Brianqpr » user profile

So you've never been, but know why people who have been like it 😅

It is definitely not as openly seedy as Thailand is in places. Seeing old guys with walking sticks in one hand and teenage girls in the…

I like Nusa dua and especially loved it when the kids were young because it's so safe and free from traffic. However once they were older…

Going for 10 days on Wednesday. First 6 nights are booked (Canggu and Sanur) with the remainder to be decided.

There's something for everyone. Kuta is built up and a bit bogan. Good for footy tours etc. Nusa dua no traffic, big resorts, nice beach,…

I complained, no response after 3 months (so they've breached regulated complaint timeframes which stipulate 30 days for complaint…

So it costs $96 given a monthly fee that didn't exist before now applies to the card?

How many on here still have this card after the $8 monthly fee was introduced a few months back?

Yes these are good value and last very well.

Exactly this. And its not just the US where it is happening.

Yeah obvs owning land is a better option, but increasingly townhouses etc will be sought out by buyers because they are cheaper than houses…

You would be better off taking a loan you can afford to pay down faster than the minimum. Townhouses etc can be a good option. In the right…

Yes I used them in Tas and Cairns. No issues.

Travel insurance that covers the excess plus other stuff is cheaper.

Steady on, JB are the incredible "CRAZY PRICES!" people, whereas Good Guys are the just the other lot who sell the same things at the same…

Property is not low risk. I have many SMSF property horror stories I could tell you.

Indeed, it may get you to sleep for a while but you'll wake up not too long after feeling awful.

were you sent by someone who wanted her dead?

Thanks OP, ordered.

Sometimes local Facebook groups can help for recommendations, although you have to look out for people recommending friends/family. I used…

This is why super is invested with a reasonable amount (which depends on your risk profile) in growth assets so that you at least keep pace…

Hence the etc after his name

In terms of retirement planning, the ASFA basic and comfortable retirement guides are a good place to start. These get updated regularly…

This is my way of getting through work training courses but haven't used in on youtube.

I'm also from the UK and agree, especially with what the UK has turned into since around 2016.

This. Greed has taken over and also monopolises the media. The general population is complicit and too high a percentage of them just do…

Well that certainly takes care of some of the depreciation.

Just moved to BUPA corporate - family plan. Was paying close to $500 per month with CBHS and will now be paying $313 for hospital and…

Yes, we have gas for hot water (kids have looooong showers no matter how much we nag) plus a gas fire and gas cooktop. Our bills would only…

Pretty sure you can avoid the Medicare surcharge with a much cheaper health policy than OP has though.