This was posted 3 years 6 months 22 days ago, and might be an out-dated deal.

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HSBC Platinum Credit Card: Bonus 120,000 Pts ($3K Spend in 90d), 0% Int BT for 26 MOs, $0 Year 1 Annual Fee (Exist. Customer)

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HSBC Platinum Credit Card: Bonus 120,000 Pts ($3K Spend in 90d), 0% Int BT for 26 MOs, $0 Year 1 Annual Fee (Exist. Customer)
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Hellcat on 27/05/2021 - 21:01 hsbc.com.au (17930 clicks)
Last edited 15/08/2022 - 09:28 by 4 other users

Received an email so can be targeted but from what I can understand it's for everyone with the link. Otherwise looks like a good deal for free $500 and no fees.

HSBC Platinum Credit Card
Treat yourself with $500 in e-Gift Cards when you spend $3,000 on eligible purchases within 90 days of card approval. Enjoy the gift of time with 0% p.a. interest on Balance Transfers for 26 months (1% balance transfer fee). And relax with $0 Annual Fee in the first year.

Available to new, approved customers who apply for the Platinum Credit Card Available only to existing HSBC customers who are approved. HSBC may change or end this offer at any time. Please see full terms and conditions. Other fees and charges may apply.

Mod: 120,000 Points can be redeemed for $600 Cashback, see here. Thanks to samehada.

Update 15 August: 120,000 points can be redeemed for only $500 cashback now

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closed Comments

    • CodeXD on 09/07/2021 - 17:06

      When did you meet the spending requirements?

      I met the $3k spending requirements on 18th June (based on posting date) and received my first monthly statement on 5th July. I still don't have the bonus points.

      I'm checking bonus points from Details -> Rewards

      • [Deactivated] on 09/07/2021 - 17:25

        Received my first statement yesterday and just got the bonus points today. Redeemed $600 cashback successfully.

        • CodeXD on 09/07/2021 - 17:26

          When did you meet the $3k spending requirements?

          • [Deactivated] on 09/07/2021 - 22:07

            @CodeXD: Literally within the first week of receiving my credit card

  • bohn on 09/07/2021 - 18:03
    +1

    Got my points also.
    Met spend a couple of weeks before the 1st statement.

  • paraneoplastic on 10/07/2021 - 09:22

    Also got points, about 2 weeks after first statement

    • davtoh on 04/09/2021 - 09:59

      Hi, so just wanted to ask, the bonus points could come it at any time and not on statement date? Thanks

  • UrMumsOnlyFan on 10/07/2021 - 10:59

    Also got the points but couldn't redeem them last night due to some website error. Redeemed today.

    • bohn on 10/07/2021 - 12:09

      Redeemed today also. Not sure how long they actually take to show up in the account. The order page said 5 mins but another page says Up to two business days.

      • UrMumsOnlyFan on 10/07/2021 - 12:35

        Unfortunately it's definitely not 5 minutes. I saw 2 days but the confirmation page only says:-

        Your cash back reward will be applied to your account shortly.

        • bohn on 10/07/2021 - 12:46

          maybe after our statement is due ;)

          • UrMumsOnlyFan on 10/07/2021 - 12:52

            @bohn: Mine's due soon so I hope 2 days is legit! 💰

            • frozzer on 15/07/2021 - 10:22

              @UrMumsOnlyFan: damn it I paid the full amount due way before the due date and then I realise I received the 120K points already. If I redeem it now does it show as $600 credit on my credit card?

  • PissLUR on 10/07/2021 - 13:41

    got my first statement and the bonus points.. yay..

    would it be the time to close the account now?

  • nickyd84 on 10/07/2021 - 18:06

    Hey does anyone know the Kris Flyer conversion? It's a little unclear on the website as there's two options.

    Cheers

    • bohn on 10/07/2021 - 18:46

      says you need a Premier card to transfer to Krisflyer.
      Platinum can transfer to Velocity.

  • shazz on 10/07/2021 - 19:23

    Does this mean after spending 3k you could get your cash back of 600 and pay off the 2400 balance &then close the cc?

    • samehada on 10/07/2021 - 19:26
      +2

      yes, you can use it for 1 year then cancel. You have $0 annual fee for first year

  • CrypticM on 12/07/2021 - 21:03

    It seems it is still available. Why it marked as expired? Any catch.?

