mun4 » user profile

Member Since 31/07/2016
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Don't forget the ongoing savings rate is around 5%. You'd basically be lending money to Amazon.
20/11/2024 - 11:51
Let's get the numbers right on this one. If you end up spending the stored amount after a year, it's effectively just 5% off considering…
20/11/2024 - 11:50
Yes. I have a conference in the US in a week's time and another conference in Germany in the first week of Jan.
17/11/2024 - 13:09
No. If I don't have to repay in the middle, I'm fairly certain I won't be allowed to make a second claim as DHA would certainly have…
17/11/2024 - 12:54
From my understanding, TRS aren't interested in the invoice for the GST paid on the first return trip - they're only interested in the…
17/11/2024 - 01:44
I suppose a similar kind to those ATO issue for PAYG instalments etc., except it uses the ABF header?
16/11/2024 - 23:49
> oh everyone is dumb enough Some people are indeed dumb enough to lack basic literacy skills. The post clearly states that the item is…
16/11/2024 - 23:44
You bet I will. If repaying the GST refunded is a crime, there are bigger issues with the border system.
16/11/2024 - 19:01
> your used second hand laptop on the subsequent departures was not a spend at least AUD 300, (including Goods and Services Tax (GST), in…
16/11/2024 - 18:54
Got it. Appreciate your input.
16/11/2024 - 18:32
If permitted, it could be a free partial contents insurance policy.
16/11/2024 - 18:27
I've only been given a digital invoice though. I probably won't be getting waved through on return as I'll have it declared on the card.
16/11/2024 - 18:19
AFAIK the item doesn't have to be new or sealed for it to be eligible. The purchase just has to be made within 60 days from departure.
16/11/2024 - 18:06
I'm not prepared to close up shop.
16/11/2024 - 18:02
But is it a duplicate if the GST refunded has already been paid back?
16/11/2024 - 17:56
The extra premium will be $250. I'm not so willing to bet $250 on such relatively unlikely event, but I'd take it if it was free.
16/11/2024 - 17:52
The value of the laptop exceeds the maximum value allowed on my policy ($4000) and the additional premium is around $200.
16/11/2024 - 17:45
There wouldn't be a payout if the item is lost, since TRS isn't an insurance policy. I'd lose 10% less, however. If I were to take out a…
16/11/2024 - 17:39
Yes, I appreciate that. But if it's permitted, it could effectively be a partial insurance policy with no premium.
16/11/2024 - 17:36
It could help reduce my losses if it's lost on the trip.
16/11/2024 - 17:34
Yes. I believe there's a $900 tax free threshold per person. My laptop will far exceed it though, and thus GST will be due each time it's…
16/11/2024 - 17:29
The laptop is expensive and, if allowed, this approach would help reduce my losses if it's lost during travel.
16/11/2024 - 17:18
Hi, I'm planning several overseas trips in the coming weeks and have recently purchased a new laptop. Does anyone know if the same item can…
16/11/2024 - 17:08
I get that, but this deal is about booking with Qantas to earn bonus points. What I'm trying to say is that QFF points have been so…
27/10/2024 - 21:49
Isn't 81k + $300 economy a terrible deal? A return ticket costs around $2,300, so 81k would only be worth $850. SQ only costs 58k + $115 to…
26/10/2024 - 15:46
What's the point when the points themselves have been seriously devalued and can hardly be translated to rewards? "Classic Plus" all the…
25/10/2024 - 18:52
5% (almost) risk free, why not? Cash is king fairly soon:…
14/10/2024 - 13:19
Do their Savings account allow direct debt?
14/10/2024 - 13:14
Anyone know if this account allows direct debits?
19/09/2024 - 17:15
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