AndyRates » posts

Dilemma on Career Advice Needed

Hi all, feeling a bit anxious as got let go off a job again. There was only this warning 2 weeks before I was let go but before that nothing really. I am always that person not able to meet KPIs or …

Cloudy Water in Tap

Hi all, is cloudy water when turning on the cold water tap normal? There is some white residue after five minutes, is it harmless?

Which Car Finance Is The Best for Getting New Car

Hi, I don't have the money to buy a car outright. But looking to upgrade car for family reasons. Which type of finance is the best? Novated loan through salary sacrifice or car companies car …

BPay with Credit Card

Is paying a bill through BPay with credit card treated a cash advance? Will it accrue points? Particularly deft

TermPlus

TermPlus Savings Account 7%

I saw new ads about 7% savings rate target by new capital company Pengana Capital Group. Is it legit or scam? https://australianfintech.com.au/pengana-capital-group-launc…

Transfering Large AUD Amount from Overseas

Hi So got some AUD currency in foreign (overseas) multicurrency bank account to transfer to AUD in Australian bank account. What's the best low fee money remitter for this? and not via the …

Working Online from Overseas

Hi, Any Oz/ international reputable companies which pay well for working abroad online? Not considering setting your own biz or using your own capital type jobs. Any suggestions welcome. Ta.

Zip Pay

Zip Plus Account Credit Limit up to $4000

Hi did everyone receive an email about the new Zip Plus account? It seems like they are applying an interest rate of 12.95% pa. for debt more than $1500 per month. Seems like there is zero …

Overseas ATM Ate My Debit Card

Hi, so I was busy counting cash and didn't take my ATM card within the 5 seconds or so. How can I get it back? This is in at ATM in Hong Kong part of a branch.

12 Month Casual Conversion to Full Time

Hi all, If you worked over 12 months as a contractor in office environment but should you contact recruitment agency or "job client" to ask for full time permanent. Is it possible? …

Annual Rent Increase by $170 pw

Hi, So my landlord has increased rent by $170 per week or 25% with 2 months notice. New rent on par with market rate then. I am not on a current lease. Is that fair or normal? Also is it true the …

Hostile Work Environment Advice Needed

So I worked in business for a while (contracting). I think I am being targeted now. I am on the team's crosshair. What should I do? Put up till the end on the term in a slightly hostile …

180
15% Cashback on Uber & Uber Eats Gift Cards @ Zip Pay & Money App

expired 15% Cashback on Uber & Uber Eats Gift Cards @ Zip Pay & Money App

Saw on the app there is 15% cashback on Uber & Uber Eats Gift Cards only today. Lunch & Dinner is sorted.

Utilities Issues Advice Needed

Hi, I am having a major issue. I just moved into a new place - apartment last month. Been living there with no issue with electric or gas supply. I signed up to a gas and electricity retailer which …

Annual Leave No Pay

Hi Fellow OZbargainers, So I just started a new job in December. We had a office shutdown for 24th Dec 21 till 9th Jan 2022. My employer didn't pay me for Christmas day and Boxing day. Is this …

Salary Packaging Annual Leave Payout

Hi fellow OzBargainers, Can you salary sacrifice Annual Leave and accrued LSL when resigned from your job? My employer is exempt from FBT and we have a tax free threhold of $16K which I have not …

Data Analytics Industry

Hi all, I was thinking of studying further to broaden my skill set. More likely a short course like General assembly data analytics course. Is this enough to get into a data analyst role or do I need …

NCAT and Fair Trading - Property Investing

Hello, I was wondering if anyone had experience dealing with bad Real Estate Agent overcharging a landlord and if taking the case to Fair Trading NSW and/or NCAT will resolve the situation. Any …

Voluntary redundancy or look for new job

Hi During these unprecedented times of COVID-19, would you take a voluntary redundancy if offered or look for new work whilst being employed? Job is alright and at the moment good office …

Negative interest rates

Will Australia head to negative interest rates? Does that essentially mean savers will need to pay interest charges to banks to 'hold' your cash?