  • snensnay on 12/07/2021 - 22:05

    Got the points also.

    So it's $600 cashback or $500 in gift cards.

    Thinking of buying $625 of gift cards (for $600 using RACV 4% discount) and using the cashback to pay if off.

    So instead of $500 in gift cards, effectively get $625.

  • ChikenMiester on 12/07/2021 - 23:14
    +1

    Is this expired or is the link still valid?

  • Justbakeau on 13/07/2021 - 09:46
    +1

    Same question as above, it seems that the $500 gift card offer is still on the public website
    https://www.hsbc.com.au/credit-cards/offers/campaigns/platin…

    • PissLUR on 13/07/2021 - 09:49
      +1

      yes looks good to me. go for it.

  • PissLUR on 13/07/2021 - 09:51

    12 Jul 2021 - REWARDS REBATE CREDIT

    has appeared on my transaction list.

    redeemed on Saturday 10 Jul 2021

    • bohn on 13/07/2021 - 12:39

      same here - time to pay it off and close it.

  • robzila316 on 18/07/2021 - 08:55

    Met the spending criteria before the first statement but the bonus points are not showing on my balance yet. How long after the statement did they take to show up for everyone?

    T&C's says: The 120,000 bonus Rewards Plus Points will be credited to your Rewards Plus Account within 60 days of meeting the spend criteria, provided that your account is active and not in arrears.

  • bohn on 20/07/2021 - 13:03

    Funny thing about this card - I've closed it already - but I just checked https://www.creditsavvy.com.au and the credit check shows, but it has never shown as an active credit account.
    Usually the credit account shows very quickly, and sometimes banks are slow at updating when it was closed.. but in this case it just doesn't show at all.

    • bohn on 21/07/2021 - 18:28

      The card just appeared in my credit report today, and is incorrectly shown as Open.

      • LakeVostok on 13/08/2021 - 12:57

        Credit report take couple of months to get updated.

        • bohn on 13/08/2021 - 12:59

          not with other banks, I check creditsavvy and they're all really quick to update.

          • gimme on 13/08/2021 - 16:26

            @bohn: You may have been lucky. I've had a lag with several banks. Up to 2mths from memory

  • CodeXD on 23/07/2021 - 13:48

    I'm also still waiting for the points to be credited to my account.

    18/07 Met the $3k spend condition

    6/07 Received July 2021 HSBC statement

    I've paid off all buy $600 of the balance, but looks like I'll need to fully pay it off fully since I won't get the points in time.

    • blinkybro on 09/08/2021 - 13:26

      Did you receive your points yet?

      • CodeXD on 09/08/2021 - 13:29

        I haven't, but that's on me since I paid off car rego (~$1k) which is excluded from the $3k spend (found out not long after posting that comment). I've now met the minimum $3k spend and waiting for points to come in. I expect it in around 2 weeks.

        • eastmeetswests on 09/08/2021 - 17:46

          Were they able to tell you if you had hit the minimum spend?

          • CodeXD on 09/08/2021 - 18:48

            @eastmeetswests: No, I didn't contact them about it. I read through the comments here and worked it out.

          • gimme on 10/08/2021 - 10:04
            +1

            @eastmeetswests: I called them last week. They said that as long as I have 3000k+ points I qualify. That's how they decide on eligibility. So bit of a waiting game.

            • eastmeetswests on 10/08/2021 - 11:22

              @gimme: Thank you for this! It makes sense - received my first statement and there was some purchases which were not elligible - and the points accrued matched what the actual elligible spend was.

  • Ernestpogi on 28/07/2021 - 12:18
    +2

    Hi, just wanted to ask if this offer is targeted or open to public? I checked on HSBC site but it seems that this offer is not showing up but I can see the offer if I go through the posted link. Can I get the bonus points if I apply through the link here? Thank you in advance.

    • gidxg03 on 30/07/2021 - 20:48

      Wondering as well as the link (now) clearly states:

      Available only to existing HSBC customers who are approved after applying through the 'Get started' button below.HSBC may change or end this offer at any time.Please see the full terms and conditions below. Other fees and charges may apply.

