Have You Changed Superannuation Investment Option Recently?

With stock markets and bonds doing odd things… Trump pushing for tariffs then pressing the pause button… And other instruments reacting to the changes…

How do you feel about your super investment option, and if you changed it as a result of the last few weeks/months, to what and why?

They say you should invest to match your risk tolerance, and not to try and beat the market… But I also think current times are somewhat unprecedented…

I'm interested to hear others' thoughts

Poll Options

  • 4
    I have no idea how my super is invested
  • 90
    I think it is temporary and will balance out in time
  • 2
    I am considering to change my investment choice
  • 6
    I changed my investment choice recently
  • 4
    I changed my investment choice multiple times over the past few months

Comments

  • +2

    Crazy orange man causing all the volatility. So it’s temporary

    • +2

      100% into VIX

  • +1

    There's no poll option for not making any changes.

    • You're right… 2 I felt is kinda the option for people not making changes…

  • Very likely in the minority here, but being younger with a SMSF; the market turning red is a big win. Many solid company's having cheap(er) share prices as they react to the tariff situation, I took some out of my savings, contributed into my Super and invested. Being in it for the long game means I'm pretty comfortable in the knowledge this will all balance out over the next boom and bust cycle/s.

    • +1

      AGREE !
      I hope companies take advantage of the uncertainty and increase prices to maximise shareholder value during these difficult times….

      • I've already increased the rent by 12% for all of my 27 investment properties.

        Can't afford to loose money.

    • +1

      Anyone younger with a high disposable income is a big win when markets are in the red.

      I had a covid baby and they were up 50%+ just $100 a month into the index after 3 years.

  • +3

    super is long term, just relax unless your near retirement age

    • Even then if you have enough so the compulsory withdrawal leaves enough behind I wouldn’t worry.

  • Stay the course

  • +1

    Buy gold bullion

  • +1

    Solved off a big chunk
    Bought more gold stock
    Pretty high cash % as valuations are still rediculous and I dont think markets will pop again until lower rates are lowered

  • +1

    Don't try and time the market. You will lose in the long term.

    • +1

      But that’s what Trump and his cronies did. See below

      • +3

        Trump didn’t time the market, he manipulated it.

  • +3

    What's going on is market manipulation. Hard to plan for these. Just DCA and stay the course. This too shall pass.

  • +1

    I do not believe the recent relief rally is a change of environment. Looking at the bond market it is clear the US economy was tethering on another major correction. Trumps back down was just a cover story for Treasuries to artificially rebalance key levels, the bottom line is Tariffs are still in play and trust that is lost cannot just return overnight.

    I would reduce my portfolio, hold, but certainly not invest yet.

  • -1

    where is the reponse for 'no, i have not changed anything'

    i know how to change my option i have in the past like many years ago i have no intension from change from high growth to low risk or fixed income till im over 60

  • +8

    Anyone care to take a guess at how much Trump & his sycophantic billionaire friends made this week?
    Trump was in debt & leveraged to the eyeballs.
    So why not stage a manipulated global crash, then 3 days later reverse it, having bought at a low?

    That’s what I’d do if I had that power

    • Spot on, Presidential immunity means he can do whatever, the biggest market manipulation in history.

    • Like Scott Galloway says. If you elected Putin and Xi as President and VP how would you take down America? Exactly what Trump is doing right now.

  • +3

    We'll be using bottle caps as currency by the time I reach retirement age anyway.

  • -4

    These voting results really goes against the "Orange man bad" narrative you usually see on here.

    • -5

      No surprise the virtue signallers give up when the rubber hits the road.

    • No we think the orange man is bad but we’ve seen shit before. Eventually the orange man will have to give in, as the 90 day pause shows. The longer he gives countries time to organise themselves the more he will lose.

      • -1

        He ain’t giving in; the other countries are.

        • I really don’t think so. China is lining up deals with other countries and Trump’s needlessly belligerent attitude is costing him good will. He is doing enormous damage to brand America. He might get short term concessions but the world will punish him in the longer term. Ultimately tariffs will be paid by the end point consumer in America, they aren’t going to like that.

