This was posted 10 years 2 months 5 days ago, and might be an out-dated deal.

Related
  • expired

ING Orange Everyday - 5% Cashback on "Contactless" Purchases < $100 for 6 Months (New Customers) @ ING Direct

460
ING Orange Everyday - 5% Cashback on "Contactless" Purchases < $100 for 6 Months (New Customers) @ ING Direct
Go to Deal
ciab on 01/05/2014 - 15:03 campaigns.ingdirect.com.au (966 clicks)
Last edited 29/02/2020 - 10:42 by 1 other user

Like the previous deal.

This promotion is giving all new Orange Everyday customers 5% cash back on every contactless purchase under $100 for 6 months from account opening.

It seems like a good deal for those who missed the last promotion and wanted to enjoy 5% Cashback on contactless purchases.

Terms and conditions:
Information and interest rates are current as at 6 March 2014 and are subject to change.

The 5% Wave & Save 6 Month new customer rebate (“Wave & Save 6 Month Rebate”) is available for a limited time only from 1 April 2013 for six months from account opening (“Rebate Period”) for new ING DIRECT Orange Everyday customers (including joint account holders) (“Eligible New Customers”).

This Wave & Save 6 Month Rebate applies to all contactless purchases made in Australia by Eligible New Customers during the Rebate Period on purchase amounts of up to and including AUD $99.99. The Wave & Save rebate will be made into the Orange Everyday account immediately after transaction settlement. After the end of the 6 month period the amount of the rebate will be based on the rebate percentage applicable at the time of transaction settlement, if any.

The Wave & Save 6 Month Rebate applies to everyday purchases only. Should you use the Wave & Save 6 Month Rebate in a manner that is not satisfactory or in line with the intent of the offer, we may place a stop or freeze on your account, refuse to apply the rebate to any or all purchases, or reverse the rebated amount. ING DIRECT cannot guarantee that Visa PayWave facilities will be available for use for your chosen purchase. Over $10 million cash back calculation is based on the total amount ING DIRECT Orange Everyday customers have received as part of the Wave and Save rebate offer from 1 October 2012 until 6 March 2014.

Financial Bank Account Transaction Account

Related Stores

ING
ING

closed Comments

  • salehiam on 01/05/2014 - 15:10
    +4

    Can someone point to the definition of "Eligible New Customers" ?

  • lgacb08 on 01/05/2014 - 15:10
    +6

    Did you just wait for the old deal expires and post this to get credit rating?

    • highdealer on 01/05/2014 - 15:31
      +5

      The old deal never really expired. For as long as i can remember, any new customer can get this deal, i just got it 3 months ago.

      • tulalit on 02/05/2014 - 14:36

        Heya, where you a NEW customer or renew customer?
        My 6 months has lapsed and just closed the account. I wonder if I apply I can get the 5% rebate again?

        I saw on previous thread that they actually recheck your details if you've been a previous customer or not. If you have, you will not get 5% rebate.

        • overtaker on 02/05/2014 - 16:07
          +4

          nah, you'll get the new 5%, I have renewed it twice, 1.5 year of 5% discount, oh yeah!

          on a side note, this card should be ozbargainer ID card

        • puffinfresh on 02/05/2014 - 16:29

          My second has just expired. Time to sign up for a third and get a $250 Iconic voucher :)

    • tonester on 01/05/2014 - 23:18

      https://www.ozbargain.com.au/wiki/help:deal_posting_guidelin…

      The original deal is active but older than 6 months.

  • goatus on 01/05/2014 - 15:11

    Do these accounts require minimum monthly deposits?

    • geforce2003 on 01/05/2014 - 15:13
      +2

      no…but do remeber paypass or paywave must be under AUD 100, 99.99 is okay, I used to use this card to pay rego, it save me around 15 bucks.

      • imket on 01/05/2014 - 15:18
        +5

        try travel tickets. saved me 50$

        • user27 on 01/05/2014 - 15:21
          +2

          you have a very understanding travel agent. Name and number?

        • Roary on 01/05/2014 - 15:24

          I heard cases in the past where they are renegged on the cashbacks when people do these things. Easy to do at supermarkets self checkout though.. :)

      • Gingerbeard on 01/05/2014 - 15:26
        +4

        There have been reports that ING may contact you if they notice multiple at one location within a Day.

