Usually $59/year, this is a VISA Low Rate card offer free-for-life if you apply now.
Balance transfer offered in the link (if you need it).
You can apply on line - have your income details and your 100 points. Credit limit requested online will be viewable at the end, or a new figure offered. Minimum $1000.
This offer only applies to personal credit card applications made by existing pre-assessed NAB customers and is not transferable to another individual.