          • @try2bhelpful: China is shitting themselves, but as a whole are worse than Trump. China, like Trump would never admit the other party has ‘won’. When did people start actually sticking up for China? I guess them controlling TikTok has worked in their favour

            China could ride it out, just as the USA could. Funny is China wants to be friendly with other countries now.

            Chinas been a bully to every country around it for decades, but now everyone is happy to get the potential benefits from said bully.

            • @Danstar: Stop drinking the Trump KoolAid and start reading the news. The economic analysts think Trump has crapped his pants on this one. China is toying with him at the moment. China, Japan and Korea just formed an alliance, there are other Asian countries considering joining it. There is a grass roots campaign around the world to not buy American made products. Any tariff is paid by the end point user so this means a big increase in prices to the average American. America doesn’t have the ability to pivot to internal industries to replace these products any time soon. Even if they could they would be way too expensive to export anything anywhere else.

              I don’t use TikTok but I also don’t use X or Facebook either. The difference is I haven’t been indoctrinated by anyone. I don’t like the Chinese government either but they are much more stable and better to trade with.

              The GOP is demolishing democracy in America. They’ve already corrupted the judicial system. For a people who bang on about Democracy, freedom and complain about tyrants they have been quick to jettison it all to bow to the first real tyrant that came on the scene. All his “executive orders” are no different to a third world tinpot dictator.

              If Trump was intelligent he wouldn’t be talking about people lining up to “kiss his arse”. Just unbelievably stupid.

              • @try2bhelpful:

                All his “executive orders” are no different to a third world tinpot dictator.

                I know. Imagine treating your entire population like prison inmates and telling them they're on lockdown, and then using hired muscle with guns (and gang colours) to bully and harass anyone out in the fresh air.

              • +1

                @try2bhelpful: what ever you say can literally be said for the opposite side.

                I don’t actually use TikTok or any other social media.

                I’m actually just starting to get tired of this left vs. right that seems to have gotten so bad over the last decade, I’m starting to believe it is just created on such a high level to be a distraction for all the plebs

                • @Danstar: Honestly mate can you see a left wing government in America doing what Trump is doing? I don’t care about left vs right but I do care about responsibility and accountability. Looking at what the GOP are doing with their culture wars and stripping people’s rights is just appalling. If people truly believe in democracy, freedoms and rights then you aren’t doing what the GOP are doing.

                  • -1

                    @try2bhelpful: No. Because left wing governments are soft and are more worried about winning votes than doing what’s needed for their countries to thrive.

                    • @Danstar: Absolute BS. You think caring about the populace is being soft? Go back through history, it tends to be the hardcore ones that fail. The more extreme their ideology the bigger the fall. People who think the ends justifies the means tend to come unstuck.

                      • +1

                        @try2bhelpful: They care about their mates back pockets, the ballot sheet and looking good before anything else.

                        Liberal ain’t far behind either.

                        • @Danstar: The LNP are in front of that. Look at their policies.

                          • @try2bhelpful: Labor will always be in front with the Unions basically controlling all their spending habits for infrastructure and the like.

                            • @Danstar: And the LNP will always be giving the big end of town even more tax breaks. There is something seriously wrong when people are plonking down money for multimillion dollar properties. Funnily enough not usually the union members buying properties worth $20 million bucks.

                              • -1

                                @try2bhelpful: The unions rort billions from us the tax payers.

                                The ALP have become "the big end of town" but pretend to still want to help the little guy

                                • @Danstar: Nah mate. As I said the union members aren’t the ones with the $20 million homes. The unions are amateurs compared to the big end of town Trump isn’t surrounding himself with billion dollar union reps. He is manipulating the stock market for his tech bros.

                                  • @try2bhelpful: I assumed we were talking locally.

                                    I don't think Trump needs to manipulate the market to leg up his 'tech bros', this is just a media beat up without any evidence and is the suckers just get sucked in to it.

                                    Don't be a sucker.

