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60,000 Qantas or Amplify Points with $3000 Spend/90 Days on St George Signature Credit Card (ERROR: No $0 Annual Fee First Year)

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60,000 Qantas or Amplify Points with $3000 Spend/90 Days on St George Signature Credit Card (ERROR: No $0 Annual Fee First Year)
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Lduna0104 on 03/05/2017 - 15:50 stgeorge.com.au (5665 clicks)
Last edited 04/05/2017 - 12:22 by 2 other users

Earn up to 90,000 bonus Qantas or Amplify points - 60,000 bonus points in the first year when you spend $3,000 on a new card within 90 days of card approval, plus 30,000 bonus points in the second year when you pay the annual card fee ($279).

Offer ends 20th September 2017.

1.5 Amplify/0.75 Qantas points per $1 spend (3 Amplify/1.5 Qantas points at overseas merchants before 1st Jul 2017)
A birthday bonus – 10% of points earned in past 12 months
Two complimentary airport lounge passes per year upon enrollment
Annual fee of $279, plus $0 in the first year.

The $0 annual fee in the first year was an error. People who have applied before it was fixed on their website may be able to get a waiver, based on communications from St George staff, and are encouraged to phone 13 33 30 upon approval

Financial Credit Card Reward Points

Related Stores

St.George Bank
St.George Bank

closed Comments

  • scanuck on 03/05/2017 - 15:58
    +12

    Before someone asks :

    Existing St.George customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

    • sween64 on 03/05/2017 - 16:25
      -1

      But Bank of Melbourne amplify customers should still be eligible, right?

      • realfancyman on 03/05/2017 - 16:29
        +1

        Well your not a st George customer, so yes.

        • montorola on 03/05/2017 - 16:37
          +17

          You're*

        • ascorbic on 03/05/2017 - 17:54
          +3

          I don't think it's that simple in this case - BoM is the local version of St George in Victoria (likewise for BankSA in SA) and all customer details about a BoM customer can be brought up in a St George branch. They're really the same bank.

        • stevtom27 on 03/05/2017 - 18:39

          Also interested if bank of melbourne card makes me ineligible

        • Ryk on 03/05/2017 - 20:11

          can also link an account from either bank to a card of the other. They are the same bank. Just different colour branding in some geographies.

        • Poolprouk on 04/05/2017 - 12:35
          +1

          @stevtom27: I took out this card late last year on a similar deal and got the points even though i had cancelled a BOM Card about 2 months prior.

      • suicine94 on 03/05/2017 - 22:17

        I got a bank of america black card, am I eligable?

    • ilikeradiohead on 03/05/2017 - 17:07
      +2

      Haha literally the first thing I wondered as I canceled mine recently after getting 30k points.

  • glassyan on 03/05/2017 - 16:02

    That's a very good deal, the ongoing earn is good in the post RBA regulation world, might even worth keeping for the second year.

  • Da dpG on 03/05/2017 - 16:03
    +2

    Should mention that you need to keep the card for the extra 30k points otherwise its only 60k in the first year

    • duna0104 on 03/05/2017 - 16:06

      Already mentioned in details.

      • dufflover on 03/05/2017 - 16:22
        +6

        I think the point more is it reads like 90k in the first year with 0 annual fee like how all the other deals are worded.

        • illumination on 03/05/2017 - 16:41
          +1

          To be fair, I agree with you maybe because we're more used to seeing these sorts of deals on Ozbargain, but he does elaborate in the first line of the description and the title is "Up to".

          I don't recall ever seeing a Credit Card where they explicitly state a bonus points offering in the second year so it's just a little unusual.

  • edd91 on 03/05/2017 - 16:06

    Does anyone know if a balance transfer counts as the minimum spend?

    • duna0104 on 03/05/2017 - 16:07

      Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account.

      • jellykingdom on 03/05/2017 - 16:08
        +1

        $3k isn't exactly a huge spend in 3 months. You could do 1/3 or 1/2 just with groceries

        • payton on 03/05/2017 - 16:11

          Last year the ANZ Black required $7500 spend in 3 months to get bonus points!
          Good thing they revised to $2500

    • montorola on 03/05/2017 - 16:43
      +2

      If all else fails, buy gift vouchers to everyday things like Woolies, Coles, BP Petrol etc

      • ascorbic on 03/05/2017 - 17:59
        +1

        Be careful! Gift voucher purchases can sometimes be classified as a cash advance!

