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ANZ FF Black Credit Card 75,000 Qantas Points ($2,500 Spend 3mths) + No Annual Fee First Year

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ANZ FF Black Credit Card 75,000 Qantas Points ($2,500 Spend 3mths) + No Annual Fee First Year
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LHaGGlerr on 13/01/2016 - 11:30 anz.com.au (11860 clicks)
Last edited 01/02/2016 - 14:11 by 1 other user

ANZ Black Credit Card is back with a minmum spend of $2,500.

Apply for a ANZ Frequent Flyer Black credit card and receive 75,000 bonus Qantas Points and no annual fee for first year. New cards only after a spend of $2,500 on eligible purchases within the first three months of card approval

Eligibility: To apply for an ANZ Frequent Flyer Black credit card, you need to be 18 years of age or over, have a good credit rating, be a permanent Australian resident, earning a minimum annual income of $75,000 or be a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum annual income of $75,000 or have $50,000 in Australian Authorised Deposit-taking Institution (ADI) accounts

ANZ Frequent Flyer Platinum

Apply for a ANZ Frequent Flyer Black credit card and receive 50,000 bonus Qantas Points and no annual fee for first year. New cards only after a spend of $2,500 on eligible purchases within the first three months of card approval

Eligibility : Earning a minimum annual income of $35,000

ANZ Frequent Flyer

Apply for a ANZ Frequent Flyer Black credit card and receive 25,000 bonus Qantas Points and no annual fee for first year. New cards only after a spend of $2,500 on eligible purchases within the first three months of card approval

Eligibility : Earning a minimum annual income of $15,000

Financial Credit Card

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ANZ
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closed Comments

    • watwatwat on 14/01/2016 - 08:09
      -3

      That's racist.

    • fomal on 15/01/2016 - 20:12

      You will get both, so dont need to bother :p

  • CI on 14/01/2016 - 06:44

    Can someone please tell me what are eligible purchases
    As an example what would come under the $2500 spend in three months

    • Homr on 14/01/2016 - 07:21
      +4

      a piece of gum from the petrol station

      • CI on 14/01/2016 - 17:33

        what i mean is, does it include online purchases, so i bought coles gift card online would that be eligible under the $2500 spend

        • IMBI3 on 14/01/2016 - 17:34

          should be ok

    • majormick on 14/01/2016 - 09:44
      +2

      A copy of Jugs from your local news vendor

  • Homr on 14/01/2016 - 07:21
    +1

    You get both

  • MisterTee on 14/01/2016 - 08:39

    Hey all

    Regarding eligible spend. I unfortunately got approved a few weeks ago for the 7.5k spend, and I'm going to struggle.

    So, are there any types of prepaid debit cards that I can purchase that qualify? Maybe the Coles one? If so, I'll just purchase maybe $5k worth of those and use that up over a longer timeframe.

    • Homr on 14/01/2016 - 09:17

      Why don't you call them up and ask if they can change it to $2.5k minimum spend instead??

    • iSamurai on 14/01/2016 - 09:57
      +7

      prepay utility bills
      prepay rent
      coles/ww gift cards @ 5% off (ww takes amex no surcharge, double dip on points)
      insurance renewals (you can usually buy a month or two in advance)
      car rego if due soon
      if you are travelling - qantas gift cards
      be creative.

      • scar4ace on 09/02/2016 - 00:29

        Does car rego count as an eligible purchase? i.e. Do I get FF points + count towards $2500 spend?

        I read somewhere payments for "government charges" are not eligible for points.

    • dmiser on 14/01/2016 - 15:53

      Or just buy Wish Gift Cards and use them to pay for fuel at Caltex Woolworths, groceries and booze at Woolies, BigW or use them to purchase other gift cards (i.e. JB Hifi, Hoyt and heaps more) from Woolies later to take advantage of offers in those stores.

      Groupon is selling these with 5% discount. http://www.groupon.com.au/deals/dealbank_en_au/gg-woolworths…. They're valid for 1 full year.

      • Homr on 14/01/2016 - 16:03

        Not bad, the $500 looks tempting.

