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Kogan Credit Card: $400 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

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Kogan Credit Card: $400 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money
Go to Deal
BlueGlowOne on 23/11/2024 - 10:26 koganmoney.com.au (546 clicks)
Last edited 24/11/2024 - 19:26 by 1 other user

Kogan has increased the Kogan Credit amount back to $400 after it went down to $300 since the last deal expired for Black Friday.

Please check past comments threads for more information: https://www.ozbargain.com.au/node/860843

Earn $400 Kogan.com credit
When you spend $3,000 on eligible purchases in 3 months from card approval†

0% p.a. on balance transfers for 6 Months
No balance transfer fee applies. Reverts to cash advance rate

$0 annual fee
A no annual fee rewards credit card

Complimentary FIRST Membership

0% p.a. for up to 24 months when you pay with instalments at Kogan.com
Eligible Kogan.com purchases only. One-off fee of up to 6.5% applies for instalments. T&Cs apply

Add up to 4 additional cardholders at no cost

Criteria:

You receive a regular income.
Be in permanent full time or part time employment, or be self employed, and have a good credit rating.
Be 18 years or older and a permanent Australian resident.
Have a valid email address and mobile number.

https://www.koganmoney.com.au/credit-cards/important-informa…

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Comments

  • cook99 on 23/11/2024 - 10:33

    If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer.

    • TomGum on 23/11/2024 - 10:35

      I had this card 3 times now. All times I got my credit.

      • hola011 on 23/11/2024 - 10:52
        +1

        This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer.

      • deeeno on 23/11/2024 - 10:53

        As in, you've signed up 3 times under your own name and they've honoured the credit bonus?

        • TomGum on 23/11/2024 - 12:18
          +1

          Yes that’s right.

          • cook99 on 23/11/2024 - 14:15

            @TomGum: Well played. I got 2 in before they added the clause, hilarious they still give you credit. Not worth the punt for me, waste of a churn when you have no leg to stand on if they apply their restriction per the terms. But good luck if you can keep it going ☺️

            • TomGum on 23/11/2024 - 15:01

              @cook99: Just make sure to use a different email id.

      • nightelves on 23/11/2024 - 11:08

        Wait seriously?! It says you don’t get the credit.

      • CodeXD on 23/11/2024 - 16:21

        When was the last time you signed up with them? How much time between each card?

  • ForTheGreaterGood on 23/11/2024 - 12:35
    +4

    I'm ashamed to say that this is one of the cards I've never churned out. Maybe it's the no annual fee plus decent rewards earn that's holding me back, or maybe I'm just getting lazy with age.

  • cski on 23/11/2024 - 12:50

    The worst part about my kogan card
    Is the offers advertised on mine were unattainable

    Because as soon as mine had a balance transfer loaded
    Any spend on the card then invalidates the BT interest free period, to commence being normal interest bearing debt.

    This one they changed slightly to

    Please note that you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the variable annual percentage rate for retail purchases.

    • Jeeyang on 23/11/2024 - 18:03

      Really? I don't see any interest charges in my statements.

      • cski on 23/11/2024 - 18:37

        The quote is direct from pds of the above offer

        The unique terms of mine and this pds indicate the kogan card frequently change the terms so care should be taken when committing,
        Obviously care should be taken with all brand cards of course, but kogan seem a little more creative than others

  • cryptos on 23/11/2024 - 13:38

    I always get auto rejected.. yet get NAB cards no issue

  • Goldenra1n on 27/11/2024 - 12:31
    +1

    Just been approved, not sure if I'll get a ps5 or done it's a tough decision

  • Marrk on 04/12/2024 - 11:51

    Rejected for this card, can only think because of churning..

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