![[Healthcare Worker] 8 Weeks Free (15 Weeks with Avant) Hospital & Extras Cover, Extras 2-Month Wait Waived @ Doctors Health Fund](https://files.ozbargain.com.au/n/00/893700.jpg?h=d6d6944b)
I know it's a very closed group but see "who can apply" to check if you qualify.
Get 8 weeks free when you switch by 31 March. (My understanding is that you have to serve 12-14 weeks of paid cover to qualify for the free weeks as highlighted below in the comments).
Plus, you'll skip the two-month waits on extras so you can claim from essentials like dental and optical straight away.
If you also have medical indemnity with Avant, you get 15 weeks free instead of 8 (10 weeks after 3 months and 5 weeks after 12 months).
Refer-a-Friend promotion
Can be used in conjunction with Refer-a-Friend promotion (both referrer and referee gets a $100 Prezzee Smart eGift Card after referee has held policy for 8 weeks)
https://www.doctorshealthfund.com.au/refer-a-friend
Doctors’ Health Fund will provide members with a unique code (the “Promotional Code”) which must be used by the new referral, within the Promotion Period, when completing an application form on the Doctors’ Health Fund website at the time of joining the fund.
The Promotional Code must be included on the Referred Friend’s application form at the time of joining for the Promotion Benefits to be issued. If the Promotional Code is not included, neither party will be entitled to receive the Promotion Benefit.
The Referred Friend needs to be active and financial for eight continuous weeks for the Promotion Benefits to be issued. Doctors’ Health Fund is entitled to disregard any purchases using the Promotional Code if within eight weeks of that purchase the relevant purchaser has terminated their policy for whatever reason.
Who can apply?
The following people can apply for health insurance with DHF, not only for doctors as name suggests.
- Current or former (including retired) registered medical practitioners, including overseas trained doctors registered for the AMC exams.
- Current or former (including retired) health practitioners in any of the following fields:
** optometry
** physiotherapy
** psychology
** occupational therapy
** dentistry (including dentists, dental therapists, dental hygienists, dental prosthetists or oral health therapists)
** medical radiation (including medical radiation practitioners, diagnostic radiographers, medical imaging technologists, radiographers, nuclear medicine scientists, nuclear medicine technologists or radiation therapists.
** Students studying to become a medical practitioner or eligible health practitioner.
** Employees of a medical practitioner or eligible health practitioner, such as practice managers and receptionists.
** Employees of any member associations for medical practitioners or eligible health practitioners, such as the AMAs.
** Families of eligible members, which includes parents, children, grandchildren, spouse/partner, sibling or niece/nephew.
For comparison, I used this government link and not the dodgy compare the market sites. I didn't know before that this existed and makes comparison easier:
https://www.health.gov.au/resources/apps-and-tools/compare-h…
I am with these guys. This is a bit expensive but provides a great cover :)