I have been researching options for combining my wife's super and mine and this popped up in the mail. There are 3 options based on what you want to invest in and the price in title is for the …
We’re facing an unusual financial situation due to an unexpected increase in our income this financial year (FY 23/24), plus some ambitious expectations of a new house during the next 12 months. …
Be Financially Confident on Superfunds! Every superfund claims that they are the best. This Superfund Comparison Tool will help you compare and rank them, eliminating confusion of which one is …
Hi all, my daughter is starting work for first time as a casual in daycare area. I'm looking for a good super fund she should join. I would prefer industry funds. She has a friend who has …
Hi fellow ozbargainers, I am planning to max out my Super concessional contribution including any carry forward contributions. However, because I get CCS from Centrelink, I’ve been told that this …
I would like to pay as much as I can into super below the financial year. ACcording to the ATO (https://www.ato.gov.au/tax-rates-and-codes/key-superannuatio…), if my super balance is below 500k, I …
Hello Everyone, I tried looking up but most of the discussions are about paying off mortgage vs making extra contributions into Super. I am trying to compare paying extra into investment property …
Hey there all you keen finance experts! Hoping to get a few perspectives on the question above. My wife and I have about $210k each in super, so about $420k in total. We were toying with the idea of …
Hi guys, I've asked this before and now here I am after sinking 15k into super for the FHSS. I'm at a stage now where I'm unsure if I should sink more through salary sacrifice, …
Hi all, my partner been working for a salon and her boss said she would help her with opening a super account on her behalf. This was about 1 year ago and she was new to the country and she let her …
ING sent comms a few weeks ago, about changing their Living Super over to OneSuper. Employer contributions will need to change over from ING effective 1st Dec to your new/OneSuper For all with ING …
Can someone (age 63, Registered Nurse in a public hospital) retire from a 4 day a week part time position (for 5 years), access super (move it to a retirement account), and after a break, work for …
Last year, I've made after-tax super contributions to my Hostplus Super account (FYI: https://moneysmart.gov.au/grow-your-super/super-contribution…) I've already filled out the ATO form …
Hi All, used to be in Australian Retirement Trust (ART)Superfund, and a few years ago, they used to perform pretty good, and also paid out "dividends" or "interests" every year. …
Just found out some people can salary sacrifice into super, up to $1.1 million per year. Dawned on me Baby Boomers would have been pumping and now dumping from these products. Mortgage would be paid …
So I am currently with UniSuper and love how th the High Growth, Australian Shares, International Shares and Global Companies in Asia investment options perform. What I am trying to figure out is - …
This is just a PSA of some info I found out recently. Every year you could contribute $25,000 in super contributions this was made up from your salary plus personal contributions or salary …
Hi folks, In trying to get on the Government deposit guarantee scheme, our income needs to be below $200k. It's currently at about $215k. Looking to find out if anyone has previously paid …
Hi guys, I just moved back to Australia after working overseas for years. As a result, basically I have little money in my super account. I am thinking of planning for the future. Here are three …
Hi All, Superannuation, everyone's least favourite subject until 20yrs too late you realise the magic of compound interest and that a few tiny changes make all the difference between a …