      • Knotty2030 on 31/07/2021 - 14:32

        I saw this too. I am very curious too as I am not a HSBC customer. I wonder if this has changed since the offer began?

  • blurastheycome on 01/08/2021 - 08:43

    Does paying taxes count for the spending criteria???

    • CodeXD on 01/08/2021 - 08:48

      No, excludes government fees and charges. Also doesn't count for paying rego

  • kchibi7 on 02/08/2021 - 08:18
    +1

    Around how long after your spend of $3k does the bonus points arrive? I did my $3k spend on 25 June and paid off my first statement and still waiting for bonus points to arrive…

    • iori57 on 04/08/2021 - 22:46

      Me too, met the 3k spend on 1st July but still waiting till this date.

      • DerpFactory on 05/08/2021 - 10:08

        What!? A month has passed? Maybe you didn't meet the spend or some of your spend was ineligible?
        Check how many points you currently have in the details tab of the app

        • iori57 on 05/08/2021 - 21:23
          +1

          I thought so too but double checked all spending are eligible ones mainly electricity and insurance bills, food, groceries, and purchasing of giftcards. Currently have 3005 points which aligns with the $3005 spending.

      • kchibi7 on 05/08/2021 - 19:30

        yeah I did call them up as soon as I spent the $3k, they said it could take up to 60 days….still got 19 days to go, will keep you updated. Could you also let me know when you have received yours? Cheers!

        • iori57 on 05/08/2021 - 21:24

          will do, I haven't call them yet so will give them a call

          • kchibi7 on 19/08/2021 - 17:17

            @iori57: Just received the bonus points today in my account. Took 55 days! Was gonna call them but finally in :) hope everyone gets theirs soon!

            • iori57 on 19/08/2021 - 21:41

              @kchibi7: Cool thanks for the update! I just called them and initially they told me all my electricity and insurance bills were not eligible 'retail spending' so they doesn't count, but I told them I did get the 3000 points which supposedly will only be given for eligible spending… took them 2 days to reconfirm that they are indeed eligible spending and my bonus points will be credited in my next statement cycle which is 1st of september… hope they know what they are doing :(

              Can I confirm with you whether you have any household bills as part of the 3k spending?

              • gimme on 20/08/2021 - 07:51

                @iori57: Typically depends on how you pay those bills. e.g. Bpay may not count but direct debit or paying through provider's website counts. Having said that if you have accrued 3000 pts you're good to go.
                Tip: get it up to 5000 to get an additional $25 xashback if you want

                • iori57 on 20/08/2021 - 23:01

                  @gimme: Ya I paid the bills through provider's website never Bpay :) I thought about that too, but I need to focus my spending on the citibank card that I just received because it needs to spend 3k as well

              • kchibi7 on 20/08/2021 - 08:11

                @iori57: Just went through my statement, no most things were retail, gift cards. Closest thing to bills were licence renewal and car insurance which both counted.

                • iori57 on 20/08/2021 - 23:02

                  @kchibi7: Cool thanks! Good to know that insurance are counted

        • OpulentLace on 11/08/2021 - 15:58

          Still waiting too.. Met spend and paid off card, have 4000 odd points in the redemption section, so spent over $4k on the card… second statement came through with that info but still no bonus points..

        • iori57 on 27/08/2021 - 21:55
          +1

          Finally got the points! @wgibbie I suggest you call the customer service, as soon as I did that I got the points within a few days :) They probably escalate it when someone calls in to check. $600 cashback is sweet!

          • gimme on 30/08/2021 - 10:15

            @iori57: they don't unless the 60days have lapsed. just coincidence.

      • Lynx33 on 06/08/2021 - 11:31

        Me too ! Met the spend just before the July Statement (which shows the $3K spend). August statement been issued - no points 🤷‍♂️

  • latenight on 02/08/2021 - 11:31

    Did anyone screenshot this deal before they changed the wording on the website to 'existing HSBC customers only'?

    Got a feeling it is going to be quite the battle to get these points now.

