Legoman » user profile

Member Since 12/09/2017
Last Seen Online Now
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Location WA

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I like making broad sweeping generalizations with no attribution or justification whatsoever to back up my point! They're lots of fun.
21/11/2024 - 19:41
He's probably counting some very specific business or first class seat upgrade deal as his calculation for "$480 worth". The reality is…
21/11/2024 - 17:36
Convert to 750K Flybuys points, then convert the FlyBuys points to Fluybuys cash on the card, then use that to pay for groceries until…
21/11/2024 - 17:25
Written response from Citibank when inquiring about pro-rata refunds of annual fees: "Furthermore, we advise that we only reverse the…
21/11/2024 - 17:15
You have the (always 44-day interest free) Prestige version then, which was never a good deal due to the extortionate annual fee and the…
20/11/2024 - 19:44
All the people who missed catching the FFFL bus when it was passing are the ones who hate on the card now and do eveything they can to talk…
20/11/2024 - 18:59
I'm willing to be proved wrong, but I think it remains the ONLY card issued in Australia that does all the criteria you list. If there is…
20/11/2024 - 18:50
Average? Name another completely free credit card with Visa/Mastercard universal acceptance, issued in Australia with reward points…
20/11/2024 - 18:46
I would suggest this card has been the biggest OzBargain deal in the history of this website. If you consider the whole timelime of the…
20/11/2024 - 18:42
3 years, 9.1/2 months + change it will be when they kill it mid-January. From 1 April 2021 to mid-Jan 2025. I don't think anyone was quick…
20/11/2024 - 18:25
Premier = $15,000 min limit. Standard Platinum Rewards was I think $6,000
20/11/2024 - 18:13
The TL:DR answer is… yes, the 0.95% fee is more than the points are worth anyway, so you're quite right, there is no appeal and you are…
20/11/2024 - 16:24
Don't worry about it. You missed the boat and it's over now anyway, so it doesn't matter.
20/11/2024 - 16:08
About 6 months ago. It was well publicised and notifications were sent out by NAB at the time. You must have been living in a cave. Yes…
20/11/2024 - 15:20
Because by then it would be far less likely to get a refund on the annual fee. Best chance is only if you've very recently (as in days ago)…
20/11/2024 - 14:45
The bank interest from savings was largely killed off when NAB converted it from a 55 day to a 44 day card. The first of the NAB…
20/11/2024 - 14:42
Today is the 20th, so in saying 6 payments, you're either counting the ones for November which have already occurred before the shutdown…
20/11/2024 - 14:33
Useful help post thanks, but by and large, all these Citibank offers are either vapourware or far more trouble and hassle than they're…
20/11/2024 - 14:20
I dunno how painful or destructive to one's dignity having a prorate refund done is, but it doesn't sound pleasant.
20/11/2024 - 13:32
In the same way as a firing squad execution is quite reasonable, compared to being fed feet first slowly into a running wood-chipper.
20/11/2024 - 13:30
Possibly, at least while you still have the opportunity to speak to actual Citibank staff rather than NAB ones. The Citibank staff may well…
20/11/2024 - 13:29
Before you waste too much time on this, as someone who is currently going through 'mediation' with AFCA on an 8 month old case, I can…
20/11/2024 - 13:24
**will** not be worth it for them. corrected that for you
20/11/2024 - 13:10
NAB kills everything they touch. The end was inevitable as soon as it was revealed NAB were to be the buyer for Citibank.
20/11/2024 - 12:14
Not a chance in hell
20/11/2024 - 12:13
23,000 points is worth $115. What's your annual fee?
20/11/2024 - 12:12
Yep, mine are 21 + 24 of each month, so for me effectively I get one more for Christmas, and then that gravy train pulls into the station…
20/11/2024 - 12:11
I think you already NO the answer to that one
20/11/2024 - 12:10
5 Oct 2034 here
19/11/2024 - 12:42
Family & Friends fee free for life card offer started 1 Sep 2013, however there was an earlier version of "no annual fee EVER" Citibank…
18/11/2024 - 22:15
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