        • montorola on 03/05/2017 - 18:34
          +2

          How would they know though? Wouldn't it just be like any other purchase you make at woolies/coles?

        • sween64 on 03/05/2017 - 18:51

          I've never had that happen to me and whenever I purchase gift vouchers it is with a credit card.

        • ascorbic on 03/05/2017 - 21:38

          @montorola: Buying from a B&M store is probably a safe bet but I'd avoid buying egift cards since the transaction might be put through with a merchant category code that falls under a cash advance (the MCC is how banks know to treat non-BPay bill payments, gambling purchases etc. as cash advances)

      • BargainShopaholic on 03/05/2017 - 18:50
        +4

        Just buy $3000 worth of goods on Myer website, pay via PayPal. Once goods are delivered, return to your local Myer and have it refunded onto your other account. Yes Myer refund policy states that for purchases made via PayPal, refunds can be made onto a card in the same name.

  • Wootwootwoot on 03/05/2017 - 16:08
    +1

    O wow. Last years deal was only 30k points :/

    • ilubbargains on 03/05/2017 - 17:26

      Best strategy would be to get this card and cancel it as soon as 60k points received. Then wait for another first year fee free deal once 12 month period has lapsed.

      • amsaini15 on 03/05/2017 - 17:42

        How muchare these 60K points worth in actual money?

        • bluedufflecoat on 03/05/2017 - 17:51
          +1

          If you sell them, which you're not supposed to do… 60,000 points is worth $600.

        • Saitake12 on 03/05/2017 - 17:52
          -1

          Roughly $1,200 depending on how you redeem them

        • amsaini15 on 03/05/2017 - 17:53
          -1

          @bluedufflecoat:

          If cant redeem point value in any way other than flight, i guess only beneficial for people who travel a lot especially with Quantas.

  • itslittfam on 03/05/2017 - 16:10

    I'm looking to get a new credit card. What would be the best deal at the moment for the most bonus qantas points with first year no annual fee?

    • lovetravellinginbiz on 03/05/2017 - 16:12
      +1

      This or the Anz one. But the anz one comes with 75 bonus status credits if you fly one flight within a particular time period.

      • itslittfam on 03/05/2017 - 16:17

        Is there a way around the $75k minimum income threshold for the ANZ card? My income is about $10-20k less than that.

        • enzioFirenze on 03/05/2017 - 16:20

          I think it's a bit of a hit and miss really, sometimes you get it, sometimes you don't.

        • lovetravellinginbiz on 03/05/2017 - 16:28

          Yup. They can be quite strict. Even with an income of >$100k, I had to send through copies of payg summaries and tax returns.

        • ilikeradiohead on 03/05/2017 - 17:08

          In addition to income I think outstanding credit cards affect it. I got rejected, ditched a few cards over the next 6 months and then got approved.

        • suicine94 on 03/05/2017 - 19:54
          +1

          Get a better job

        • majormick on 04/05/2017 - 09:30
          +2

          @suicine94: Found the Treasurer!

  • mhs m0nk3y on 03/05/2017 - 16:10

    0.75 Qantas pt per $1 is not bad. Might look at getting this card after my Westpac card gets it's bonus.

    Though I though Westpac owned St George and they would approve it?

    • dufflover on 03/05/2017 - 16:24

      Yeah I hopped on the Westpac deal (since cancelled) I'm pretty sure within the last 12 months. 60k points + free first year fits the bill perfectly as usual, but given the ownership wonder if I'd get caught out on that.

      Reminds me, I should request those ANZ Lounge Passes before I forget :P

    • Xastros on 03/05/2017 - 16:55

      Westpac owns St George but they operate very much as separate businesses. Westpac doesn't approve St George loans/credit cards.

  • aragornelessar on 03/05/2017 - 16:12
    +1

    Whats an Amplify point worth in Velocity or Krisflyer points?

    • duna0104 on 03/05/2017 - 16:16
      +1

      0.75 velocity/Krisflyer/enrich points per 2 Amplify points from 1st Jul. 1 velocity/Krisflyer/enrich points per 2 Amplify points till 1st Jul.

      • aragornelessar on 03/05/2017 - 16:36

        Thanks!

        So if my maths is right, $1 spend => 1.5 Amplify Points => 0.56 Velocity/Krisflyer/Enrich points

  • Thatbargainhunter on 03/05/2017 - 16:13
    +1

    I know that there is no minimum income requirements, but with a $15,000 minimum limit, what would the effective minimum income be.