    • zooter on 03/08/2021 - 10:12
      +4

      Wayback machine to the rescue…hopefully nobody needs to fight…Once I spent 3,000 I reached out to their support to confirm the spend and when I will receive the points. They have mentioned 60 days in writing

      (I think it is because I didn't reach the spend in the 1st statement, but shortly after that, so 60 days will be sufficient for next statement to be issued is my theory)

      https://web.archive.org/web/20210404182437/https://www.hsbc.…

      • cashless on 03/08/2021 - 15:13
        +5

        Yeah, I just checked with online chat and they conform that (i) I qualified for the bonus and (ii) it'll take up to 60 days to appear in the account

  • plal on 05/08/2021 - 15:51

    is this eligible for people who already have a HSBC Everyday Account?

    • eastmeetswests on 05/08/2021 - 16:04

      with the wording that has been changed with the promotion now, i think you should check with HSBC. It may be a targeted promo now going forward

  • One2Share on 11/08/2021 - 21:33
    +1

    1/7 Met 3k spending, haven't received points.
    Called HSBC today, advised to wait 60 days from 1/7.
    So it should be credited by 1/9. Will wait and see.
    Hsbc can confirmed that I qualified for this bonus point from their system though.

    • CodeXD on 11/08/2021 - 21:52
      +1

      Do you have 3k points?

    • Beefa on 12/08/2021 - 11:59

      Similar here, hit the spend on 6/7. Just a waiting game I suppose.

    • zooter on 13/08/2021 - 13:10

      still waiting…sneakily enough the message that confirmed the bonus points have disappeared from the online banking system….just wondering if messages get archived after a certain time

      • eastmeetswests on 16/08/2021 - 17:09

        Yea after 30 days it does. You can re-contact them again

    • alexlovesozb on 16/08/2021 - 12:00

      Got over 4k points now but from 4th Aug statement, does that mean I need to wait 60 days from 4th Aug?

      • One2Share on 16/08/2021 - 18:27

        According to the HSBC person that I talked to, it counted from the date since you started hit/accumulated 3k points. Check your transaction history should be able to tell that.

    • xtngo on 17/08/2021 - 21:56

      I'm still waiting for my points too! Don't know when exactly I hit the 3k but it was around the start of July too.

    • One2Share on 19/08/2021 - 13:11

      Received my bonus points today!

      • xtngo on 19/08/2021 - 16:29

        Me too! Yay!

  • kickling on 16/08/2021 - 23:46
    +1

    Has anyone recently applied for this card?

    They have changed the intro paragraph to "Available only to existing HSBC customers" … so looks targeted now?

  • aneil915 on 19/08/2021 - 12:19
    +2

    Received my points today. 3k spend done early July.

    • Beefa on 19/08/2021 - 12:37

      same here :)

    • I like freestuff on 19/08/2021 - 15:43

      Same :) was getting a bit nervous i wasn't going to get them.

    • zooter on 19/08/2021 - 15:59

      same got it…may actually spend another 1.5k on top of the 3.5K and get another $25 cashback

    • cashless on 21/08/2021 - 09:55

      Yup, all good. Bonus points received, cashed in & looking to hit the $5k spend just to use the last 5k points for a $25 cash credit.
      Then churn to next c/card

  • gimme on 19/08/2021 - 12:43
    +4

    If you're spending $3000+ to get the points, might as well bump it up to $5000 to get an additional $25 cashback.

    • aneil915 on 19/08/2021 - 12:46

      yep thats my plan too

    • blinkybro on 19/08/2021 - 14:32

      That's what I did, just claimed back the $625 waiting for it to come through.

    • I like freestuff on 19/08/2021 - 15:45
      +1

      Would get $40 back if using their debit card which gives 2% cashback for purchases under $100 (can split the payments as well so make them under 100).

      • gimme on 19/08/2021 - 16:35

        name checks out

    • RichardF89 on 23/08/2021 - 13:09

      where do you find the spend $5000 and get $25 cashback?

      • CodeXD on 23/08/2021 - 13:46

        You get 1 point per $1 spent. It is 5000 points to get $25 cashback.

        • RichardF89 on 23/08/2021 - 13:52

          only if you want to cancel the credit card straight away, other wise the Everyday Global 2% Cashback is better

  • shavo30 on 25/08/2021 - 21:36

    folks, my points finally came through, and went to redemptions and selected the credit. Now my account balance was zero before this. I was hoping then my balance would have updated with 600AUD but it hasn't. But my points balance did reduce. Anyone experience this or know have I to wait a few days or something??

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