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Purchase Fees Waived for $100 and $250 Coles Mastercard Digital Gift Cards @ Giftcards.com.au

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Purchase Fees Waived for $100 and $250 Coles Mastercard Digital Gift Cards @ Giftcards.com.au
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AkuroPlays on 01/03/2024 - 21:50 giftcards.com.au (2504 clicks)
Last edited 20/05/2024 - 22:49 by 1 other user

Not 10% off unfortunately, but if you're just looking to rack up some credit card points or get to a minimum spend, you can buy these gift cards with no activation fees.
Do keep in mind that these cards only support card-not-present transactions (e.g. online transactions). These cards do not support card-present transactions (e.g. in-person transactions where you tap).

Link to $100 and $250 Denominations:

Additional Information: As per feedback from other deals it is recommended to use the card ASAP.

Terms & Conditions: No Purchase Fee $100 & $250 Coles Mastercard

Terms and Conditions apply. No purchase Fee on $100 and $250 digital Coles Mastercard’s. Excludes $50 Coles Mastercard. Offer available from 1/3/24 9am. Offer ends 24/3/24 5pm. Offer only available from giftcards.com.au. Maximum order value $2,500. Can only be used for Online purchases only. Cards may take up to 24 hours to activate. Purchase fee will be deducted from total invoice cost. The Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring. For full terms and conditions click here.

Other Gift Card InComm MasterCard Prepaid Card

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Coles Group & Myer Gift Cards

closed Comments

  • Miyagi on 01/03/2024 - 21:58
    +39

    Meh

  • Dr Fruit on 01/03/2024 - 22:13

    ok

  • [Deactivated] on 01/03/2024 - 22:23
    +1

    🤣👎🤌

  • Shikha966 on 01/03/2024 - 22:35
    +22

    Keep in mind these cards are frequently hacked.

    • drfuzzy on 02/03/2024 - 09:14
      +6

      If you paste your card numbers here I can check them for you.

    • DoctorCalculon on 02/03/2024 - 19:38

      Buy and redeem immediately. Problem solved.

  • mantra on 01/03/2024 - 22:37
    +1

    oh no how did i miss this

    • zrmx on 01/03/2024 - 22:54

      Were you at work? 😢 I was

      • mantra on 01/03/2024 - 23:10

        nope, just blind… bought GCX+ 4.9% off cards that day and was keeping an eye on special
        im even subscribed to prepaid debit card & giftcards.com.au

        probably got lost in too many alerts

        Successfully subscribed to notification for mantra @ OzBargain.

        finally connected ozbargain bot to telegram app from my ozb account panel 😊

    • TechNerd on 01/03/2024 - 22:54
      +9

      You didn’t miss much. Was a struggle to place an order with most cards getting declined

  • Johnsickboy on 01/03/2024 - 22:39

    Is the maximum purchase value of $2,500 for per transaction or per day?
    Want to know for future reference.

    • Poor Ass on 02/03/2024 - 09:10

      Usually per promo per email

    • Katepond on 06/03/2024 - 15:50

      Do you figure it out? My second transactions still failed two days after my first transaction.

  • countmein on 01/03/2024 - 22:42

    Missed the boat last time but this one..

    • Poor Ass on 02/03/2024 - 09:12
      +4

      This is a sinking boat don't get on

  • shw01 on 01/03/2024 - 22:45
    +1

    can these cards still be loaded to PayPal?

    • Trance N Dance on 01/03/2024 - 22:46
      +1

      Yes, did it last week

      • v7dal on 01/03/2024 - 23:50

        is there a max you can do? and when you say loaded do you mean transfer the funds into PayPal? cause I'm concerned about purchasing and having them hacked as comments say?

        • Trance N Dance on 02/03/2024 - 00:55
          +1

          Didn't load the funds onto PayPal (don't think you could ever do that without incurring a fee anyway). Just loaded the card into the wallet and was able to use it to pay bills.

          • drfuzzy on 02/03/2024 - 14:44

            @Trance N Dance: Does it automatically combine cards if your bill is $1000? Would you have to make 4 seperate payments of $250 or can it split the payment automatically? I assume that's beyond what Paypal can do…

            • Trance N Dance on 03/03/2024 - 18:52
              +1

              @drfuzzy: Not automatically, but PayPal does have a split pay option to use multiple cards that are registered to your wallet to pay one invoice.

