tomclancy » user profile
| Member Since | 18/09/2008 |
|---|---|
| Last Seen | 6 hours 22 min |
| Badges | 12 7 |
Recent Activities
tomclancy commented on $2,000 Purchase Cashback and up to 95% LVR for OO and up to 90% LVR for INV @ ME Bank
Terrible rates. Much better deals out there. Search OzBargain for the CSV spreadsheet.
Suncorp do it. Exactly the way OP describes. I agree with you that maths should be compulsory until year 12, and in this case it's not OP's…
tomclancy replied to 
GuyfromMelbourne on Home Loan Product Where Monthly Repayment Is Based on Balance
GuyfromMelbourne on Home Loan Product Where Monthly Repayment Is Based on BalanceI can also confirm my Suncorp home loan monthly repayment changes automatically each month depending on how much redraw I have (up & down).…
$4000/m p.a.
tomclancy commented on Looking for Some Quotes and Offers for Pre-Approval of Mortgage Loan - 90% Mortgage on Property Value around 650K
[CSV of Every Home Loan Mortgage Rate + Cashback in Australia](https://www.ozbargain.com.au/node/653711)
> If I do that and then establish a new offset mortgage of $350,000 and drop $350,000 into <the offset account>, do I still pay $1900 per…
tomclancy commented on 10x Everyday Rewards Points on TCN eftpos Gift Cards (+ $5.95/$7.95 Purchase Fee, Exclusions Apply) @ Woolworths (In-Store Only)
Been to 8 different Sydney stores (north & Inner West) over past two days. Most had only $50. Two had $100 as well. None had $500 variable…
tomclancy commented on Adobe Cloud Subscription Options
r/GenP
Can't just look at "high demand" in isolation, need to look at demand in relation to market saturation. Take high-end fashion as an…
Because price is not determined from cost. Price is determined from demand.
If you're focus was on the % of whole oats, then shouldn't you just buy a bag of whole oats? Works out much cheaper. Otherwise, why do you…
The devil is going to be in the details, that's for sure. I'm not a specialist by any means so if I were you I'd get a Koinly report & do a…
Am I the only one who thinks this is a net capital GAIN for the OP? Without specific transactional details being provided this is how I see…
tomclancy commented on Instant Rio Series Wide Body Multi Cooker 7.1l - $289.95 (RRP $399) Delivered @ Kitchen Warehouse
Thanks OP I found it for [$272.99 delivered at House's eBay store with code HGTECH](https://www.ebay.com.au/itm/266876269483) 👍
If you think that's cool you should look at lucisvivae's add-on spreadsheet 👍 --> https://www.ozbargain.com.au/comment/15251411/redir
tomclancy commented on Best Home Loan Rate at The Moment?
[[09 May 2024] CSV of Every Home Loan Mortgage Rate + Cashback in Australia](https://www.ozbargain.com.au/node/653711) /thread
tomclancy posted a deal Vitasoy Unsweetened Long Life Oat Milk 1L $1.65 ($1.49 S&S) + Delivery ($0 with Prime or $59 Spend) @ Amazon AU
Cheap oat milk is back * [1L single pack for $1.65 ($1.49 S&S)](https://www.amazon.com.au/Vitasoy-Oat-Milk-1l/dp/B07VNVXPRG?th=1). Max…
tomclancy replied to 
bemybubble on Any Tax Agent Recommendation for Filing Returns for Investment Property
bemybubble on Any Tax Agent Recommendation for Filing Returns for Investment Property@bemybubble is this your accounting practice? I hope so. Your tax advice on OzBargain is always thoughful and accurate. As a CA myself…
Haha, had to vent 🤣. Feel better now!
I switched from Superloop to Spintel. I'm on 211/20 plan. Everything great for 2-3 weeks, then one day dropped to 40/0.08 [that is not a…
8+ cards per year. Impressive. I'm hitting 4-5 max in a good year. Doing my best to get 350,000 QFF to hit Points Club Plus then take foot…
I have to disagree. If I focus entirely on QFF then each year I can attain Points Club Plus through churning. If I were to spread my…
Well see, that's the thing. When a majority or users/churners are focussing on QFF then it should reason that there would be reduced reward…
Serious question, if Velocity is better or same for Europe, Asia & USA then when would you recommend QFF over Velocity? I'm asking because…
No, but I sold my gift card for $180 cash
A lot of us got the 8a for [$350 last week](https://www.ozbargain.com.au/node/844795) - well I got for $300 because of discounted gift…
tomclancy replied to 
mrXO on Temu: Upsized 50% Cashback for New & Existing Customers @ TopCashback AU
mrXO on Temu: Upsized 50% Cashback for New & Existing Customers @ TopCashback AUI have same experience as you. I asked bot for free shipping (ultimately had to speak to agent who gave it) then I had it for a month but…
tomclancy commented on UGG Woolcomfort Classic Mini Boots Premium Australian Sheepskin Chestnut - $53.10 Delivered @ Luxor Linen via Lasoo
[Same boots at eBay with MAYP17 17% off come down to $44.82](https://www.ebay.com.au/itm/274667444135) In fact, doing a quick Google search…
tomclancy replied to slackme on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-Fi
slackme on Google Pixel 8a 128GB $849 + $200 JB Hi-Fi Gift Card + $300 Trade-In Bonus + Delivery ($0 C&C) @ JB Hi-FiTwo weeks, not two days
UP Bank use Tiimely entirely (Tiimely have a white label product) --> https://tiimely.com/case-studies/up-home-zone. Bendigo Bank and…
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