adrianehm » user profile

Member Since 12/10/2022
Last Seen 15/01/2024

Recent Activities

adrianehm commented on $100 Reward for Referrer & Referee for Opening ING Orange Everyday & Savings Maximiser Accounts (Min Deposit & Spend Required)
Got my $100 credit! Completed steps on 20-Sep, received deposit as 'Miscellaneous Credit' on 17-Oct, so took around 30 days
19/10/2023 - 09:58
adrianehm commented on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
Can you open more than one HomeME account like with BOQ FutureSaver (that allows up to 9 x $50k balances)? This product seems really good…
02/07/2023 - 22:13
adrianehm replied to mannin23 on 5.15% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
I just setup 5×$1 auto BPAY payments to my credit card at the beginning of each month. No need to queue up at Coles/Woolies doing multiple…
05/03/2023 - 23:36
adrianehm replied to ElectricapTears on 4.90% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
You can actually have up to 9 accounts, so the total limit is $450k. I personally have 5 accounts and they all get full interest.
18/02/2023 - 09:22
adrianehm commented on ANZ Rewards Platinum Credit Card: 50,000 ANZ Reward Points on $1500 Spend within 3 Months ($0 Annual Fee First Year, Save $95)
When I try to apply for this card, it says that the "offer is no longer available". It seems the latest version on their website does not…
05/01/2023 - 15:03
adrianehm commented on OzBargainer Experiences with NAB Group Credit Card Fee Pro-Rata Refunds Following Policy Change
I just closed my NAB credit card account today and received the following reply: "In regards to the annual fee refund, pro rata refunds are…
14/12/2022 - 16:16
adrianehm replied to hawkeye93 on $100 Cashback with $1000+ Payments Using Payall (Fee Free till 31/10/23) @ Citibank (Activation Required)
Wow, then I'm definitely signing up for a Citi card!
14/12/2022 - 10:37
adrianehm commented on $100 Cashback with $1000+ Payments Using Payall (Fee Free till 31/10/23) @ Citibank (Activation Required)
Does PayAll count toward your minimum spend to get bonus points for Citibank signup offers (e.g. spend $1500 in 3 months to get xx points)?…
13/12/2022 - 18:55
adrianehm commented on Virgin Money Boost Saver 4.30% p.a. Interest (4.60% p.a. with Lock Saver), Preceding Month Criteria Apply @ Virgin Money
It's only 4.60% with LockSaver (4.3+0.3), not 4.75%.
07/12/2022 - 14:35
adrianehm commented on 4.75% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
Wow 4.75%! 40 basis point increase is amazing. Hats off to them by announcing this so quick too with hardly any wait time for the new rate…
07/12/2022 - 14:30
adrianehm replied to vestigialsideband on Commonwealth Bank Low Fee Gold Credit Card - $300 Cashback with $1,500 on Purchases within 90 Days $0 Annual Fee The 1st Year
You'll probably get hit with cash advance fees if you do that though so it's not worth it.
16/11/2022 - 20:01
adrianehm replied to daanish on 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
Yup I do this too. On 1st of every month, I transfer from BoQ to Bank A, then back again immediately. Then do 5x$1 BPays to my credit card.…
16/11/2022 - 13:50
adrianehm replied to potatosalad on 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
Open a Saver Account. It will then be shown as "Future Saver" or "Smart Saver" based on your age on file.
16/11/2022 - 07:18
adrianehm replied to Checksout899 on 4.35% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
I've also had double payments happen to me. Same amount, same timestamp, same description. Just different codes. Luckily it was a transfer…
16/11/2022 - 07:16
adrianehm commented on Maxi Saver 4.10% p.a. Interest for 3 Months (New Online Application Only) @ St George Bank, Bank of Melbourne, BankSA
If it's just an intro rate then Macquarie at 4.25% seems better for first 4 months
10/11/2022 - 12:59
adrianehm commented on Incentive Saver 4.00% p.a. Interest with No Balance Cap (Requires $50 Balance Growth Per Month) @ St George, BoM, BankSA
Is there any actual difference between StGeorge/BoM/BankSA? Would opening an account with one be the same as the other? Looks like they are…
04/11/2022 - 09:01
adrianehm commented on Incentive Saver 4.00% p.a. Interest with No Balance Cap (Requires $50 Balance Growth Per Month) @ St George, BoM, BankSA
Wow 0.85% increase! At 4% they just jumped right in front of the pack overtaking uBank/myState/Virgin. Still below ING though, but no $250k…
04/11/2022 - 07:47
adrianehm replied to Polikj on 4.10% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
It still works. I have 5 Future Saver accounts with just under $50k in each (total $200k+) and I just received the full 4.1% interest…
01/11/2022 - 14:30
adrianehm replied to Paul B on Get $50 for Opening a New MyState Bank Bonus Saver Account (Minimum $50 Deposit Required)
Yup mine works now too. I've already transferred my $50 back out ;p
12/10/2022 - 18:33
adrianehm replied to simplerick on Get $50 for Opening a New MyState Bank Bonus Saver Account (Minimum $50 Deposit Required)
I just called them. Apparently new accounts need 48hours to become active. Then you will be able to transfer between your accounts and pay…
12/10/2022 - 12:30
adrianehm joined OzBargain.
Welcome aboard!
12/10/2022 - 12:28