This was posted 9 months 21 days ago, and might be an out-dated deal.

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10% off Coles MasterCard Digital Gift Cards & Purchase Fees: $100 for $94.50, $250 for $231.30 @ Giftcards.com.au

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10% off Coles MasterCard Digital Gift Cards & Purchase Fees: $100 for $94.50, $250 for $231.30 @ Giftcards.com.au
Go to Deal
edman on 28/02/2024 - 09:10 giftcards.com.au (19576 clicks)
Last edited 20/05/2024 - 22:50 by 3 other users

One day only for this popular/unpopular deal that hasn't been around for a while, online only and today only.

Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Total cost for $100 gift card is $94.50 ($90 for card + $4.50 purchase fee) & for $250 gift card is $231.30 ($225 for card + $6.30 purchase fee). Excludes $50 Coles Mastercard’s. Offer available from 28/02/24 9am to 5pm. Limited Time Only. Offer only available from giftcards.com.au. Maximum order value $2,500. One order per customer. Can only be used for online purchases.

Other Gift Card InComm MasterCard Prepaid Card

Related Stores

Coles Group & Myer Gift Cards
Coles Group & Myer Gift Cards

closed Comments

  • TEER3X on 28/02/2024 - 09:13
    +2

    Can this be used to pay for bills online? Uni fees specifically?

    Last time payed with the physical ones iirc, are these the same?

    • edman on 28/02/2024 - 09:15
      +4

      anywhere that takes mastercard, you just need to allow for any processing fee.

    • joeiwu on 28/02/2024 - 09:18

      I believe this has been blocked by ATO. Correct me if I'm wrong?
      All other places should be generally fine and takes them ok.

      • fishandchips on 28/02/2024 - 09:28
        +2

        can someone please confirm, I used these card last year to pay ATO.

        • edman on 28/02/2024 - 09:41
          +2

          I use these exclusively with ATO, last promo still worked. Have not processed any today yet

          • RTX9090Ti on 28/02/2024 - 11:41

            @edman: Why you all need to pay ATO? the goal is to minimise tax not to overpaid it.

            • FujinShu on 28/02/2024 - 12:13
              +2

              @RTX9090Ti: Because it’s probably for the HECS-HELP loans we get to get a university degree that is a necessity and also a scam at the same time.

            • edman on 28/02/2024 - 13:57

              @RTX9090Ti: Agree, but I have a number of business so there is BAS, income tax, monthly PAYGW. Then 2 x SMSF that have BAS and income tax.

            • Frozensage on 28/02/2024 - 14:20

              @RTX9090Ti: BAS due today

        • hyouden on 28/02/2024 - 09:44
          +4

          I just completed a few payments so I can confirm on my end they still accept these cards.

          • easternculture on 28/02/2024 - 09:46
            +1

            @hyouden: Cheers. Have $2k due today PAYG and also $500 council fees
            This deal came right in time

        • fishandchips on 28/02/2024 - 10:15
          +11

          confirmed bought 4X250, and just paid ATO for upcoming 2024 tax.
          Only need to enter $249.50 as 50cents is the fee payment. Good luck all.

          • ozbargainerlife1 on 28/02/2024 - 10:43

            @fishandchips: can you share how to pay ATO?

            • fishandchips on 28/02/2024 - 10:54

              @ozbargainerlife1: go to Payment, go to "Account Detail" click on "Filter", Amount Type drop down menu, select "All" and click on "Filter" again, and you should able to continue from there. Good luck.

          • shw01 on 28/02/2024 - 11:31

            @fishandchips: Have the payments shown up in your ATO account already? I tried with one card. The card portal indicated the money was deducted from the card but ATO doesn't list such an activity in their records.

            Not sure if it is actually a lag with the ATO side or it may bounce back to the card.

            • highwind on 28/02/2024 - 11:34

              @shw01: It will generally take 2-3 business days, from experience. I always print the receipt to PDF just in case, but they've always appeared on my account afterwards.

          • abacus on 28/02/2024 - 11:40

            @fishandchips: Last time was $249.50, this time $250.00 works fine

          • PeppaCat on 28/02/2024 - 12:07

            @fishandchips: Just wondering can we use postbill pay to pay ATO? There is no fee via postbill pay

        • svm on 28/02/2024 - 18:20

          Can confirmed it worked. Used it last night. Bought a bunch as part of the no purchase fee promo.

      • ZIngerBurgR on 28/02/2024 - 11:09

        Neg, just paid $5.5K in ATO bills using these cards. Worked instantly and confirmed via gift card page that money was deducted.

        • shw01 on 28/02/2024 - 11:25

          Just tried with one card and the gift card page showed the money was deducted as well.

          But ATO doesn't seem to show the payment in the activity list. Any chance the payment will bounce back to the card afterwards?