  • cook99 on 01/03/2024 - 22:52
    +14

    Cool, transfer reliable and safe money to a proven hackable product for no discount… Hard pass

  • littlesoldier on 01/03/2024 - 22:54

    just needed to meet min spend for credit card bonus (missed last deal as the new card arrived one day after….)

  • Faro on 01/03/2024 - 22:59

    This is great! I keep getting phone calls informing me of large monetary wins and that I just need one of these to activate the transfer! Now I don't even have to pay the fees! Double win!! 🤑🤑

  • easternculture on 01/03/2024 - 23:03
    -1

    My nigerian prince requested one of these to process the paperwork for the 10 million dollar inheritence he will be sharing with me.

  • LowHangingFruit on 01/03/2024 - 23:06

    Complete trash based on last experience trying to purchase them

  • mrcosmo on 01/03/2024 - 23:07
    +2

    Why are they easily hackable?

    • littlesoldier on 01/03/2024 - 23:13
      +13

      because all these cards have the first 8 digit card number exactly the same (in a 16 digit card number)
      and they have same expiry month too (eg. all card sold today are expired on 03/29)
      There are some websites that doesnt check CVV code (including Amazon AU and Google Play)

      *Just note that physical version of this card is even easier to be hacked given some finds a way to see the card number without opening the package
      whole they cannot see the CVV code as it stick at the back, it is still easy enough to spend these balances on websites that doesnt verify CVV

  • Nelumbo on 01/03/2024 - 23:13

    Thanks for sharing, @AkuroPlays. Missed the last deal, unfortunately :( Had an urgent bill to pay, so bought this using CC.

    • AsukaST on 02/03/2024 - 01:43
      +2

      So why didn't you pay your bills directly with your own credit card?

      • firestint on 02/03/2024 - 07:44

        maybe using credit cards attracts a higher fee?

      • Coops1 on 02/03/2024 - 08:37

        3x Amex MR on Plat Edge……maybe

      • Poor Ass on 02/03/2024 - 09:14

        Wondering same thing

        Ozbargain impulse buy with no benefit perhaps?

  • Serapis on 01/03/2024 - 23:24
    +1

    10% off or no deal, esp. with their stuff up and ending the sale early

  • illumination on 02/03/2024 - 00:05
    +1

    In the case that these do get hacked, what should we do? Just gotta do chargebacks?

    • Poor Ass on 02/03/2024 - 09:15

      Call up and try get them reissued

      It's a long process

  • slartibartfast960 on 02/03/2024 - 00:27
    +10

    Not a bad deal for the CC churners and AMEX users. I posted it in August and copped multiple downvotes which I thought was a little unfair https://www.ozbargain.com.au/node/796499

    • illumination on 02/03/2024 - 02:03
      +3

      Oh wow. What a different response.

      I really think it's a case of if you know, you know

      And the other factor at play I think is one person negged yours pretty early on so it swung the momentum and people latched on

      Whereas here it went the other way. I think there are certainly some "sheep" voters around

      This is most certainly a decent deal. You just gotta know how to use it..

    • Poor Ass on 02/03/2024 - 09:16

      Shows that people on this place is whacked with their votes

  • csandoe on 02/03/2024 - 02:07
    +2

    I can't recommend avoiding these enough

    I'm currently battling using 2 that were given to myself and my partner, separately, by different workplaces.

    Oh my god, the issues that are there. The website won't load, phone line won't connect, websites won't accept.. It's endless!

    This isn't chump change, either - $500 worth.

    • Aerith-Waifu on 02/03/2024 - 04:32
      +2

      council bill
      woolworths
      synergy
      ato
      shopback
      amazon

      just to name a few.

      I bought 10 of the $250 one and i used it up in 1 day

  • Rifulreinhardt on 02/03/2024 - 02:10
    +3

    as someone who bought those a few times, more than 10 each time, i can tell you they are good only for paying bills. using them on online merchants is a hit or miss since there isn't one time passcode verification. some payment gateways don't accept those.

  • ranma241 on 02/03/2024 - 02:35

    Can it be add to Google wallet?

    • Cupa Bundy Drinker on 02/03/2024 - 07:13

      No

      • Chopel on 04/03/2024 - 09:27

        May I know why not?

        • Cupa Bundy Drinker on 04/03/2024 - 11:00

          From the description.

          Do keep in mind that these cards only support card-not-present transactions (e.g. online transactions). These cards do not support card-present transactions (e.g. in-person transactions where you tap).

  • Jessie Ryder on 02/03/2024 - 04:39
    -1

    Hard pass, after last time this is a no

    • illumination on 02/03/2024 - 05:04

      What happened last time?

