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ANZ Frequent Flyer Black Credit Card 75k Points First Year $0 and 75 Status Credits w/ Any Return Ticket

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ANZ Frequent Flyer Black Credit Card 75k Points First Year $0 and 75 Status Credits w/ Any Return Ticket
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CI on 10/05/2017 - 06:05 qantas.com (3915 clicks)
Last edited 10/05/2017 - 16:06

Deal is back with bonus of 75 status credits if you fly Qantas
Copied from site:

Right now you could earn 75,000 bonus Qantas Points* plus enjoy no annual fee for the first year^ when you apply by 30 June 2017, are approved and spend $2,500 on eligible purchases~ within the first three months of card approval. You can also receive 75 Bonus Status Credits when you buy and fly return with Qantas by 30 September 2017+.

The ANZ Frequent Flyer Black credit card also provides:
Uncapped Qantas Points earning#
1 Qantas Point per $1 spent on eligible purchases~ up to $7,500
0.5 Qantas Point per $1 spent on eligible purchases~ above $7,500
Earn 1 bonus Qantas Point per $1 spent on selected Qantas Products and services~
Two complimentary Qantas Club lounge invitations per year^^.

Travel Credit Card

Related Stores

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closed Comments

  • Turd on 10/05/2017 - 08:15

    ANZ got rid of ameX right?

    • nultma on 10/05/2017 - 08:18
      +2

      Looks to be a Visa card.

      No annual fees for first year but after that - ouch. I'm assuming most people would use it for 10-11 months then drop the account.

    • chocfrogs456 on 10/05/2017 - 10:40

      oh what?! that makes this much less attractive…

    • banzini on 10/05/2017 - 10:57

      yup, get on the amex 100k points deal (explorer card)
      ANZ dumping amex meant i just went straight over to them

      • chocfrogs456 on 10/05/2017 - 11:12

        oooh which one is this? do you have the link?

      • chrislaya on 10/05/2017 - 13:16

        If this is $0 annual fee, then this deserves its own deal. Please share.

        • stirlo on 10/05/2017 - 13:20

          It's not $0 fee. $395 Fee and $400 travel credit to offset it.

        • banzini on 10/05/2017 - 14:58
          -3

          $395 fee, $400 travel credit, essentially free, or making $5!

        • chrislaya on 10/05/2017 - 15:04

          @banzini:

          Thanks. I have no experience with using Travel credit or booking with AMEX travel. Are they reasonable value?

        • banzini on 10/05/2017 - 15:06

          @chrislaya: You can mess around with a few key dates / hotels / flights here to compare them https://travel.americanexpress.com.au/travel/arc.cfm?tab=h

          I haven't used my $400 so can't really speak from experience yet! It seems pretty competitive though.

        • chrislaya on 10/05/2017 - 16:12
          +1

          @banzini:

          Hmmm not bad! For example (Grace Hotel), AMEX travel lists $242 but Expedia says $380. Might take the plunge! Looks like AMEX points to Qantas points is converted as 1:0.75 (with an Explorer card) so 100,000 AMEX is 75,000 Qantas.

        • banzini on 10/05/2017 - 17:54

          @chrislaya: Yep same with Velocity as well, 100k AMEX = 75k velocity (but a bonus 15% transfer on Velocity until end of May) = 86,250 velocity.

          Don't forget to use the referral generator on ozbargain when you sign up as listed on this page https://www.ozbargain.com.au/node/299466

          Cheers

        • C0mbat on 10/05/2017 - 18:27

          @banzini:

          Where is the bonus transfer deal? I transferred 120k points to Velocity from AMEX Gateway today. Wondering whether I will get the bonus points? If so then I'll transfer the rest to.

        • petervk on 10/05/2017 - 23:45

          @chrislaya: I just got the AMEX Explorer with 100k points thinking I could xfer into QFF, and it looks like you cant…Some AMEX cards can xfer into Q but not the explorer (the black one..)

        • banzini on 11/05/2017 - 21:06

          lol @ the negs

        • chrislaya on 15/05/2017 - 11:33

          @petervk: Thanks for the reply!

        • chrislaya on 15/05/2017 - 11:35

          @banzini: I know. People negging without much thinking.