          • fishandchips on 28/02/2024 - 11:30

            @shw01: It might take about 5 business days to show up.

            • shw01 on 28/02/2024 - 11:32

              @fishandchips: Thanks for the info. Just don't want to end up with a whole bunch of cards (if not accepted by ATO) and have no idea where to use them lol

        • highwind on 28/02/2024 - 11:35

          Did you use more than 10 cards? I tried my 11th card and it rejected payment - 10 per day seems to be the cap from experience, so interested to see if there's a workaround.

        • Dem25 on 28/02/2024 - 11:50

          How many cards can be put through ATO in one day?

      • drfuzzy on 28/02/2024 - 11:35

        They work fine with the ATO. First exchange for iTunes, then they are accepted.

  • maverick1 on 28/02/2024 - 09:19

    Transaction Failed…contact customer service

    • shap08 on 28/02/2024 - 09:20

      ouch bad luck, my AMEX worked fine. Had heaps of trouble with CBA last time.

      • clover on 28/02/2024 - 09:22

        Ouch. Make me nervous. I am stuck at loading payment.

      • shw01 on 28/02/2024 - 11:33

        My Amex main card didn't work but my wife's supp card worked…

    • Coops1 on 28/02/2024 - 09:26

      ANZ with a OTP, order processed no issues.

      • firestint on 28/02/2024 - 10:14

        how many did you buy? I bought one with ANZ with OTP no issue, tried buying more but now getting transaction failed error.

        • Coops1 on 28/02/2024 - 10:17

          One order per customer, might be the issue.
          Although the $2500 max order might come into play.

          I did 3 cards on ANZ then another 4 on Amex (forgot about the trusty Edge 3x points earn initially)

          • firestint on 28/02/2024 - 10:24

            @Coops1: In different orders? In the previous round I managed to buy 10x $250 in 3 separate orders all to same email

            Anyways just called ANZ and they've told me to wait another 10-15mins before trying again, they have tagged the transaction attempt as genuine from their side.

            Update: not working even after 15 mins, had to use another credit card (Virgin Money Velocity Flyer)

      • lily99 on 28/02/2024 - 14:20

        I tried many times using ANZ card. All failed.

      • omaticat on 28/02/2024 - 17:17

        @Coops1 did you pay using your ANZ credit card by any chance? I wanted to see if transactions on giftcards.com.au are treated as cash advance or a normal transaction.

        • Coops1 on 28/02/2024 - 17:18
          +1

          I don’t need to check, it’s a normal transaction.

          • omaticat on 28/02/2024 - 23:19

            @Coops1: Alright, thanks a lot. Will buy using my CC next time

    • l2argain on 28/02/2024 - 11:20
      -1

      My Amex failed

  • Snoop on 28/02/2024 - 09:21
    +2

    Can only be used for online purchases.
    What does this mean… EXACTLY???
    Does that mean you can't swipe it or type in its details in store?

    • Sunny84 on 28/02/2024 - 09:23
      +3

      Its a digital gift card….

      • Snoop on 28/02/2024 - 09:29

        Yeah, but I used to be able to scan a gift card's code or punch the gift card's details into POS machines for it to work.
        Will it not at all anymore? Or selective of store / machine?

        • easternculture on 28/02/2024 - 10:07

          You can punch the gc details in terminal if retailer allows

    • fishandchips on 28/02/2024 - 09:27

      CANNOT BE USED in the supermarket self-serve or paying for restaurant or coffee or anything PHYSICAL by swiping the EFTPOS machine.

  • abs898 on 28/02/2024 - 09:23
    +5

    These can be added to Paypal as well and bypass quite a few merchants that block.prepaid card

    Eg you can buy discounted woolies GC with these via PayPal which usually blocks prepaid cards.

      • abs898 on 28/02/2024 - 09:34
        +21

        Lol then don't.

        Name checks out

        • Turd on 28/02/2024 - 09:35
          -7

          I cant use PayPal, they have banned me

      • sethowar on 28/02/2024 - 10:11
        +5

        Not a helpful comment if this is just about you being banned from Paypal and not applicable to a general user.

        • Turd on 28/02/2024 - 10:13
          -1

          Depends… If you keep adding these cards to your paypal account to churn through they will get susspicious

          • Bdawg on 28/02/2024 - 10:16

            @Turd: I had my account suspended for it but I spoke to them and they unblocked it.

    • shw01 on 28/02/2024 - 09:37

      Any suggestion about where to buy such discounted GCs? shopback? Thanks.

      • sween64 on 28/02/2024 - 09:39
        +1

        A rewards portal. Check the OzBargain gift card wiki.

      • RTX9090Ti on 28/02/2024 - 11:44

        Shopback no longer allows this type of digital giftcard for payments.

    • ciab on 28/02/2024 - 11:30

      Is this just linking a card or can you add it to your PAYPAL balance

      • abs898 on 28/02/2024 - 11:36
        +4

        Linking card.