  • snappy1234 on 02/03/2024 - 05:04

    Terms and Conditions apply. No purchase Fee on $100 and $250 digital Coles Mastercard’s. Excludes $50 Coles Mastercard. Offer available from 1/3/24 9am. Offer ends 24/2/24 5pm.
    So which is it 🙈

    • Poor Ass on 02/03/2024 - 09:19
      +1

      Poor employee copy and paste job once again

  • cloudy on 02/03/2024 - 08:38
    +5

    woww, turning your interest earning cash into limited use, frequently hacked mastercard is considered a deal?

    • Poor Ass on 02/03/2024 - 09:20
      +2

      I thought people turn cash into high yield investment vehicles here

      • wavesgreen on 02/03/2024 - 09:33

        Like a tesla

        • Poor Ass on 02/03/2024 - 12:58
          +2

          I thought it was that Merc guy working at Westpac

  • Repstar on 02/03/2024 - 09:54
    +3

    No thanks. 10% off + fix the trash website blocking credit cards or GTFO

    • Miscreant on 02/03/2024 - 12:57

      I didn't realise that the blocking is a common occurrence. I was wondering why the card stopped working and called them up. They asked me a few questions about when I last used the card and how much money I suspect is still on it and unblocked it, but would not explain why it was blocked. Pretty annoying when you suddenly can't use it at the shops.

    • Poor Ass on 02/03/2024 - 13:02

      The website is trash indeed and no common reason why the transactions aren't getting through either

  • Hugh G Rection on 02/03/2024 - 09:57

    can i pay credit card bills with this? visa, mastercard, amex?

    • tgau2014 on 02/03/2024 - 10:18

      Yes, it works for me with AMEX

      • Hugh G Rection on 02/03/2024 - 10:20

        ok, great. thank you

      • verapamil on 02/03/2024 - 10:43

        as in making amex credit card payment? how do you make the payment using this coles gift card?

        • Poor Ass on 02/03/2024 - 13:03
          +1

          Besides from a balance transfer I haven't seen any credit cards that you can use other credit cards / visa / master prepaid to pay cc bill

  • onceupon8 on 02/03/2024 - 10:33
    +11

    Don’t support this poor offer unless you’re desperate to reach a credit card minimum spend etc. Without the 10% off, it’s not worth the time & hassle and risk of your card being hacked. A lack of support for this offer will encourage them to bring back the 10% offer.

    • xrailgun on 02/03/2024 - 14:40

      even with desperation there are tons of other/safer gift cards…

  • dnw213 on 02/03/2024 - 10:44

    Thanks OP bought these to pay my rego.

    • Poor Ass on 02/03/2024 - 13:05

      How to use to pay rego?

      Can you nominate an amount in your state as in Qld the payments are fixed denominations

      • dnw213 on 02/03/2024 - 20:57

        So I ended up realizing you can’t get around the system and instead I just used it to pay off my HECS debt. Needed the min spend for velocity FFP

  • shopking1 on 02/03/2024 - 10:50

    Has anyone used this card to pay for real-debrid? Don’t have bitcoin and was hoping to use a prepaid visa or mastercard to pay for the service .

    • aaron3 on 02/03/2024 - 17:32

      I haven't but since Real Debrid charges EUR there would be a 3% conversion fee I believe FYI.

  • No ONE on 02/03/2024 - 11:07
    +4

    I don't understand why would someone want to spend their cash to buy a gift card that is redeemable as same amount but of less value and provides no advantage/benefit then your own cash/cc.

    • team teri on 02/03/2024 - 11:40
      +7

      You can buy them with Amex (for points) and then then use them at places that don't accept Amex. You can use them to reach a minimum spend on a credit card offer.

      I wouldn't bother with this deal, but with the 10% off it was perfect.

      • cloudy on 02/03/2024 - 12:10
        +1

        Yea but earlier in the week most people with Amex couldn’t buy this anyway, transaction always fail.

        • littlesoldier on 02/03/2024 - 12:25
          +3

          that was mainly because banks like amex and NAB reject the transactions given there are too many transactions to the same merchant in short period of time
          amex transactions were fine when the deal were just posted that morning at 9am, and become working again around 12pm to 3pm

          • illumination on 02/03/2024 - 14:17
            +2

            @littlesoldier: Yea another data point here for someone who paid with Amex without issue at about 1pm

        • Yola on 02/03/2024 - 17:34
          +1

          I purchased $5k with AMEX.

