This was posted 5 years 3 months 10 days ago, and might be an out-dated deal.

Related
  • expired

100k-150k Qantas FF Points @ Citi VISA Signature Qantas Credit Card, $5K Spend in 90 Days; $49 First Year Fee

3883
100k-150k Qantas FF Points @ Citi VISA Signature Qantas Credit Card, $5K Spend in 90 Days; $49 First Year Fee
Go to Deal
Pacolito on 12/09/2019 - 15:46 www1.citibank.com.au (18339 clicks)
Last edited 01/10/2019 - 09:35 by 1 other user

Looks like Citi are offering a decent deal on their Signature QFF VISA card again.

This deal offers:

– 100,000 QFF points with a $5,000 minimum spend in the first 90 days. Reduced annual fee of $49 in the first year; and

– 50,000 QFF points upon paying the $444 annual fee for the second year (annual fees, particularly of that magnitude, are not to my tastes but each to their own).

Card also provides travel insurance, and two lounge passes p.a. via Priority Pass.

Again, that $444 annual fee in the second year is a whopper. But happily there is no obligation to stick around for the second year, so deliberate thoroughly on how badly you want those additional 50,000 QFF points.

I posit that this deal is superior to the previously posted deal on account of the reduced annual fee in the first year. But perhaps comparable to this earlier deal.

Earn Rates

1.00 Qantas Point per $ Domestic Spend (Major Airlines, Hotels and Restaurants)
0.75 Qantas Point per $ Domestic Spend (Major Supermarkets, Petrol Stations, retailers)
0.50 Qantas Point per $ Domestic Spend (All Other)
1.00 Qantas Point per $ International Spend

With the economy slowing down and abounding speculation of an imminent recession, there's never been a better time to accumulate personal debt. Onwards!

Those who do not have a Qantas Frequent Flyer account can get free membership from one of the free membership deals here.

NOTE: The random referral system is for a different card - Citi Rewards Platinum. Please don't use the referral link if you're applying for the card in this deal, which is the Citi VISA Signature Qantas Credit Card.

Financial Credit Card Frequent Flyer Qantas Qantas Frequent Flyer Reward Points

Related Stores

Citibank Australia
Citibank Australia

closed Comments

  • Nand0sx on 12/09/2019 - 15:57
    +9

    Would current Qantas credit cardholders be eligible? I believe Qantas use Citi as their bank

    • netjock on 12/09/2019 - 16:08

      Would be interested to know answer to this also.

      • kingzac on 12/09/2019 - 16:09

        So would I. Anyone know?

        • tanksinatra on 12/09/2019 - 17:41

          I wonder the same.

          • Poolprouk on 12/09/2019 - 21:05
            +5

            @tanksinatra: Yes, i got a similar deal in June and am a Qantas premier mastercard customer. No issues.

            • futureminime on 02/10/2019 - 13:56
              +1

              @Poolprouk: Hey Poolprouk,

              Do you happen to be on this one? Applied this week and interested in this offer.

              Qantas Premier Platinum credit card (https://www.qantasmoney.com/credit-cards/premier-platinum)? Provided by CityGroup

              "Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901."

              • ontoastrye on 04/10/2019 - 17:24
                +3

                @futureminime: i had citibank then 2 months after had QantasMoney.

                System auto-rejected, had to ask for manual review for QantasMoney credit card approval.

                Got points for both now.

              • Poolprouk on 17/10/2019 - 12:13
                +1

                @futureminime: Yes, having either card doesn’t make you ineligible for a bonus on the other. (Sorry for slow response been on holiday)

    • sauce2k on 12/09/2019 - 16:33

      currently on Qantas ultimate card would love to know as well!

      • Nick K on 12/09/2019 - 18:50

        same

        • Poolprouk on 12/09/2019 - 21:06
          +1

          Are you both referring to the Amex Qantas ultimate? Amex and Citibank are totally different companies! Of course you'd be eligible…..

    • lakes_8 on 12/09/2019 - 16:36

      Was gonna ask this as well.

    • hubs1982 on 12/09/2019 - 16:48
      +1

      Interested to know too.

      Status is -

      • Cancelled a Citibank Platinum Visa back in May 2019.

      • Applied for Qantas Premier earlier this week (awaiting review).

