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ANZ FF Black Credit Card 75,000 Qantas Points ($2,500 Spend 3mths) + No Annual Fee First Year

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ANZ Black Credit Card is back with a minmum spend of $2,500.

Apply for a ANZ Frequent Flyer Black credit card and receive 75,000 bonus Qantas Points and no annual fee for first year. New cards only after a spend of $2,500 on eligible purchases within the first three months of card approval

Eligibility: To apply for an ANZ Frequent Flyer Black credit card, you need to be 18 years of age or over, have a good credit rating, be a permanent Australian resident, earning a minimum annual income of $75,000 or be a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum annual income of $75,000 or have $50,000 in Australian Authorised Deposit-taking Institution (ADI) accounts


ANZ Frequent Flyer Platinum

Apply for a ANZ Frequent Flyer Black credit card and receive 50,000 bonus Qantas Points and no annual fee for first year. New cards only after a spend of $2,500 on eligible purchases within the first three months of card approval

Eligibility : Earning a minimum annual income of $35,000


ANZ Frequent Flyer

Apply for a ANZ Frequent Flyer Black credit card and receive 25,000 bonus Qantas Points and no annual fee for first year. New cards only after a spend of $2,500 on eligible purchases within the first three months of card approval

Eligibility : Earning a minimum annual income of $15,000

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closed Comments

  • +1

    title says platinum, but its the black card

    • +1

      Title edited. Cheers

    • +42

      That's racist

  • -3

    should be in discussion and this has been mentioned long ago.

    • -3

      in a distant galazy?

  • +1

    Dupe?

    • +17

      Well they've reduced the minimum spend from $7.5k to $2.5k.

      • +11

        Son of a … just applied last week and received card today under the $7500 spend rules … Wonder if they'll issue another to my twin brother who happens to share my name…

        • Haha.

        • +1

          Purchase electronics from Aldi, don't open, return within 60 days.

        • @jaypee06: lol please let's us know if it works

        • @frewer: i think that will not work because its might be mentioned somewhere in T&C that refund will be deduct from the purchase..

        • @frewer: To be honest I wouldn't be game enough to try it (at the risk of it not going to plan and then not getting the bonus points)! But that's what I've seen suggested in other OzB credit card posts for people struggling to make the minimum spend.

        • @patelupy: Ahh, someone must have abused this in the past.

        • +1

          @jaypee06: Yeh, I've read comments where they purchase business class tickets, then once the points arrived they just cancel the tickets for a full 100% refund while still keeping the points.

          Great loophole though

        • +1

          @Padzyk: Farm enough points using this method and then use points for a business class flight!

        • +1

          @jaypee06:

          I bought mine ticket fly to Phuket 75K points + 415 AUD return business class

          ends up saving 800-900 bucks by paying 75k points.

  • so does that mean purchases need to be over $2500? or is it minimum monthly spend?
    cheers

    • +4

      It's $2.5k over three months.

    • +3

      It says when you spend $2,500 on eligible purchases within the first 3 months.

      "Eligible purchases exclude fees, cash, cash equivalent transactions, balance transfers and premiums paid for ANZ Credit Card Insurance"

      Hope this helps

      • What is a cash equivalent transaction ?
        How can i spend $2500 in three months ?
        Sorry if question stupid but I have never had CC

        • Cash equivalent is usually something like depositing money in an online betting account using a CC.

        • +1

          I can help you spend $2500 in three months. There are a few high ticket items I have my eye on…

        • @XabiFernando: would buying Giftcards be considered cashlike transactions?

        • @maolin95: Buying gift cards from a merchant will always be deemed a purchase.

        • in certain ways spending 2.5k is not a big deal.

          pre-booking your christmas trip with fly tickets & accommodations will consume at least 1000 AUD. well if you travel overseas and living resorts that's another story.

          spending 1000 dollars in three month that's about 10 AUD a day, that is a basic cost of everyday living. remember you have not include things like electricity, internet, gas, fees of using other utilities, another 500 bucks easy.

          so end up 2500 AUD easy and there're many other ways to spend.

    • +2

      Minimum spend on this is $7,500 with in the first 3 months

      • +6

        Yeah. I noticed. The link is handy for additional comments and advice.

