YesPleaseThankYou » user profile

Sure, Jan!

No shit. That's the point. Are you OK?

Confirms what I said above: > Not worth the hassle.

> How often do people change per year? 5 to 6 times per year—depends on the available deals.

Now expired promo: https://www.ozbargain.com.au/node/878058 Edit: sorry, I initially said UniSuper—I meant UniHealth Insurance.

The email address listed on the page you have linked shows: [email protected] This is level 1 support. The email address I provided…

> For BUPA it is 12 months It varies by promotion not by health insurance company. There have been many Bupa promotions where the exclusion…

I'm with UniSuper until the end of February—I'm sure there'll be something exciting in the February offers as we head into the annual…

> Thats because you talked to wrong people. I don't think you've read or understood my posts. > Im sure i got the complaints team contact…

I should have been clearer: > Qantas Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private…

Again, it's great that you found speedy resolution, but countless others did not. Dealing with Bupa was very difficult for many people. >…

Well, as I have said many times before, if you judiciously follow the 'pay 1 month get 6 weeks free' offers, you will save approximately…

Yes, that's if the new fund even bothers to apply the previous usage. My experience has been that the new fund often doesn't bother,…

Sage advice!

On what basis? There are many citation or referencing systems. Some use single quotes, some use double, some use both.

The benefit you describe is just a retention gimmick offered by AHM, that you appear to have unfortunately fallen for. You can easily get…

You are kidding yourself if you think you'll save more by staying with Bupa compared with churning, regardless of the asserted 'full…

You're wasting your time. Just churn to another offer. At least Bupa was honest by stating it doesn't want your business.

I'm not sure what your point is.

Lucky you. However, you know very well that many people waited a long time and were dismayed and distressed by Bupa's lying customer…

Have you read the promotion terms?

They're all maximum 6 weeks per annum because of a legislative restriction limiting the maximum discount that can be offered. See clause 6…

> Which ones are your go-to PHI providers with decent promotions? The ones with 'decent promotions' at the time I need to churn. See the…

You might think that's exciting. I don't. You achieved an 11.5% discount (6/52.25). Churning through pay 1 month get 6 weeks free offers…

Have you read anything in this thread? It's always worth switching.

💩💩💩 💩💩💩 💩💩💩 And a shit tonne of collective time wasted with Bupa complaints and the Private Health Insurance…

I have no idea what you're referring to or talking about.

I'll take that as comment.

> How does everyone line up their churns? You churn when the benefits expire. > These bargains all seem to fall in around the same periods.…

Read the promotion terms and let us all know.