  • nadan on 10/05/2017 - 08:16
    +2

    I just cancelled my black card a few weeks ago, have to wait 12 months before becoming eligible again.

    • CI on 10/05/2017 - 15:12

      Likewise. Its in my reminders for next year :).

  • voldemort on 10/05/2017 - 08:18

    Minimum salary?

    • WillisAU on 10/05/2017 - 08:49
      +1

      75k I think

      • nleg on 10/05/2017 - 08:57

        Is there any wiggle room on this at all? I'm on a "78K package" (73ish +super) and was hoping to somehow argue I was earning the minimum required.

        • WillisAU on 10/05/2017 - 08:57
          +32

          you have my approval

        • BeRad on 10/05/2017 - 09:08
          +26

          @WillisAU: and my axe

        • Yarkin on 10/05/2017 - 10:25
          +2

          One does not simply "wiggle" into ANZ.

        • Turd on 10/05/2017 - 10:46

          @Yarkin:

          Wiggle, wiggle, wiggle
          Wiggle, wiggle, wiggle
          Wiggle, wiggle, wiggle
          Just a little bit

        • mooboy on 11/05/2017 - 09:34

          If you have any other form of income (e.g. dividends, or interest) they will take it into account - but you'd need to provide evidence of them.

  • jeppetto367 on 10/05/2017 - 08:19
    +1

    *Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months.

    Based on this, you would still be eligible if you hold the ANZ Rewards Travel Adventures, correct?

    • pantsparty on 10/05/2017 - 08:21
      +1

      Yes

    • wildstone on 10/05/2017 - 08:58
      +1

      How strict does ANZ hold on to this T&C from experience?

      • odysseus on 10/05/2017 - 09:52

        Completely strictly. People have been denied within a week or so - though they will tell you the cut-off date.

        • Gorodemon on 10/05/2017 - 10:34

          I can't remember the approximate date when I closed my previous ANZ card account. If I call them, would they be able to tell me?

        • tunzafun001 on 10/05/2017 - 10:50

          So if you apply under 12 months they will reject your application all together?

          or will you get the card but need to pay the full annual fee without any perks? This is what Amex do.

          Or can you get some perks? Ie the status credits with a Qantas booking before September?

        • Tuttle on 10/05/2017 - 12:21

          @tunzafun001:

          This I'd like to know- can I apply for the offer and find out if the 12 month rule applies to me? Forgot to note when I closed it last year

  • Stingray on 10/05/2017 - 08:19

    Minimum 75k income. I'm only at 60k. :(

    Anyone know if they make exceptions?

    • jjjaar on 10/05/2017 - 08:22
      +11

      I doubt they'd have a minimum if they were going to make exceptions.

    • gimme on 10/05/2017 - 08:25
      +8

      Exception for what? Do you have something else to offer compared to another 60K earner? e.g other sources of income, assets. good looks?

      • Stingray on 10/05/2017 - 08:33
        +2

        hmm I've got a 5k car loan, but 20k in savings, I spend about 2k a month so I can definitely meet the 2.5k in 3 months requirement.

        Also I have been told I look like I could be Brad Pitt's second cousin.

        • gimme on 10/05/2017 - 08:58
          +14

          Not generalizing but why would you pay interest on a car loan when you have 20K in savings. I know it's not a huge amount but at face value it's not a good move.

        • CodeXD on 10/05/2017 - 09:01
          +5

          First cousin or no deal

        • Stingray on 10/05/2017 - 09:40

          @gimme:
          It was a 10k loan nearly a year ago (first time i'd taken a loan) which I could have paid outright but parents told me to do a loan so I could build my credit score..

          Didn't really know about credit score stuff (still dont know much) so I just did it because I trusted my parents

        • gimme on 10/05/2017 - 09:48
          +1

          @Stingray:
          yeah fair point…. must admit credit score calaculations are a bit of a mystery to me in Aus so doing what you did for a relatively small interest amount makes sense (maybe)

        • WillisAU on 10/05/2017 - 15:26
          +2

          @gimme:
          no point in having 20k sitting there when you're paying interest on 5k. pay it all off, have 15k savings. otherwise you'll end up paying something like 7k by the time you've paid interest on the 5k

          The advice provided is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.

