This was posted 1 year 4 months 6 days ago, and might be an out-dated deal.

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10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au

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10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
Go to Deal
BargainsGrabber on 16/08/2023 - 00:06 giftcards.com.au (23787 clicks)
Last edited 15/05/2024 - 10:02 by 3 other users

Here we go again…. Good luck

I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

  1. A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

  2. Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

  3. A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).

Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

10% off Coles Mastercard​ offer

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Cost for $250 gift card is $231.30 (made up of $225 for card + $6.30 purchase fee). Excludes $50 and $100 virtual Coles Mastercard’s. Offer available from 16/8/23 9am to 23/08/23, While stocks last. Offer only available on purchases from giftcards.com.au. Maximum order value $2,500. One order per customer. Card can only be used for online purchases. The virtual Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

Other Gift Card InComm Instagrampost MasterCard Prepaid Card

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closed Comments

      • nightelves on 17/08/2023 - 18:40

        How do you know if the funds are ready? I've got 9 saying it's failed but available balance $250 is still there. This is nerve racking.

        • huhuu77 on 18/08/2023 - 06:46

          I don't know, I just tried $150 payment and proceed, then $100. That is almost 24 hours since I received it.

    • B-Man02 on 17/08/2023 - 07:45

      is post billpay different to bpay?
      I cant seem to find how to pay my rates with bpay.
      billpay seems to be Australia post but wont accept my bpay biller code so I don't know if im doing something wrong or they are 2 different systems and I cant pay my rates from billpay?

      • apple0604 on 17/08/2023 - 11:35
        +1

        They are different.

      • Yola on 18/08/2023 - 06:54

        Post Billpay uses CC.

  • Craze on 16/08/2023 - 23:32

    I decided to buy two (in separate transactions) and both went through fine, phew!

  • spizades on 16/08/2023 - 23:36

    killer deal - paid my rates, strata, water bill, gas and electric and saved almost 200 bones. Didnt work on chrome so tried on edge and came through smoothly. GC came 2 min after the invoice. Big up

    • rokufan on 18/08/2023 - 00:14

      Haha. Didn't work on Edge for me but worked with Chrome.

  • Owgasm on 16/08/2023 - 23:41

    Comments looking a bit better. I’ll give it another day or so and see where we are at…

  • dingding26 on 16/08/2023 - 23:48

    How does coles make money from this? At least buying physical cards at the stores, theres a chance people also go shopping.

    • truetypezk on 17/08/2023 - 09:15
      +2

      Coles probably just make a flat $/card for licensing their brand name to be used on the card.
      Heritage bank probably imposes a fixed service charge structure for the financial backbone administration.
      Incomm is probably counting on you forgetting/not able to spend the entire balance on the card. Or even better you have thrown away the physical card or have deleted the original emails when the merchant sends you a refund a few months later:)
      Given the number of people and novices who buy the cards, I am sure all of them are making a very healthy profit.

    • n0mad on 17/08/2023 - 09:46

      answer is probably in you post, by not shopping coles/heritage bank earn interest on the money sitting unsued. With high interest rates probably enough margin to cover the cost of quick users

      • truetypezk on 18/08/2023 - 10:18

        Yeah I am no expert but perhaps Incomm/HB can use the money in the trust account for some kind of approved low-risk investment as well.

        • n0mad on 18/08/2023 - 13:05

          probably home lending

  • Turd on 17/08/2023 - 00:48
    +2

    As of now cards I'm email can not be read.

    Vccardelivery domain 500 error

    Maybe someone is trying to hack the servers causing an overloaded database server.

  • Rad19874812 on 17/08/2023 - 00:54

    Was skeptical at first seeing the negative comments regarding previous amazon deal. Decided to buy 2 and used it to buy GC on shopback and also pay my Medibank private premium which worked well. Ended up using a different account to buy 3 more to load up on my medibank and more GC for groceries.

  • edmobile8 on 17/08/2023 - 01:05

    getting Vccardelivery domain 500 error now..

  • Turd on 17/08/2023 - 01:35

    Fixed now

  • abacus on 17/08/2023 - 02:32

    Tried 20 times, big waste of time. Chrome, Firefox, 4 different cards.