      I have read the T&C and was unable to locate a clause which talks about whether current and previous (cancelled within the last 12 months) Citibank credit cardholder are eligible for the welcome bonus…

      • chew_chew on 12/09/2019 - 19:14

        i have the same question. the usual 12 month exclusion clause doesnt seem to be in the T&Cs

    • CI on 12/09/2019 - 18:44
      +1

      Not sure if this helps, Citi rejected me for the qanatas premier card but then a week later accepted my virgin money application

    • Thy-San on 13/09/2019 - 07:31

      You should be able to - Citi doesn’t have a clause like Amex in their T&Cs

      I previously held their Emirates cards while having their prestige and signature and scored points on two of them.

    • pandamninator on 13/09/2019 - 10:26
      +1

      Yes, as long as it isn't a Citibank Qantas earning credit card.

      There is a great wall on both the Citibank and Qantas side when it comes to the white label Qantas Premier Cards and the Partner Bank cards.

    • ahilen on 19/09/2019 - 02:31

      I have a Citibank Signature Rewards card from years ago when it was offered as a lifetime free card.
      If I apply for this card, am I still eligible for the 100K Qantas points?

      • sydneyswans910 on 09/10/2019 - 17:29

        I'm in the same boat - would love to know the answer to this.

      • cache on 30/10/2019 - 18:57

        anyone knows the answer to this?

        • gtr80y on 17/12/2019 - 18:39

          Did any of you apply? Would also like to know if eligible

  • Magicmagic on 12/09/2019 - 16:00

    This is probably better than the ANZ offer now with the lower fee of $49 compared to $225 (after cash back) https://www.ozbargain.com.au/node/448095

    • cheesecactus on 12/09/2019 - 16:33

      Literally got approved for this anz card yesterday. Dang it!

      • [Deactivated] on 12/09/2019 - 16:36

        Doesnt hurt to get a second card.

      • smoothymcmellow on 12/09/2019 - 18:08

        Me too :'(

      • paul11 on 12/09/2019 - 18:29
        +1

        I have applied for the following 3 cards in 2 days (yesterday and today)

        • Citi VISA Signature (this one),
        • ANZ Black, and

        • AMEX Qantas Ultimate

          • Amex is already approved (got a text message today), they didn't requested a single document.
          • ANZ asked for some additional docs.
          • Applied to Citi just right now, let's see how it goes.

        If all gets approved, then need some planning to spend $12K in 3 months (lots of expenses coming up anyway, foreign travel plus renovating a home) and finally getting 300K Qantas points.

        I haven't applied for any credit card in last 3 years, so hopefully all gets approved.

        • iamarvram on 12/09/2019 - 19:05
          +1

          Damn .. You must have credit scores in the high 800 or something.

          The next time you get a credit score you’ll be down in the dumps. Hope you’re not planning for mortgage or anything??

          • AlanHB on 12/09/2019 - 19:07

            @iamarvram: Yeah - that's cramming a lot of applications into a short period of time. Good luck dude.

            • paul11 on 12/09/2019 - 19:15
              +12

              @AlanHB: I think cramming a lot of applications in a short time-frame has its benefits.

              First, I don't think any of the 3 lenders will see a credit inquiry for any other if all credit checks are done within a 1-2 day time-frame.

              Second, you can safely mention in the application to all lenders that you don't hold a credit card from any other you are concurrently applying for.

              Third (from past experience), do not apply for maximum allowed credit limit, I always choose between $5-7K credit limit. Lenders are generally happy to approve if you request in the application to be put in lower end of credit limit.

              I think all this helps.

          • paul11 on 12/09/2019 - 19:10

            @iamarvram: Yes, its in mid 800's, Mortgage was taken 6 months ago.

            • bozbargain on 12/09/2019 - 19:39

              @paul11: “always choose between $5-7K credit limit. Lenders are generally happy to approve if you asked to be put in lower end of credit limit.”

              Many premium/black cards these days have a minimum credit limit of $15k which you can only adjust down after your card approval. But other than that, I agree with what you’re saying.

              • paul11 on 12/09/2019 - 19:43
                +1

                @bozbargain: Yes, agree, I think this offer has minimum $15K limit, so you can't do anything with that.

                What I meant is that do not blindly tick the "give me maximum allowed credit limit" checkbox on your application. As a general rule, I mostly ask to put near the lowest allowed credit limit.

                I have a feeling that this gives a signal to the bank that you have your spending limits strictly set and you are financially disciplined.

              • Nav2k on 12/09/2019 - 20:26

                @bozbargain: Do they adjust the minimum credit limit after you get the card? Why would they allow that?
                I cancelled a card that I had for almost 10 years solely on that purpose…before going for a home loan

                • paul11 on 12/09/2019 - 23:52

                  @Nav2k: Most do, but they only let you lower the limit to the minimum they had set.

