welcomeUniverseWorld » user profile

Member Since 03/11/2018
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welcomeUniverseWorld commented on NAB Qantas Rewards Signature Card: 90,000 Points ($3000 Spend in 60 Days + $320 1st Year Fee), 30,000 Points 2nd Year ($420 Fee)
Doesn't your credit report get hit when you churn credit cards?
21/01/2025 - 18:54
welcomeUniverseWorld replied to Izzyy on Spend $x (Min $50) in 1 Transaction at Coles Each Week for 4 Consecutive Weeks & Get 10,000 Bonus Flybuys Points ($50) @ Flybuys
Nope. If you do, then you are not counted for the offer. Your offer needs to be delivered within the week
21/01/2025 - 11:55
welcomeUniverseWorld commented on Spend $x (Min $50) in 1 Transaction at Coles Each Week for 4 Consecutive Weeks & Get 10,000 Bonus Flybuys Points ($50) @ Flybuys
1. $50/weekly for 4 weeks => 10,000 points 2. $100/weekly for 4 weeks => 10,000 points 3. $70/weekly for 4 weeks => 10,000 points 4.…
20/01/2025 - 11:25
welcomeUniverseWorld commented on Coles: Get $5/ $10/ $15 Cashback When You Spend $50/ $100/ $150 or More @ CommBank Yello (Activation Required)
I got get $10 off when spend $200... Seriously? Pass
19/01/2025 - 18:33
welcomeUniverseWorld posted a forum topic What Do You Think about TRUMP (Trumps' Own Meme Coin) ?
Trump launches his own meme coin (crypto). It is here https://dexscreener.com/solana/a8nphpcjqtqhdquk35uj9hy2ysgxfkczgunwvkd3k7vc What do…
18/01/2025 - 19:34
welcomeUniverseWorld replied to YesPleaseThankYou on Why Pay for Health Insurance Extras for Remaining Months of The Year When Extra Limits Are All Used up?
These surgies are tied with extras.. dental, etc...and some to do with hospital as well
18/01/2025 - 11:27
welcomeUniverseWorld posted a forum topic What Provider Allows Sim Only for Apple Watch?
I have a Lebara 365-day plan activated on my Apple iPhone and an Apple Watch that supports its own SIM. Currently, if my phone is nearby, I…
18/01/2025 - 10:18
welcomeUniverseWorld replied to AustriaBargain on Why Pay for Health Insurance Extras for Remaining Months of The Year When Extra Limits Are All Used up?
None at the moment. I will soon be switching from Medibank to another provider. However, I have already used up most of the extras…
18/01/2025 - 10:10
welcomeUniverseWorld replied to AustriaBargain on Why Pay for Health Insurance Extras for Remaining Months of The Year When Extra Limits Are All Used up?
However, many have advert saying "2&6 Month Wait Periods Waived"... Does that not mean when I get the extra again, the wait periods for…
18/01/2025 - 10:06
welcomeUniverseWorld posted a forum topic Why Pay for Health Insurance Extras for Remaining Months of The Year When Extra Limits Are All Used up?
What if I take health insurance with some extras, use up all the limits for those extras, and then cancel the extras for the remainder of…
18/01/2025 - 09:55
welcomeUniverseWorld replied to GuyfromMelbourne on Please Suggest Ways of Savings in Regular Expenses
Not at this stage. Eventually that will be the last thing I will look at after I have got everything else under reasonable control :)
17/01/2025 - 06:46
welcomeUniverseWorld commented on Please Suggest Ways of Savings in Regular Expenses
##Update: - **Gas**: Currently switching from AGL to Engie; will need a new provider in three months. - **Electricity**: Also switching…
17/01/2025 - 00:56
welcomeUniverseWorld commented on $20 off Your First Shop over $120 @ Woolworths Online
What stopping people from creating multiple new account and using this?
13/01/2025 - 15:46
welcomeUniverseWorld replied to capslock janitor on $20 off Your First Shop over $120 @ Woolworths Online
Nah You get $20 off + $10 if you do click and collect. It comes to 25% off
13/01/2025 - 15:45
welcomeUniverseWorld commented on Does This Work in Australia? Reducing Microsoft 365 Subscription Cost by Attempting to Cancel Plan
It says for me CURRENT SUBSCRIPTION Microsoft 365 Personal AU$111.30/year CURRENT SUBSCRIPTION WITHOUT AI Microsoft 365 Personal Classic…
10/01/2025 - 07:07
welcomeUniverseWorld replied to YesPleaseThankYou on Bonus $480/$900 Costco Shop Card with an Eligible Hospital & Extras Cover (Paid on Months 3 & 7) + Extras Waiting Waived @ nib
This is about NIB. NIB have issues with St Vincent. BUPA & AHSA has issue with Healscope hospitals (some not all). Specifics matter rather…
01/01/2025 - 14:30
welcomeUniverseWorld replied to YesPleaseThankYou on Bonus $480/$900 Costco Shop Card with an Eligible Hospital & Extras Cover (Paid on Months 3 & 7) + Extras Waiting Waived @ nib
Talked with NIB directly. They have no knowledge of such with hospitals around me in western sydney. I find it baseless to make such bold…
01/01/2025 - 14:20
welcomeUniverseWorld commented on Please Suggest Ways of Savings in Regular Expenses
Initially I had as below for car insurance etc *NRMA Road Side Assist - 134.00/yearly => $12/monthly *NRMA Comprehensive -242.55/month Now…
01/01/2025 - 02:25
welcomeUniverseWorld replied to YesPleaseThankYou on Bonus $480/$900 Costco Shop Card with an Eligible Hospital & Extras Cover (Paid on Months 3 & 7) + Extras Waiting Waived @ nib
probably none. I never liked any replies with words like trust me bro or google without defending
31/12/2024 - 22:33
welcomeUniverseWorld replied to RogerLoger on Spend $X in 1 Transaction at Coles Each Week for 2 Consecutive Weeks for Bonus Flybuy Points @ Flybuys
I agree. Head to Aldi, or even to Wollies or to local shops or even just buy from Coles and not use the flybuys. Eventually it has seen to…
29/12/2024 - 01:48
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