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28 Degrees Mastercard - $0 Monthly Fee for 12 Months (Normally $8 Per Month) @ Latitude Financial

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28 Degrees Mastercard - $0 Monthly Fee for 12 Months (Normally $8 Per Month) @ Latitude Financial
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epicttiimm on 12/09/2024 - 13:19 latitudefinancial.com.au (1585 clicks)
Last edited 12/09/2024 - 15:46 by 2 other users

Targeted deal - check your SMS for a $0 monthly fee offer.

Good thing I didn’t insta cancel like so many people - seems like I’ll keep this card for another year. I’m a longtime cardholder with the 12m price protection. I’ve got about $15k left on my lifetime claim limit - will try to use up as much as I can this year.

XXXXXX, we're waiving 12 months of the monthly card fee on your Latitude 28° Global Platinum Mastercard so you can enjoy more shopping in the Black Friday sales! Check your inbox for more info.

Financial 28 Degrees Credit Card Latitude Finance Australia MasterCard

Related Stores

Latitude Financial
Latitude Financial

Comments

    • Lucille Bluth on 12/09/2024 - 16:52
      +1

      I'll read up on PP

      You'd only have it if you had signed up for it when they offered it years ago.

  • Sterio on 12/09/2024 - 15:52
    +9

    Future marketing case study right here.

  • lordezekiel on 12/09/2024 - 16:09
    +1

    Cancelled my 28 degrees card so fast when they annouced the monthly fee… ended up getting a Macquarie card instead, most excellent it is.

    • leiiv on 12/09/2024 - 19:07

      Does it have no foreign currency conversion fee?

      • mousie on 12/09/2024 - 19:11
        +2

        Yes. Used it overseas. Also rebated ATM fees within Australia

  • alan737 on 12/09/2024 - 16:10
    +2

    Load of cancellation transferred to Bendigo

  • Timeismonet on 12/09/2024 - 16:14

    My text was in the spam folder of my messages on android. For those that didn't get a text either and were wondering if they were included

  • chromium on 12/09/2024 - 16:19
    -1

    No SMS here, but I'm easily making the $8 back and much more in price protection claims

  • Tradey on 12/09/2024 - 16:24

    Cancelled last week and still waiting…

    "We have received your closure request and would like to advise you that the closure cannot be processed as we need to wait for 6 business days for any payment apart from BPay (from the date when the payment was made)."

  • AngusD on 12/09/2024 - 16:26

    Cancelled mine last week (after I got home from overseas trip) due to the monthly fee.

    Might take a look at the Bendigo card as a replacement if that's what the OzB crowd is doing.

  • gezza90 on 12/09/2024 - 16:48

    I've had 28 Degrees since 2012 and only use it on average once per year when I travel overseas. So you're saying they're now going to start charging a monthly fee on my account? If so… I'm cancelling.

  • funky on 12/09/2024 - 16:54

    Nothing here. May be tied to those without PP?

  • mickmac on 12/09/2024 - 16:56
    +1

    How do people track their purchases for the price protection? I can barely remember what I had for breakfast.

    • NobalaKoba on 12/09/2024 - 17:34

      Google sheets

    • MeesusEff on 12/09/2024 - 19:48

      I use D notes, easy to change the flair / colours. Just pop in notable purchases by date and remember to check every once in a while

  • Austrian Oak on 12/09/2024 - 17:14
    +4

    These idiots still haven't closed my account after 2 weeks, asking me to send them my date of birth via email in plain text where their email states they will never ask for personal details via email.

    Absolute incompetence.

    PROTECTING YOUR ONLINE SECURITY:

    Today, more than ever, it’s important to be safe and secure online, so we’ll:
    * Never send a link directly to our secure login pages.
    * Never approach you and ask for your passwords, PIN or other personal information by email.
    * Never send your personal information in unencrypted attachments.

    • Dan83 on 12/09/2024 - 18:23
      +2

      I cancelled my card years ago but noticed I still had an active account that I could login to, just no credit card. I called up wanting them to cancel the account and they plain refused.

  • _tony on 12/09/2024 - 17:27
    +1

    Got a theory they sent the text to people with low card balance / limited number of transactions. I had a balance of about $1700, no text for me

    • recession1 on 12/09/2024 - 18:47

      Yeah I barely use mine and have nothing outstanding. I got the offer.

      No idea why they’d want to hold on to dormant cardholders though.

      • regenade on 12/09/2024 - 19:57

        Thats the difference between you thinking as a customer vs the product and risk guy thinking with a liability cap

  • dontpanic on 12/09/2024 - 17:27

    There's an $8 fee? I must have missed that…

    Time to cancel.

