Received in email. Maybe targeted.
Free points on your rents, and any other fees that normally don’t accept credit cards without a fee.
Email excerpt below:
We are writing to advise you of an update we are making to the Citi PayAll product feature available on your Citi Rewards Card.
For all Citi PayAll payments set up between 1 April 2021 to 31 October 2023 (the Period), the Citi PayAll fee will be reduced to 0%:
• Any recurring Citi PayAll payments set up during the Period will not incur the Citi PayAll fee for the duration in which those payments are scheduled to occur.
• Any Citi PayAll payments set up after the Period ends will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment.
• Any recurring Citi PayAll payments set up prior and after the Period will be charged the standard Citi PayAll fee of 2% of the amount of the Citi PayAll payment. This fee will apply to all recurring payments made for the duration in which those payments are scheduled to occur.
• From 1 November 2022, points will be capped at $20k per month or the lower of your credit card limit.
For more information on Citi PayAll, please refer to the Credit Card Terms and Conditions and Other Important Information and if you are enrolled in a Citi Rewards program, please refer to the Terms and Conditions of the Rewards program you are enrolled in.
https://www1.citibank.com.au/offers-benefits/PayAll1
This is a good guide:
https://www.pointhacks.com.au/citibank/payall/
@txb: I simply scheduled the payments to be around the middle of the month, well away from the 28th for February and as close as possible to, but after my statement date of the 16th in order to maximise benefit out of the 55 days interest free terms so that I not only get the points but also the use of a free $35,000 each month for as long as possible before interest kicks in and it has to be paid back. I do not have a small credit limit though, so I have not had to do multiple small payments to keep rolling over a small balance through the month. I could have easily made a single $35,000 payment in one hit, though I did not do that for accounting reasons, instead breaking it up into two payments each month. It would be a lot more complicated and require a lot more managing if you only have a small limit like 10-12K or so requiring multiple payments each month with paybacks in between to keep bolstering the available credit. I'm not sure I would be able to keep that sort of workload up every single month for the next 6 years straight.