Similar to the deal below, you can get S24 Plus 256GB for final cost of $662.59 if you go through JB hifi/Telstra cancellation process
https://www.ozbargain.com.au/node/866487?page=4#comment-1570…
Phone will be free upfront plus you get $200 gift card. You will be hit with $766.59 early termination cost plus $99 first month fee.
You may try to price match Telstra price of $1399 which will further save you $298.
$1700 - 1697-766.59-99+200
I am paranoid that if I do it this way, I will get the debt collectors knocking on me door a year later asking for the rest of the money.