This was posted 1 year 4 months 5 days ago, and might be an out-dated deal.

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10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au

44256

Here we go again…. Good luck

I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

  1. A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

  2. Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

  3. A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).


Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

10% off Coles Mastercard​ offer

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Cost for $250 gift card is $231.30 (made up of $225 for card + $6.30 purchase fee). Excludes $50 and $100 virtual Coles Mastercard’s. Offer available from 16/8/23 9am to 23/08/23, While stocks last. Offer only available on purchases from giftcards.com.au. Maximum order value $2,500. One order per customer. Card can only be used for online purchases. The virtual Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

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closed Comments

  • -5

    No discount shown on the page

    • +6

      16 Aug 9:00am–21 Aug

      • yeah, just saw it, thanks

    • +2

      "Offer available from 16/8/23 9am to 21/07/23"

  • +27

    Fool me once…

    • +5

      Agreed.

    • +5

      Still haven't got my refund from the Amazon ones.

      • +2

        Same here

      • +1

        I emailed them and got it pretty quick

        • +2

          Yeh they replied to say my refund has been processed last Friday. But still no money back in my account.

          So you already have the money back in your account?

          • +1

            @Shaun Prawn: Yes, came within a couple days. I was surprised myself.

          • +1

            @Shaun Prawn: Got my refund yesterday, plus Amex credited my account for $900 as well so at the moment have -$900, +$900, +$900. Would be nice if it stayed like that….

          • +1

            @Shaun Prawn: I got the email back last Friday and the money was there Sunday. I also got a call on Friday about an hour after the email saying it was processed

          • +1

            @Shaun Prawn: Got my refund within couple of days after receiving email confirmation

      • what happened. did amazon not accept it?

        • +4

          giftcards.com.au accepted payment but than failed the order and didn't provide the gift card. Then you have to contact them to get a refund or else they won't do anything about it.

      • Finally got my refund last night.

    • +12

      Still waiting for my $450 refund from their previous scam. Their site is a joke and the fact they didn’t automatically refund customers and we had to contact them directly is borderline criminal.

    • Agreed

    • +4

      fool me — you can't get fooled again

  • +8

    Not very useful. A lot of places refuse taking it now, especially those gift card places. Used to he ok but they stopped. So now i cant use it with Prezzee or Shopback. Who knows when Amazon would stop taking it.

    • +1

      There were posts about Amazon deactivating accounts. Not sure if they are related

      • +1

        It seems that if you use a lot of gift cards on same website, you take the risk that they would regard it as suspicious behavior and either block you to add any more cards, or suspend your account for investigation.

    • +2

      I used a bunch of Coles Mastercard gift cards to buy gift cards on ShopBack last week without any issues.

      • Same. Thank heavens for ShopBack!

      • I used 5-10 cards last week. Then they no longer accept it.

      • +1

        Last time I using 3 Coles mastercard on Shopback. They are fine. All accepted .But it is block when I using fourth MasterCard. Even I tried another MasterCard giftcard. It is yet not accepted.

    • Use it for paying bills then

    • I've added mine to PayPal and it works with Preezee.

      • The question is when did you first add them?

        • Can't remember. But I just added my last two right now and it worked.

      • YMMV. Doesn't work for me

    • I purchase between 2 to 5 every time they come up & have no issues using through shopback.. long as dont quickly add 3+ cards all at once youll be right.

  • +13

    Say no

  • +5

    Still waiting for the refund from them for the previous Amazon GC deal…

  • +2

    Are these online version easily hackable?

    • +3

      Yep

  • +1

    Cant use in store

  • About time
    Just received rates notice today

    • -3

      Can you pay your rates with this card?

      • +1

        With rates, the problem is they charge something like 0.56%, so you can't just pay $250. You need to factor in the card surcharge, calculate and pay something ridiculously like $248.67. You need to then subtract that from total amount owned and do it again. Then you'll be left with a gift card residual value of something like $4.73, making it totally useless and negate all the saving. Not to mention all the efforts and time you put in to pay a council rate multiple times.

        • +10

          I use the few dollar remainder to buy variable Amazon gc and store it in my account. This way you won’t lose track

        • Couldn’t you have just used the whole amount and have $4.73 in credit? I would imagine most places happily accept overpayments for the potential interest yield.