        • Stingray on 11/05/2017 - 08:35

          @WillisAU:
          Ok some background then. I had 30k in savings around this time last year and I wanted to buy my first car new. Car i wanted costed 29k, I planned on paying it off there but dad reminded me its good to have some money in the bank just in case of emergency (which I did use money for a holiday) so I decided on a 10k loan with westpac on 2 year term with an interest rate of 7.49% per annum (other banks were offering 8.49% back then so got a good deal with westpac).

          Again i guess i'm only after building a good credit score. My parents did tell me about one of their friends having trouble getting a home loan because he payed everything off outright and never paid interest on anything.

        • WillisAU on 11/05/2017 - 08:49
          +2

          @Stingray:
          ok sounds, the opposite to my mortgage experience (having gotten 3 of them). I had to pay off my car which had about 10k owing, before getting approved. On another occasion i had to cancel a credit card to get approved. Maybe you should check your credit score online and see how you're going. Having a car loan sitting there getting slowly paid shouldnt be any better than paying it off in a lump sum after a couple of years.

          The advice provided is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.

        • mistermr6 on 16/05/2017 - 19:02

          @Stingray: Not sure if 'paying interest' is the bit that helps with credit rating but more the fact you are using credit (eg. you could have a CC with interest fee period and always pay it off). https://www.finder.com.au/5-ways-to-improve-your-credit-rati…

    • dufflover on 10/05/2017 - 08:37
      +2

      Given the current general climate of "responsible lending" I doubt they'd make exceptions. I've been declined for cards with a far smaller difference and 10x as much savings.
      You can try applying anyway, just that you might end up with the hassle of being magically approved for the Platinum (or whatever the lower one is) and have the hassle of having to telling them to not bother.

    • Langers on 10/05/2017 - 09:31
      +5

      You could try ANZ's other no annual fee for first year offers with 50000 or 25000 QFF points.
      These will have lower annual income requirements…

      https://www.anz.com.au/personal/credit-cards/frequent-flyer/…

      https://www.anz.com.au/personal/credit-cards/frequent-flyer/…

      • tajid on 10/05/2017 - 10:14

        Can you apply for these if you have held the black in the last 12 months?

        • tunzafun001 on 10/05/2017 - 10:52
          +1

          Rewards black yes, FF black no.

    • A fish on 10/05/2017 - 09:40

      Lie

    • bobswinkle on 10/05/2017 - 12:59
      +2

      No. I am on $74k and they called me and asked if I had any other sources of income. I should have just said I mow my neighbour's lawn for $1,000 a year. Or said Ozbargaining is my income. When I said no, they said no.

      • Gifwonder on 10/05/2017 - 19:44

        its funny i submitted my pay slips, My annual salary is listed $65k. but im on a long term higher duties allowance. its listed there (the allowance) my fortnightly salary was listed there etc. I submitted 4 payslips (instead of two) just in case they thought it was a one off. yet they still got it wrong.

        They declined me.

        I had to call them back, and explain how fortnightly salary x 26 = $77k… :S
        I THOUGHT THE POINT OF PAYSLIPS WAS THAT THEY WOULD CHECK YOUR PAY PROPERLY!!!

  • tomleonhart on 10/05/2017 - 08:37
    +1

    Can anyone translate 75 status credit into what it may mean please ? :D

    • [Deactivated] on 10/05/2017 - 08:44
      +9

      Not much unfortunately, you need a least 200 status credits to get Silver. Which has minimal benefits, such as Qantas bag tags and priority check-in, which just means you don't queue. However for most flights from most terminals you can self check in and bag drop

      • tomleonhart on 10/05/2017 - 08:45

        awwww :( Thanks.

      • ezza on 10/05/2017 - 09:48

        you need a min of 300 status credits. the beneift here is extra luggage on all flights

      • louuisc on 10/05/2017 - 11:09

        And do these status credits get cleared in the next year, or it can be accumulated?

        • dtc on 10/05/2017 - 13:28
          +1

          Cleared, unless you hit 7000 lifetime (in which case you become lifetime silver). Got to 280 credits last year, now on 0

        • louuisc on 10/05/2017 - 23:25
          +2

          @dtc: Then it means it worth nothing if you are not a business frequent flyer..

      • Speedz on 10/05/2017 - 15:44

        This also priority boarding too right?