                  For example, I had Coles credit card, with a credit limit of $5K. When I applied for the mortgage, I lowered the limit to $2K.

                  Most banks normally set the minimum credit limit at $5K. For Black/Platinum/Signature cards the minimum credit limit may be higher.

                  All you to have do is ask.

    • Ghost47 on 27/09/2019 - 13:09

      Not sure if I agree. For one thing this card doesn't give you a free return domestic flight. If you're purely chasing QFF points then this card looks decent but you also need to spend $2500 more over the 3 month period (i.e. the ANZ card only requires a $2500 spend over 3 months but you do earn 25,000 less points and they are Velocity FF points).

      Horses for courses really.

  • nightelves on 12/09/2019 - 16:02
    +10

    100k for $49. I’ll take that any day of the week.

    • mun4 on 12/09/2019 - 17:50

      $5,000 in 90 days excluding government transactions.

      • snerrad on 12/09/2019 - 19:13
        +2

        I think governmennt transactions are included

        Cash Advances, Balance Transfers, refunds, chargebacks, Special Promotions and spend on a Linked Diners Club Card do not contribute to the spend threshold.

        • Poolprouk on 13/09/2019 - 09:22
          +1

          For the May/June deal it was 4K, I made that in the first month but only because I paid my Vic roads car rego and paid my first Council rates payment early.

          I got the bonus points. Therefore Gov spend does seem to count.

        • mun4 on 15/09/2019 - 15:20
          +2

          I asked online and they called back telling me that explicitly government spends are not included in the calculation.

        • giu on 19/09/2019 - 14:31
          +1

          Cash Advances, Balance Transfers, refunds, chargebacks, Special Promotions BPAY payments and government related transactions do not contribute to the spend threshold.

      • Ghost47 on 27/09/2019 - 16:21
        +2

        Not sure why you were downvoted. $49 first year annual fee is great, but that min spend is somewhat high.

        Comparing it to the AMEX Qantas Ultimate card which has 100,000 bonus points for a $3000 min spend over 3 months, you're spending $1599 more to get the same amount of points with this card (if you cancel after first year). You also don't get the $450 travel credit (maybe 2-3 flights with Qantas I guess if you get tickets on sale?).

        You also earn the same amount of Qantas points for the $3000 min spend on the AMEX ($3000 x 1.25 = 3750, $5000 x 0.75 = 3750) surprisingly.

  • Jaystea on 12/09/2019 - 16:06
    +8

    Citibank doe.

    • jaygee on 12/09/2019 - 21:31

      $100k though

      • ak47wong on 13/09/2019 - 00:05
        +3

        100k points, though $100k would be nice

  • tsunamisurfer on 12/09/2019 - 16:10
    +10

    One of he best deals around but…..I have the fee free Signature.

    • Archi on 12/09/2019 - 16:26

      same…

      however.. considering to just cancel the card, as existing customers don't get the benefit of these deals

      • casanovawa on 04/10/2019 - 02:11
        +1

        I have a fee free for life Citibank Signature credit card and I messaged them recently asking about if I applied for the 150k Qantas signature card would I be eligible for the bonus points and I got this reply, so take it for what its worth, maybe contact them yourself and confirm:

        Our records indicate that as your existing Citi Signature card has been
        opened for more than nine months, you may submit an application for
        another Citi credit card.

        Please be advised that you will be eligible to receive bonus points if
        the card you will be approved for has this offer.

        • RichardF89 on 23/10/2019 - 21:42

          what is the fee free signature card?

    • Duram on 12/09/2019 - 16:27
      +3

      I cancelled mine a while back, they used to give me 0% for 12-24 months, then it became 3 months and then they stopped offering it. I would rather churn cards then have a 'fee free' card because essentially all cards are fee free when you churn.

      • RichardF89 on 23/10/2019 - 21:43

        how to get fee free?

        • Duram on 24/10/2019 - 03:28

          Was a promotion at one stage.

    • Ciciann on 12/09/2019 - 19:00
      +3

      I agree - the 2 x lounge passes each year just for holding the card has been a sweet deal. While quality of the lounges vary, coverage by the Priority Pass program has been excellent.

      • JohnHowardsEyebrows on 12/09/2019 - 19:10
        +2

        Yep, the only reason I hold onto mine, too. Having two lounge visits up your sleeve pretty much whenever you're travelling overseas is pretty great.

