Credit card offers for frequent flyer points and no annual fee seem a bit thin at the moment. Found this offer popped up for existing ANZ account holders (via Internet Banking Product Offers):
50,000 ANZ Reward Points when you spend $1,500 on eligible purchases in the first 3 months from approval. ANZ website indicates 50,000 reward points may be redeemed for minimum $200 digital giftcards OR $200 ANZ cashback OR 25,000 Velocity Points (also options to convert to Asia Miles or Singapore Krisflyer points)
$0 Annual Fee in the first year (usually $95)
Please read the fine print in the link on eligibility - specifically: Offer not available where you currently hold an ANZ Rewards, ANZ Rewards Platinum, ANZ Rewards Travel Adventures or ANZ Rewards Black credit card, or have closed, or qualified for extra Reward Points or a credit back on, any of those ANZ Rewards credit cards within the previous 12 months.
Also, I'm not sure if link works if you're not an existing ANZ customer accessing the page via your Internet Banking offers. Normal offer for this credit card accessed via ANZ website (without logging into internet banking) gives the same points but charges $95 annual fee in first year. If not existing ANZ customer, it shouldn't be too hard to make a transaction account to get Internet Banking access.
My take: offer is ok, not as good as previous/pre-COVID, but better than nothing I guess…
Not as good as the recent PointHacks offer where it was 75K Velocity points, $45 annual fee (after $50 refund) and some Virgin flight credit money and status credits.
Shit environment at the moment, as banks here and in USA are tightening the screws on sign-up bonuses, some examples being:
NAB increasing exclusion period from 12mnths to 18mnths, no longer doing pro-rata annual fee refunds
Citibank excluding folks altogether if you've had the card before
all banks jacking the minimum spend to figures like $6000 in 3mnths for like 60 or 70k points only, when six months to a year ago that was like $3000 in 3 months for same amount of points.
It's gonna be a rough year ahead for us churners.