Superannuation +

AustralianSuper

Australian Super Funds Targeted in Cybersecurity Breach - Australian Super Locked down Their Accounts?

Looks like there's been a decent cyber attack at Australian Super - so far, 4 members have confirmed losing up to $500k total. I've just checked and I can't login or see my …

170
ESUPERFUND Self-Managed Superannuation Fund - $0 Set-up Fee & $0 First Year Admininstration Fee (Save $1399)

expired ESUPERFUND Self-Managed Superannuation Fund - $0 Set-up Fee & $0 First Year Admininstration Fee (Save $1399)

I haven't applied myself so unable to provide any reviews about their process etc, but here's some details from their website. FREE SMSF Setup If you apply to establish a New SMSF on or …

Australian Retirement Trust

Australian Retirement Trust Account - Need to Send Our Super to Keep It Active?

hi all, just received an email from Australian Retirement Trust saying they may close my (currently empty, for 1 year) account unless: 1. employer super paid into Australian Retirement Trust. 2. …

Australian Ethical

Australian Ethical Super Returned 14 Percent in 1 Year

I was looking at my Superannuation and in the past year it has grown 15 percent if you include about $700 in contributions so more likely 14 percent. My portfolio is 34 percent International Shares, …

How Much Super Do You Need?

How much do you think is needed in superannuation for a comfortable retirement? ASFA (Association of Superannuation Funds of Australia) suggests $595,000 for singles and $690,000 for couples, …

Div 293 Debt - Better to Pay off from Super?

Say I have a div 293 tax debt to pay. Am I better off paying it from my super or paying it from my savings? Or is there no difference? Cash flow is not a major concern. I just want to find the most …

No Super for The Last Week of Employment (Federal Government)

Hi People, Can someone help me out here. I was told that there is no super paid on the last paycycle, is that correct ? Sound a bit strange to me and I was expecting super for the last week I was on …

Which Super to Move to?

I am with ING Direct Super account. I was wondering which super would be good for me if I wish to switch this to somewhere else? I am mostly looking for most perks (example higher insurance payouts, …

Suggestion Changing Superannuation Co

Hi everyone, I have read previous posts re super however and now paying as much as possible into my super. I'm currently with Aus Super (they apparently have been fined & concerned about …

Lowest $ Fees for High Balance Direct Share Superannuation or Pension Accounts

There is lots of discussion on which Superannuation/Pension funds have the lowest % fees but, as balances increase, only fixed or capped fees can compete. Any suggestions where to look for the …

Looking For Superannuation Suggestion

I'm a financial illiterate. I started working 5 years ago and I have been using CBA's Colonial first state as my super. Realised that I'm being ripped off since the last 5 years and I …

SMSF - What to Do with The Money in There?

We have a SMSF and have bought a property last year and are receiving decent returns. We have approx $50k in there now. Any suggestions as to what to do with the money there? We are thinking of …

Hostplus

Superannuation Funds. Is Hostplus good?

Sequel to my previous forum post on SMSF. Thank you to everyone that chimed in my previous post on SMSFs. A lot of very good advice there. After running numbers with all variables I am seriously …

Switching Super Funds & Insurance

I recently switched my super contributions to Australian super from a retail fund but I haven't yet transferred my existing super balance over. I have life, tpd & income protection insurance …

Superannuation Pre-Tax Contribution Question

G'day, what is the correct method for contributing pretax funds into a superannuation account? Premise: I occasionally work on side projects and have an ABN account that generates irregular …

AustralianSuper

Text Message from Australian Super about Tax Deduction - Fraudulent?

I just got a text message on my phone about half an hour ago: Sender: AusSuper (it's one of those alphanumeric sender ID's, no number) Message: "AustralianSuper has processed …

Is (Concessional) Superannuation Contribution Based on When Salary Was Paid or Based on When It Was Deposited by The Employer

I have a question and was wondering if someone knew the answer to this. Let me explain a bit more. Say I was paid salary in current financial year ending 30 June 2024. However the employer actually …

3070
Receive up to $500 Superannuation Co-Contribution for Individuals (Under 71 YO) Earning Less than $58,445

expired Receive up to $500 Superannuation Co-Contribution for Individuals (Under 71 YO) Earning Less than $58,445

What is a super co-contribution If you're a low or middle-income earner and make personal non-concessional (after-tax) contributions to your super fund, the government may also make a …

200
30% off First Year Self-Managed Super Fund Annual Fee: from $693 (RRP $990) @ Stake

expired 30% off First Year Self-Managed Super Fund Annual Fee: from $693 (RRP $990) @ Stake

EOFY30

I have been researching options for combining my wife's super and mine and this popped up in the mail. There are 3 options based on what you want to invest in and the price in title is the …

poll 70k on Super or Offset and Sell or Not Sell The PPOR to Fund a New Home

We’re facing an unusual financial situation due to an unexpected increase in our income this financial year (FY 23/24), plus some ambitious expectations of a new house during the next 12 months. …