dealstacker » user profile

Member Since 21/03/2024
Last Seen 15/11/2024
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dealstacker replied to phun on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Purchases have no interest free days while a balance transfer is active for citi cards
15/11/2024 - 08:15
dealstacker replied to cktftw on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Similar with the exception that you can’t use it for dining credit at restaurants. The AMEX does have another PP for one supplementary…
31/10/2024 - 21:36
dealstacker replied to patinadiary on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Priority pass visits can be used for lounges or a $36 dining credit at select restaurants at a given airport which can be better or worse…
31/10/2024 - 15:05
dealstacker replied to Drakesy on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
What cards are you referring to? The AMEX offers are all awful at the moment. Platinum is 150,000 points which is only worth $750 with an…
30/10/2024 - 22:00
dealstacker replied to Trying2SaveABuck on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
A balance transfer traditionally transfers a debt or 'balance' from one credit card to another. Banks offer promo periods of low or no…
30/10/2024 - 15:38
dealstacker replied to Drakesy on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Churning this card yields over $1,000 profit in gift cards and interest through the points and balance transfer alone for anyone with a…
30/10/2024 - 15:25
dealstacker replied to Davelovesdealz on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
The BT is 0% always, but spending with the BT is not. Payall would be charged interest from the date of payment. Best to do the payall…
30/10/2024 - 15:23
dealstacker replied to gazer on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Plus over $500 in interest earned/saved from the balance transfer offer makes this card an elite churn. Add in mobile phone insurance,…
29/10/2024 - 22:50
dealstacker replied to fozzie on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
The interest free balance transfer is different to payall. It is a payment executed by Citi when you request over the phone or on…
29/10/2024 - 22:45
dealstacker replied to coralda on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
And also you get to use the passes for restaurant vouchers which the Amex platinum excludes you from doing.
29/10/2024 - 22:43
dealstacker replied to fozzie on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Beware the qantas version excludes payall transactions as part of the eligible spend. So you’d need to actually spend 7.5k in two months…
29/10/2024 - 22:42
dealstacker replied to xrailgun on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Yeah best to payall first (I was just explaining the BT component of the deal). There is no interest charged you are correct that the 2% is…
29/10/2024 - 22:35
dealstacker replied to kehuehue on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
Doesn't seem to be any disclosed exclusion period. Ask via chat or phone
29/10/2024 - 20:52
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29/10/2024 - 20:52
dealstacker replied to xrailgun on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
1. Get the card 2. Call and ask for a 'balance transfer', to a BSB and account number of your choosing 3. Let the balance sit in a high…
29/10/2024 - 20:50
dealstacker replied to DingoBilly on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
There is effectively zero spend required if you use the payall feature to pay yourself $10,000 for a $95 fee (also receive $50 in flybuys…
29/10/2024 - 20:42
dealstacker replied to a1234my on Citi Prestige Credit Card: 250,000 Citi Rewards Points ($10,000 Spend in 90 Days), 6 Months 0% Interest BT, $700 Annual Fee
I did exactly this. Beware though, the Qantas version excludes payall transactions for minimum spend criteria which tells me they may do…
11/10/2024 - 20:28
dealstacker replied to JackieCh on CommBank Low Rate Credit Card ($6 Monthly Fee): $100 Monthly Cashback for 4 Months with $500 Monthly Spend @ CommBank Yello
No need to see it in offers, just need to be in a tier when applying.
11/10/2024 - 12:07
dealstacker replied to ColtNoir on iPhone 16 Pro 256GB $1929.99 Delivered @ Costco (Price Beat $1832.55 @ Officeworks)
Packaging the phone, not the gift cards.
10/10/2024 - 10:35
dealstacker commented on iPhone 16 Pro 256GB $1929.99 Delivered @ Costco (Price Beat $1832.55 @ Officeworks)
Just did this exact thing with 16pro 128. $1480ish all said and done. Plus salary packaging will take another 40% off of the $1642 that I…
10/10/2024 - 09:38
dealstacker replied to EBC on ANZ Platinum Credit Card: $300 Cashback with $1,500 Spend in 3 Months, No First Year Annual Fee ($87 p.a. Thereafter)
Yeah the key is in the exclusion criteria in the footnotes of the offer page. As others have replied to you, ANZ Rewards, Qantas and others…
10/10/2024 - 09:32
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