    • mkto on 03/05/2017 - 16:16
      +3

      the live support suggested 75k min income for the Signature Card

    • krazek on 03/05/2017 - 16:16

      Where does it mention the minimum credit limit?

      • mkto on 03/05/2017 - 16:19

        "Compare credit cards"

      • Slo20 on 03/05/2017 - 19:28

        When u go through application process it says choose limit between 15k -80k

    • CI on 03/05/2017 - 16:43
      +1

      Usually $75k

  • Love a bargain on 03/05/2017 - 16:20

    Are they changing the earn rate?

    • duna0104 on 03/05/2017 - 16:22

      Yes, earn rates for the overseas spend as well as conversion of Amplify to velocity/Krisflyer/enrich points from 1st Jul.

      • Love a bargain on 03/05/2017 - 16:41

        No change to the $1: 0.75QFF point rate? If so, that's pretty good

        • duna0104 on 03/05/2017 - 16:43

          No change to Qantas earn rate for domestic spend. Only overseas spend earn rate is changing from 1.5 qantas points to 0.75 qantas points per $1.

  • xiuhan83 on 03/05/2017 - 16:22

    does the 3000 that you need to spent be use for overseas transaction

    • duna0104 on 03/05/2017 - 16:23

      No, includes domestic and overseas

  • Meconium on 03/05/2017 - 16:26
    -4

    This is a good deal, but I really think the "UP TO* 90,000 QFF POINTS" in the title (*60k first year, 30k second year) is misleading. We have to put up with that sort of false advertising from businesses every day, does it really need to be repeated on OzBargain, where we're all just looking for a good deal?

    Negging this deal until the title is updated to the effect of '60k QFF points 1st year 30k 2nd year for $0 (1st year only) St George Amplify credit card - total 90k over two years' so that we know what we're looking at without having to read the fine print. I believe this is within the voting guidelines.

    • Astro551 on 03/05/2017 - 16:36
      +3

      I agree, it's just honestly kind of click bait when you put 90,000 QF Points in the title. The condition is that you actually hold the card for the second year and pay the annual fee for the extra 30,000 points, I'd say that's a pretty big if.

    • Moderatorhamza23 on 03/05/2017 - 16:45

      I believe this is within the voting guidelines.

      It's not. For incorrect/misleading information in the title/description, please use the report button so moderators can modify it, as another member just did.

      Inappropriate uses of negative vote
      Incorrect or missing information in title or description

      Thanks

  • Skramit on 03/05/2017 - 16:34
    +2

    Good deal, thanks OP, but title is misleading. It should be 60k for $0 fee first year. 30k for $279 thereafter for second year.

    • Duram on 03/05/2017 - 16:59
      +3

      30K isn't worth the 279 fee.

      • Skramit on 03/05/2017 - 17:15

        Agree. So for card Hooper's it's really a 60k deal.

      • Stahh on 03/05/2017 - 17:17
        +3

        30k is worth around $300 to sell and more to redeem on flights and you will also get another 2 x lounge passes worth roughly $100 and a CC for a whole year..

        Not bad if you need or like the CC

        • Duram on 03/05/2017 - 19:08
          -2

          Na.

  • DaTa on 03/05/2017 - 16:37

    Wow this looks like a decent card been looking for a decent rewards card on visa and with the qasure bonus points I may end up with more Qantas points than velocity points lol.

  • ant-au on 03/05/2017 - 16:39

    Actually a pretty decent deal! Thanks for sharing.
    Earn rate is good (even better after the rate changes from the various banks), and the 10% 'birthday bonus' is a nice touch.

  • tsunamisurfer on 03/05/2017 - 16:44
    +1

    I signed up for the NAB card in the previous deal.

    Too scared to apply for another so soon.

    • nightelves on 03/05/2017 - 16:53

      Check your Equifax score

    • dufflover on 03/05/2017 - 17:19

      If it really is 140 days to go then I'll just wait it out. I try and rotate through the deals steadily instead of burning and turning every 6 months. Exception was the Westpac one since ANZ Black came along again and is just the better card day to day. I'll just keep on that for longer.

    • Astro551 on 03/05/2017 - 18:06

      What's a good period to start applying for another card?

      • Duram on 03/05/2017 - 19:09
        +1

        As long as your finances are in order, when ever you want. I sign up to multiple a year, cancel when needed and your good to go.

  • povertytrap on 03/05/2017 - 16:48

    Looks like a good deal. Thanks OP.