        • dmiser on 14/01/2016 - 20:12

          mooturner can buy 9 (Maximum allowed) of them and that might take him over the 7.5 K limit with other usual spendings…

    • dmiser on 14/01/2016 - 15:54

      ..

    • kittyzero0 on 18/01/2016 - 19:55

      whatever you do, Youd want to make sure you can pay off the balance of the credit card when it comes in, the interest will kill you if you cant!

  • harthagan on 14/01/2016 - 09:55
    +1

    This may sound like a silly question but is there anyway to become a qantas ff member without coughing up the rude $89 join fee?

    Also another question, if u apply for this anz credit card without giving a ff number can u at a later date give it to them and stil get the 75k points?

  • jabroni on 14/01/2016 - 16:21
    -1

    Has anyone paid fortnightly mortgage payments to ING (or any other bank i suppose) using this card to get points? Ill easily get to 2.5k on mortgage payments leaving me free to apply for the Qantas AmEx Premium Card :D

    • zacsg1 on 14/01/2016 - 16:53

      As far as rent go's I was told by ANZ there is no way I can use the card to pay my rent :/

      • ChickenTalon on 14/01/2016 - 17:37

        It will come out as a cash advance off the credit card. Bad idea, and wont count towards the spend.

  • Dont Care on 14/01/2016 - 17:51

    Long time Lurker first time poster. Just enquiring if it is Ok to get the Amex offer (Qantas 80,000FF points) then apply for this offer separately and get the 75,000. I know there is a 12 month restriction with same bank offers.

    Has anyone successfully applied for both to get the 150,000 points. Apologies if this has already been responded to. Leon at work couldn't said he couldn't help me. I think he just didn't want to help me.

    • Kothos on 15/01/2016 - 11:06
      +1

      The cards are offered by two different issuers (one by ANZ and one by Amex) so you can definitely do that.

      After you do that you will have an ANZ Visa, an ANZ Amex and and Amex Amex. Of course, you can just cancel the ones you don't want after you get the points. In fact ANZ told me you could technically cancel the Amex and keep just the ANZ Visa, but you get nothing out of doing that.

  • dobbo123 on 14/01/2016 - 17:54
    +1

    If it's free for 12 months, can I sign up, get the points, then cancel the card after the 12 months?

    • zacsg1 on 14/01/2016 - 18:14

      yep, can cancel as soon as you get the points, ANZ told me I would get the points in my account in about 5 months.

  • Dont Care on 14/01/2016 - 22:59
    +1

    Brisbane City council doesnt have american express as a payment option paying online. Has anyone else managed to pay a bcc notice with amex or just give up?

    • Kothos on 15/01/2016 - 11:07
      +2

      If they take Paypal (some do now) you can connect your Amex to Paypal and pay with it that way.

    • Chik5555 on 21/01/2016 - 07:15

      Have you done the maths as to whether the credit card surcharge is worth it (whether Amex or visa)?

  • KayDat on 14/01/2016 - 23:21
    +1

    As several others have mentioned, OP should mention the headline Black card has a $75k income requirement.

    • Kothos on 15/01/2016 - 11:08
      -2

      It's now down to $2,500 if you check the ANZ website.

      • KayDat on 15/01/2016 - 11:19
        +3

        Income requirement, not minimum spend.

        • Kothos on 18/01/2016 - 13:54
          +1

          Oops, sorry, I read that wrong.

  • thydzik on 15/01/2016 - 12:43

    applied and got approved, thanks.

  • Tashaz on 15/01/2016 - 15:17

    If your borrowing capacity allows you, you can open both Frequent Flyer Black and Rewards Black at the same time. So can earn both 75k Rewards and Qantas points (after spending $2.5k on each pair of cards within 3 months).

    Thanks OP.

    • Homr on 15/01/2016 - 15:36

      ….you sure? Surely ANZ or any other banks will only allow you to choose 1 of their credit cards.

      • Tashaz on 15/01/2016 - 16:05

        Yes I am sure, just tried that 2 hours ago at the branch. it depends on how much your total borrowings capacity including the new credit card $15k limit on each card. I was told that if I wanted to open the platinum as well as the Black cards it is possible. I didn't want to push my luck so I gave the Platinum a miss.