  • +3

    Better then the $7500 spend during ends of year anz had…

  • Anyone know if the minimum income $75K includes super??

    • +1

      In all likelihood, no.

      • +1

        Damn, I'm not rich enough :(

        • I've never had a cc provider ask for proof of my income.

        • +1

          @Kothos: I know citibank does, they even called my work to confirm.

          ANZ doesn't seem to ask proof since they are so desperate to get customers into their credit card.

        • @Padzyk: Oh wow, so it does happen sometimes. I've had ANZ cards in the past and they didn't ask, same with Amex AFAICR. I've had NAB, CBA and STG cards but they were part of home loan applications so they had my income details anyway. Actually I've had Citibank cards as well but it was so long ago I can't remember what they did.

    • +2

      OP could you please correct the minimum income from $35,000 to $75,000 in the post? Ta.

      • Not sure if it's just changed, but there's another way!

        "To apply for an ANZ Frequent Flyer Black credit card, you need to
        Be 18 years of age or over

        Have a good credit rating
        Be a permanent Australian resident, earning a minimum annual income of $75,000
        Be a non-Australian permanent resident with more than 9 months remaining on your Visa, earning a minimum annual income of $75,000 or have $50,000 in Australian Authorised Deposit-taking Institution (ADI) accounts"

        That gets my wife & I both over the line. 2x this deal. NICE!

    • +2

      why would a bank care about your super… you have no access to it

  • +1

    This is better than their previous one. I've just completed the first 3 months on the old spend $7,500 in the first 3 moths offer. Awaiting my bonus 75,000 points.

  • +1

    7.5k spend down to 2.5k is much nicer.

    Got this card late last year, and had the 75000 points credited to my FF account this morning :)

    • So you have to paid all first before getting the credits?

    • I also have just spent $7500, how long did you have to wait for the points to show up?

      • I spent the 7.5k in about 2.5 months (so just short of the 3 months), then the points appeared in my ANZ account under Rewards Points after about 3 - 4 weeks, then were transferred to FF a few weeks after that.

  • +1

    What 75000 Qantas points give you in tern of gift cards?

    • -1
    • I wouldn't waste it on gift cards. This would be close to enough points to get a return flight to Europe.

      • +1

        Just did a quick search. A return flight to, say, Paris costs around 220,000 points.

        • +4

          That's completely false. Hell, you can do an around the world trip (35,000 miles) for 140,000 + taxes, in economy.

        • +1

          you need to look for reward flights.

        • -2

          @Coley:

          That's completely false

          False? Nope.
          Like I said, I did a search. That was the lowest points cost I could find a couple of months out (March).
          Sure you can get it for less points if you pay a few hundred dollars in taxes, but that lowers the advantage using points anyway.

        • @Dacs:

          You're doing it wrong somewhere. I just searched for Syd -> Par return and it comes up as 145,000 points total in February.

        • @Knightelf:
          OK, I searched for Brisbane-Paris.
          But considering you can fly Brisbane to Europe for $1,300, 220k points works out to similar value to using the points for a gift card.

        • @Dacs:

          Bris -> Par return is 120,000 when I searched for February. BUT I am not sure how much tax is payable.

          Was the 220,000 inclusive of taxes? I.e. $0 payable. If so that may be why we're getting different figures.

        • +2

          @Knightelf:
          Yeah, that probably excludes taxes.

        • +1

          @Dacs: Maybe Dacs is using QFF Any Seat Award rather than QFF Classic Award, difference can be a multiplier of two or three .. :-) .. !!

        • @Knightelf:
          When I finally cashed out of the underwhelming QFF in 2013 the TAXES for a RT flight SYD-Frankfurt where an insane $824.98 on top of the miles deducted. A regular ticket would have been $1980 incl. taxes.

    • +3

      It's worth around $420 in Wish Gift cards.

      • But how do we obtain $420 Wish E Gift cards. Instead of the Auto rewards which gives only $20 per Quarter?

        • Login to QFF website, go to the "store", and buy gift cards using your QFF points balance.

        • @coxymla:

          it doesn't have woolworths right?