        • [Deactivated] on 11/05/2017 - 14:20

          Unfortunately gold and above only :(

        • Speedz on 11/05/2017 - 17:33

          @vinnieg1983:

          Damn.

  • vino83th on 10/05/2017 - 08:45
    +1

    Too many credit card request not good… Recent I found that it was deteriorated your credit history. I meet all the criteria and applied and also I had good credit history . They have rejected my application

    • b0b0 on 10/05/2017 - 09:20

      ANZ rejected my application too. Nothing to do with credit history because I pay my credit card bills on time (only 1 credit card) and I have no loan. I spoke to ANZ and they said computer system has a number of conditions (that even staffs may not be aware) for customers to meet.

    • eDust on 10/05/2017 - 09:22

      That's right. The maximum of each of your cards counts towards your debt. So if your credit card has a max of $10k, the bank sees that as a $10k debt, even if you owe nothing on it. If you're applying for a loan (car, house, etc) it's best to cancel all your credit cards first.

      • Duram on 11/05/2017 - 08:05

        Must be something else. I've pretty much signed up to all available CC scam offers over the last year or two and have no issues.

    • javab0y on 11/05/2017 - 08:08

      This article agrees with you too "Shopping around for credit cards could lower your credit score and cost you money"
      http://www.smh.com.au/business/consumer-affairs/shopping-aro…

  • richmond12 on 10/05/2017 - 08:53
    +1

    Yeah how much in second year? Not sure about he whole tactic of swapping cards every year. It would be annoying and maybe hurt credit future apps?

    • LittleDon on 10/05/2017 - 09:08
      +1

      Forgot to cancel and hit with $425 fee, Rang to cancel and they only offered the waive half the fee, refunded $212. Just acceptable as most other card are around that much. The bonus points took about 5 months after activation and minimum spend.

      Looking for another Visa card as the Citibank Signature have diluted their points to the extent of not worth using at all, lucky I don't pay any fees

      • d39833 on 10/05/2017 - 11:36

        you can ask then to refund the fee and cancel the card. That is what I did.

      • Gelato on 10/05/2017 - 12:46

        Oh wow, surprising to know it took 5 months to have bonus points reflected on Qantas account. That's a bit slow, compared to AMEX explorer where the 100K bonus points were given about 1 month after activation.

  • ftan on 10/05/2017 - 10:11
    +1

    It is said $0. Was it only annual fee? or inclusively with reward fee? Apparently with other banks, annual fee is already include reward fee (if the card is a reward card).

    I just had an argument with ANZ due to my credit card with mentioned free annual fee if I have home loan with them. YES, it is free for annual fee, but not reward fee. What a joke. I did cancel and downgrade to non reward card.

    • dufflover on 10/05/2017 - 10:33
      +1

      Now that is typical cynical BS bank behaviour!

  • nonpop on 10/05/2017 - 10:14

    If you have the income, this is an excellent offer IMHO. Set a diary reminder for 11 months to cancel. The 75 Qf SCs are great if one needs status with QF/Oneworld (status really helps in spending those QF points on flights & upgrades).

  • Binchicken22 on 10/05/2017 - 10:34
    +1

    Don't agree with their social engineering, pandering bs. Would never bank with ANZ.

    • Kanu on 10/05/2017 - 10:43

      pls elaborate.

      • Binchicken22 on 10/05/2017 - 12:27
        +2

        Wage gap myth adversiments, the extra money they pay female employee's just for being female… I'm not interested in supporting that sexist garbage personally.

        • Kanu on 10/05/2017 - 14:04
          +1

          good to know…. its all about social engineering these days… agenda based social norms

  • ChatCPT on 10/05/2017 - 10:40

    Oh OzBargainnn!! i really want those Qantas points but fairly sure I'll get declined.

    So far have Citi Signature, Amex Platinum edge & approved for the St George Signature
    https://www.ozbargain.com.au/node/305210

  • starbearer on 10/05/2017 - 10:50

    Any mention of Foreign Currency Transaction Fees? How is this compared to say, 28 Degrees or Bankwest Platinum? I tried searching but couldn't find it mentioned anywhere?

    Also, will the 75 status credits be awarded only if I purchase through this card? What if i travel Qantas on tickets purchased through work?

