Found this deal via Finder.com, seems NAB are adding an extra 5 months to the length of the BT deal and removing the 2% BT fee if applying through the Finder link.
Exclusive offer to Finder.com.au.
No Balance Transfer fee. BT reverts to cash advance rate. NAB may vary or end this offer at any time. Minimum monthly repayments are required.
https://www.finder.com.au/st-george-vertigo-platinum-credit-…
same website i think this its a better offer
Why is that a better offer?
Purchase rate (p.a.) 12.74% p.a.
If you're looking the purchase rate on a credit card, especially a balance transfer offer, then you're doing it wrong.
Agreed, I don't touch my balance transfer cards except repayments!
3% TX fee, yawn.
Do you mean transfer fee? There isn't one if you use finder link
I mean the credit card has a online/overseas 3% purchase transaction fee.
But if it's just being used for the Balance Transfer that doesn't really matter.
Finally getting rid of the Balance Transfer fee!!!!! That thing made the NAB card a total waste of time, though they did waive it for bank customers!
i have NAB home loan, wonder if this card eligible to get annual fee waived
Pity they still want an annual fee $90 per year , so with a 25 month interest free you will pay 3 years fees = $270 - unless you close the account after 23.9 months ;-) so depends how big your balance transfer is to make it worth the 180 to 270 fee compared to a 2% balance transfer and a free card for example.
e.g 2% of 9,000 is $180 upfront fee. So if you are borrowing less than 9,000 the 2% works out better for 24 months. If you borrow 20,000 over 24 months thats $400 BT fee so the NAB deal looks better especially if you pay off before the 24th month and close account
Nice to see someone is on the ball and doing the math(s).
Why do Australians even pay an annual fee to these shonks?
They should be paying us as we're the ones, who through guaranteeing to repay the credit/ loan, make new fiat "money" magically appear.
44 days interest free.
Aren't most 55 now?