Sequel to my previous forum post on SMSF. Thank you to everyone that chimed in my previous post on SMSFs. A lot of very good advice there. After running numbers with all variables I am seriously …
I recently switched my super contributions to Australian super from a retail fund but I haven't yet transferred my existing super balance over. I have life, tpd & income protection insurance …
G'day, what is the correct method for contributing pretax funds into a superannuation account? Premise: I occasionally work on side projects and have an ABN account that generates irregular …
I just got a text message on my phone about half an hour ago: Sender: AusSuper (it's one of those alphanumeric sender ID's, no number) Message: "AustralianSuper has processed …
I have a question and was wondering if someone knew the answer to this. Let me explain a bit more. Say I was paid salary in current financial year ending 30 June 2024. However the employer actually …
What is a super co-contribution If you're a low or middle-income earner and make personal non-concessional (after-tax) contributions to your super fund, the government may also make a …
I have been researching options for combining my wife's super and mine and this popped up in the mail. There are 3 options based on what you want to invest in and the price in title is the …
We’re facing an unusual financial situation due to an unexpected increase in our income this financial year (FY 23/24), plus some ambitious expectations of a new house during the next 12 months. …
Be Financially Confident on Superfunds! Every superfund claims that they are the best. This Superfund Comparison Tool will help you compare and rank them, eliminating confusion of which one is …
Hi all, my daughter is starting work for first time as a casual in daycare area. I'm looking for a good super fund she should join. I would prefer industry funds. She has a friend who has …
Hi fellow ozbargainers, I am planning to max out my Super concessional contribution including any carry forward contributions. However, because I get CCS from Centrelink, I’ve been told that this …
I would like to pay as much as I can into super below the financial year. ACcording to the ATO (https://www.ato.gov.au/tax-rates-and-codes/key-superannuatio…), if my super balance is below 500k, I …
Hello Everyone, I tried looking up but most of the discussions are about paying off mortgage vs making extra contributions into Super. I am trying to compare paying extra into investment property …
Hey there all you keen finance experts! Hoping to get a few perspectives on the question above. My wife and I have about $210k each in super, so about $420k in total. We were toying with the idea of …
Hi guys, I've asked this before and now here I am after sinking 15k into super for the FHSS. I'm at a stage now where I'm unsure if I should sink more through salary sacrifice, …
Hi all, my partner been working for a salon and her boss said she would help her with opening a super account on her behalf. This was about 1 year ago and she was new to the country and she let her …
ING sent comms a few weeks ago, about changing their Living Super over to OneSuper. Employer contributions will need to change over from ING effective 1st Dec to your new/OneSuper For all with ING …
Can someone (age 63, Registered Nurse in a public hospital) retire from a 4 day a week part time position (for 5 years), access super (move it to a retirement account), and after a break, work for …
Last year, I've made after-tax super contributions to my Hostplus Super account (FYI: https://moneysmart.gov.au/grow-your-super/super-contribution…) I've already filled out the ATO form …
Hi All, used to be in Australian Retirement Trust (ART)Superfund, and a few years ago, they used to perform pretty good, and also paid out "dividends" or "interests" every year. …
