• In 2 days

10x Everyday Rewards Points on Vanilla Mastercard Gift Cards ($5.95/$7.95 Purchase Fees Apply) @ Woolworths (In-Store Only)

600
10x Everyday Rewards Points on Vanilla Mastercard Gift Cards ($5.95/$7.95 Purchase Fees Apply) @ Woolworths (In-Store Only)
Go to Deal
Cashback
VantageXL on 07/10/2024 - 17:11 woolworths.com.au (184 clicks)
Last edited 07/10/2024 - 17:17 by 1 other user

For each variable Mastercard you buy loaded with $500, you’re essentially paying $7.95 (the purchase fee) to earn $25 worth of Everyday Rewards Dollars (or 2,500 Qantas points):

Gift Card Purchase Fee EDR Dollars Earned Profit/Loss
$50 $5.95 $2.50 -$3.45
$100 $5.95 $5.00 -$0.95
$25-500 (loaded with $500) $7.95 $25.00 $17.05

See the Gift Card FAQ for more info about these cards.

Offer available from 9/10/24 to 15/10/24 on all denominations of gift cards listed. Available in store only at Woolworths Supermarkets and Select Woolworths Metro. Scan your Everyday Rewards Card to collect 10x points. Excludes Woolworths Online and MILKRUN. Standard points will not be earned on amount spent on gift cards, but the relevant number of bonus points that you qualify for under this offer. Bonus points can take up to 14 business days to be loaded onto your Everyday Rewards Card from date of purchase. Refer to individual cards for their terms and conditions, All Mastercard Cards are subject to purchase fees $50 = $5.95, $100 = $5.95, variable $25-$500 = $7.95. Unless specified, a limit of 5 cards per day per Rewards Member. For the Variable card where you choose the amount to load, limit of 2 cards per day per Rewards Member. Rewards Points $50 = 500, $100 = 1000, Variable card $1 = 10x points. Vanilla Mastercard gift cards are issued by Heritage and Peoples Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to a license from Mastercard International Incorporated. For Vanilla Mastercard Gift Card Terms of Use and Conditions, go to www.mybalancenow.com. While stocks last. Card images shown may vary.

Other Gift Card MasterCard Prepaid Card Reward Points

Related Stores

Woolworths
Woolworths

Comments

  • Chatgpttrue on 07/10/2024 - 17:15
    +2

    Beat me to posting the deal by a few seconds!

    • VantageXL on 07/10/2024 - 17:17
      +1

      Sorry! I don't normally bother but I was surprised that no one posted this one at 5pm on the dot.

  • sinnerman on 07/10/2024 - 17:19

    Anyone know if these can be used for international transactions?

    • VantageXL on 07/10/2024 - 17:22
      +1

      Per the cardholder agreement:

      2.5% of the transaction value applies when you make a transaction on your Card in a currency other than Australian dollars (AUD) or you make a transaction on your Card in any currency (including AUD) that is processed by a card scheme or billed by the merchant outside of Australia

  • mj always rules on 07/10/2024 - 17:22
    -4

    Damn bought one yesterday!

  • eecchhoo on 07/10/2024 - 17:25
    +4

    Another way to look at it is it 3.41% discount for $500 gc?

    • PiperDan on 07/10/2024 - 17:38
      +3

      A 3.41% discount isn't worth the effort IMO

      • abs898 on 07/10/2024 - 17:59

        Yes and no! Worth every Qantas point. Also helped save a lot of transaction cost. Eg DEFT 1.4% vs 0.4 on prepaid cards.

        Also ATO, usually you can't get any rewards on govt transactions.

        Different use case, worth for some, effort for others.

    • MiscOzB on 07/10/2024 - 17:56
      +1

      Can also do split payments (under $100) with HSBC card for an extra 2%.

    • greenjay on 07/10/2024 - 19:56

      Hi - newbie question here - what do you mean by 3.41% discount? Where/what is this a discount on?

      • Monkboo82 on 07/10/2024 - 20:04

        The rewards points based on a $500 load costs $507.95 but gives you spending power of $525. Therefore the cost per dollar value would be (507.95/525)*100. I get an overall discount of 3.2476%

  • puffinfresh on 07/10/2024 - 17:26

    ATO?

    Edit: Looks like yes

    • Chatgpttrue on 07/10/2024 - 17:38

      Yes but be aware card payment fee applies for credit card payments.
      https://www.ato.gov.au/individuals-and-families/paying-the-a…

      • ThePointsGuru on 07/10/2024 - 17:45
        +3

        They are considered debit Mastercard and attract 0.2% fees. So, you will pay $1 as a fee for every $499 payment.

        • dm02 on 07/10/2024 - 20:00

          You can then use the fee as a tax deduction 😁

    • unity1 on 07/10/2024 - 17:49

      Does the ATO website allow payment with 2 different cards ie gift card and balance with credit card?

      • WookieMonster on 07/10/2024 - 17:56
        +10

        The ATO website via myGov allows you to redeem a maximum of 5 payment cards every 12 hours, and you can do part-payments of any amount (starting from $1 + $0.01 payment processing fee). (You can redeem an additional 5 payment cards every 12 hours through Government EastPay.)

