• long running

ANZ Rewards Black Credit: 180,000 Bonus ANZ Reward Points & $150 Cashback with $3,000 Spend in 3 Months, $375 Annual Fee @ ANZ

180

Reposting the exact same deal as the long running deal, not too bad compared to the current slim pickings: https://www.anz.com.au/personal/credit-cards/rewards/black/

$3000 spend in 3 months to receive 180k ANZ Rewards, which can be converted to Velocity Points at a 2:1 ratio (93k points).

With $150 cash back, the annual fee works out $225. So $425 profit if redeeming for gift cards.

$15,000 minimum credit limit / $65 annual fee for additional cardholders.

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Comments

  • Would I be eligible for this if I’m currently holding ANZ platinum credit card?

    • Yeah if it's not a Rewards card then you'll be eligible. Same works for NAB with their normal and Rewards lines.

      1. Does the card give you reward points?

      2. Have you held an ANZ rewards credit card in the last 12 months?

  • +3

    You are not eligible for this offer if you currently hold or have held an ANZ Rewards credit card in the last 12 months.

  • How should I fill in the "monthly expenses" section when applying for a credit card to increase the chances of approval?

    • -1

      Accurately.

    • Double the minimum spend

  • Anyone know if secondary card holders are considered as "holding" a rewards card given they are not the account holder as such?

    • +1

      most banks just count only the primary as holding the card.

  • Held an ANZ Qantas card a few months ago. Seems that would be ok given it only excludes Rewards card holders for last 12 months

  • They outsourced the credit card team to overseas staff—too bad, they used to be good, but not anymore. A representative called and asked about my expenses, then declined my application. One person can approve or decline your application while you’re on the phone. I emailed them for a reassessment, but they said the decision still stands. The only way to contact them is via email at [email protected]

    • Yeah absolute crooks

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