First Deposit by 31/8), Get $15/Month Bonus until Oct (Activation Required) @ ING
I got spend $600 get $60 back this month

pennypacker42069 commented on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit
Has anyone tried paying themselves with Revolut Apple Pay deposit to use up the US$25 bonus cards? The terms say you won’t earn any…

pennypacker42069 replied to
AustriaBargain on My Goal Is to Be Financially Secure in The Next 10 Years

On average women have discretionary spending 10 times higher than men, would need to find a frugal wife

pennypacker42069 replied to
Moo Deng on Open Transaction Account & Spend $160 at Coles or Woolworths In 60 Days With Digital Visa Card, Get $40 Back @ Bank of Melbourne

@nowich Have they paid out the other accounts yet? You could probably complain because the terms don’t prohibit getting multiple bonuses…

pennypacker42069 replied to
johnmelb on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

I just paid US$22 for ChatGPT and got 11,000 points so I can confirm the 100% cashback is working

pennypacker42069 replied to
Jugg.Judy on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

If you click on transaction details it will tell you the MCC. It is probably listed as a restaurant which is eligible

pennypacker42069 replied to
Jugg.Judy on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

There is no set expiry date for the points. But Bybit could freeze your account or make the redemption rates worse so it’s not a good…

pennypacker42069 replied to
Jugg.Judy on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

Once you redeem them for US$25 bonus cards you have 30 days to spend. There is no specified limit for the points before you redeem them but…

pennypacker42069 replied to
Moo Deng on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

Yeah they are removed for me as well. I wouldn’t be surprised if they got a warning from the regulator. With people suddenly buying…

pennypacker42069 replied to
amorn on $20 Signup Bonus (Minimum $5 Investment Required, New Users Only) @ Raiz Investment App

If you sign you with a referral code it won’t let you enter the RAIZ20 code. It also does not tell you this until after your account has…

pennypacker42069 replied to
johnmelb on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

Yes but I think it is activated for June and July because I did $500 of spending this month. If it works the 100% cashback would actually…

pennypacker42069 commented on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit
Has anyone used it for 100% cashback at Netflix, Prime, etc? It says I am eligible now after reaching $500 monthly spend

pennypacker42069 replied to
apsilon on [NSW] PSA: Hoyts E-Vouchers from Covid Discover Voucher Will Expire 30/06

I purchased late June and the expiry date in the first pdf they sent me was 31/5 (less than 3 years so probably a mistake) When I follow…

pennypacker42069 replied to
johnmelb on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

You are right, my first transaction I paid with USD fiat to see if it would get less fees but it only gave 2% cashback. Adding everything…

pennypacker42069 commented on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit
Has anybody gotten more than 75,000 points ($150 USD cashback)? My last purchase put me slightly over the limit but it still shows the full…

pennypacker42069 replied to
aaron3 on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

If you spend USDT it gets converted at 0.9861, USDC gets converted at 0.9835

pennypacker42069 replied to
tenpercent on Open a Complete Freedom Account & Spend $160 at Coles or Woolworths In 60 Days with Digital Visa Card, Get $40 Cashback @ BankSA

I did 2 purchases that were 90% gift card and it worked. No idea what they meant by that statement

pennypacker42069 replied to
trixieb on PureVPN: 130% Cashback for New PureVPN Customers @ TopCashback AU

Yes, 2 cycles ago I purchased it at 10:54pm then last cycle I purchased just after 11pm. Will need to keep creeping later each time until…

pennypacker42069 commented on Cashback for Customers with Active Health Insurance on 30/6/2025: ~$50 for Extras-Only, ~$130 for Hospital & Extras @ Medibank
“ This cash back amount is based on the type of cover you have held and the period of time you were a member on that policy. ” I…

pennypacker42069 replied to
maximak on PureVPN: 130% Cashback for New PureVPN Customers @ TopCashback AU

This happened to me last time, they said I had to purchase at a later time so it’s at least 28 days exactly. My purchase was after 11pm…

No end date is specified

pennypacker42069 commented on Free Legal Wills at Safewill (Save $160) + $20 Cashback @ TopCashback AU
Are there any legal repercussions if you just do it for the $20? Can I just ignore it if I want to make a different will with somebody else…

pennypacker42069 replied to
rayikaruga on Expedia: 17% Cashback on Hotels ($180 Cap) + [Westpac] 8% Cashback ($50 Cap) or [BSA,BoM,StG] 10% Cashback @ Shopback

It might track initially but then not pay out over the total cap after being confirmed. We need to check with the ShopBack rep @gotyourback

pennypacker42069 replied to
neil on Expedia: 17% Cashback on Hotels ($180 Cap) + [Westpac] 8% Cashback ($50 Cap) or [BSA,BoM,StG] 10% Cashback @ Shopback

I paid for all 5 nights upfront. Have to wait and see what happens, I booked with free cancellation just in case

pennypacker42069 commented on Expedia: 17% Cashback on Hotels ($180 Cap) + [Westpac] 8% Cashback ($50 Cap) or [BSA,BoM,StG] 10% Cashback @ Shopback
Booked 5 nights but cashback only tracked for 1..

Just because you don’t understand something doesn’t mean it’s not useful lmao There are several use cases where cryptocurrency is now…

There are exchanges with 0.1% trading fees and basically no spread. Transfer fees are essentially zero too. International transfers to some…

If you buy something for $1000 and sell for $999 then you can claim a rebate from the CGT loss lol
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