finbar » user profile

Member Since | 09/02/2012 |
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Last Seen | Hidden |
Badges | 1 5 |
Location | SA |
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finbar replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Yeah my understanding is that yeah all the savings accounts earn 4.25% as long as the total is under $2M. Hopefully someone can confirm or…

finbar replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Macquarie allow up to 10 individual savings accounts. Direct debits will only come out of the specified savings account. Besides Macquarie…

finbar replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

If you might be withdrawing from a savings account then best strategy would be a no hoops account like Macquarie or AMP GO. Interest rate…

https://www.commbank.com.au/commbank-yello/faqs.html

Definitely very whack a mole atm

No eftpos atm

Last week it was reported NAB are the front runner.…

finbar replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

This StG quirk was documented several years ago on Whirlpool. Remember that in some cases things work against the customer. People can lose…


There's plenty better places than Kayo to watch F1.

finbar commented on $100 (Was $30) for Referrer & Referee for New Sign-Ups (5 Eligible Purchases in 30 Days Required) @ ubank
What a debacle ubank are nowadays. They used to be okay.

finbar replied to
Neoika on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

You got it wrong. It's Monday to Saturday at StG BoM BSA. They regard Saturday as a business day.

Macquarie being discussed here https://www.ozbargain.com.au/node/919267

https://whirlpool.net.au/wiki/ingbank

finbar replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

If they drop to 4.30% (which is expected), I really don't see that much going for it.

finbar replied to
archiexyz on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Their fees (SMS and BPAY and eftpos and direct debit) are a concern. And transfer limits aren't clearly defined in the T&Cs. And thats just…

finbar commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
https://www.pnbank.com.au/news-and-media/news/pn-bank-announces-interest-rate-reductions-august-2025/

finbar replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

This customer increased their Osko limit permanently to $20k https://forums.whirlpool.net.au/thread/9jw5rnl3?p=5#r74293548

finbar replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

You can contact a moderator and they can allow editing I think.

Yeah they're not too bad. Also has branch access too.

finbar replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Don't forget January 1st 2026 is a public holiday as well. So that's 3 consecutive months to watch out for at the beginning of next year.


Yeah Macquarie and boq and me bank have announced drops already


finbar commented on Macquarie Bank Savings Account: 4.50% p.a. Interest on Balance up to $2,000,000 (Was up to $1,000,000)
Rate dropping to 4 25% on Friday 15th…

finbar replied to
sghetti on Macquarie Bank Savings Account: 4.50% p.a. Interest on Balance up to $2,000,000 (Was up to $1,000,000)

You mean from October not next month.


finbar commented on Up Bank Grow & Flow Savings Account: up to 4.60% p.a. (Must Make 5 Monthly Card Transactions and No Withdrawal) @ Up Bank
RBA will drop rates in August. Will be interesting if it's still offering 4.85% come September.


finbar replied to
Charlie Dont Surf on HomeME Savings Account 4.85% p.a. Interest on Balance up to $100,000 ($2,000 Monthly Deposit Required) @ ME Go App

Yeah with the RBA rate cut next month it'll shuffle things up again
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