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I don't understand why the bank accounts for SMSF are paying much lower interest on cash. Macquaire accelerator seems to be the best at…

Would this work to roll over husband's and wife's super in one SMSF where both retired but one still in accumulation stage (preservation…

Thank you. We fot the money out of the trust when Rabo rates for trusts took a dive. They used to be the same as individual's rates. Now…

Yes, looking at SMSF, otherwise superannuation funds fees are too high.

Thank you. I looked at it, but considering that individual accounts are paying 5.4% to 5.5% it is a big difference.

$180k in interest...I wish...

>the fact that we give these companies extra in subsidies, extra money that could help improve the public system is how I know the…

🤣 Bank interest used to be "shit" Now is a bit better at about 5%. There lies the ~~good~~ problem

Thanks dor the suggestion, but we are over the couple MLS threshold by about $20k. The MLS is 1% so about $2k. Not going to donate $20k to…

I would normally foresee. Lots going on this year with retirement and all the rest.

Unfortunately not worth with LHC loading.

Not sure about the downvotes. Does everyone think that PHI us such a good thing?

Unfortunately not.

Thank you for your comment. That's what I was thinking. Difficult otherwise to find a tax deduction for $20k at this stage. Complete…

Reply to all the PHI comments. Never had PHI as I always thought it was a government imposed scam. Not big earners so managed to stay under…

Agree. Unfortunately a bit too late for 2023-24 fy. And it is only a one off. Unfortunately income will be nowhere near that in 2024-25 fy.…

We retired this financial year, so the majority is employment income. However there is about $20k in interest income from a lifetime of…

Question for the taxation gurus in the smart OZB community. Retired person. With the higher interest rates this financial year, the…

Thanks jackary. I did not think of Macquaire. I actually have an account with a debit card, although I never used it. Any better than the…

Almost time to pack the bags for our european holiday. I just thought to check on the latest Ozbargain expertise regarding the best…

Can these cards be used on Paypal and then from Paypal pay my credit card bill with them?

>they just don't care. Nobody cares any more. Qantas, Virgin, Flight Centre, the banks, electricity providers, insurances, medicare,…

What is your bad experience with them? It looks like BYOJet is exactly the same of Aunt Betty.

I agree completely. But this particular flight (only 1 stop) somehow is only available through these online companies. The airline will not…

Yes I suspect that a lot of bad reviews generate from people that expect what they feel is fair, rather than what is written in the T&C…

Thank you. Good to hear feedback from people that actually used the services recently.

I made another forum post about this, but I got good advice on this post so I put it as a comment here too. Now I found the best flights…

I previously made a forum post looking for flights and I got a lot of good advice and tips from great OzBargainers. Now I found the best…

You are better than a travel agent! Thank you! I will pm you.