bbinc » user profile
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Member Since | 24/10/2017 |
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Last Seen | 23/08/2024 |
Badges | 1 |
Location | MElbourne |
Recent Activities
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Ubank has some complexity in withdrawing. They have Spend accounts and Save accounts. Spend a/c earns no interest. You can’t withdraw…
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Seeing it’s come from an REA that’s what I’ve been thinking.
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Just reviewing a few months of this discussion. One thing most have overlooked when comparing fees vs SMSF is that industry funds etc fees…
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BGL Simple Fund 360
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bbinc replied to
gougou8 on [Everyday Extra] Free Bottle of 750ml Woolworths Cooking Oil @ Woolworths via Everyday Rewards
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It’s good for lubricating the paper shredder.
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FYI, the firm I started with is mentioned in these articles. Back then it was a small firm, doing a great job at a small fee. Audits were…
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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Every last cent : correct especially re corporate trustee. Regarding rearranging - only if someone notices what is happening. Which means…
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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Brokerage costs - Selfwealth, $9 per trade.
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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That term deposit income shifting strategy can be handy, but I fear I’ve just shifted the pain to next year..
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You have to get hold of their investment option PDS and research the fees for each option. All expressed in %, and paid before your return.
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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The BGL software does all of those statements, reports and returns automatically, as long as the data entry is correct. Most is auto fed…
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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In the annual minutes.
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That’s the problem. I. Looked at Hostplus, fees were negligible but the investment fees were hidden. To the tune of 8k c/f my investment…
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Totally agree. Settled for ‘going to school’ and doing it myself.
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Nevertheless, ATO requires trustees document their consideration. Link not needed as all trustees must read this detail.
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OP: I wish you well in your deliberations. SlickMick and myself are the main hands on responses you have. Both of us have had experience…
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ATO requirement, every year trustees must consider insurance needs.
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Netjock - even though I’m not working, if I could get reliable, non rent-seeking help at that cost I’d do it. I’m $220+$330 + levy,…
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I love it. Gives me a break from Sudoku and the garden just before spring.
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SlickMick, not just saving. Control has been a godsend. Starting and stopping pensions on a dime, not waiting days or weeks for someone to…
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Agree with Zeph101. One thing with the software, not all banks and brokers participate in the software data matching. Especially the…
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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The % difference is possibly the tax withheld in accumulation
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Spot on Slick Mick. I do my own bookkeeping using specialised subscription software. That’s $220, audit $330 - I know there is cheaper…
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bbinc replied to
EveryLastCent on Starting SMSF. Tips, Advice, Suggestions, Recommended Providers, etc
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Zeph101 mentions BGLSF360. ($220 p.a) I’ve used it for years after taking over from a percentage based provider (16yrs ago). They dropped…
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Good to hear porting out and back worked. Is one month on a non Telstra carrier enough?
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Miele test their dishwashers and advise some residual water.
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Your Citibank card was replaced with a NAB Classic Banking Visa. After some digging I found this…
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Recently had a card blocked and cancelled while travelling. It was replaced with a virtual card in Apple Pay same day. A number of…
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Consider the costs before doing this. I run an SMSF myself for less than 1K, looked at rolling to an industry fund but would pay a…
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bbinc commented on Dash Cam Recommendations
YouTube is your friend for a self install. I had an auto electrician do an install for me, front and rear $130. Next I did myself and as…
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