        For example, if you need to pay $3,300 in taxes, you can redeem up to 5x $500 Vanilla Mastercard gift cards via myGov (making $499 payments from each gift card), then you can go to Government EasyPay and pay the remaining $805 owed.

        • unity1 on 07/10/2024 - 17:59
          +1

          Thanks WookieMonster

        • Aced21 on 07/10/2024 - 18:10
          +1

          Thank you for this! Considering this for ATO payments

  • Shad on 07/10/2024 - 17:37
    +1

    @VantageXL - is it from tomorrow or from 9th Oct per T&C

    • VantageXL on 07/10/2024 - 17:39
      +1

      It starts on Wednesday 9 October.

    • Uncle Roger on 07/10/2024 - 17:40

      top of the page says "in 2 days" haiyaaa

      • puffinfresh on 07/10/2024 - 19:35
        +1

        In WA it says tomorrow at the top of the page because it's set to start at midnight AEDT, so 9pm for us.

  • richrichie on 07/10/2024 - 17:56

    Is this Vanilla Mastercard the one that is ok for DEFT?
    The Vanilla visa from recent Coles deal does not on DEFT.

    • abs898 on 07/10/2024 - 18:01

      I have been paying deft on vanilla visa. No issues tbh.

      • nightelves on 07/10/2024 - 18:24

        Yeah wasn’t working for me when I tried it with Vanilla giftcards from Coles last week.

        • abs898 on 07/10/2024 - 18:29

          I will give it another try tonight. I have been using both Coles Mastercard and Vanilla Visa.

        • abs898 on 07/10/2024 - 20:02

          Confirmed - doesn't worn on DEFT anymore :'(

  • Treasurehunter on 07/10/2024 - 17:57

    Can't find in-store in Perth OMG

  • melo4510 on 07/10/2024 - 18:00

    none in my local woolies left..

  • Toxinor on 07/10/2024 - 18:01

    Wonder if I could purchase these vanilla cards with the vanilla cards from Coles?

    • Chatgpttrue on 07/10/2024 - 18:22

      Short answer is no. But others can probably elaborate on this

  • SydBoy on 07/10/2024 - 18:21

    Not a single variable left in local Woolworths but plenty of $100 in stock!!

  • myisk on 07/10/2024 - 18:27

    Can you set a PIN and do they work at the same places as the Coles Prepaid MasterCards? Just wondering because the Vanilla Visa works at less places than the Coles MasterCard.

    • couger on 07/10/2024 - 18:36

      No pins for vanilla card,

      • VantageXL on 07/10/2024 - 18:41
        +1

        Vanilla Visa gift cards don't support PINs but Vanilla/Coles Mastercard gift cards do.

        From the cardholder agreement:

        The use of a PIN with a physical Card is optional. However, should you choose to use a PIN with a Card, you can apply one when you first use the Card at a merchant’s POS device. Any four-digit code will work as the initial PIN for your first PIN-based transaction. After the first PIN-based transaction, you must use the same PIN for each subsequent PIN‑based transaction, unless and until you choose to reset the PIN.

  • yht on 07/10/2024 - 18:29

    Limit 2 for variable cards per day per member.

  • Penalty boxer on 07/10/2024 - 18:40

    Thank you - looking for a way to hit CC spend

  • edumacation on 07/10/2024 - 18:43

    any issues with getting dodgy ones like the coles mastercard?

  • Mr RS on 07/10/2024 - 18:51

    Easy way to hit min spend on new credit card!

    Love these lickle deals

  • runamuck on 07/10/2024 - 18:59

    Does anyone know whether the 10% off per month (Woolworths insurance) applies to this?

    • VantageXL on 07/10/2024 - 19:00

      It doesn't. You may still be prompted to use it but it won't work.

    • Meteor Anarcom on 07/10/2024 - 19:04

      10% off doesn't work on any gift card purchase

      • Toxinor on 07/10/2024 - 19:23

        Some sim starters were excluded tho categorised as GCs.

  • frazel on 07/10/2024 - 19:14
    -4

    yeah, not worth the effort 0 thanks for posting though!

    • Mr RS on 07/10/2024 - 19:21

      😂 sorry Karen.

      • frazel on 07/10/2024 - 19:24
        -1

        Thats was meant to be a '-' not a '0'

        Yeah, 3.41% discount is too low given the difficulty it will be in finding variable cards. If it was online, I would be up for it.

  • pgsheng on 07/10/2024 - 19:58

    Is this still VIC/NSW only? Wonder if available in QLD.

    • WookieMonster on 07/10/2024 - 20:14

      Since when has a gift card deal at Woolworths been restricted to VIC/NSW only? The only times in recent memory I recall Woolworths excluding some regions from their gift card deals was when TAS was excluded from gift card deals earning bonus Everyday Rewards points (and this was only before August 2020, because that was when Everyday Rewards was not available in TAS).

      I can see this deal at the bottom of page 35 of the QLD catalogue.

  • fuzor on 07/10/2024 - 20:06

    Feels kind of pointless. Its a 3% discount and only if you get the full $500. Everything else even loses you money

  • Frozensage on 07/10/2024 - 20:13
    +1

    Would it be even less than 3.74% considering you spend the points at woolies and u can get woolies gc for 5% off?

Login or Join to leave a comment
Login Join