pennypacker42069 » user profile

Member Since | 22/07/2021 |
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Last Seen | 7 hours 5 min |
Badges | 1 1 |
Recent Activities

pennypacker42069 replied to
Jazzzy-b on 100% Bonus Cashback on Any Gift Card (Capped at $5, Activation Required) @ ShopBack

Yep you would get 101% back

pennypacker42069 replied to
flagger on 100% Bonus Cashback on Any Gift Card (Capped at $5, Activation Required) @ ShopBack

Yep the full amount will track for regular cashback but for the promotion it will track as $5 less

pennypacker42069 replied to
tonyhklo on 100% Bonus Cashback on Any Gift Card (Capped at $5, Activation Required) @ ShopBack

The $5 monthly credit has stopped previous offers tracking

$500 for future accomodation bookings with free cancellation just got paid out lmao

pennypacker42069 replied to
donman92 on $3 Bonus Cashback on $30 Gift Card Spend (8000 Opt-ins via App) @ ShopBack

If I have to waste my time chasing them up and potentially not get paid it is not a good deal so I am warning others

pennypacker42069 commented on $3 Bonus Cashback on $30 Gift Card Spend (8000 Opt-ins via App) @ ShopBack
Did not track last time

Why email them when you could just wait a couple of days and see what happens? It only reduces your chances of getting paid if you draw…

pennypacker42069 replied to
AircraftFreight on CommBank Yello Diamond Tier: $10 Monthly Cashback on World Debit MasterCard Monthly Fee (Fee Is $10) @ CommBank

Wise has high ATM fees Sometimes it has a worse FX rate compared to Visa/mastercard Also less protection compared to a regular bank if your…

pennypacker42069 replied to
Mugsy on 1% Cashback on Eligible Utilities Bill Payments + No Foreign Transaction Fees for All Orange Everyday Customers @ ING

I think the terms prohibit splitting transactions like this

pennypacker42069 commented on Free Will - Generate and Submit for Review from 1 to 15 September (Was $160) @ SafeWill
Before they paid you $20 to do this

pennypacker42069 replied to
sqheaven on Pizza Hut: 30% Cashback + [Westpac, StG, BoM, BSA] 70% Bonus Cashback with Apple Pay ($10 Cap, Single Use) @ ShopBack

Dominos is a little better. Pizza Hut is essentially deep fried pizza and has double the calories

pennypacker42069 replied to
SlickMick on NAB to End Overseas Access Fee Waivers for Migrated Citi Plus Products

The only card I’ve seen use their own bad rate is HSBC

pennypacker42069 replied to
trixieb on PureVPN: 130% Cashback for New PureVPN Customers @ TopCashback AU

Bybit sells your crypto for USD and then processes the payment as a regular Mastercard transaction, I don’t think the merchant can tell…

Saved a few dollars using the Bybit card, effectively paid AU$167

pennypacker42069 commented on 25% off ShopBack Plus 12-Month Subscription Plan - $44.99 Billed Annually @ ShopBack
I am 5 days in still haven’t received the $5 gift card. Their chat support is just an AI bot that doesn’t help and refuses to transfer…

pennypacker42069 commented on $10 Bonus Cashback for Completing One Goal in Purple Zone Game (Activate in App) @ ShopBack Play
Did not track. Customer service completely ignored issue

pennypacker42069 replied to
ilovefullprice on Referrer and Referee Receive US$75 (~A$116) Crypto after Referee Trades US$100 @ Gemini Exchange

Yep their customers were given preferential treatment and received 100% back in crypto while other FTX creditors had their claims dollarised

pennypacker42069 replied to
johnmelb on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit

I was hoping they might bring the $25 bonus back this month but instead they just removed the 4400 crypto options as well. This card keeps…

pennypacker42069 commented on 3% Cashback on Qualified Net Deposit (US$30,000 Cap) for Eligible Self-Managed Superannuation Fund Participants @ eToro
eToro has very high fees/spread. You would probably lose money for this offer

The best ING hack is removing your money and putting it in another bank then they will send you targeted cashback promos to try to win you…

pennypacker42069 replied to
MakeBread on $10 Worth of BTC for Referrer and Referee (Min. $1 Deposit) @ Coinstash

Strange how they do this without publishing any guidance. Especially when there are posts made by ATO agents on their forum saying the cost…

You stop paying investment tax after you turn 60. If we got rid of this ridiculous rule I’m sure the proceeds could fund the aged care…

pennypacker42069 replied to
lily on Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance

The PDS clearly says you need a return ticket. Allianz may have given you the wrong information. People have had complimentary travel…

pennypacker42069 commented on 10% Cashback (up to US$150 / ~A$233) with Bybit MasterCard + US$10 New User Bonus @ Bybit
Looks like $25 bonus cards have been removed completely. I contacted support and they had no idea whether they are coming back or not.

pennypacker42069 replied to
JamesLu on $20 in Bitcoin and $5 in Reward Points for Referrers and Referees @ CoinJar

The Coinjar card isn’t great, you pay 1% and get 1% back in points. Bybit card has 3% fees but sometimes the points are worthwhile

pennypacker42069 replied to
bumpyhead on PureVPN: 130% Cashback for New PureVPN Customers @ TopCashback AU

Here is exactly what TopCashback told me back in May: We've just checked your account and the transaction is recorded as being made at 11PM…

pennypacker42069 replied to
clintdb on $20 in Bitcoin and $5 in Reward Points for Referrers and Referees @ CoinJar

Yep Coinjar Exchange uses the same account but has lower fees https://www.coinjar.com/global/fees

pennypacker42069 replied to
Snakey Chook on $20 in Bitcoin and $5 in Reward Points for Referrers and Referees @ CoinJar

You probably need to wait for somebody else to use your referral code and then cash out the 1000 points

pennypacker42069 replied to
clintdb on $20 in Bitcoin and $5 in Reward Points for Referrers and Referees @ CoinJar

The app is expensive, but if you transfer to Coinjar Exchange they are one of the cheapest exchanges in Australia. Use…

pennypacker42069 replied to
Dollar Dreamer on $20 in Bitcoin and $5 in Reward Points for Referrers and Referees @ CoinJar

Pretty much every shitcoin mooned sometime since 2017
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