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Member Since 21/03/2024
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The 3 month balance transfer does reset the six month period. From the Citi website: Balance Transfer offer Your total balance transfers…
15/02/2025 - 01:04
@fozzie I asked if I could perform the BT to a BSB and account number, and confirmed it was to transfer (pay off) debt, when all it was…
15/02/2025 - 00:57
@Mrgreenz All purchases accrue interest while BT is active
15/02/2025 - 00:56
$50 profit for me as I was sloppy with the trades. Thanks OP
15/02/2025 - 00:28
I was able to do Gamepass Ultimate conversion from core 2:1 using an India VPN last week so Xbox definitely still can be done. Ended up a…
14/02/2025 - 15:23
Great deal OP. Wish the trade in deal could be used in rural areas but I get why they can’t.
14/02/2025 - 15:12
Thanks for the tip, bought it.
20/01/2025 - 14:34
Worked fine for me, $35ish profit after 20 mins of waiting
18/01/2025 - 00:06
Worth a try
14/12/2024 - 13:16
That BT value will be amazing. I wonder if you could lower the credit limit after the 80% BT (reducing it by approx 11k) to help with…
26/11/2024 - 21:40
Purchases have no interest free days while a balance transfer is active for citi cards
15/11/2024 - 08:15
Similar with the exception that you can’t use it for dining credit at restaurants. The AMEX does have another PP for one supplementary…
31/10/2024 - 21:36
Priority pass visits can be used for lounges or a $36 dining credit at select restaurants at a given airport which can be better or worse…
31/10/2024 - 15:05
What cards are you referring to? The AMEX offers are all awful at the moment. Platinum is 150,000 points which is only worth $750 with an…
30/10/2024 - 22:00
A balance transfer traditionally transfers a debt or 'balance' from one credit card to another. Banks offer promo periods of low or no…
30/10/2024 - 15:38
Churning this card yields over $1,000 profit in gift cards and interest through the points and balance transfer alone for anyone with a…
30/10/2024 - 15:25
The BT is 0% always, but spending with the BT is not. Payall would be charged interest from the date of payment. Best to do the payall…
30/10/2024 - 15:23
Plus over $500 in interest earned/saved from the balance transfer offer makes this card an elite churn. Add in mobile phone insurance,…
29/10/2024 - 22:50
The interest free balance transfer is different to payall. It is a payment executed by Citi when you request over the phone or on…
29/10/2024 - 22:45
And also you get to use the passes for restaurant vouchers which the Amex platinum excludes you from doing.
29/10/2024 - 22:43
Beware the qantas version excludes payall transactions as part of the eligible spend. So you’d need to actually spend 7.5k in two months…
29/10/2024 - 22:42
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