lyoo01 » user profile

Member Since 06/01/2017
Last Seen 4 hours 33 min
Badges 2
Location Sydney

Recent Activities

lyoo01 commented on Klook Travel Fest Discount Codes 5% - 25% off for Locations World Wide @ Klook
Can you get as many free HK airport express tickets with different email?
30/11/2024 - 21:52
lyoo01 replied to lyoo01 on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
On the topic of repayment of 2%. I am not sure about that either. They read out T&Cs and I didn't hear anything about that
28/11/2024 - 11:16
lyoo01 replied to dealstacker on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Yeah, it's incredible. I will now get 6 months free on 46800 :) That's an interest saving of $1404 based on 6%. I will close it after this…
28/11/2024 - 11:10
lyoo01 replied to b-t on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
I just did 2 BT and the last rep that I talked to also told me all the balance transfers expire at the same time i.e. 6 months from my…
28/11/2024 - 11:03
lyoo01 replied to Mrgreenz on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Yep. I gave them a call to manually undertake it. I did it as soon as I got the card
24/11/2024 - 17:11
lyoo01 commented on Ray-Ban Meta Smart Glasses $391.20 Delivered @ Amazon AU
I see a different colour at a cheaper price (but lower RRP). https://www.amazon.com.au/dp/B0CGXX2HG5?th=1 Is this different one in terms of…
22/11/2024 - 14:39
lyoo01 replied to nightelves on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Sorry about that. Yep, I stand corrected. I made one Citi Payall transaction last year so it has been a while since I last did it. 0.95% is…
20/11/2024 - 14:56
lyoo01 commented on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Why is everyone so caught up on Payall though? For most people who didn't sign up during 0 fee promotion, it still costs like 2% ish. Is…
20/11/2024 - 14:20
lyoo01 replied to nightelves on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Yeah but since it has a large credit limit, I think I will BT 80% for shorter period and close it after like 3-4 months OR lower credit…
20/11/2024 - 14:18
lyoo01 replied to CodeXD on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Well yeah. I made that mistake but at least can I not get the maximum benefits off BT? Can I ask them to lower credit limit as well?
19/11/2024 - 20:02
lyoo01 commented on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Okay so I got approved for 58500 but at the time of application, I said I didn't want BT because you had to put in how much and where to…
19/11/2024 - 19:21
lyoo01 commented on 10% off Café Choice eGift Cards (Membership Required) @ Australian Unity Rewards
So is this as good as restaurant choice GC?
07/02/2024 - 01:00
lyoo01 replied to Shadowsfury on AmEx Platinum Charge: 275,000 Bonus Membership Rewards Pts via Referral, $450 Travel Credit, $5000 Spend, $1450 Annual Fee @AmEx
I am a serial churner as I had 9 credit cards churned over the last year but I wasn't rejected for this. I guess it could also depend on…
05/02/2024 - 09:26
lyoo01 replied to freddiewanah on AmEx Platinum Charge Card: 200,000 Bonus Membership Rewards Points, $450 Travel Credit, $5,000 Spend, $1,450 Annual Fee
What does this mean? Did you get 2 amex cards and bonus points for both?
10/01/2024 - 17:41
lyoo01 replied to ZippyRoo on AmEx Platinum Charge Card: 200,000 Bonus Membership Rewards Points, $450 Travel Credit, $5,000 Spend, $1,450 Annual Fee
That's an excellent point. Would be good to see if mortgage experts can weigh on the supposed benefit of holding a charge card.
10/01/2024 - 14:18
lyoo01 replied to Nzbargain on NAB Qantas Business Signature Card: 150,000 Bonus Qantas Points ($4,000 Spend in 60 Days), $295 Annual Fee
I wonder if you can just send in financial statements yourself as that wouldn't cost anything...
02/01/2024 - 10:41
lyoo01 replied to SydOzber on NAB Qantas Business Signature Card: 150,000 Bonus Qantas Points ($4,000 Spend in 60 Days), $295 Annual Fee
Cheers. Seems like a similar deal to ANZ one in that case :)
12/12/2023 - 23:26
lyoo01 commented on NAB Qantas Business Signature Card: 150,000 Bonus Qantas Points ($4,000 Spend in 60 Days), $295 Annual Fee
Can you apply for this if you had personal card in the last 12 months and still get the bonus points?
12/12/2023 - 13:46
lyoo01 commented on Bonus $20 Gift Card for Every $100 Best Restaurant Gift Card Purchased @ Best Gift Cards
Doesn't work? I bought or tried to buy 1000 worth but cannot see 200 bucks worth of GC
22/11/2023 - 21:24
lyoo01 replied to G-rig on Citizen Automatic NB6004-83E Titanium Sapphire Watch $729 Delivered @ Starbuy
I am not particularly concerned about that aspect but I can see why for some people. This watch is very tempting and I have been reading…
17/11/2023 - 12:17
lyoo01 replied to Bruno28 on Citizen Automatic NB6004-83E Titanium Sapphire Watch $729 Delivered @ Starbuy
Ah I see. I was going to buy this until I saw this.
17/11/2023 - 11:59
lyoo01 replied to Mr Joker on ANZ Qantas Business Rewards Card: 100,000 Qantas Points with $6,000 Spend in First 3 Months, $375 First Year Fees Waived @ ANZ
I asked the same question earlier. I read T&C but couldn't find anything about having personal ANZ card. I presume it's okay but not 100%…
09/11/2023 - 12:40
lyoo01 commented on ANZ Qantas Business Rewards Card: 100,000 Qantas Points with $6,000 Spend in First 3 Months, $375 First Year Fees Waived @ ANZ
Am I eligible if I hold personal FF black card for ANZ?
08/11/2023 - 15:43
lyoo01 commented on 30,000 Bonus Velocity Points with New Credit Card from Partners @ Velocity Frequent Flyer
Applied today :) Thanks for the heads up. I can see the "offer" on velocity frequent flyer website as well. It doesn't say anything about…
06/11/2023 - 07:49
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