YesPleaseThankYou » user profile

I would say that if you didn't pay for the premium, you're not going to be able to cash it out—you would forfeit it. *...5 minutes…

Why don't you read the Live Better Terms and let us all know?

The adjustment that might occur at tax time is to the applicable rebate percentage. If the OP claimed the rebate from two funds…

The intent of the rebate (and hence its design) was not so that people can hold concurrent policies. A number of funds have drafted their…

That doesn't make the clause disappear or extinguish any debt that might arise between the policyholder and Phoenix Health Fund.

See this document [ACCC Advertising and selling…

I'm going to downvote this 'deal' mainly due to the following clause: > Phoenix Health reserves the right to deduct an amount equivalent to…

You can use Live Better points to get Amcal gift cards to buy pads and a range of other pharmacy items.

The OP appears to have devised an elaborate multi-policy arrangement: > Personally I keep my existing health cover and just double up for…

Expired https://www.ozbargain.com.au/node/878043

Why would you wait? What if the backlog is never cleared? Your 'logic' is hard to follow.

> Unfortunately some banks will look at the sum of all your available credit lines (even if none is used) I'm not sure you understand how…

That's great, but what I said above continues to apply.

Yes, be warned, Engie is tricky like this. As part of this 'deal' Engie moved us to Demand Pricing, blaming the distributor. However, no…

> provided you have not received a welcome credit 'you' is a person. 'you' cannot be an address.

Oh, why did the OP mark this 'deal' as expired? All their multiple policy secrets exposed?

Now that I put some further thought to this, if you are holding multiple hospital policies, you are claiming the government rebate for two…

Contact the Private Health Insurance Ombudsman.

> I receive the ... $1000 worth of points But see: > Singles and single parents will receive 50,000 Live Better rewards points, and…

And look at all the tips I have offered. Posting a crap deal (like the one you have posted) isn't doing good for anyone. I mean, you can't…

> When you turn 41, the discount is reduced by 2%. So if you had an existing 10% discount, this reduces to 8% when you turn 41. For each…

Please report Medibank to the ACCC for this misleading promotion.

Too risky. Medibank customer service is almost as bad as Bupa's. As a regular churner, and without 6 weeks free, this is no deal from me…

Reused? What else is wrong in your post then?

> grandfathered discounts with my not for profit insurer that I would like to keep There is 100% no way that these grandfathered discounts…

Why would you not?

A health insurer resets the extras limits in accordance with its own Fund Rules. If 'limit reset' is what you are after, then switch to a…

Yes, the limit resets on the 1 January, 1 July, or Date of Joining (anniversary date). You are entitled to claim again up to the relevant…

Maybe not their strong suit, at least that's how it seems.

You'll very likely save much more by churning than by worrying about a free dental service. Every person's priorities are different. Do…