  • Shuey on 10/05/2017 - 11:04

    Just off the phone with ANZ to cancel mine. They did try to entice me with some "temporary" bonus point per dollar spend, but I'll wait for the following year for the promo points and lounge passes.

  • spuderump on 10/05/2017 - 11:14
    +1

    I cancelled a few months back on my black card, when I spoke to rentention I told the guy see you in 12 months.

  • notme53 on 10/05/2017 - 11:25

    Qantas is supposed to have a new card coming next month. Since this ANZ deal runs until 30 June, I'm going to hold out and see what Qantas offers to entice people

  • djz on 10/05/2017 - 11:31

    Man this offer is pretty poor compared to what I signed up to last year.

    Back then they gave:
    - 75k qantas points but also an AMEX with 3:1 points accumulation
    - 2x Qantas club invites per year
    -free unlimited entry to AMEX club lounge at Sydney airport.

    Now for the same $400+ yearly fee most of the above is gone except the qantas points?

    No deal. In fact I'm cancelling mine shortly due to them removing the AMEX.

    • Shuey on 10/05/2017 - 11:57

      Nope, you still get the 2x Qantas Club lounge passes a year and AFAIK you can still access the AMEX club lounge till they withdraw the card officially on 4 Aug 17.

      Not too sure about the point structure. But they have added the 75 status credits which was not available (when I applied in Dec 16)

  • [Deactivated] on 10/05/2017 - 11:35

    For sharing about cc application

    http://www.smh.com.au/business/consumer-affairs/shopping-aro…

    • Reetus on 10/05/2017 - 12:28

      If you're going to need credit for something in the near future, don't mess about applying for heaps of cards.

      On GetCreditScore.com.au I was "very good" in February and now "average" in May after getting the amex platinum edge.

      • [Deactivated] on 10/05/2017 - 15:10

        One card shouldnt place any ding on the score? Interesting.

      • Duram on 11/05/2017 - 08:06

        Why does it matter? Keep applying. If it comes time to get a real loan cancel all cards and show you aren't in debt. Credit scores mean nothing.

      • End3vour on 11/05/2017 - 08:24

        Apparently getcreditscore is not always accurate, plus you get spammed after submitting all your details.

        • Reetus on 11/05/2017 - 10:45

          Probably, I ran it again last night and got "Good".

          Also, I've always clicked "unsubscribe" as soon as it emails me the score and I've never got spammed.

  • Roemac on 10/05/2017 - 13:28
    +1

    FYI - For those on the ANZ Breakfree package, you can replace the standard credit card with this one and the annual fee will be waived so long as you stay on the Breakfree Package.

    I did have to negotiate this with my Bank manager as the card you're entitled to is the ANZ Frequent Flyer Platinum which only gives you 50,000 bonus points and no status points

    Thanks OP and OZB. I changed over because of this post. +1 from me.

    • Roemac on 23/05/2017 - 11:28

      UPDATE: Even though ANZ will waive the annual fee on this card if you have the Breakfree Package, they will still charge you an annual fee of $110 for the rewards program (I know this as I've just been approved)

  • fungyou100 on 10/05/2017 - 13:57

    so i need to spend $2,500 to earn 75,000 bonus Qantas Points*?

    • vetopower on 10/05/2017 - 14:36

      Yes. Within 3 months.

    • Speedz on 10/05/2017 - 15:49

      Easily done if you have rego, insurance, council fees due etc… like myself (damn they come thick and fast)

      In case you are wondering, use the AustPost pay option if possible so you can use your credit card instead us BPay bank transfer.

  • ongsta on 10/05/2017 - 15:10

    "*Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months."

    I currently hold the ANZ Black Rewards card. If I close this card account, and apply for the ANZ FF Black - will I be eligible for the bonus points? It's not a transfer so I'm hoping yes.

    The other question I had was, the current Black Rewards card is part of the Break Free package so I don't pay the annual fees on it (only the $55 rewards program fee which is a BS in my opinion). If all is successful with the above, I'm assuming I can should be able to substitute the new card to have its annual fee waived as part of the Break Free package?

    • Roemac on 10/05/2017 - 15:58

      That's pretty much what I did with the exception of having the Black Rewards card. I had the 'regular rewards card' and have applied to 'changed over to' this card.

      Off topic but do you go by the same handle on OCAU?

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