YesPleaseThankYou » user profile

> All are owned by the same company, though. Same corporation.

You were offered a typical retention offer. Before I tell you mine, what are your thoughts on this?

> may not be possible Why may not be possible? There is always a deal. > we have ignored the living points but I am sure they are worth…

> could you not effectively reset these annual limits when switching to AHM? See https://www.ozbargain.com.au/node/889412#comment-16269805…

> I think, all these churning deals are for Hospitals + Extra. Almost all such offers, yes. > as you can see we haven't been churning (our…

I don't think a code is required for online sign-up as it's a custom URL. Code is for over the phone.

See [The right to…

https://www.ozbargain.com.au/tag/health-insurance

https://www.apra.gov.au/quarterly-private-health-insurance-statistics

You might be in breach of Fund Rules prohibiting concurrent membership. Further, you would be claiming the government rebate twice for the…

Hopefully Doctors Health Fund has obtained legal advice in that respect.

> I was getting expensive quotes from other funds and i can't churn if i want to have a private obstetrician. Waiting periods already…

If you stay, you pay. Time to switch!

Hardly genius. It skirts around the issue. The matter should be addressed directly.

Creates public liability issues for the Owners Corporation and seems to be impacting the OP's peace and enjoyment of their property and…

Yes. See what offers are available close to your required policy start date. To add, there's nothing to stop you from churning a couple of…

> This strategy would require me to churn private insurance companies every 2.5 months. Is that what people here are doing? Some might be,…

It seems that people can't handle the truth :)

> Am I eligible for this offer if I m with Frank? I heard they are basically the same company Did you read the terms to see whether you're…

> Insurance fraud involves making an insurance claim. > Using a different address to get the lowest possible cost access to a rewards…

I already do, via churning, achieving savings of around 60%.

> You are confusing the qualification period with when the promotion ends up being applied. Call the period what you will, the customer is…

> But that's 100% correct. Incorrect, as the customer is required to pay for more weeks prior to the application of the free weeks by…

I'm sure you are aware that isn't really a 50% discount, hence your smiley. I'm sure you've read and are familiar with: * Information about…

And no need to fall for HCF's attraction and retention gimmick.

> Agl just sent me a please come back email with $250 credit on electricity. Nice. AGL gave us $225 'please come back credit' after we left…

Not too different to my thoughts on this promotion: [1 Month Free Health Insurance (Applied after 1 Month's Premium Has Been Paid, Stay for…

> I don't think any fund starts by giving free weeks upfront otherwise you would just keep switching every few weeks. But i am haopy to be…

If one is looking to save on health insurance, corporate discounts are minuscule compared to the savings that can be made by churning.

I'll just add that @easternculture and I are regular churners and familiar with industry tactics. We're best described as frenemies 🥹