OpulentLace » user profile

Member Since 04/04/2020
Last Seen 8 hours 45 min
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OpulentLace replied to UrMumsOnlyFan on Westpac Altitude Qantas Black Credit Card: 90,000 Qantas Points with $6000 Spend in 120 Days, $225 1st Yr Fees Existing Customer
One month, hardly old news but ok… Yeah churned all the majors myself within the last 12 months and need another 100k by March 25 to roll…
27/11/2024 - 06:52
OpulentLace replied to UrMumsOnlyFan on Westpac Altitude Qantas Black Credit Card: 90,000 Qantas Points with $6000 Spend in 120 Days, $225 1st Yr Fees Existing Customer
Westpac is actually 24 months now believe it or not... BankWest/St George/BankSA/BOM 24 months, NAB 18 months, ANZ 12 months. Suncorp no…
26/11/2024 - 21:23
OpulentLace replied to starburstyellow on NAB Rewards Platinum Credit Card: 60000 Velocity Pts with $1000 Spend in 60 Days (+ 20000 Pts after 1 Year), $95 1st Year Fee
You can just provide your closure letter to the bank when you submit income stuff and that’s enough for them.
05/11/2024 - 20:53
OpulentLace replied to ozbargainerlife1 on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Often if I have a $6k limit card rolling over to another $6k limit card I wouldn’t get queries but it becomes a bit of a problem (for me…
25/10/2024 - 05:43
OpulentLace replied to ozbargainerlife1 on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
It will ask what the credit card is and you can provide details around it being a closed card from the closure note each bank gives you.
24/10/2024 - 21:52
OpulentLace replied to ozbargainerlife1 on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Yep, and currently have this one because I can’t get any of those banks cos it hasn’t been 12/18 months since I had it open. Only ever…
24/10/2024 - 21:43
OpulentLace commented on RÜFÜS DU SOL - Inhale/Exhale (Digital Music Download) $8 @ Warner Music
Saw these guys in Vegas in July and they played a few of these. Man what an act these guys are, so many tunes!!
11/10/2024 - 15:07
OpulentLace replied to Pub Envelope on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
I use credit cards purely for churning bonus points. never held one for their additional offers, etc. No harm in keeping a second one open…
10/10/2024 - 18:59
OpulentLace replied to thanks9527 on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Generally, no. I think there are some ways around it with certain apps, or companies but I've never looked into it too much.
10/10/2024 - 18:51
OpulentLace commented on Sunfresh 7 Line Rotary Clothesline $139 + Delivery ($0 C&C/ in-Store) @ Bunnings
They don't make 'em like they used to.
02/10/2024 - 18:32
OpulentLace replied to powerhead on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Na its not that bad, I use to think that, but when I flew business class return to LA in July for 300k points and $200. And all it cost me…
27/09/2024 - 16:32
OpulentLace replied to CodeXD on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Well yes, the column is titled points per $ in fees so it would understandably be skewed towards that.. It’s all there for contexts for…
23/09/2024 - 15:46
OpulentLace replied to Drakesy on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
I think a lot of people appreciate the table at the bottom so you can make your mind up, I had context that for me this was the best…
23/09/2024 - 15:38
OpulentLace replied to U30004 on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Na only annually. the whole idea is you get the card meet criteria and cancel the card the second your points are in your qantas account.…
23/09/2024 - 15:36
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23/09/2024 - 09:13
OpulentLace replied to hmac on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
>I know this isn't a proper churning card as you need to keep it open for four months, but I've done NAB, Suncorp, St George, Westpac, ANZ…
22/09/2024 - 19:13
OpulentLace replied to Crowing on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Agreed. I literally cancelled my Bankwest card today after taking it around America last month and the bonus points landed in my Qantas…
22/09/2024 - 18:57
OpulentLace replied to hmac on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
Yeah there was context around that.. ANZ Frequent Flyer Black & Westpac Altitude Black I feel are the best mix of number of points, fees…
22/09/2024 - 18:55
Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
OpulentLace posted a deal Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
*Fees: $60 per year for Qantas Points earning option (free for CommBank Awards Points earning option). $19 per month credit card fee, or…
22/09/2024 - 17:53
OpulentLace commented on Esatto 8kg Heat Pump Dryer EHPD800-W $463 Delivered @ Appliances Online eBay (Excludes NT, TAS)
Purchased last night 6pm Adelaide Metro delivered 9am this morning. Ridiculous. Now to find someone with a concession card to get the $376…
17/09/2024 - 13:04
OpulentLace commented on Vibration Massager $9 + Delivery ($0 C&C/ in-Store/ OnePass/ $65 Order) @ Kmart
Hang on a sec guys. Let me get the popcorn in the microwave first.
29/08/2024 - 21:10
OpulentLace commented on CamelBak Chute Mag 1L - $10 + Delivery ($0 with Prime/ $59 Spend) @ Amazon AU
Grabbed a couple. Retiring a few pump bottles.
08/08/2024 - 20:46
OpulentLace replied to Ingram on 50% off All Coffee (1kg from $30) + Delivery ($0 to VIC/ with $50 Order) @ Inglewood Coffee Roasters
I ordered on 30/7. Still waiting too... got confirmation email straight away and then nothing....
05/08/2024 - 16:30
OpulentLace replied to Tock on Qantas AmEx Ultimate Card: 100,000 Qantas Points (with $3000 Spend in 3 Months), $450 Q. Flight Credit, $450 Annual Fee @ Qantas
Yep, and they send you a paper letter to your home address too saying you’re not approved. Ike, just email me your crap news lol
02/08/2024 - 18:35
OpulentLace replied to soundboy5010 on Qantas AmEx Ultimate Card: 100,000 Qantas Points (with $3000 Spend in 3 Months), $450 Q. Flight Credit, $450 Annual Fee @ Qantas
I’ve had 5 qantas points earning credit cards within the last 12 months from 5 different banks all with bonus point triggers with minimum…
02/08/2024 - 18:33
OpulentLace commented on Kentucky Snack Pack $3.95 @ KFC via App
Thank god its July 31. I've had KFC about 25 times this month...
31/07/2024 - 16:13
OpulentLace replied to jollster101 on Citi Prestige Qantas Credit Card: 150,000 Bonus Qantas Points ($7,500 Spend in 2 Months), $749 Annual Fee
Yeah I signed up to an and free debit card to create an account and went from there.
17/07/2024 - 18:45
OpulentLace commented on [VIC, SA] Gym Membership for 14 Months $149 + $88 Admin Fee @ Derrimut 24:7 Gym
Man this is such a good deal. Take it for what it is and ignore the admin fee. You can get 24/7 access to a lot of very reasonable gyms…
17/07/2024 - 06:23
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