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I was with QSuper for over 20 years. It was great. Then it became ART and it all turned into $h!t They have a lot of stupid TV ads now…

What you say is correct. However the way I see is that the only thing you have real direct control on is the admin and investment fees. For…

So the options with very low investment fees are the indexed ones. Indexed growth 0.05% Indexed balanced 0.06% Indexed defensive 0.08%…

0.7% fees is expensive for an index fund

>I would say probably 95% of people never change from the default Yes, and the default option is always the most expensive. Even Hostplus…

Yes, no problem at all when they take your money. But when you want your money back it is a big deal and they have all sort or requirements…

Yes the reviews are not good. But the same applies for all other super funds. If you go by the reviews you would run away from all of them!…

Index funds returns are all pretty much the same. They hug the index, so they return pretty much the index's return. Managed funds are…

Interesting, but subscriber only article. Any chance you can copy and paste it here, if you have access please?

Exactly! Spot on! I would upvote your comment 10 times if I could. >Now if you REALLY want to start splitting hairs I do 🤣. Customer…

If you are in a high income tax bracket and if you can afford to lock the cash away until you are 60, it is worth to always maximise your…

As Warren Buffet said, "buy the cheapest car your ego can afford"...

Property has already skyrocketed. I wonder how long it can keep skyrocketing. I guess as long as supply is low because of huge increases in…

Yeah, you never know how companies will change. Usually they change for the worse. QSuper used to be great. Now they have supposedly…

Thanks for the feedback. If you are in the Balanced option check the investment fees. Not the lowest. My thinking is to create my own…

Thanks Iwantthebestprice. Exactly the feedback I am after. Cheers

Barefoot investor seems to have some commercial relationship with Hostplus, so of course they would promote Hostplus. That's not…

Thanks. Very interesting. There are 19 pages of comments on the thread you mention! So much to learn.

I like to have everything I can think sorted out before I pull the trigger.

I wouldn't be stock picking. If I want to do that with a few thousands I would do that outside super. I would be investing in the index…

Exactly my thinking. And index trackers would also be very similar to the index ETFs that I would be looking at in a SMSF.

Funny you say that. I actually did with Hostplus today. Just to check... It was about id requirements to open a pension account. Their PDS…

Thanks bbinc. I have run some numbers and probably I will get very similar administration and investment costs with Hostplus without the…

Many young-ish people never call their super. Many don't even know how it is invested. Others try to maximise their investment and/or make…

I am more after how their customer service is. Are staff answering the phones helpful and knowledgeable? Do request for changes or…

Sequel to my previous forum post on SMSF. Thank you to everyone that chimed in my previous post on SMSFs. A lot of very good advice there.…

Yes, but next year (this year now) I am retired so I will pay very little tax as no more work income!

>Get proper advice to look at options instead of hoping to get free advice on ozbargain. I though that was the all idea behind ozbargain.…

Yes. We are lucky here to be able to get more reliable first hand feedback from other ozbargainers. That's why I am seeking comments from…

I just checked out Hostplus as some comments recommended. They have very low fees, much lower than ART. But the customers' reviews are not…