        You can add money (balance) only via a bank account

    • dealsdealsdeals on 28/02/2024 - 13:58

      thanks for the tip. just used this and worked a treat! :)

  • easternculture on 28/02/2024 - 09:23
    +13

    Cheers, council fees and taxes paid

    $20k worth bought

    • shw01 on 28/02/2024 - 09:27

      ATO still accepts these cards?

      And can you split payments for things council fees (I assume such fees are usually more than $250)?

      Thanks.

      • easternculture on 28/02/2024 - 09:54

        Yeh, council fees can be split.
        Just paid mine with these

        • RTX9090Ti on 28/02/2024 - 11:46

          can you split rego and ctp pay?

        • [Deactivated] on 28/02/2024 - 13:49

          Is there any glaringly obvious reason why these cards have limited places of use if it's just a digital mastercard?

      • highwind on 28/02/2024 - 10:50
        +1

        Just put in 10x into my ATO with no issues

        • shw01 on 28/02/2024 - 11:00

          thanks for the info. damn just paid my payg the day before yesterday

          • highwind on 28/02/2024 - 11:20

            @shw01: Me too… Had an Activity statement payment for 3k that I paid for on Monday… would've been good to use these for, but oh well, prepaid for next quarter haha

    • joeiwu on 28/02/2024 - 09:28
      -2

      I don't think this can be used with ATO anymore.

      • easternculture on 28/02/2024 - 09:29

        Its ok, will also use for Private health insurance churning so i dont have to give them my real credit card and paying other insurances, rego, ctp etc.

        It will all be used up in 3 months

        • Turd on 28/02/2024 - 09:32

          You cant split ctp with smaller amounts

          • easternculture on 28/02/2024 - 09:38

            @Turd: Depends on the insurer if system allows split payments. Ive done it before

          • shw01 on 28/02/2024 - 09:40

            @Turd: Yep, just tried with my rego. They asked for a lump sum. May suitable for parking infringements etc. lol

            • easternculture on 28/02/2024 - 09:41

              @shw01: Rego has to be over the counter at services NSW

              • shw01 on 28/02/2024 - 09:45

                @easternculture: Unfortunately I am in ACT and judging by the rego notice, they no longer provide an option to go to the counter other than AU Post.

                • easternculture on 28/02/2024 - 09:51

                  @shw01: In NSW

                  In person
                  Before you visit a service centre, check to see which payment methods they offer. Not all service centres accept cash, cheque or money order.

    • hamwhisperer on 28/02/2024 - 09:41

      How? Multiple cards, wife name etc?

      • easternculture on 28/02/2024 - 09:44

        Multiple emails and cards (10 per order)

        • Turd on 28/02/2024 - 09:50
          +2

          If you have your own domain you can have unlimited emails

          Thanks google turkey domains!

    • Poor Ass on 28/02/2024 - 09:57

      did you use couple of different emails or just the one?

      • easternculture on 28/02/2024 - 09:58

        Multiple email addresses. I have my own domain

        • Poor Ass on 28/02/2024 - 09:59

          council bills, land tax, water are the go to

        • Poor Ass on 28/02/2024 - 09:59

          Domain Real Estate no wonder you need 20k+ for council bills

          • easternculture on 28/02/2024 - 10:03

            @Poor Ass: Going to pay 2 years in advance. Close to $5k

            • Poor Ass on 28/02/2024 - 10:04

              @easternculture: any plans to prepaid water or power / gas if you have them?

              I remember using these to pay for a cruise it was good

              • easternculture on 28/02/2024 - 10:09

                @Poor Ass: Yep, i already have $200 gas and $300 water to pay so might top the water up. With gas i regularly churn so no point

                • Poor Ass on 28/02/2024 - 10:11

                  @easternculture: well I guess you can credit the account to get a refund when you churn

                  couple of ways to make these $250 back into cash but requires effort… rather just use them

        • Poor Ass on 28/02/2024 - 10:47

          did you use the same credit card? bought twice 2 different cards stopped working now

    • StealaDeal on 28/02/2024 - 10:03

      Isn't there a transaction fee when you pay with card?

      • Poor Ass on 28/02/2024 - 10:05

        no

        there is an activation fee $250 + $7 activation fee

        if there is a transaction fee it would be your card and probably best to bin it

        • StealaDeal on 28/02/2024 - 10:24

          I mean when you pay for council fees, fines, rego, taxes, etc. with a visa/mastercard, isn't there a card fee? I always pay with Bpay.

          • Poor Ass on 28/02/2024 - 10:28
            +1

            @StealaDeal: there is but the overall discount is worth it

            Bpay you are just using non discounted money if that makes sense

            it's like a 7.48% saving just by buying the $250 card with $7 activation

            so your <1% surcharge is pretty minimal

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