Dynamic Currency Conversion (DCC)

Hi all, What is the best way to avoid overseas (foreign) merchants in-store from charging this hidden fee on your purchases? I worked it out to be 3% to 7% more than the actual cost converted by …

Spaceship

Spaceship Investment App

Hi all, What do you think about this new app which invests in global and aussie stocks It is offering no fees for balances under $5000 Start investing Become an investor in just two minutes …

Is This Legit RAM?

Hi all, Just took a plunge on eBays 15% off sale. After reading some reviews on Whirlpool on this seller, I'm now feeling uneasy. Is this a legit or fake Samsung RAM? Just bit worried if it …

130
Fitbit Flex 2 $74 @ JB HiFi

expired Fitbit Flex 2 $74 @ JB HiFi

JB have these for half price. If get from officeworks can get them for $70.30 after price beat Fitbit's most iconic tracker, now more customisable than ever. Track activity & sleep and get …

40
Sony KD49X8000C 49" (124cm) UHD LED LCD Smart TV NEW $1015.75 @ The Good Guys eBay

expired Sony KD49X8000C 49" (124cm) UHD LED LCD Smart TV NEW $1015.75 @ The Good Guys eBay

CELEBRATE2015

Use cash rewards 4% cashback and price will be at $967.95 Sony KD49X8000C 49"(124cm) UHD LED LCD Smart TV NEWModel No. This Sony TV is an ideal choice to watch movies on a compatible Blu-Ray …

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Panasonic - TH-50CX700A - 50" UHD 3D LED TV $1079.10 @ Bing Lee (Pick Up Only)

expired Panasonic - TH-50CX700A - 50" UHD 3D LED TV $1079.10 @ Bing Lee (Pick Up Only)

CHRISTMAS10

Also combo with Cash Rewards for 3% cashback. Hexa Chroma Drive Quad Core Pro Super Bright Panel Plus my Home Screen 2.0 powered by Firefox OS TV Anytime with Twin HD Tuner Panel: 4K ULTRA HD LED …

63
$0 Free HSBC Financial Assessment Report

expired $0 Free HSBC Financial Assessment Report

$0 Free HSBC Financial Assessment Report when visiting a HSBC financial planner There may be a number of strategies you can consider putting in place to achieve tax effectiveness beyond the current …

730
Qantas Points Online Mall New Way to Earn Points

Qantas Points Online Mall New Way to Earn Points

Some notable ones: eBay 2 points per dollar The Iconic 4 points per dollar Apple Online Store 2 points per dollar David Jones 5 points per dollar Macys 4 points per dollar iTunes 3 points per …

860
HSBC Platinum Visa: $0 Annual Fee for Life, Bonus 10,000 Points, 0%pa Balance Transfer for 8mths

expired HSBC Platinum Visa: $0 Annual Fee for Life, Bonus 10,000 Points, 0%pa Balance Transfer for 8mths

HSBC Platinum Credit Card Welcome to our most prestigious card, for people who want the best. With the HSBC Platinum Credit Card you can take advantage of 0% p.a. balance transfer for 8 months from …

120
Scoot Valentines Day Sale 33% off Air Fares

expired Scoot Valentines Day Sale 33% off Air Fares

LOVE<33

33% off all Scoot flights for this Valentines day only Departing Singapore: Travel period: 14 February 2014 to 29 May 2014 Offer is available from 0001 to 2359 hrs (GMT+8) on 14 February 2014 for …

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HSBC Qantas Card Bonus 35000 Points $199 Annual Fee

expired HSBC Qantas Card Bonus 35000 Points $199 Annual Fee

Open HSBC Qantas Card Bonus 35000 Points $199 annual fee * Minimum Income Requirement: $60,000p.a. * Minimum Credit Limit: $6,000 * Annual Fee: $199

What's the best 4G plan?

so what telco offers the cheapest and reliable 4G plan?