freestyle18 » posts

New Job No Payslips - Applying for Credit Card

Hello! I'm a regular CC churner who has recently taken an employment break. I'm starting a new job and was keen to apply for next card (still holding onto two current ones because I …

Australian Border Force

TRS Refund - Invoice over $300 and Not Bringing All Goods

Hi all, I am heading overseas soon and wondering how/if this is within the TRS rules I have purchased over $300 worth of stuff from a retailer. Unfortunately some items are backordered and it is …

Credit Card Churn Advice - 3 Cards over 4 Months

Hello CC churner experts, I'm in the midst of pushing for a specific reward and trying to figure out if there is any benefit in waiting before my next credit card application. Here's my …

Zip Pay

Understanding Zip Pay Payment Cycles

Hoping some experienced users can help me understand how to repay properly without incurring fees. My understanding is that you have to pay off the balance of your statement by the due date to avoid …

poll Consumer Discretionary Spending as Economy Reopens - Is Your Spending Returning to Normal?

I enjoyed getting a perspective the last time I took this poll and I'm curious as to how it's changing as we progress. Similar to the last one - …

Rotating Energy Providers Cashback Experience

Asked this as a comment in another post but might not be getting enough views. Does anyone know what counts towards a "new user" for cashback from energy companies? They don't often …

Low Fee / $0 Credit Card Options That Still Earn Some Points

I'm a bit out of the credit card game and COVID has also changed possible criteria for lending and new deals coming out. I'm looking to downsize my last credit card to something with low or …

poll Consumer Discretionary Spending during COVID-19 - Are You Spending Less?

Did a scan of polls but didn't see this. Please close if I'm wrong. Ignoring essentials like food, fuel, housing etc.. How has consumer discretionary spending changed since COVID-19? Has …

Where to Buy Some Dive Equipment Basics (Mask/Snorkel, Fins) [Melbourne]

Did a search but didn't see anything recent. I'm Melb based and on the hunt for some standard equipment for future dives/snorkels. Scuba mask Fins Snorkel Boots Ideally buying from a …

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ANZ Frequent Flyer Black Visa: Bonus 120K Qantas Points + $275 Cashback (Spend $4,000 in 3 Months), $425 Annual Fee

expired ANZ Frequent Flyer Black Visa: Bonus 120K Qantas Points + $275 Cashback (Spend $4,000 in 3 Months), $425 Annual Fee

Unsure if this can qualify as a post but there is a temporary boost on an existing deal from https://www.ozbargain.com.au/node/448095 Main difference is the extra 20,000 points (originally 100,000) …

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expired 3 Year VPN Plan USD$107.55 ($151.56) + 56% Cashback via Shopback [New Customers only] @ NordVPN

3ynordvpn

Saw this come in and seemed like a good price factoring in cashback via shopback Originally $107.55 USD (or $2.99/month) but with 56% shopback from Shopback comes up to $47.32 USD (~$67 AUD) or …

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Double Velocity Frequent Flyer Points - (Flights and Holiday packages)

expired Double Velocity Frequent Flyer Points - (Flights and Holiday packages)

First time poster as I didn't see this posted.. feel free to comment and help me improve it Now's the perfect time to book that getaway to Melbourne or Brisbane with double Velocity Points …

Cashback on Virgin Australia gift voucher?

Simple question that I haven't found an answer to, do you know if any cashback is earned on purchasing a gift voucher from VA? Seems unlikely but curious if I missed something.

Jetstar Airways

Jetstar Status Crediting with Starter Plus Package

Has anyone had any experience with jetstar flights and getting their status credits + qantas points when a starter plus (or greater package) has been purchased? I had a flight a few weeks ago and …

National Australia Bank Group (NAB)

NAB Qantas Rewards Premium Credit Card Bonus Points in T&C?

First time poster so apologize for possibly missing information! I am examining one of NAB's T&C regarding their credit card and I see …