    • crazyboy on 13/09/2019 - 12:55

      I am also thinking to apply for a CC. What are the advantages of credit card?

      One reason I want a Visa CC is when booking airline tickets using edreams, gotogate, budgetair, etc online using credit VISA card there is $0 fee but for debit/other cards the fees is around $18-20 per ticket.

      Do you have this card?
      https://www1.citibank.com.au/credit-cards/citi-simplicity?ta…

      P.S. - I don't have any debt and I have controlled spending habits.

    • virhlpool on 23/10/2019 - 22:54

      How did you get fee free signatue card?

      • JohnHowardsEyebrows on 25/10/2019 - 17:01

        It was a deal way back in 2013, from memory. Fee free for life (and actually had a decent points earn rate back then, too).

  • tellhimhesdreaming on 12/09/2019 - 16:10
    +9

    Citibank have just rejected me left right and center and I have no idea why. Is it worth calling them to discuss/apply over the phone?

    • itslittfam on 12/09/2019 - 16:13
      +16

      you're dreaming

      • montorola on 12/09/2019 - 19:41

        Lol the one person that negged you clearly didn't get your sense of humour

        • itslittfam on 12/09/2019 - 21:51

          the same person has negged you also I'm guessing haha

    • rolin7 on 12/09/2019 - 16:19
      +1

      They rejected me too, I have a perfect credit rating and a high credit score!

      ¯_(ツ)_/¯

    • saj72 on 12/09/2019 - 16:23
      +1

      Not sure if it's the same but having worked at a lending company, we didn't discuss reasons as to why an applicant was declined as it can reveal details about the credit policy, which in turn could lead to people putting dodgy details in applications. So as @itslittfam said, you are indeed dreaming. Might be worthwhile to check your credit file if you haven't already.

      • tellhimhesdreaming on 12/09/2019 - 16:27
        +3

        JustCitiThings

        Have already checked my credit file since previously applying and nothing in there - not even queries from citibank, it's like it fell over at their end before they even got to that point?

        • ty99234 on 12/09/2019 - 16:58

          The hit will eventually be there. My one arrived like 7 days after my citibank application

          • marji on 12/09/2019 - 17:15

            @ty99234: Who do U check ur file with? Veda?

      • djkelly69 on 12/09/2019 - 19:50
        +1

        A few years ago I got approved then rejected a day later by Westpac, and called them to ask why. They told me the reason (no super amount on payslips, so they assumed incorrectly that I was a casual), I sent through payslips with the super amount, and got it approved.

        So certainly can't hurt to ask for the rejection reason IMO.

    • moneytomyway on 12/09/2019 - 16:58

      I also got rejected even though I met the requirement, a Platinum card was offered instead.
      What to do……

      • netjock on 12/09/2019 - 17:59

        Any benefit? If you don't need it and there is no benefit turn them down as more credit doesn't help your chances applying elsewhere.

    • spiff on 12/09/2019 - 17:34
      +1

      Thank you for not whining about it and negging the deal

    • clubhonda on 12/09/2019 - 17:37

      They are notorious for rejecting strong applicants. Look up previous deals for examples.

    • DevlicK on 11/10/2019 - 09:15

      No harm in trying.

      I got rejected for my Altitude Black Amex card last year when I applied but my Westpac Altitude went through. At the time, I had an existing Amex card already and never had a late payment. I called up and inquired, they said they'll investigate and in a few days they approved it. Weird

  • MynyMouqe on 12/09/2019 - 16:14

    Does anybody know what the travel insurance is like with these guys?

  • globalmurphy on 12/09/2019 - 16:21

    could i use this credit card to pay my PAYG taxes to meet the $5000k spend in 90days

    • Curiouscat on 12/09/2019 - 16:34
      +1

      You shouldnt be worrying if you gotta pay $5000k Frydenberg will facilitate you by all means. Jokes apart I think it'd be good idea to call them and confirm.

    • odysseus on 12/09/2019 - 16:40
      +6

      Not sure their credit limit goes up to $5 million…

    • giu on 12/09/2019 - 16:50
      +1

      "Cash Advances, Balance Transfers, refunds, chargebacks, Special Promotions and spend on a Linked Diners Club Card do not contribute to the spend threshold"
      Doesn't say anything specific about bills or ATO. May not incur points, but should contribute to $5000 spend I would guess.

    • llamaesque on 12/09/2019 - 18:23
      +2

      Looks like no:

      "…and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office…"

      • movieman on 12/09/2019 - 20:44

        Where are you quoting that text from?

