Hearthstone » user profile

VAS is old school with higher MER, the curse of incumbent there are better providers these day with cheaper MER like Betashares

you only get shingles if you have chicken pox when you was younger, if you never have chickenpox you can't get shingles it also depends on…

it rare to get much better price than what you advertised unless you go to auction in a very hot market or your properties is very unique…

most people checked both sites, I say you can still get good sale just go with domain only and save a few K. when I buy properties I…

50K isn't a lot of money, there is a requirement for SMSF to have certain liquidity/cash flow to deal with ongoing expenses and other…

it a culture/image thing Chinese don't like Chinese brand products, they prefer foreign brands

I trades options but I have very specific strategy to generates income do you understand how options work? I wouldn't touch it if you don't…

also if you are in the game for a while, you know performance of fund can be manage or slightly manipulated for instance a lot of fund…

Properties is not a good hold in retirement for passive income, yield too low, no franking credits and sudden repair cost and tenant…

Here is some recent infor on hostplus…

@ram4ram are these VESA mount and can put on monitor arm instead of stand?

You are correct, your children super and your although pool into one, each has their own separate balance within that pool and at year end…

I think you are motivated enough to run a SMSF but you probably want to do it properly rather than just purely save on fees So, spend the…

lot of record keeping and work involve running a SMSF, personally I wouldn't do it just purely to save 1000-2000 in fees, it has to be more…

@EveryLastCent I think setting up SMSF just purely to save $2000 a year is probably not worth it in my opinion, the paperwork, the…

S&S a bit cheaper than Costco, shame can only get 6L max, every time I go to Costco, I stock up 10 boxes because I only go to Costco every…

I prefer ANA or JAL going to Japan

Mt Fuji view is dependent on the weather of the day, if it clear sky no cloud you get an awesome view else all you see is a bunch of clouds…

Their tools is good but too expensive for what it is, I found the cheapo Trojan tools selling at bunnings are bloody good value for money…

can you pair with the older play 1 and play 3 for rear surround?

time to accelerate the LandCruiser order and write it off in tax ?

but the PM is backed by a self-interest horse, he owned multiple properties, so all talk no action -:)

never have issues with Amazon, all my refund are process within minutes, even stuff that still in transit and got lost some where or it…

back in the day I used to get caned for misbehave, I learn real fast not to get out of line cos that shit hurts but I dont caned my kids I…

long working hours, no one takes leave so if you do you are at odd and an outcast, social work drink is a must, small houses probably good…

@SBOB how is your going? I am looking at getting this one as well have you used any wok on it? if you are, can you send some links

if this is trend eventually some clever business will advertise with no surcharge and they start getting more business and competition will…

they should have an option surcharge or tipping I would tip for the workers as this money goes to them and surcharge goes to the business…

I got these about 6 of them through out the house they are awesome If any of the alarms goes off you know it doesn’t matter where you are…

There is no ETFs platform, ETFs are trades like shares and you buy them via a broker like Stake, Comsec, IB etc... if you got an account,…