  • TEER3X on 17/08/2023 - 06:32

    Bought last night as someone else suggested incognito chrome, commbank card.

    Bought 10, delivered within 5 minutes, used them all for a bill

  • Repstar on 17/08/2023 - 07:02

    What’s a good way to spend a few remaining $$$ on the card?

    • Repstar on 17/08/2023 - 07:47
      +1

      Amazon gift cards worked fine FYI to use left over balance.

      • BargainsGrabber on 17/08/2023 - 08:01
        +1

        To add to this, it has to be a minimum of $1 balance if you’re purchasing the Amazon gift cards :)

        • Repstar on 17/08/2023 - 08:08

          @BargainsGrabber yep! HELP! Got 33c left on one card

          • Bdawg on 17/08/2023 - 09:34

            @Repstar: Maybe ATO prepay tax or HECS/HELP. Don't know if they have a min.

      • asc on 17/08/2023 - 16:42

        90c left over.

        • Chris T on 17/08/2023 - 19:30
          +1

          Optus accepts credit/debit card payments down to $0.01. Handy if you or a family member happen to have an account.

  • Koopedup on 17/08/2023 - 07:45

    So this can only be used in Coles? And can we use it instore at the self checkouts?

    • BargainsGrabber on 17/08/2023 - 08:00
      +2

      Nope, it can only be used online as these are e-Mastercard and there’s no physical black strip that you’re able to swipe at the eftpos if using in store

  • B-Man02 on 17/08/2023 - 07:46

    how are people paying their bills with them? i cant seem to work out how to use them on bpay

    • Yola on 17/08/2023 - 08:04

      You do not use them on bpay. You use them like a credit card but up to the maximum. If there is a surcharge you need to deduct it.

  • Neil2016 on 17/08/2023 - 08:31
    +2

    Bought $4000 in total. I think my battle is over! Topped up my Amazon balance, private health insurance and council rates!

    • fishandchips on 17/08/2023 - 08:43
      +1

      my council rates has Credit Card fee 0.57%. is your has credit card fee?

      • kendo on 17/08/2023 - 08:59

        0.5% fee for me

      • RichardF89 on 17/08/2023 - 11:34
        +1

        this is debit card not credit card. And my council rates is no surcharge

        • Poor Ass on 17/08/2023 - 12:23

          Then that means there's no surcharge for your rates

      • Neil2016 on 17/08/2023 - 12:07

        Ours is 0.34%

  • schmucky on 17/08/2023 - 08:41

    Bought this morning and delivered in 5mins

  • 0 0 0 on 17/08/2023 - 08:41

    Bought 4 more. Almost instantly delivered

  • kendo on 17/08/2023 - 08:59

    Just bought 5 more on the sub Amex card as my card which i used yesterday was blocked. Successful and received all 5 cards less than 5 minutes.

  • hellwolf on 17/08/2023 - 09:07

    Ordered 10 cards yesterday successfully. Tried ordering another 10 cards this morning and there was no issue with card acceptance from AMEX but got the transaction failed contact customer service message. Card has not been charged. I'll try with my wife's supplementary later.

      • jimojr on 17/08/2023 - 10:51
        +1

        Not ture, I managed to buy 5x 4 times with all the same details yesterday.

    • hellwolf on 17/08/2023 - 12:18
      +1

      Tried again with the same card but different email, dfferent browser and different IP address, it still failed. Worked fine with my wife's supplementary card.

  • ady211 on 17/08/2023 - 09:13

    Going slow this time bought 4 yesterday will go for another 4

  • H0tsh0t on 17/08/2023 - 09:26

    I have tried many times and not able to get a card. It shows Transaction failed, please contact customer service.
    any tips?
    thanks

  • fishandchips on 17/08/2023 - 09:37

    Yesterday ordered 10 cards, received all 10 within 2 hours.
    Now have ordered another 10 cards, invoice received instantly, let see how long will receive the cards. I will report back here.

    • fishandchips on 17/08/2023 - 09:41

      just receieved all new 10 cards, 4 minutes after received invoice.

  • Jone on 17/08/2023 - 09:38

    Bought 4 and got them in five minutes
    But I'm still waiting for the refund from my last Amazon card

  • Repstar on 17/08/2023 - 09:45

    Bought another 4 this morning. Emailed within 5 minutes. Yeewww!!