  • Craicdealer on 03/05/2017 - 17:07

    3 months allowed from meeting spend criteria to credit bonus points. From the T&CS "60,000 bonus Qantas Points or Amplify Points will be credited to your points balance within 12 weeks after the spend criteria being met"

  • iversonjack on 03/05/2017 - 17:09

    here we go again! thanks OP, just cancelled westpac and ANZ!

  • lippy on 03/05/2017 - 17:15
    +3

    Just want to let everyone know that this deal https://www.stgeorge.com.au/personal/credit-cards/rewards/am… cater for people with income less than $75K.
    Less attractive I know but still a good deal

    • drillvoice on 03/05/2017 - 17:22
      +1

      I chatted with them on facebook and they told me it was minimum income of $35,000 for the platinum.

      • lippy on 03/05/2017 - 17:25
        +1

        Yes same, I got told the same thing.

        Their signature card income is min. $75K

        • adds02 on 03/05/2017 - 17:30
          +1

          I don't have a min income of $75k but still got approved for this card just before. Was expecting to be declined but was extremely surprised when the screen popped up to say I had been approved.

        • Ten on 03/05/2017 - 17:47
          +1

          @adds02:

          Yep, conditionally approved. They will most likely contact you for payslips to prove your earnings.

        • adds02 on 04/05/2017 - 10:32

          @teninchdk: I'm not sure they will, they said a card will be mailed out within the next 5-10 business days and have already allocated a credit limit to me. I was already a customer with St. George before I applied so I'm not sure if that assisted my case for the card. Either way I'll see what happens, while its a good deal, if I don't get it I'm not bothered.

        • dashy1 on 15/05/2017 - 15:01

          @adds02:

          did you receive your card yet ? I was only approved last week, but am going overseas for 4 days on Thursday - wondering if ill get it before I go or if i should organise for my mail to be held until I get back

        • adds02 on 17/05/2017 - 09:39

          @dashy1: Yeah I received it last week, I think the welcome pack came on Tuesday, and the card came on Thursday.

    • krazek on 03/05/2017 - 18:04

      Problem is no waiver on the $99 annual fee it seems..

  • Stahh on 03/05/2017 - 17:22

    Anyone know how to get the 2 x lounge passes with anz westpac and or this one ? Do you need to ring up customer helpline?

    • coxymla on 03/05/2017 - 17:38

      ANZ you definitely have to ring the "concierge".

      It wouldn't surprise me if they all start doing that (rather than sending them out to everyone) as the number of people who would go out of their way to request them would be much lower.

      • Stahh on 03/05/2017 - 19:08
        +1

        Thanks although it states :: To be eligible for the two complimentary Qantas Club Lounge Invitations, you must first register your details above and then use your Altitude Black card in Australia to purchase selected Qantas products and services. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar,

        So this applies to the 2 x passes included with the black CC, so have to book a qantas service before getting the passes.

  • vchan on 03/05/2017 - 17:29

    Does anyone ever continue to hold such cards after the bonus points? I mean can't possible jump on the bandwagon with every CC bonus points deal.Or can we?

    • coxymla on 03/05/2017 - 17:39
      +1

      No point holding them now that they all have 12 month "cooldowns". Cancel as soon as you see the bonus points in your QFF acct. That reminds me, time to see whether the points from my ANZ have come in.

    • illumination on 03/05/2017 - 17:41

      Not every CC bonus points deal, but you can do a lot of them.

      I generally try and leave at least 2-3 months gap between applications and there are usually some pretty good offers every few months. In addition, you're not necessarily gonna qualify for every single one either.

  • wildstone on 03/05/2017 - 17:33

    So which one is better? Amplify or Qantas?

    • montorola on 03/05/2017 - 17:41

      Definitely Qantas

      • serpserpserp on 03/05/2017 - 18:56

        How many amplify points for say a $100 DJs gift card?

  • [Deactivated] on 03/05/2017 - 17:36

    how easy is approval?

  • tess1988 on 03/05/2017 - 17:42
    +2

    i notice bank of melbourne website doesn't have $0 first year free i wonder if thats right

  • Damnsmart on 03/05/2017 - 17:48
    +5

    damn…..my application's been rejected, too many credit card applications for this year. sounds like i will have to be on the bench for another 5-6 months :-(

    • piggyfund on 03/05/2017 - 17:59
      +1

      how many is considered too many?

      • nightelves on 03/05/2017 - 18:17
        +2

        4 in the last 6 months

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