Targeted offer.
For existing WestPac Altitude/Earth card holders. Comes with all perks of Amex credit card such as two entries to Amex lounge/calendar year.
20,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on the American Express Westpac Altitude Black Card within 90 days of Card approval. New cards only.
No annual card fee in the first year ($199 thereafter).
20k bonus points is pretty low.. unfortunately