  • Bdawg on 17/08/2023 - 09:47

    Do you think I could pay $40k to my builder or might heritage bank block it after a few $k?

    • 0 0 0 on 17/08/2023 - 09:56

      That would be ballsy. But then again building in the current economic climate takes balls. Hope you don't end up in a Porter Davis situation or one of the other 1000 builders that have collapsed and run off with prepayments

      • Bdawg on 17/08/2023 - 10:10

        I was waiting for Tas to reintroduce builder insurance but build price almost doubled and I got sick of eating fees on a vacant block and it turns out the government has decided to provide an equivalent guarantee until it is reintroduced. Not a great situation but… Risk reward!

        • shap08 on 17/08/2023 - 13:43

          how does the contract work with build prices increasing or have they settled out?

          • Bdawg on 17/08/2023 - 13:55
            +1

            @shap08: The contract is fixed price. So the last house I built they ate a massive haircut, this time they pumped up prices because of increased cost and also I assume for some buffer in case prices spiral again.

            I got a quote about mid 2022 years ago that was 125% of what it was 2021. So I held off and now it's gone up almost another 100%. So I signed, sick of paying for vacant block and watching prices endlessly rising. I don't expect build prices will come down or stop going up any time soon.

            • shap08 on 17/08/2023 - 13:57

              @Bdawg: Thanks for the explanation.

    • Turd on 17/08/2023 - 10:08

      You have to ask your builder if they can split payment, if they allow it, 100% it will work.

      • nightelves on 17/08/2023 - 10:09

        Were you able to buy giftcards this morning?

        • Bdawg on 17/08/2023 - 10:11

          I just bought 20 and they came through instantly.

          • nightelves on 17/08/2023 - 10:14

            @Bdawg: I might be blocked like a few others on here.

            • joeiwu on 17/08/2023 - 10:47

              @nightelves: Any idea how long the block lasts for?

              • nightelves on 17/08/2023 - 10:48

                @joeiwu: I think it's linked to the otp from the card. The part where it verifies the amount before proceeding. If the card is tied to the same phone number than it won't work. That's my theory.

                • joeiwu on 17/08/2023 - 10:49

                  @nightelves: Interesting theory. I assume the block is only around 24hours or is it longer?

                  • nightelves on 17/08/2023 - 10:50

                    @joeiwu: I'm hoping so. I haven't got another card with a different phone number tied to it that I can test.

  • Crowing on 17/08/2023 - 10:50

    Managed to get $3k worth yesterday in 3 different transactions. Tried again just now with same details and Citi CC but getting transaction error. Same with Nab CC. How odd…

    • nightelves on 17/08/2023 - 10:51

      I suspect if the otp number is linked to the same number than it won't work.

    • joeiwu on 17/08/2023 - 10:53

      I suspect yesterday they didn't have the restrictions, but today they put the restrictions back up due? I was surprised people (including me) could buy multiple orders yesterday. This certainly isn't the expected behaviour as I had bought these in the past and I generally can only get 10 max a day in 1 order.

    • Bigboy97 on 17/08/2023 - 14:18

      Just did my 4th one then, 10 cards for the first 3 then 7 cards for the 4th.

      Same details for each time.

  • EveryLastCent on 17/08/2023 - 11:13

    Can these cards be used on Paypal and then from Paypal pay my credit card bill with them?

    • nightelves on 17/08/2023 - 11:18

      Yes

      • yht on 17/08/2023 - 11:24

        How do you pay credit card bill with Paypal ? Is there an option to pay the credit card with Paypal ?

        • nightelves on 17/08/2023 - 11:25

          Oh shoot no you can't sorry. I misread.

  • annielee on 17/08/2023 - 11:32

    Bought another 4 this morning with the same card that failed yesterday, got the card within 10mins and paid most bills in advance.

    • nightelves on 17/08/2023 - 11:38

      I suspect I’ll have to wait till this evening to try mine.

  • clover on 17/08/2023 - 11:52

    Finally pull the trigger today but I couldnt pay 2/4 of my bill providers. Too bad.