                                    • @Danstar: Frankly you are the sucker if you don’t see that is exactly what Trump is doing. Trump is all about enriching himself and his mates, always has been. Me, I’m not sucked in. I’ve not touched my shares or changed my Superannuation one iota. I’ve ridden out the tech crashes, the GFC, Covid, etc by refusing to get jumpy. The signs are strongly on market manipulation which a number of articles have pointed out.

                                      • -1

                                        @try2bhelpful: He's already rich enough. He didn't become president to make money, it's just part of the long line of rhetoric the media continue to spew to make people hate him.

                                        Do you ever think why the media, Democrats and majority of Hollywood try so hard to defame the guy? It's unbelievable and never happened before in the history of United States politics, you got to at least think at times, why?

                                        • @Danstar: You really did drink the KoolAid didn’t you? The guy is all about how much money he can make. He makes no bones about that. Get off the rightwing tropes and see the reality. Read the many articles that talk about the Stockmarket manipulation that is going on. Previous Presidents at least paid lip service to American “ideals”. The big question is how much the American people actually believe what they’ve been spouting all these years and how corrupted the SCOTUS is. If the people start objecting then Trump is toast because his GOP representatives will save their own skins. Very thin ice this guy is on.

                                          • -2

                                            @try2bhelpful: The comeback all lefties resort to.

                                            The bloke is a billionaire, he has enough money for generations, do you really think he wanted to be President to make money?

                                            Seriously, you lefties believe what ever the media spews.

  • I wonder at what point he's going to realise the Chinese won't be reaching out for him.
    Kinda looking forward to him retracting his tariffs and advising its for another bs reason.
    This will keep going lower before it gets better.

    • China doesn't need america. America needs China.

      China is a closed in society, with a more or less controlled population, they will just weather the storm

      Xi aint pandering to the big stupid clown in the circus tent

  • +2

    Remember Xi a few years ago at the big CCP conference doubled down on Zero Covid when everyone expected him to open up (like the rest of the world was)
    Then just a month later he backpeddled like a MF after the riots about the couple burning to death in their covid caged apartment.
    The Chinese economy isn't well at all…if he thinks he will lose power there will be kissing of Trumps ring

    • You guys are projecting what you think. The American public will be paying for the tariff increases. How long do you think the American people will be prepared to take that?

      • And when the rest of the world realises they can’t look tough with fake push back and come crawling back to the USA ?

        • It won’t happen mate. The best he gets is short term gain for long term pain. He is already backing down on things included in the tariffs.

          • +1

            @try2bhelpful: It’s literally the opposite happening right now. There is no gain yet, the gain will happen long term

            • @Danstar: The world is lining up against Trump and America, tariffs mainly affect the end point consumer. America is too expensive to go to manufacturing. If there is no gain now there certainly won’t be in the long run.

              • @try2bhelpful: Taxes don't get a gain after day 1. This is the same.

                Countries are lining up to make a deal, but you barely hear about that in the media. You only see lame stories how the EU, Canada, etc. are "teaming up" or defending China

                • @Danstar: Maybe we aren't hearing about it because countries aren’t lining up to do a deal. The taxes will very quickly get added onto the costs, that is the way these things happen. Often stores don’t even wait to run out of stock before increasing the prices. These will be massive increases in price. As I said, Trump is already blinking. He will blink more as the impact on the US economy becomes evident.

                  • @try2bhelpful: Around 15 countries have gone back to the USA to try make a new deal….

                    I agree tariffs will increase prices on some goods short term, but there will be greater benefits long term.

                    • @Danstar: They were always going to talk to the USA, that doesn’t mean they are making deals that will advantage the USA over the long run. However, I can guarantee they are talking to each other. Mostly they will be working out how to get the best deal out of the USA for themselves. The USA is nowhere near self sufficient. There people don’t like taxes. As soon as the prices start sky rocketing they will get very unhappy about it.

                      Trump made a very tactical blunder by attacking everyone and being so abusive about it. Everytime he backs down on a tariffs he looks weaker. He will need to backdown in a lot of tariffs to not hit the American economy in a big way.

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