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Have leased same car - went for longest lease available because total cost is pre tax so more beneficial - eventual after tax payout will…

If you arent taking a big interest and believe that 'stock picking' at an institutional level is just luck, rather than research of…

Some interesting thoughts here... "go with the lowest fee" - isnt best net return the aim of the game? or is the assumption that all fund…

Sounds like a terrible problem to have - you know how to make money but not what to do with it. You dont want retained profit in an…

Google says...https://rpemery.com.au/articles/where-to-store-your-will.html. Suggest multiple copies - you, storage, family and/or executor…

An executor is the responsible boss of your Will and makes the final decision on how assets are treated and distributed based on (your) the…

Any unexplained marks on an original Will (which is a legal document) can suggest that the document has been tampered with, parts missing,…

FYI financial advisers generally have access to software that has quite detailed projection and alteration functions like changes in…

Interesting view but a bit simple and not accurate in this case 1. The mortgage is already offset, it costs him nothing, he could just have…

The facts 1. The 500k balance rule is as at 30 June of the previous year, so if you arent there by this June you may still qualify for next…

Yes and no. The Will itself will be fine if executed correctly (signed by valid people, no staples or clips, etc) The problem may be in not…

1. Most ISF members are in the 'default fund' eg ~90% so thats where they focus performance attention to smooth returns and also where they…

You obviously have experienced some pain in the past or have a long held belief that continues without recent evidence. Just for fun I did…

Try reading info via online providers for better understanding - SafeWill, Willed, Will Wizard, etc. WW offers a TT with their estate…

top right of screen on website is your avatar, under that is 'account' showing payment details

Do you need Life insurance? spouse, kids, elderly parents, debt, income replacement. Do you need it paid via Super? tax free beneficiary,…

Let my 1 month Free Trial run over, paid $8.99 but thought it time to move to the 2 months free Apple TV+ instead. Went to cancel and was…

Should I bet all my money on one horse? Unless its Makybe Diva, probably not. While ASX is only 2% of world market value, it has performed…

Do pops a favour and find access to AMM, rates at 3-4% for 12mth deposit, not 5 years.

No quote, it appears on my version of the webpage as $433.65 inc GST, bought them 2 weeks ago. If yours is more it suggests different…

People will pay for anything if they value it. Determining right level is one part, right product or combination, structure and strategy,…

Its called financial advice. If you want to do it yourself you could start with Riskinfo website, that has basic quotes and PDS info.…

Financial advisers get access to Australian Money Market wholesale rates = banks paying 3 - 4% for 6 - 12 mths at present.

I have both, amex pays for itself thru credit and gives better points for food and fuel, other card for those that dont take amex, included…

Cash = rainy day, income buffer, opportunity ready, its not an investment. But AMM is offering 3 - 4% on 6 -12 mth TDs to park your money…

FYI $433 thru JB HiFi Business website

Super is way better that personal if you have spare capacity and time, 15% on the way in means you start with ~20% more than average earner…

I didnt see anyone give you an answer relevant to you. At age 40 you should have 3x your SG wages in Super, so if you are on a decent…

Financial advice is...getting advice about your 'finances'. But this covers a very wide scope, from education, to products, to cashflow, to…

Yeah but Samsung have service centres and happy to cover repairs well outside 12 mths with a receipt. Just got new panel after 3.5 yrs…