        • @Kash88: it has
          -Dan Murphy's
          -Big W
          -Woolworths
          -Caltex Woolworths
          -WISH

          Some of them have different "exchange rates".

        • @coxymla:

          Yeah found it thanks. They really charge a lot of points for these.

        • @coxymla:

          i thought woolworth not in relationship with qantas points any more? since end of 2015

        • +1

          @nicwinner: That's Woolworth Rewards, ie. no more QFF points for $ spend in-store.

        • @coxymla:

          cool,thanks man

      • isn't it more like $443 in terms of Wish cards? … via the Qantas store

    • Thanks for all of the info!

      • Better to just sell these points. Advertise on gumtree they usually get sold within a day.

        • +1

          That is interesting. Haven't thought of selling the points.

        • +2

          @congngo: I sold 50k points on gumtree via paypal transfer for $550 last week. Gone within 2 hours. they're about 1c to 1.1c per point. Better to get cash than converting the points to gift cards if you're not using them for flights.

        • +2

          @GrandpaJack: How easy is it to transfer points to someone else?

        • +4

          Should probably be noted here for those who don't know that transfers to random people are against the QFF terms of service, and you can have your account closed if they find out.

        • @djkelly69: But I recall they allow points to be transferred to family members ok? How would they be able to track?

        • +3

          @congngo: Correct - there is a drop-down list of people you can transfer to, including brother-in-law, etc. So not really a huge chance of getting caught, but still something to be aware of as there are some who have been caught.

        • +2

          @djkelly69:
          Sounds dodgey AF. How do you even complete the transaction? Cash in hand then points transfer? It's not that hard to spend 75k in points for flights, just wait for your next holiday

        • @maxmoustache: Not really sure as I have never done it, but wondered that as well.

        • @GrandpaJack:

          Man that's awesome lolz.

  • +12
    1. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Black credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per eligible customer.

    Anyone have any experience with ANZ in getting these offers within the 12 month period?

    • Would be good to know the same about the 12 months period.

    • Am wondering the same!

    • +10

      I signed up for the Black in August last year for the 50K point offer. Either I missed that condition or I thought that it had been 12 months since I cancelled my last ANZ card.

      In any case, it wasn't the case and when I called them to chase up the bonus points they said I wasn't going to get anything due to having had a card recently.

      It's still a good card but given:
      1) how many other cards also give you 1.5/$1 with no annual fee the first year
      2) how often this offer from ANZ keeps getting extended/renewed

      I would wait the 12 months between cancellation and signup.

      • +1

        ANZ's customer service blows.

    • I had one of the standard ANZ rewards cards, cancelled it less than a week ago and got approved for this.

      • But will you get the FF points?

        • Yep. Getting approved isn't a problem, it's whether you get the bonus points or not.

        • Yes. My last card was only the awards card because I signed up for rewards instead of Frequent Flyer. When I cancelled they said I could just apply for the frequent flyer one if thats what I wanted and that I would still get the bonus.

    • Damn it - applied today and was approved but I think I had my old Anz card until June 2015. What to do now?!

      • +1

        You might as well cancel because you won't get any points. See some of the other comments in the thread from people in the same situation.

        • May just hang on to it and grab the l2 x free ounge passes on the black card. I'll spend the $2500 and take the small chance I get the points.

  • +2

    Have to wait for another 6 months.. before I'm eligible for the bonus QFF Points.. Hope there is a similar promotion around july/August 2016

  • Is this offer valid if I have an ANZ credit card already?

    • +1

      If you've had ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months then you won't qualify

      • What if it is a regular ANZ Platinum card (not FF) ?

        • shouldnt be an issue
          I cancelled an ANZ platinum mid last year (which had no benefits apart from an interest free balance transfer), so am expecting no issue in receiving the FF points from this card

        • @SBOB:

          Thanks Mate, I spoke to a person in the branch, she said I would be eligible and she took my application and processed it at the branch.

  • 425$ annual fee??!

    • +6

      No Annual Fee First Year

  • +1

    When will the QFF points be credited? After the first eligible spend or at 12 months? I am wondering if one could apply and open an account and after few months close it without having to pay annual fee

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