        I can't see it on the Terms and Conditions..

        • bohn on 18/09/2019 - 16:39

          https://www1.citibank.com.au/credit-cards/eligible-transacti…

          Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

          Also council rates etc.
          Not really a surprise, these are similar restrictions to the Virgin cards.. which is also citibank.

          • casanovawa on 04/10/2019 - 02:08
            +2

            @bohn: I pay my council rates by using Only1 pre paid gift cards I buy through Woolies when they have bonus offers, used to buy them with my Amex when you got 3 MR points per $1… Not as good a deal now obviously, but you can find ways around paying for things like council rates directly with your credit card…

      • ycon on 18/09/2019 - 16:29

        Please confirm this- IE where you found this info.

        No point in getting the card for many of us if it can't be used for the ATO

          • specialsboard on 18/09/2019 - 17:47

            @bohn: This defines "Eligible Transactions" which are only mentioned in relation to earning QFF points (footnote #2), i.e. can't earn points for ATO payments.
            There is no mention of only "Eligible Transactions" counting towards the $5k spend. The $5k spend part (footnote #1) only says what giu has quoted above.

            Footnotes: I am reading the "Important Information" section at the bottom of the page. The full T&C documents seem to be generic, i.e. don't mention specific promotional requirements.

            Feel like you'd want this in writing from Citi to be 100% confident that gov transactions would count towards the $5k spend…

        • giu on 19/09/2019 - 14:32
          +1

          Got this from Citibank directly: "Cash Advances, Balance Transfers, refunds, chargebacks, Special Promotions BPAY payments and government related
          transactions do not contribute to the spend threshold."

  • Marty-69 on 12/09/2019 - 16:22
    +14

    I've got nothing but problems with Citi. Got a signature card for almost 3 months now, still no QFF points.
    They had a "glitch" were new cards were enrolled without QFF number, that seems to be fixed. Only took two emails and 30 minutes on the phone.

    After spending the minimum $4000 within 90 days they told me I didn't meet the requirements but (after 5 emails) they never provided any details. I didn't pay council rates, energy bills, ATO or something. Just shopping, petrol, groceries etc. I've spent another $1000 on the card to be sure, still nothing.

    The latest joke is, they can't transfer my points because my Citi account name doesn't exactly match my QFF account name (QFF doesn't have my middle name). That's not a problem for any other bank or card, but for Citi it is. In the morning they told me I have to change my Citi account name to match QFF, in the arvo they can fix it without a name change, next day they sent a form to change my name (which I didn't sign and submit) and now my account name is changed…..

    • saj72 on 12/09/2019 - 16:30
      +1

      Just to play devil's advocate for the sake of anyone considering the offer, I applied for probably the same offer 4ish months ago and recently got my bonus points at the end of the statement period after I'd ticked over the $4K spend. Citibank also lets you cancel the card through online banking which I did today but have yet to know if that will go through without a call from their sales team. Anyway, sounds like you had sh!t go, buddy, good luck

      • drsmithy on 12/09/2019 - 22:04
        +4

        I think all banks have to let you cancel cards via online banking these days.

      • opilot87 on 12/09/2019 - 23:38
        +1

        To play devils devils advocate, I haven’t got my bonus points from the last deal. Still getting my normal points so it’s not because they don’t have my number on the system properly

      • UrMumsOnlyFan on 13/09/2019 - 08:22
        +1

        Citibank also lets you cancel the card through online banking

        https://www.moneysmart.gov.au/borrowing-and-credit/credit-ca…

        From 1 January 2019, all credit card providers must give you the option of cancelling your credit card online.

    • dahax77 on 12/09/2019 - 16:51
      +6

      Totally echo this - it's not a bad offer but brings back painful memories of hours of wasted time dealing with the Citi call centre and having to chase up the bonus points for every card I've had with them. They don't exactly have the best reputation in the points chasing community.

    • Romain on 12/09/2019 - 17:03
      +2

      I had the same missing QFF account issue on the previous deal. Got it fixed in one email. Bonus points credited automatically with the 3rd month statement.

      • chobani4lyf on 13/01/2020 - 15:42
        +1

        Who did you email to fix this? I've tried calling and they've told me to use the Message centre in my banking login but I haven't heard anything back from them.

        • bohn on 13/01/2020 - 16:23

          I would send it again through the message centre. Say you are unhappy the previous message went unanswered.

Login or Join to leave a comment
Login Join