    • DORMANI on 12/09/2024 - 17:31

      I received an email a couple of hours ago stating that my monthly fee was being waived for the next 12 months. I do use my card frequently when overseas and when purchasing items overseas when home. That may be the reason for the deferral.

      • dontpanic on 12/09/2024 - 17:34

        Yeah, just found it in my pile of promotional spam emails. I've set a reminder to cancel 11 months from now.

  • lilchonk on 12/09/2024 - 17:49
    +1

    i cant wait to pay off my latitude card. I literally signed up 2 weeks before the major data breach they had and was told 'oh well'

    awful response, awful ui, awful systems and awful customer service. Avoid these guys. Latitude scummy tactics is on par with those financial assistance companies through Harvey Norman which were pay by month/week with extra interest.

    I finally jumped on the the flyers points bandwagon and would rather them charging me yearly fees than this awful company.

  • jl434 on 12/09/2024 - 17:55

    Got my email today , will keep for next 12 months

  • 91rs on 12/09/2024 - 18:21

    Still a bad deal given the nearly 28% interest rate!
    While I pay off my card(s) in full monthly 99% of the time, no point getting stung with such a high rate if you don't.
    Closed my account and won't be going back especially after their cyberattack and sub-par handling and response to it.

  • muncan on 12/09/2024 - 18:22
    +1

    Thank you to the person who asked 28 Degrees, R U OK?

  • Dan83 on 12/09/2024 - 18:24

    What's the best $0 annual fees credit card these days?

    Is there any such thing as a credit card with $0 annual fee that still gives points?

    • jaimex2 on 12/09/2024 - 18:32
      +1

      Bendigo bank

  • jaimex2 on 12/09/2024 - 18:31
    +1

    Targeted my ass, muppets can't even close my account properly even though I have confirmation letters.

    Don't bother, get the Bendigo bank card.

    Latitude change the terms on a whim and their site and app can't even tell you what your balance is accurately.

  • RambunctiousRog on 12/09/2024 - 18:46

    I use to use the price protection but haven't since just before they changed from 28deg to latitude website. I'm looking now and can't seem to find anywhere to make a claim. anyone tell me where it is suppose to be? cos if they've taken the Price Protection insurance off our account i'm cancelling my cards.

  • alcadive on 12/09/2024 - 18:47
    +1

    Their customer service is atrocious.

    I’ve been chasing them for months to pay me my cashback from the Mastercard Suica top-up deal. It’s only like $8 but better in my pocket than theirs.

  • doggmatic on 12/09/2024 - 18:48

    I just cancelled mine as well. What a joke they try and get some more people now and just sting them later..

    Don’t do it

  • factor on 12/09/2024 - 18:53

    Thanks! Appreciated the reminder to cancel the card.

  • Bargain-er on 12/09/2024 - 18:55

    Latitude is going downhill unfortunately these last few years.

  • cheapskate101 on 12/09/2024 - 19:12

    $8 a month with no rewards… No thanks
    12 months no fee and then need to cancel later… Better off getting a card with a sign up bonus

  • ja912son on 12/09/2024 - 19:33
    +1

    Now they realised that sh!t has hit the fan. What a bunch of idiots!

  • ValouSydney on 12/09/2024 - 19:39

    Is there a link you can share or is it unique? I haven't received anything 😠

  • MuscleRulz on 12/09/2024 - 20:06

    Had mine since day one! Yes, that long!! I've spent an absolute fortune through this card over the years but today I cancelled it in disgust!!… FWIW, I closed my account in the App and it was instantaneous… YMMV (FTR, I didn't receive the targeted SMS that others have spoken about).

    I also closed my Latitude GO Mastercard a few months ago when they announced that even Zero Balance customers (ie; Me) will be charged a monthly account keeping fee as well… I had a gut feeling then that my prized 28 Deg MC was gunna be next… just goes to show, always follow your gut instinct!

  • fruxo on 12/09/2024 - 20:06

    Is there an inbox after logging in that would have this message? I can't find anything like that. I didn't get any email or sms yet, and I was going to cancel the card, but I'm happy to wait a little while if the fee is waived for a year

  • Serenixia on 12/09/2024 - 20:09
    +1

    Dont fall for their scam, they're hoping you will forget about the monthly fee after 12 months! Cancelled mine and jumped ship

  • ttfb on 12/09/2024 - 20:14

    Wasn't going to cancel for a few more months, but I definitely will cancel if I don't get this offer!

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