        • m2000 on 01/05/2014 - 16:14
          +2

          Yes, it happened to my friend!

        • rabbit71 on 01/05/2014 - 17:01
          +2

          Yes, it happened to me. They suspended my account and I had to spend hours on the phone to get it going again.

        • danyool on 01/05/2014 - 23:19
          +6

          got a warning call just a few weeks ago after doing my first double up. It was like i was a naughty kid being told off "do you know why we might be calling you?"

        • knackers on 02/05/2014 - 02:06
          +2

          I milk my ING to the nth degree. However it was 6 split payments of $99 to pay my car rego that finally got their attention.

        • puffinfresh on 02/05/2014 - 11:12
          +1

          I had a voicemail from them asking me to call back after a double up. I never returned the call.

        • hotelcc on 04/05/2014 - 22:52
          +1

          Do they cut you off in these instances?

        • danyool on 05/05/2014 - 21:59
          +1

          They told me it was a warning call. That i could still use it for it's "intended" purpose, but if i was a naughty boy again, they might cancel it.

    • Gingerbeard on 01/05/2014 - 15:28
      +1

      Not for the first 6 months, after that it drops to 2% with a required deposit total every month (that you can take back out straight away).

  • Roary on 01/05/2014 - 15:22
    +3

    This is not a new offer. Its always been going. I signed my wife up on it a month ago.

  • tomclancy on 01/05/2014 - 15:37
    +5

    Why is this being posted again? As said once before "if you don't know about this deal already you should hand in your OzBargain license"

    • ryang on 01/05/2014 - 15:59
      +5

      Bit harsh for new members then!

      • highdealer on 01/05/2014 - 16:16
        +9

        I think having a ING Direct account should be a requirement when registering for an ozbargain account.

        • Punkboy on 01/05/2014 - 20:49
          +9

          And 28 Degrees Card for OS purchases

        • spendinghacker on 01/05/2014 - 22:18
          +3

          and Citibank Plus account for OS cash withdrawals.

        • cwongtech on 02/05/2014 - 02:05
          +6

          @Punkboy

          Not everyone can pass the credit card requirements :(
          Some of us are students here..

        • cashless on 02/05/2014 - 15:17
          +3

          Ditched my 28 degree card for OS purchases - does that mean my OzB credit rate has gone?
          Now using Bankwest Plat for OS buys - no fees either (plus purchase protection insurance)

        • WhyAmICommenting on 05/05/2014 - 08:27

          is that the Zero platinum? And the purchase protection is free? 28 degrees charges for it…

    • johnn on 01/05/2014 - 16:58
      +13

      Agreed.

      ING Orange. OzBargain Orange. Coincidence? I think not

  • ezza on 01/05/2014 - 15:47
    +1

    I joined with ING recently and they had a deal for a $250 theiconic.com.au voucher and also this 5% back… sorry but can't find the email I got for the deal but from memory it was a targeted email.

  • scottb721 on 01/05/2014 - 16:03

    I've noticed people paywaving purchases greater than $100, it just makes them use their PIN.

    • highdealer on 01/05/2014 - 16:17
      +3

      Yes but that would make it a contact purchase(not contactless) and therefore not eligible for cash back.

      • Roary on 01/05/2014 - 16:45
        +2

        No its still contactless (Your card transfers information via NFC)
        But its not eligible for cashback anyway as its not under $100

        • puffinfresh on 02/05/2014 - 11:14
          +3

          Your fingers are making contact with the keypad

        • Roary on 02/05/2014 - 15:00
          +1

          and your shoes are making contact with the floor.
          Fact is your card is still making a contactless data transfer

  • tsunamisurfer on 01/05/2014 - 16:56
    +5

    The only deal I am interested in is that, 6 month old customers may close their account and get a new 6m 5% rebate without discrimination.

    • Wolfy on 01/05/2014 - 19:50
      +1

      They did have a referral code if you sign up a new customer your own 5% would continue. However it was a targeted offer and they didn't send it to me, even when I rang and asked for it.
      My 5% will end soon. :(

      • danyool on 01/05/2014 - 23:21
        +1

        You could try ME bank

    • systmworks on 01/05/2014 - 20:10
      +1

      Yeah I am nearing the end of my second 6 months after referring my fiance - its unlikely but it would be nice if they offer a further extension if you refer another person (or even say minimum of 2 people)

  • Frozensage on 01/05/2014 - 22:33
    +1

    I bought afew things last weekend with the month old ING card and it didn't come with the 5% rebate? has anyone here experienced similar problems and what did you do?

    the couple of coles purchase, I can see the rebate afew days later.