  • airball on 15/01/2016 - 21:38
    -1

    Can anyone confirm that gift cards like the Wish card count towards the 2.5k spend?

    • Chik5555 on 21/01/2016 - 07:16
      +1

      How would they know that's what you're buying?

      • airball on 21/01/2016 - 23:01

        good point, did not think about this from that perspective haha thanks!

  • zacsg1 on 15/01/2016 - 22:07

    Got my cards today but have to wait till I get the 'welcome pack' to start using them D:

    • Chik5555 on 21/01/2016 - 07:17
      +1

      Why? I didn't

  • BlitzR on 16/01/2016 - 00:41

    thanks OP

  • swampson on 16/01/2016 - 13:55

    I've never had a credit card before and while the deal seems great to me, I was skeptical about the whole approval process. Applied thinking 'why not', approved in 60 seconds. Impressed. Thanks OP!

  • coolsteps on 17/01/2016 - 13:13

    just got off the phone with anz ref Eligibility "Be a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum annual income of $75,000 or have $50,000 in Australian Authorised Deposit-taking Institution (ADI) accounts " the call centre staff said that if you have $50k deposited with anz and earn over 15k you qualify to apply. i wonder if this is true? im thinking of applying for wife but shes now a Australian permanent resident so not sure if its worth trying? anyone with 50k deposited in a ADI and earn less then 75k get approved for the card? what if you dont meet the minimum income requirements for 75k do they just sent out the downgraded version the platinum card or classic or simply not approve the application?

  • JIMB0 on 17/01/2016 - 18:08

    Does BPAY count towards the 2.5k spend? I just looked up my property manager on BPAY and they list credit card as an accepted payment method. I could just pay 2 months of rent and be done with it.

  • watwatwat on 17/01/2016 - 21:28

    I assume eligible purchases don't include bpay payments?

  • wildweasel on 18/01/2016 - 10:39
    +2

    Got rejected online. I made a mistake of selecting "Maximum allowed credit limit for my income range" and apparently the system chose it as "AUD50000".

    Better chose a lower credit limit if you are applying online.

  • kirt on 18/01/2016 - 12:47
    +1

    Just booked two one way domestic business class seats (worth ~ $2500) with my 75,000 points…happy days :)

    Also, for those cancelling from the last offer, don't forget to grab your Qantas Club Invitations first…if you don't use them yourself or give them away to friends or family, they go for around $50 - $70 each on gumtree ;)

  • ozstig on 18/01/2016 - 18:53

    Still waiting for approval. Applied on 13th and supplied payslips as requested but still no response.

    • Iwantthatbargain on 19/01/2016 - 18:34

      Some people get instant decisioning, for me it says it will be manual approval, so might take few days

      • ozstig on 20/01/2016 - 15:24

        Cards turned up today. Popped into local branch to activate as I haven't bank with ANZ before so provided id verification.

        • Iwantthatbargain on 20/01/2016 - 17:24

          Thanks. I got an SMS 2 hours ago
          Congratulations, your ANZ credit card application has been approved! You will receive the Card, Welcome Kit, and PIN within 3-5 business days. Thank you for banking with ANZ.

  • hikki on 18/01/2016 - 20:28

    Manage to get the card today under my wife's name. I already have an existing FF ANZ Plat and looking to close it soon.
    Does anyone know if I can use my wife's new card to bpay off the balance on my existing card prior to closing it?

    • coxymla on 19/01/2016 - 12:17

      Never had a credit card that accepted BPAY from another credit card.
      You could transfer it using a direct deposit but that would count as a cash advance so typically would not earn you any points.

      • hikki on 19/01/2016 - 13:41

        ta, thanks for the prompt. Likewise i havent heard about this option before. I probably shoot this question to ANZ to clarify

  • spychiatrist on 18/01/2016 - 20:41
    -1

    Showing 2 cards, Visa and Amex. Which one is it? Which one's better?

    • ellave on 19/01/2016 - 08:49

      You get both, had mine delivered already

  • z0s0 on 18/01/2016 - 21:00

    Got my cards and dropped into the branch to complete ID verification and the lady said that I should contact them in 11 months and they would find a way to waive the annual fee.