      • Korban Dallas on 03/03/2024 - 09:11

        PayPal linked amex works.

        I imagine 90% usecase. Not sure what non major stores doesn't accept one, other and both these days.

    • littlesoldier on 02/03/2024 - 12:26
      +1

      for me, I buy them to pay bills in DEFT, as debit mastercard only has a card fee of 0.4% while credit card charged 1.5% fee

      • No ONE on 02/03/2024 - 14:38

        Wouldn't you incur zero fee if you pay via BPAY?

        • littlesoldier on 02/03/2024 - 15:20
          +1

          but you dont earn credit card points via BPAY
          most credit cards exclude BPAY as eligible purchase for points

        • bk1973 on 02/03/2024 - 15:55
          +5

          Yes, but maybe someone doesn't have the money right now and wants credit for 30 days or so. The more likely scenario is that 0.4% in exchange for getting airline or rewards points is a win for the latter. $1000 charge is $4 fee. $1000 could mean 1000+ velocity points. As someone mentioned above, some need the charges to meet minimum spend for a credit card offer. So not only would you get reward points, but you'd also help get the min spend to get the big bonus. The maths works, here's an example.

          Here's a scenario: You get the AMEX Platinum Velocity card. Requires $3K spend in 3 months to get 100K Velocity points (plus current 30K bonus from Velocity). You get the card and maybe you don't have much to spend on right now. AMEX isn't taken everywhere, so makes it harder to reach the $3K. You have some bills and maybe owe the ATO money (PAYG or something). So, you go and by 12 of the $250 prepaid Coles cards. That's $3K right there to cover your AMEX min spend. That 3K not only gives you the 130K signup velocity points, but at 1.25 points/$, $3K gives you 3,750 more points. Now, how to use the $3K in gift cards. First, you don't want to hold these gift cards for a long period of time. There've been reports of hacking. You buy only what you can use right away. So you go pay your bills, council rates, and/or ATO and maybe pay 0.4% charge. 0.4% of $3K is only $12, which is nothing compared to what you've just gained (even the 3,750 is easily worth more than that). You can also use these cards, via PayPal, to buy Woolies gift cards (with 4% bonus if you use the free NRMA membership and portal). This is the OzBargain way.

  • tunzafun001 on 02/03/2024 - 13:40

    So Westpac Platinum says in the PDS that buying "a card of stored value" is a cash advance. Anyone confirm/ deny? Cheers

    • xiaozaocha on 03/03/2024 - 22:09

      would they be able to identify if I purchase the card from wws or coles? I highly doubt it

      • wangasm on 04/03/2024 - 06:53

        No, they can't. The only thing shared with your bank is the merchant and their merchant category code. What you purchased exactly is never shared.

        • WookieMonster on 04/03/2024 - 18:06

          Have you heard of Slyp?

          It is a system where you can have a digital receipt of your purchase from a participating retailer (e.g. Kmart, Chemist Warehouse) sent straight to the NAB app (assuming you paid using an NAB card, of course). This is determined by matching the NAB card number used for your purchase with the NAB card number on your account.

          I do not know whether NAB can actually see the data in the digital receipt. The digital receipt may be displayed in the NAB app, but there is a chance that NAB has no visibility over what Slyp is presenting in the NAB app. (I have not read too deeply into Slyp, as you can tell!)

          • wangasm on 04/03/2024 - 18:53
            +1

            @WookieMonster: 1st time hearing of it, only just noticed it in the NAB app. I can see how it can be useful but also a little worrying. It is at least an opt-in service and the FAQ mentions the bank can only see the data if the customer "requests for it".

        • Trance N Dance on 04/03/2024 - 19:43

          Depends on the card and institutions involved. I know with Qantas and Virgin Australia airfares, the airfare info (passenger, routing, fare class, ticket number and sometimes PNR) are passed onto Amex and appears on my monthly statements.

  • Korban Dallas on 02/03/2024 - 15:48

    I like how they can just blacklist 1/10 cards without explanation and being a pain to contact.

  • tunzafun001 on 02/03/2024 - 16:47

    Which Credit cards can you buy these giftcards with, and it counts towards bonus point spends?

    Want to grab some for my Westpac $3k spend in 90 days bonus points… but don't think they will count..and might incur a Cash Advance?

    • wangasm on 04/03/2024 - 07:08
      +1

      Most credit cards do not see this as a cash advance, including Westpac from my experience. You're good to go.

      • Yola on 04/03/2024 - 09:07

        This has been my experience also.

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