How much do you think is needed in superannuation for a comfortable retirement? ASFA (Association of Superannuation Funds of Australia) suggests $595,000 for singles and $690,000 for couples, …
Say I have a div 293 tax debt to pay. Am I better off paying it from my super or paying it from my savings? Or is there no difference? Cash flow is not a major concern. I just want to find the most …
Hi People, Can someone help me out here. I was told that there is no super paid on the last paycycle, is that correct ? Sound a bit strange to me and I was expecting super for the last week I was on …
I am with ING Direct Super account. I was wondering which super would be good for me if I wish to switch this to somewhere else? I am mostly looking for most perks (example higher insurance payouts, …
Hi everyone, I have read previous posts re super however and now paying as much as possible into my super. I'm currently with Aus Super (they apparently have been fined & concerned about …
There is lots of discussion on which Superannuation/Pension funds have the lowest % fees but, as balances increase, only fixed or capped fees can compete. Any suggestions where to look for the …
I'm a financial illiterate. I started working 5 years ago and I have been using CBA's Colonial first state as my super. Realised that I'm being ripped off since the last 5 years and I …
Sequel to my previous forum post on SMSF. Thank you to everyone that chimed in my previous post on SMSFs. A lot of very good advice there. After running numbers with all variables I am seriously …
I recently switched my super contributions to Australian super from a retail fund but I haven't yet transferred my existing super balance over. I have life, tpd & income protection insurance …
G'day, what is the correct method for contributing pretax funds into a superannuation account? Premise: I occasionally work on side projects and have an ABN account that generates irregular …
I just got a text message on my phone about half an hour ago: Sender: AusSuper (it's one of those alphanumeric sender ID's, no number) Message: "AustralianSuper has processed …
I have a question and was wondering if someone knew the answer to this. Let me explain a bit more. Say I was paid salary in current financial year ending 30 June 2024. However the employer actually …
What is a super co-contribution If you're a low or middle-income earner and make personal non-concessional (after-tax) contributions to your super fund, the government may also make a …
I have been researching options for combining my wife's super and mine and this popped up in the mail. There are 3 options based on what you want to invest in and the price in title is the …
We’re facing an unusual financial situation due to an unexpected increase in our income this financial year (FY 23/24), plus some ambitious expectations of a new house during the next 12 months. …
Be Financially Confident on Superfunds! Every superfund claims that they are the best. This Superfund Comparison Tool will help you compare and rank them, eliminating confusion of which one is …
Hi all, my daughter is starting work for first time as a casual in daycare area. I'm looking for a good super fund she should join. I would prefer industry funds. She has a friend who has …
Hi fellow ozbargainers, I am planning to max out my Super concessional contribution including any carry forward contributions. However, because I get CCS from Centrelink, I’ve been told that this …
I would like to pay as much as I can into super below the financial year. ACcording to the ATO (https://www.ato.gov.au/tax-rates-and-codes/key-superannuatio…), if my super balance is below 500k, I …
Hello Everyone, I tried looking up but most of the discussions are about paying off mortgage vs making extra contributions into Super. I am trying to compare paying extra into investment property …