    Now, I was planning on cancelling the card after getting the points. Anyone have opinions on the likelihood of them letting me keep the card annual fee free? Anyone done it?

    • spychiatrist on 18/01/2016 - 21:11
      -1

      Which card they gave you, Visa or Amex?

      • SBOB on 18/01/2016 - 21:40

        You get both as part of the application.. At least that's my understanding

      • z0s0 on 18/01/2016 - 22:41

        Yeah both cards.

    • Homr on 18/01/2016 - 21:49

      Do you need to go to the branch to activate the card? Did they ask for payslips while they're at it?

      • z0s0 on 18/01/2016 - 22:42
        +2

        I needed to because I've never banked with ANZ before. Well TBH I probably didn't need to; but I live about 150m from a branch, so it's less effort than any other form of authentication (e.g post office, sending forms / copies, etc).

        Nah never asked for anything. It was hilarious. And I'm self employed to boot.

    • Iwantthatbargain on 19/01/2016 - 18:35

      Usually they don't waive next year annual fee. I have opened the ANZ card multiple time and close it after one year

  • ellave on 19/01/2016 - 08:53

    Activated my card yesterday, must say they are quite good cards & would be worth trying to get the fee wavied to hang onto them. For Amex purchases you get 1.5 points per dollar (visa only 0.75/1) & there is no maximum spend to earn points which I think all my other FF cards do have.

  • kitchdog on 19/01/2016 - 11:16

    Thanks for posting, great deal. Received my cards yesterday and activated and off I go. Just a quick question…do direct debits like health insurance, internet etc count towards the $2500 spend? If so I will probably rack that spend amount up on childcare alone!

    • JohnHowardsEyebrows on 19/01/2016 - 11:41
      +1

      So long as they're processed as charges on your credit card, yes they do.

  • Homr on 19/01/2016 - 13:01

    Got my cards today and activated it. Ez points, Ez life

  • Coffeesnod8 on 19/01/2016 - 15:10

    Could I just prepay my council rates by BPAY to count as eligible spend. Or utility bills (water, elec, gas)??

    I assume ANZ don't actually know how much was due per bill, and that my rates or utility account will just go into credit??

  • Iwantthatbargain on 19/01/2016 - 18:33

    I had an ANZ platinum card before, and I closed it 4 months ago. Will I eligible for this offer? Because I never had FF Black card before?

    Any advise?

    • Homr on 19/01/2016 - 18:51
      +1

      No, your card needs to be closed for 12months or longer.

      • Iwantthatbargain on 19/01/2016 - 18:56

        Are you sure about it? I spoke to a person in the branch, she said I would be eligible and she took my application and processed it at the branch.

      • SBOB on 19/01/2016 - 18:57

        Wrong.. the T's and C's explicity state the previous card holders which are excluded

        Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months.

        • JohnHowardsEyebrows on 19/01/2016 - 18:59
          +1

          If he held an ANZ Platinum (non-FF), then he's indeed eligible for the FF promotion.

          If not, he isn't.

        • uder on 20/01/2016 - 09:22
          +1

          @JohnHowardsEyebrows:
          I can confirm. My Mum was advised she is eligible as her previous card was a non FF card.

        • Iwantthatbargain on 20/01/2016 - 20:37

          @uder: Thank you mate

        • vagabond on 28/01/2016 - 11:56

          I have ANZ platinum FF card and ANZ confirmed that I am not eligible. I have advised them that I am going to close my account and all CC with them if they do not match that offer for me. They didn't budge.
          Considering to close account and CC to move to another bank. Any other good offers there?

  • ozstig on 20/01/2016 - 21:10

    Just reading through Welcome Pack for Black cards and there is no mention of the Bonus Points. I applied for cards through the link provided. Is it a given that points are awarded after spending criteria is met?

  • F-22 on 21/01/2016 - 13:23

    I applied yesterday and it said my application was being referred. I was expecting them to ask for some pay slips or something but then got an email in the morning saying "approved", so not sure why it said referred to begin with.

    • JohnHowardsEyebrows on 21/01/2016 - 13:54

      Means their computers didn't have all the info required, so a manual intervention was needed.

  • watwatwat on 21/01/2016 - 19:52

    Oh great so they send me a letter with documents then the next day they send me 2 letters with PIN and still no card……..

