interest free CC for 12 months and gives minimum 6K
quote
"The 55 Day Platinum Visa card.
Westpac's straightforward 55 Day Platinum Visa credit card currently comes with no annual fee for the first year and $0 annual fee in subsequent years when you spend $10,000 or more on purchases in each 12 months from the anniversary date of the first year's annual fee waiver. Plus, exclusively through CreditCardFinder.com.au, you can enjoy a special 0% p.a. for 12 months on purchases from card approval. Limited time offer.
55 Day Platinum features:
No annual fee for the first year (currently saving you $90) and $0 annual fee in subsequent years when you spend $10,000 or more on purchases in each 12 months from the anniversary date of the first year's annual fee waiver. Offer ends 19 April 2015
Complimentary Concierge Service – your own personal assistant, 24/7, worldwide
Complimentary Insurance cover, including:
Overseas Travel Insurance cover for up to six months on return trips
Purchase security insurance cover protects against loss, theft or accidental damage over a wide range of most new personal items for four months
Extended warranty insurance, extending the manufacturer's expressed warranty on most new personal items by up to 24 months
3.99% p.a. on balance transfers for 6 months when requested at card application. A balance transfer fee of 1% of the transferred balance(s) applies. Offer ends 19 April 2015.
Optional Credit Card Repayment Protection, in case you lose your job or can't work due to illness or injury
A variable purchase rate of 19.84% p.a. and variable cash advance rate of 21.29% p.a.
0% p.a. for 12 months on purchases from card approval when you apply via CreditCardFinder.com.au by clicking on the 'apply now' buttons and completing the application form by 19 April 2015.
All offers available on new cards only.
Minimum credit limit and more
$6,000 minimum credit limit
Minimum income to apply is $30,000
Offers ends 19 April 2015!
Fees, charges and credit criteria apply. Read the terms and conditions available for download above before making a decision.
More details on the special purchase rate promotion exclusive to creditcardfinder.com.au: To be eligible for this special promotion of 0% p.a. on purchases for 12 months from card approval you must apply for a new 55 Day Platinum Visa credit card via CreditCardFinder.com.au by clicking on the ‘apply now’ button and completing the application between 29 October 2014 and 19 April 2015. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The special purchase rate offer is not available in conjunction with any other current promotion offered by Westpac on this card other than the annual fee promotions mentioned below and the balance transfer offer available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.
More details on the annual fee promotions: The $0 annual fee in the first year and $0 annual fee in subsequent years when you spend $5,000 or more on purchases. Promotions are available when you apply for a new 55 Day Platinum Visa credit card between 29 October 2014 and 19 April 2015. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. These annual fee promotions are not available in conjunction with any other promotions offered by Westpac on this card other than the balance transfer offer available at card application and the special purchase rate offer exclusive to creditcardfinder.com.au.
More details on the balance transfer promotion: The promotional balance transfer rate is available when you apply for a new 55 Day Platinum Visa credit card between 29 October 2014 and 19 April 2015 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any other promotion other than the annual fee promotions listed above and the special purchase rate offer exclusive to creditcardfinder.com.au. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 6 months, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after 6 months. Card activation will trigger the processing of the balance transfer. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don't apply to balance transfers. A balance transfer fee of 1% of the transferred balance(s) will be charged to the 55 Day account on the same day these balance(s) are debited to the account.
Complimentary insurance covers: Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) issues complimentary insurance covers to Westpac Banking Corporation under separate Master Policies and is liable for the risks insured. Terms, conditions, exclusions and limits apply. No Westpac Group company has any liability in connection with the insurance policies. Policy wording may be obtained by calling 1300 859 100 or by downloading the PDF above.
Credit Card Repayment Protection is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS) each of which is liable for separate risks under the terms of the policy. This insurance product is distributed by Westpac Banking Corporation ABN 33 007 457 141 (the Bank). The policy is not an investment in or deposit with the Bank. No Westpac Group company (other than the Bank as policy distributor and WGIL and WLIS as the product issuers) has any liability in connection with the policy or this document. The Bank does not guarantee payments under the policy.
© 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714."
Anyone know if the insurance is family cover ? Also does westpac have any fee free with air miles options ?
Cheers.