  • Lokman on 01/05/2014 - 22:49
    +2

    How long is the cooling period to become 'new' customer again?

    • abc on 02/05/2014 - 08:39
      -1

      Can one apply under a different name? Lol.

      • Lokman on 02/05/2014 - 11:39
        +1

        they do have identity credit check

        • [Deactivated] on 03/05/2014 - 08:47

          Check pisslur's thread on this, you can open a new account with same name as the identity check seems to not be cross referenced.
          If you have the luxury of shortening your name you could go to aus post for them to verify, so the 2 accounts look different enough to a computer so it's not red flagged. Or just use differnt identity papers eg passport and credit cards instead of what was used last time
          Goodluck

  • macfanboy on 02/05/2014 - 11:42

    I have an old account set up in 2010 for the $50 bonus.
    I never used it and never closed it.
    Is there a painless way of closing it online?
    Even if I've forgotten the logon password?

    • puffinfresh on 02/05/2014 - 13:25
      +1

      I think you'll need to call them.

  • Moj0 on 02/05/2014 - 11:42

    No $50 bonus this time round tho but still a decent deal.
    https://www.ozbargain.com.au/node/137311

  • jinxsphinx on 04/05/2014 - 09:28

    For those with a mortgage, wouldn't an offset account work out better?

    • puffinfresh on 04/05/2014 - 13:26

      No. An offset account will save you ~5% per annum interest on its balance, but this saves you 5% instantly.

      It's cash back, not interest.

      For example, in order to save $10 with this card, I simply need to spend $99.99 twice. I do that pretty easily with petrol and groceries. If I want to save $10 on my home loan with my offset account, I'd need to leave $200 in the account for the entire year.

      The best option is to leave most of your money in your offset, and regularly transfer some to your ING account for purchases. Make all possible paywave/paypass purchases from the ING account, and pay for other purchases however you do now. I use a mix of ING for all paywave/paypass, NAB Velocity where Amex is accepted, Virgin Money Flyer where the other options aren't possible.

      • jinxsphinx on 04/05/2014 - 17:49
        +2

        Yes I get it now, thanks for taking the time to clarify. 5% now instead of 5% per annum, definitely much better!! I'm IN!! :)

      • noz on 06/05/2014 - 07:53

        The other thing some would need to consider is that I assume you would need to declare this cash back as income in your tax return, considering it is similar to bank interest. Whereas with an offset you aren't actually gaining money as such, so there's no tax implications.

        • tomclancy on 06/05/2014 - 09:57
          +1

          I assume you would need to declare this cash back as income in your tax return, considering it is similar to bank interest

          Haha, are you joking? cash back on purchase is akin to interest? Remind me never to get you to do my tax returns :)

        • noz on 24/05/2014 - 08:10

          Well the fact is you are generating money out of it .. you can call it a "cash back", but it isn't being deducted off the purchase price at the time of the sale, and the "cash back" is being paid by the bank, not by the vendor. I could well be wrong in my post above (hence I used the words "I assume"), but in my experience the ATO doesn't let these things go through to the keeper without trying to get a cut.

    • cooni on 13/05/2014 - 15:16
      +2

      You know what's even better?
      Having an offset account and keeping a running float of ~$200-300 in ING Orange Everyday.
      Purchase whatever you can with PayWave, keep saving interest with the bulk of your money.

      Assumes you have more than a couple of hundred to stick in an offset account haha.

  • mily on 20/05/2014 - 15:44
    +1

    My paywave rebate was finally ceased because of bill splitting, farewell ING direct, you have saved me quite a few hundreds so I won't blame too much after you kicked me out of the gate.

    • Wolfy on 21/05/2014 - 10:42
      +1

      Yeah, the ING support lady didn't even comment when I said I wanted to cancel because my 5% rebate period was finished. I'd have much rather they sent me the targeted offer to sign up other people to continue the rebate.

  • edshays on 22/05/2014 - 13:41

    I signed up for this in early October, so 6 months has definitely gone by, but I still get the 5% back. Is this normal?

Login or Join to leave a comment
Login Join