    • uniboi on 22/01/2016 - 08:40

      I think you have to collect the card from the branch. Found it on page 3 of this link: https://www.anz.com/resources/5/9/59034a4b-4c43-4832-95bf-bd…

      However don't count my words because I'm still waiting on mine and only just saw it this morning. Gonna head down to branch when it opens.

      I'll let you know if this is the case.

      • uniboi on 22/01/2016 - 10:23
        +1

        Update: Just been down to the branch. They mail the cards to your address.
        Sorry for the confusion. Funny thing is I got the PINs and welcome pack before the card.

        • Wazzi80 on 22/01/2016 - 13:19
          +1

          I work in banking here. Financial institutions send PINs/Welcome packs separately to Cards as a security measure. This is to prevent theft and fraud if mail is stolen/tampered with. If a fraudster has both Card and PIN at same time, the Banks are just giving them the green light!

        • watwatwat on 23/01/2016 - 15:26

          @Wazzi80:

          Funny you say that. The card itself had enough information for me to activate it and start spending on it via paypass without knowing the pin.

    • Homr on 22/01/2016 - 12:28

      ummm, the letter with documents should contain the card.

      • watwatwat on 23/01/2016 - 15:25

        Nope it didn't. I just got a 4th letter containing the card.

        • Homr on 23/01/2016 - 18:29

          lol 4th? Now that's an abnormally

          I got my card in the first mail, activated at the branch and also changed my pin in the branch aswell. I didn't even wait for the welcome pack, ain't nobody got time for that!

  • Chik5555 on 24/01/2016 - 23:10

    Oh I just realised that somehow I applied for the ANZ Rewards Black instead of FF Black. Still get the bonus offer but it's 75000 points instead of Qantas points which are worth slightly less. Odd because I thought I followed that link. Oh well. Still good.

  • dugtrio on 25/01/2016 - 12:48

    I'm normally fly virgin and collect velocity points. Would it be better for me to get the card with 75000 reward points and transfer it to velocity? Or get the card with 75000 QFF points? I know QFF points are worth more, and would use the 75000 points with Qantas if I were to go with this option

    • JohnHowardsEyebrows on 25/01/2016 - 12:57

      While Velocity points would be more valuable to you, the sheer difference (37750 vs 75000) in points on offer makes it hard not to go for Qantas. Whatever the points will get you with Virgin, they'll get you two times as much (or business class) with Qantas.

      • dugtrio on 25/01/2016 - 13:27

        You're right. Thank you

  • swampson on 25/01/2016 - 19:30
    +1

    an interesting addition to this - I foolishly paid my Telstra mobile bill with personal card the other day, but then realised i could have paid it with the ANZ card when it arrives and earnt toward the $2500. Today, contacted telstra and asked if i could refund the payment to my personal card ($190.. for a month!! haha thank goodness work pays) so i could then pay with the ANZ CC when it arrives (should be any day now). Telstra rep said "sure, your account balance is $0, but you can choose to manually pay any amount any time - so with your new CC elect to pay the same amount, and when we confirm we've received it we'll refund back to your personal card"

    Sounded good - so I further clarified : "if i can manually choose an mount to pay, could i pay example $2000 and be in credit for couple of months?"

    Answer was YES - so this could surely mean I could pay Telstra $2500 (or some amount there of), it would be charged against ANZ CC and so qualify for the spend amount, and I'd hit the target straight away?

    Thoughts?

    • mobius on 26/01/2016 - 17:52

      Just check with ANZ if it's a qualified purchase, but should be okay according to their wording for eligible purchases,

      "excluding fees, cash, cash equivalent transactions, cash advances as defined in the ANZ Credit Cards CONDITIONS OF USE"

      https://www.anz.com.au/content/dam/anzcomau/documents/pdf/an…

    • Chik5555 on 27/01/2016 - 09:45

      When I went to BPay my Telstra bill it said it would be treated like a cash advance, so immediate interest (maybe fees? Can't recall). Unsure if you still get points

      • swampson on 27/01/2016 - 10:24
        +1

        That's a fair point, but I think BPaying vs proper credit card payment are much different transaction types?

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