  • nickskewl on 17/08/2023 - 12:14

    Tried using gmail, hotmail with 3 different card combinations but fails in the end saying, Transaction failed, Contact Customer Care. The only thing consistent in filling form is name, and address. (Mobile using 2 separate as well)

    • highwind on 17/08/2023 - 12:28

      From my experiences, name, email address, physical address and mobile, all do not affect whether the transaction goes through or not (I've used the same details for multiple successful purchases). I did change the credit card used each time, though not sure that matters either since there are reports of many many sets being bought by the same person.
      I currently use Chrome on PC, Incognito and disable my ad-blocker to purchase (again, not sure if that even matters)

      • Yola on 17/08/2023 - 12:32

        Yes, it's so random. I purchased 5x10 yesterday. Different everything. On the 6th repeated details of the 1st - failed. Repeated again this morning worked. My husband purchased several using the same info.

      • Bdawg on 17/08/2023 - 12:39

        I bought 30x10 today. Same details, used one cc twice in a row and another for the last one. No problems.

        • googoogaga on 17/08/2023 - 14:25

          30x10 with same details and you didnt get blocked?

          • Bdawg on 17/08/2023 - 14:43

            @googoogaga: The only difference was I used one credit card twice (2x10) and a different one for the third (1x10).

        • lilkid28 on 17/08/2023 - 16:41

          You bought 300 cards today? $75k?!?!

      • B-Man02 on 17/08/2023 - 21:04

        i changed my email and it worked

  • beaniemeanie on 17/08/2023 - 12:31

    Anyone using Altogether for hotwater and electricity? Last time I purchased the physical $100 mastercard to pay for Altogether's bill, and the transaction could not go through…

    • Bdawg on 17/08/2023 - 12:40
      +1

      Did you account for any % transaction fee? If not this would tip you over the $100 for example 1% fee would make it $101 which would be declined for insufficient balance.

      • beaniemeanie on 17/08/2023 - 12:48

        Yes, there's a 1% transaction fee, the payment amount I put $99, so the total payment amount is $99.99 which is within $100. I tried several times and the transactions were all failed..

  • Section2 on 17/08/2023 - 12:56
    +2

    I got a total of 31 giftcards over yesterday and today. All received pretty quickly and used immediately with no issues.

  • auindie on 17/08/2023 - 12:57

    Is it finished . Tried all options but getting Transaction failed, please contact customer service.

    • BargainsGrabber on 17/08/2023 - 13:02

      Promo banner is still visible on the website :)

    • mt2000 on 17/08/2023 - 13:07

      LOL Did you even read this thread?

      Many people including me has this issue and you have to find a way to make it work.

      Saying that I manage to rang up my bank and speak to the fraud team to tell them it's all legit and finally all working now. This with ANZ

  • thriftee on 17/08/2023 - 13:34
    +1

    Tried to make another transaction Got payment fail but they took the money. On phone to ask for refund … Scared to try more. This is the second time i'm calling them

    • nightelves on 17/08/2023 - 14:12

      Wait so you got no email confirmation?

      • thriftee on 17/08/2023 - 15:57

        Hi, sorry for this second time i thought i had been charged but it was valid (I miscounted). However, on the first day, yes that happened but I knew it was unsuccessful because i got the failure notification on the website but my CC was still charged. Wasn't expecting an email as it had failed. Had to call them. They saw the charge and said it will be refunded in 2-4 days.

  • capslock on 17/08/2023 - 14:26

    All the downvoters have disappeared.

    • BargainsGrabber on 17/08/2023 - 14:28
      +2

      They never gave this promo a chance when it first started. All of it were carried forward from the Amazon deal to this deal :)

    • Turd on 17/08/2023 - 14:53
      -1

      Im here ;)

  • tonester on 17/08/2023 - 14:56
    +1

    DUPLICATE ALERT

    • even if not planning to use Coles Mastercard gift cards immediately, you should try to add them to PayPal - one of mine was apparently already added to another account, meaning that a duplicate had been sent to someone else :(
    • trixieb on 17/08/2023 - 15:28

      @tonester Sorry to hear. Is the balance zero or still $250?

    • Aureus on 17/08/2023 - 15:54

      I had that on one of my cards. I quickly used that card up.

      • yht on 17/08/2023 - 16:13

        Me too ! Lucky still have $250 in the card !

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