        • +5

          You just need to get the calculations correct

          There are 2 types of surcharges for bills

          One is charged on payment and the other is charged on the next bill

          Next bill one just pay $250 and surcharge is applied in the next bill

          The one on payment using your example
          $250/1.0056=$248.61 it will say $1.39 added on top and then you'll use the whole $250 balance no residue left. Sometimes you do need to play around with rounding just make sure the total is $250 is at the end

          • +4

            @Poor Ass: +1 not sure why this is considered so hard - I literally did it for 60 gift cards between this last digital deal and the in store Coles on a few months back - just calculated the exact amount to leave $0 remaining after surcharge.

        • +1

          Just overpay and have a credit, that's what I do.

          • +1

            @Bdawg: It doesn't solve the problem that you've still gotta calculate the usable about on the card. But yeah might as well spend it all in one go and keep credit

        • It worked for Northern beaches council, but did not work for Burwood council.
          The interface for Burwood council did not require CVV, maybe a reason.
          Also worked OK for Strata through Deft.

          • @auri: I paid my strata in advance through Deft too. My council didn't seem to have an option to split, other than their own payment plan which was a cost. They use bpoint online, which didn't allow the amount to be edited. I didn't think to try bpoint over the phone.

    • got mine too today, any tips on this? last year i used the physical card.

      • It's the same way to pay

        Tip: use it fast

        • Is anyone from VIC? my council is using Bpoint for online payment, do I just need to pay 250 10 times using the same reference number?

    • This is new to me. Do you pay using BPAY or some other means?

      • +1

        Do not use BPAY just the card number and other details.

  • +11

    Good luck

    Is this a lottery ?

    • +2

      Should be in competitions?

  • Still haven't spend some cards from Coles yet.

    I should probably check them soon

    • +13

      That's OK, I already spent them for you.

    • +6

      Thank you for your donation to JV & Scammers Co.

  • +1

    Anyone know if there is any issue paying ATO with these?

    • I paid the ATO.

      0.2% CC surcharge.

      • Can you pay split over multiple cards?

        • +1

          Yes.

      • $7 for the card.
        Plus surcharge

        How much did you actually save?

        • +10

          7.2% but excludes PTSD

        • +4

          $182 ($2500)

          Plus whatever CC points for $2313 on the credit card

          • @JimB: Can you add multiple gift cards in one payment or you had to do new payments every time?

            • @ThePointsGuru: New payment but there are not many fields to fill out. In some ways easypay is easier but can only do 5 every 12 hours whereas MyGov can do 10. Also, you may be able to get your computer to auto fill some.

            • @ThePointsGuru: Unfortunately new payment each time.

              But isn’t too hard as the website has a copy function for the credit card numbers

              All 10 had the same expiry date, 08/28 from memory.

              So just need to remember the CCV

      • thank you

    • iTunes GC works better.

      • Yep this

    • I paid about $15,000 to the ATO last time between paying off debt and down-paying on my personal income tax account. No issues paying but wondering if anybody has had experience getting a tax refund from the ATO after doing this 😂

      • Apparently it goes back onto the original payment method.

        • +1

          The ATO advised this is not the case on their forums. The money in the pot comes from multiple sources so who’s to say where the refunded money came from, unless the use LIFO or FIFO or something to track the monies in that account.

          • +1

            @CommuterPolluter: Excellent. I only read from another post in one of the deals where someone asked and apparently got told so.

            I would imagine it would be easier for ATO to just transfer by EFT but I wouldn't be able to confirm with any certainty.

          • +1

            @CommuterPolluter: With this one simple trick you can launder money through the ATO

          • @CommuterPolluter: Could you please post a link or something like that so I can argue with ATO? Currently have around $3K sitting there and they say it goes back tothe original card(s).

      • Hey mate

        Was your payment of 15k at one go

        I paid 2250 and cannot go ahead, just payment failed on ato portal.

        • yeah I think 8 cards max per like 1 day

          But you already got 9 in a day ? wow

          • @USER DC: Thx for the response man.

            • @Cmaz: There is another trick how you can pay more in a day, think another 5-10 cards

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